Axis Bank Credit Card

• Club Vistara Points- 4 CV (reward points) points on every spend of Rs. 200
• Welcome Benefit- Complimentary Premium Economy Class Ticket as a welcome gift
• Club Vistara Membership- Privileges of complimentary Club Vistara Silver Membership such as priority check-in and additional baggage allowance
• Milestone Benefits- 4 complimentary Premium Economy Tickets on achieving milestone spend
• Lifestyle Privileges- Complimentary lounge access at select airports within India. To view the list of participating Vistara lounges, click here

Launched in collaboration with Vistara Airlines, Axis Bank Vistara Signature Credit Card is an advanced variant of the Axis Bank Vistara Credit Card. It is also among the best travel credit cards in India. You should opt for this card if you-

• Are a frequent traveler and prefer Vistara over other airlines
• Are willing to pay an annual fee of Rs. 3,000
• Would like to avail complimentary lounge access

Some other cards suiting your travel requirements are shown below:

• Welcome Benefit- Travel Vouchers worth Rs. 5,000 on Activation
• EDGE Reward Points- 10 points on Domestic / International spends for every Rs. 200 spent
• Annual Benefits- 3,000 EDGE Reward Points on card renewal
• Lounge Access- 2 complimentary access per calendar quarter to select domestic lounges
• Dining Discount- Up to 20% off at 4,000+ partner restaurants

Axis Bank Privilege Credit Card is specially designed for the frequent traveler. You should opt for this card if you-

• Do not prefer any particular airline
• Would be able to spend enough on the card to accumulate rewards and then redeem them for travel
• Are ready to pay an annual fee of Rs.1,500

However, if you are looking for a card with other category-specific discounts, you should look for similar cards from other banks-

• Welcome Benefit- 10,000 miles as welcome reward
• Priority Pass Lounge Access- 2 complimentary visits to Priority Pass lounges in a year
• Dining Discount- Minimum 15% off at our partner restaurants in India
• Fuel Savings- 1% surcharge refund on fuel transactions between Rs.400 and Rs.4,000 at all petrol pumps in India
• Concierge Services- 24×7 dedicated concierge desk with assistance on flight bookings, table reservations, exclusive events etc.

Axis Bank Miles and More World Credit Card has been launched in collaboration with German airlines Lufthansa and is best suited for frequent travellers. You should opt for this card if you-

• Are willing to pay an annual fee of Rs. 3,500
• Are not looking for other category-specific discounts
• Can use the card well to take advantage of the accumulated miles as rewards

However it not satisfied, you can look for other travel credit cards as mentioned below-

• Priority Pass- Access to over 700 VIP lounges in over 90 countries and 275 cities
• Movies- 50% cashback on movie tickets booked via BookMyShow
• Dining Discount- Minimum 15% off at partner restaurants in India
• EDGE Reward Points- 10 points on every Rs. 200 spent domestically, 20 points on every Rs. 200 spent internationally
• Fuel Savings- Fuel surcharge refund on spends at all fuel pumps across India

Axis Bank Signature Credit Card comes with numerous rewards, exclusive lifestyle offers and travel benefits. This card is the best choice for you if you-

• Are ready to pay an annual fee of Rs. 1,000
• Are looking for travel discounts apart from rewards
• Wish to avail category specific discounts

However, if you still feel that the card doesn’t match your requirements, you can look for other similar cards-

• Cashback- 5% cashback on FreeCharge spends, 2% cashback on Ola / Uber/ Shuttle, 1% cashback on all other spends
• Welcome Benefit- The following vouchers are given upon card activation-
• • Uber voucher worth Rs.350
  • BookMyShow voucher worth Rs.350
• Dining Discounts- Up to 20% off at partner restaurants
• Annual Fee Waiver- Annual fee waived off on spending Rs.50,000 in an anniversary year
• Invite Only Card-  It is an invite only card. In case if you are eligible, you will be able to see the banner on your FreeCharge mobile application

Axis Bank FreeCharge Plus Credit Card is an invite only card that lets you earn cashback on your Freecharge spends, utilities, local commute, dining and everyday purchases. You should opt for this card if you-

• Are looking for a credit card with low annual fee
• Are a frequent Freecharge user
• Wish to get direct cashback instead of reward points

You can also look for similar credit card from other banks-

• Cashback- Earn cashback in the following manner-
  • 5% cashback on bill pay and recharge via Google Pay
  • 5% cashback on BigBasket and Grofers (Valid till 31st Dec 2020)
  • 4% on Swiggy, Zomato and Ola
  • 2% cashback on all other spends
• Dining Discount- Up to 20% off at 4000+ partner restaurants in India
• Lounge Access- 4 complimentary lounge visits per calendar year at select domestic airports
• Fuel Surcharge Waiver- 1% fuel surcharge waiver on fuel purchases at all fuel stations across India

