Axis Bank Credit Cards: Compare Features, Benefits and Fees

To be eligible for Axis Bank Credit Cards, you must meet the basic eligibility criteria:

• You should be aged between 18 and 70 years
• You should have a regular source of income
• You should either be a resident Indian or a non-resident Indian
• You should be able to produce relevant documents as proof of identity, address and income
• Further eligibility criteria like minimum income required vary as per the card variant and are also dependent on the bank’s internal policies.

You can check your Axis Bank credit card statement both online via Net banking & mobile banking. To check the credit card statement of your Axis Bank Card offline, you can either contact the bank at their customer care or by visiting the nearest bank branch.

If you have any queries, you can contact the Axis bank’s credit card customer care by calling their toll-free numbers: 1800 419 5577 or 1800 103 5577. Additionally, you can raise your grievances and queries online through the official Axis Bank website.

You can check the status of your credit card application both online and offline. To track it online, visit the official website of Axis Bank and enter your application number. Your current status will be displayed on the screen. Alternatively, you can also call customer care to get an update on your application.

You can activate your Axis Credit Card online by logging into internet banking or the Axis mobile app and generating a 4-digit pin. After setting the pin, make a transaction to complete the activation process.

To close your Axis Bank Credit Card, you can contact customer care and request card closure by stating a valid reason. You can also visit the nearest Axis Bank branch and submit a written request or closure form in person.

The billing cycle for Axis Bank Credit Cards is typically 30 days, though the exact cycle may vary depending on the card type and customer. All transactions during this period are compiled in your monthly statement.

To apply for an Axis Bank Credit Card online, visit the official website and choose a card based on your eligibility. You can also apply offline by submitting a duly filled application form along with the required documents at the nearest Axis Bank branch.

You can make your Axis Bank Credit Card bill payment through various online modes such as Billdesk, net banking, Axis mobile app, NEFT, UPI, and ECS. Besides this, for offline bill payments, you can submit cash or a cheque at any Axis Bank branch.

Axis Bank credit card limit is assigned by the bank at the time of card issuance and is dependent on the applicant’s credit history and profile, along with the bank’s policies. Cardholders cannot set their credit limit, but can apply for the limit increment. However, you can set the spending limits for your Axis Bank credit card online by logging in to your credit card account.

If you want to increase your Axis Bank Credit Card limit, you can contact customer service and request a limit increase. However, the approval is subject to your eligibility and Axis Bank’s internal policies.

To unblock your Axis Bank Credit Card, you can call customer care and request unblocking with a valid reason. You can also visit your nearest Axis Bank branch and get it unblocked in person.

You can redeem your Axis Bank Credit Card reward points across multiple categories using the Axis Edge Rewards portal or Travel Edge portal. You can simply log in to your Axis Bank account, go to the ‘rewards’ section, and click on ‘redeem now’ to explore available options.