Axis Bank Credit Card

Axis Bank offers different types of credit cards that are suitable to varying individual needs and offers benefits around cashback, rewards, and even discounts on selected brands. The best card amongst these, however, would be the one that is chosen as per your spending habits & patterns. For instance, the Axis Bank Flipkart Credit Card is a good option if you are a Flipkart loyalist but also need all-rounder benefits such as discounts on dining and complimentary lounge access. However, if you are looking for rewards limited to Flipkart, offered via SuperCoins, Flipkart Super Elite Credit Card is a good option. Additionally, you can get Axis Bank MyZone Credit Card if you are looking for benefits around entertainment, Axis Bank Ace Credit Card if you want a credit card with direct cashback benefits,Indian Oil Axis Bank Credit Card if you want a card with all-rounder fuel benefits, and Axis Bank & Vistara co-branded credit cards, if you are looking for a travel credit card.

The minimum salary requirement for Axis Bank Credit Card may vary from one card to another. However, you must note that premium category cards usually have a higher income eligibility requirement in comparison to entry-level credit cards. Top Axis Bank Premium Cards include Axis Bank Reserve Credit Card & Axis Bank Vistara Infinite Credit Card. For beginners, Axis Bank Pride Platinum Card, Axis Bank Neo Credit Card, Axis Bank MyZone Credit Card & Axis Bank Flipkart Credit Card are suitable options. You must contact the bank to check card-specific income eligibility.

Axis Bank Credit Cards come along with a credit limit and a cash withdrawal limit. While the credit limit is dependent on various factors such as credit score, debt-to-income ratio, other credit cards issued under your name, and your income, the cash limit offered on Axis cards is usually 20-40% of your credit limit.

Yes, Axis Bank credit cards are accepted globally. If there are some terms and conditions related to card usage, the bank would mention the same in the credit card document. However, the charges for international usage may vary across all Axis Bank credit cards.

Based on the type of credit card, Axis Bank offers eDGE reward points or co-branded loyalty points, such as Club Vistara points. For instance, Axis Bank Vistara Credit Cards offer reward points as Club Vistara points. The accumulated reward points can be redeemed for merchandise from Axis Bank’s Rewards Catalogue and Air Miles can be redeemed at the time of booking air tickets.

If you have any query regarding your Axis Bank credit card, you can get in touch with the Axis bank’s customer care by calling on their toll-free number -18002095577/ 18001035577. Apart from this, you can also send your grievances and queries through online submissions on the official website of Axis Bank. You can also alternatively mail Axis Bank at customer.services@axisbank.com

Yes, the Flipkart Axis Bank Credit Card is a good option if you are looking for a credit card with inclined benefits towards Flipkart along with benefits spread across other top brands like Myntra, Uber, and Swiggy. The card also offers dining and lounge access benefits. Thus, at a low annual fee of Rs. 500, the card is a good choice and can be availed even by beginners. Click here for Flipkart Axis Bank Credit Card Apply Online Process.

Credit card interest may vary across different Axis Bank Credit Cards, however the general interest charged is up to 3.4% per month. You have to pay the interest on the total amount due which is not paid on the due date. When an amount lies outstanding in your credit card account, interest-free period will not be applicable, which means on every transaction interest will be charged from the date of purchase. Credit card cash withdrawals also incur interest charges from day one.

Yes, the purchases made on all Axis Bank Credit Cards can be converted into EMIs. However, not all transactions are eligible for EMI conversion. If the transaction is eligible for EMI, you can convert it into EMIs using internet banking. All you need to do is log in to your account and click on ‘Convert to EMI’ option under the ‘Credit Cards’ tab. Then you need to enter few details related to EMI conversion and your transactions. Apart from this, you can also convert your transactions into EMI through mobile app or by calling on the customer care number.

The bank allows you to pay your Axis Bank Credit Card bill online through Billdesk, net banking, debit card, mobile app, NEFT, ECS and UPI. Apart from this, you can also pay your credit card bills offline through cash or cheque. Click here for more details.

Auto-debit facility lets you make your credit card payments automatically at fixed dates. You can set standing instructions on your Axis Bank savings/ current account to pay either the total outstanding amount or the minimum due amount on your credit card. The amount will be automatically deducted from the linked account every month. For instance, if you need to pay your credit card bill at 10th of every month, the amount gets deducted accordingly. This makes managing your credit card hassle-free.

If you make a transaction that exceeds the available credit limit on your card, it is completely at the bank’s discretion to approve or reject the transaction. If the transaction is approved, an over-limit fee will be charged on the amount. Note, that the over-limit fee will be charged across all credit cards and also depends on the other terms and conditions. If you feel that the limit offered on your credit card is low, you can increase your card limit by contacting the Axis Bank Customer Care.

The eligibility criteria vary for different Axis Bank credit cards. However, you must meet the basic eligibility criteria. (i) you should be aged between 18 and 70 years (ii) you should have a regular source of income (iii) you should be able to produce relevant documents as proof of identity, address and income.

You can check your credit card’s application status through both offline and online modes. To track your application status online, you can visit the official website of the bank and enter your application number. Your current status will be shown on the screen. Additionally, you can also call on the customer care number and enquire about your application status.

Offers on Axis Bank Credit Cards are revised from time to time, as per the bank's discretion and may vary across all credit cards. To know the latest offers on your Axis Bank Credit Card click here .

You can check your Axis Bank credit card statement both online via Net banking & mobile banking. To check the Credit Card statement of your Axis Bank Card offline, you can either contact the bank at their customer care or by visiting the nearest bank branch.