Axis Bank ACE Credit Card offers uncapped cashback on all your purchases. You can get up to 5% cashback with the minimum cashback offered being 2%. You should opt for this card if you-

• Are looking for a credit card with low annual fee
• Are a frequent user of BigBasket / Grofers / Swiggy / Zomato / Ola
• Wish to get direct cashback instead of reward points
• Usually pay utility bills via Google Pay

However if you are not satisfied with the card, you can look for similar cards from other popular banks-

• Welcome Benefits- The introductory offers on the card are listed below-
• • Rs. 500 worth Flipkart vouchers on your first transaction
  • Unlimited access to Gaana Plus membership for 6 months, 50% off for the next 6 months subscription
  • Rs. 500 off on domestic hotel on Goibibo, a minimum booking of Rs. 2,000
  • Rs. 500 off on domestic hotel on Makemytrip (minimum booking of Rs. 2,000)
  • 15% cashback up to Rs. 500 on your first transaction
  • 20% instant discount up to Rs. 400 for new Urban Clap customers

• Cashback- 5% cashback on Flipkart, Myntra, 2GUD and 4% cashback on preferred merchants
• Airport Lounge Access- 4 complimentary lounge visits to select airport lounges within India per calendar year
• Fuel Savings- 1% fuel surcharge waiver on fuel transactions at all fuel pumps across India
• Dining Discounts- Up to 20% off at partner restaurants in India

Flipkart and Axis Bank have together launched a co-branded credit card- The Flipkart Axis Bank Credit Card- which offers unlimited cashback on all your spendings. You should opt for this card if you-

• Are a frequent user on Flipkart and its partner websites
• Are willing to pay a nominal annual fee of Rs. 500 in exchange for varied benefits
• Would like to avail good introductory offers

You can also look for similar credit cards from other banks as mentioned below-

• Welcome Benefits- Flipkart gift vouchers worth Rs.1000 on making 3 transactions within first 45 days
• EDGE Reward Points- 2 points on every Rs. 200 spent, 3x points on online shopping
• Dining Discounts- Minimum 15% off on partner restaurants across India
• Milestone Benefits- Flipkart gift vouchers worth up to Rs. 7,000 annually on milestone spends
• Usage Benefits- 10% instant discount on Flipkart from 1-5th of each month, 5% instant discount on Flipkart from 6th-31st of each month

Axis Bank Buzz Credit Card is best suited for online shoppers. You should opt for this card if you-

• Frequently shop online via Flipkart
• Are willing to pay an annual fee of Rs. 750
• Prefer reward points over cashback

However if not satisfied, you can look for similar shopping credit cards from other banks-

• Welcome Benefit- Amazon voucher worth Rs.2,000 on your first card transaction
• Shopping Offers- The various shopping offers on the card are listed below-
• • 20% off (up to Rs.500) per month on minimum purchase of Rs.2000 on BigBasket
  • 40% off (up to Rs.200) on Swiggy- Use code “AXIS200” at the time of checkout
  • Buy 1 and get up to Rs.300 off on the second ticket on BookMyShow
• Airport Lounge Access- 6 complimentary International lounge visits in a year
• EDGE Reward Points- 10 points on every Rs.200 spent, 2X per Rs.200 on ‘Retail Shopping’
• Golf Access- 6 complimentary golf rounds per year

Axis Bank Select Credit Card is best suited for frequent online shoppers. This card is the right choice for you if you-

• Are more inclined towards rewards than cashback
• Are ready to pay an annual fee of Rs.3,000
• Prefer online spending across other categories as well

• Flexible credit limit- Credit limit of your choice, up to a maximum of 80% of the FD principal value
• Fuel Savings- 1% fuel surcharge waiver on all fuel transactions in India
• EDGE Reward Points- 6 points on domestic spends for every Rs. 200, 12 points on international spends for every Rs.200
• Guaranteed Approval- As it is a secured credit card, any application ensures guaranteed approval
• Dining Discount- Minimum 15% off at partner restaurants in India

Axis Bank Insta Easy Credit Card is a basic credit card with Zero Annual and Joining Fee. You should opt for this card if you-

• Are looking for a flexible credit limit
• Don’t wish to pay annual fee and joining fee
• Want benefits on fuel and shopping

However this card is not ideal for users seeking travel benefits. You can look for other travel credit cards as mentioned below-

• Welcome Benefit- Amazon gift voucher worth Rs.250 on your first transaction and welcome gift voucher from BookMyShow worth Rs.300
• Movie Offer- 10% off on movie tickets
• Shopping Discount- Myntra gift voucher of up to Rs.500 (apply coupon code: “AXNIOMYNT” during checkout) plus 10% off every time you shop at Myntra
• Other discounts- 10% off on Akbar Travels, 10% cashback on mobile recharges done via FreeCharge
• EDGE Reward Points- 2 reward points on every Rs.200 spent 

Axis Bank Neo Credit Card is best suited for online shoppers and those who wish to avail entertainment benefits in the form of movie discounts. However, if not satisfied, you can look for other similar credit cards as mentioned below-

• Movie Discount- 25% cashback on movie tickets at Paytm all week
• Welcome Benefit- Up to Rs.1000 off on Myntra as welcome gift (use coupon code “MYZONE1000” at checkout)
• Lounge Access- 1 complimentary access to select airport lounges within India per calendar quarter
• EDGE Reward Points- 4 points on every Rs.200 spent
• Milestone Benefits- 1000 bonus points for a minimum spend of Rs.30,000 each calendar quarter

Axis Bank My Zone Credit Card is suitable for those who spend a lot on movies and shopping. This card is best suited for those who:

• Go to the movies quite often
• Would be able to enjoy the reward benefits with regular purchases
• Wish to pay a nominal fee of Rs.500

However, if you are looking for category specific discounts, you can look for other similar options as listed below-

• Welcome Benefit- 100% cashback up to Rs.250 on all fuel transactions (within first 30 days of card issuance)
• Accelerated Reward Points- 4% value back on fuel transactions by earning 20 reward points per Rs.100 spent at any IOCL fuel outlets in India
• Online Shopping Discount- 1% value back on online shopping by earning 5 reward points per Rs.100 spent
• Entertainment Discount- Up to 10% instant discount on movie tickets booked via BookMyShow
• EDGE Reward Points- 1 point per Rs.100 spent

IndianOil Axis Bank credit card is designed for individuals who are looking for benefits on every fuel transaction. This fuel credit card is co-branded with Indian Oil. So, it will be best suited for those who:

• Prefer Indian Oil for refuelling
• Have major fuel expenses in a month and want to save more
• Do not wish to pay a high annual fee

However, if you wish to explore more fuel credit cards, you can look for other similar options-

• Air Travel Benefit- 1 complimentary flight to a domestic location of your choice every year
• Lounge Access- Up to 8 complimentary international lounges visits per year with Priority Pass card and unlimited visits to select airport lounges in India
• Entertainment Offers- Buy one movie/non-movie ticket and get up to Rs.500 off on the second via BookMyShow 
• Dining Discounts- 25% discount at 600+ fine dine restaurants across India via Dineout and up to 20% discount at over 4000 restaurants across India
• EDGE Reward Points- 12 points on every Rs.200 spent, 2X points on purchases at MakeMyTrip, Yatra, Goibibo and more

Axis Bank Magnus Credit Card is a premium card aimed specifically for those with high net worth. You should get this card if you-

• Are ready to pay a high annual fee of Rs.10,000
• Have big expenses to put on credit cards and want to get value back for the same
• Are a frequent traveler and want all-round benefits on a single credit card

However if not satisfied, you can look for similar cards from other banks-

• Priority Pass Benefits- Complimentary Priority Pass Membership with unlimited domestic lounge visits
• Welcome and Renewal Benefits- 50,000 reward points on card activation and renewal
• Entertainment Offer- Buy 1 movie ticket and get up to Rs.500 off on the second ticket for a maximum of 5 times a month via BookMyShow
• Golf Benefits- 50 Complimentary golf rounds every year across best golf courses in India
• EDGE Reward Points- 15 edge reward points for every Rs.200 spent, 2X rewards on international spends

Axis Bank Reserve Credit Card is a super-premium credit card best suited for those who are ready to pay a high annual fee for exclusive privileges. You should consider getting this card if you:

• Are ready to pay an extremely high annual fee of Rs.50,000
• Have big expenses to put on credit cards
• Would like to avail all round-benefits on a single card

If the annual fee of this card is too high for you, consider the following similar cards-

• Welcome Benefit- Complimentary Business Class ticket as welcome gift
• Club Vistara Membership- Complimentary Club Vistara Gold Membership with privileges such as priority check-in, priority boarding, complimentary lounge access etc.
• Club Vistara Points- 6 CV (reward points) points on every Rs. 200 spent
• Milestone Benefits- 4 complimentary Business Class tickets on achieving milestone spends
• Lifestyle Privileges- Complimentary lounge access at select airports within India and 6 complimentary rounds of golf 

Axis Bank Vistara Infinite Credit Card is a premium card best suited for travelers. You should consider getting this card if you-

• Are ready to pay an annual fee of Rs.10,000
• Use your card for the majority of large value purchase
• Are a frequent traveler and prefer Vistara over other airlines

You can also look for other alternatives as mentioned below-