Axis Bank offers a range of Credit Cards catering to a wide section of the society. Every individual can avail of a Credit card most suitable to him or her. The Credit Cards offered by Axis bank promise great rewards from Axis Bank and exciting offers on Axis Bank Credit Cards along with discounts on spending.
|
Cards |
Joining fee |
Renewal fee |
Finance charges |
Add on charges |
|
Axis bank vistara signature credit card
|
Rs.3,000 |
Rs.3,000 |
2.95% P.M |
NIL |
|
Axis bank miles & more world credit card
|
3,500 |
3,500 |
2.95% P.M |
NIL |
|
Axis bank buzz credit card
|
Rs.750 |
Rs.750 |
3.25% P.M |
NIL |
|
Axis bank my zone credit card |
Rs.500 (Waived upon spends of Rs.5000 in 45 days) |
Rs.500 |
3.25% P.M |
NIL |
Premium Cards: there are 2 cards under this category:
- Axis Bank Signature Credit Card for lifestyle benefits – this card offers special privileges on living, dining and lifestyle with also luxury benefits. Here are the features and benefits of the card:
- Flexible Spending Limit facility wherein the customer can spend without worrying about the spending limit and up to the credit limit. Based on the spending pattern of the customer over a period of time, the feature allows him to spend over and above the credit limit without any additional charge.
- The card entitles the cardholder to enjoy a complimentary Taj Epicure Plan Membership which gives incremental and easily redeemable points on every Taj Dining experience. Other benefits included in the Membership plan are 10% discount on dining at Taj Membership hotels, complimentary membership to the Silver Tier of the Taj Inner Circle Loyalty Program, 50% off on buffet lunch at Taj Coffee Shop and two weekends for half at selected Taj Hotels.
- Free vouchers worth Rs.2000 to be redeemed against Satya Paul purchases and a Satya Paul gift worth Rs.1200 if the Credit Card is used within 45 days of receipt.
- A complimentary Indigo Airlines voucher on renewal of the card if the total spending on the card in the previous year was Rs.6 lakhs.
- 50% cashback on online or box office purchase of movie tickets
- Up to 20% discounts on dining
- Complimentary access to airport lounges to domestic airports in India and access to 700 VIP lounges in more than 95 countries and 275 cities with the Priority Pass Program.
- Complimentary comprehensive insurance cover worth Rs.2.55 crores which includes air accident cover, travel related covers, purchase protection and lost card liability.
- 24*7 international concierge service
- Access to VISA International Global Card Assistance Services for the facility to report loss of card and replacement or emergency cash advances.
- eDGE Loyalty Rewards Program which gives you redeemable reward points against every spend.
- Fuel Surcharge Waiver between Rs.400-Rs.4000
- Ease of converting purchases to EMIs.
- The joining fee for the card is Rs.5000 and the annual fee is Rs.3000 which is waived if the cardholder spends Rs.3 lakhs on the card in the previous year.
- Signature Credit Cards for travel benefits –a premium credit card designed for travel related benefits. The features are:
- A complimentary Indigo Airlines voucher on activating the Credit card within 45 days of receipt.
- 25% cashback on online or box office purchase of movie tickets limited to Rs.1000
- Ensured security of the card with EMV certified chip credit card which reduces the possibility of misuse or fraud
- Up to 20% discounts on dining
- Complimentary access to airport lounges to domestic airports in India and access to 700 VIP lounges in more than 95 countries and 275 cities with the Priority Pass Program.
- Complimentary comprehensive insurance cover worth Rs.2.55 crores which includes air accident cover, travel related covers, purchase protection and lost card liability.
- 24*7 international concierge service
- Access to VISA International Global Card Assistance Services for the facility to report loss of card and replacement or emergency cash advances.
- eDGE Loyalty Rewards Program which gives you redeemable reward points against every spend.
- Fuel Surcharge Waiver between Rs.400-Rs.4000
- Ease of converting purchases to EMIs.
- Both the joining fee and the annual fee for the Credit card is fixed at Rs.1500
- MY Cards: a range of credit cards specially designed for you with a host of benefits. There are four types of cards in this variety:
- MY Wings Credit Cards – a credit card loaded with travel related benefits including air travel, road travel or rail travel. The applicable features are:
- Ensured security of the Credit card with EMV certified chip which reduces the possibility of misuse or fraud. The card is thus chip and PIN protected.
- 2 complimentary flight tickets to be availed form EzeeGo.
- 20% cashback on base fare on any domestic flight booking per sector.
- Vouchers on flights, hotels and holidays. When you book a domestic return flight you get a Rs.500 cashback and for international flights it is RS.1500, Rs.1000 cashback on hotel bookings in India, Nepal and Bhutan and Rs.1500 cashback on international hotel bookings worth Rs. 7000 and above Rs.2500 cashback on domestic holidays worth Rs.20, 000 and above and Rs.3000 cashback for international holidays of the same value.
- Rs.25 off per transaction on booking tickets on www.irctc.com
- Rs.100 cashback on bus ticket bookings in India
- Rs.400 off on booking car rentals through Ezeego in India
- Complimentary international or domestic lounge access at major airports in India like Mumbai, Kolkata, Chennai, Delhi, Hyderabad, Cochin and Bangalore.
- 2.5% of surcharge refund on fuel if travelling by own car.
- eDGE Loyalty Rewards Program which gives you redeemable reward points against every spend.
- Ease of converting purchases to EMIs
- The joining fee payable for obtaining the Credit card is Rs.1200. the annual fee in the first year is nil but from the second year onwards, a yearly fee of Rs.500 would be levied.
- MY Choice Credit Cards – a card promising personalized card design and benefits according to the spending and saving needs. The features are as follows:
- Ability to design your own Axis Bank Credit card with chosen images or images form the gallery offered by the bank
- 5% cashback on any 2 of the categories which are dining, fuel, electronics, utility bills, travel, supermarkets.
- eDGE Loyalty Rewards Program which gives you redeemable reward points against every spend.
- Ease of converting purchases to EMIs
- Ensured security of the card with EMV certified chip which reduces the possibility of misuse or fraud. The card is thus chip and PIN protected.
- Joining fee payable for card is Rs.250. there is no annual fee payable in the first year but from the second year, a fee of Rs.250 would be payable as the annual fee for the card.
- MY Zone Credit Card – a card offering great offers on dining, movies, etc. for the fun-loving individual. The other benefits are:
- Ensured security of the card with EMV certified chip which reduces the possibility of misuse or fraud. The card is thus chip and PIN protected.
- 25% cashback on online or box office movie ticket purchases limited to Rs.1000 every year
- 10 times the eDGE Loyalty Reward points on dining on weekends.
- 5 times the eDGE Loyalty Reward points on shopping done on weekends.
- Complimentary lounge access across domestic airports.
- 2.5% fuel surcharge waiver on fuel stations across India. The range of the waiver is Rs.400-Rs.4000 per year
- eDGE Loyalty Rewards Program which gives you redeemable reward points against every spend.
- Ease of converting purchases to EMIs
- The joining fee for the card is Rs.500 which would be waived by the bank if Rs.5000 is spent on the card within the first 45 days of card issuance.
- There is no annual fee payable in the first year of the Credit card. Rs.500 would be payable from the second year as the annual fee
- MY Business Credit Card – a tailor-made credit card for the business banking needs of the customers. The card helps the cardholder to manage his business efficiently through lower interest rates and other benefits. The features are as follows:
- 2 free nights hotel stay vouchers form Ezeego.com which allows free hotel stay for up to Rs.3000 per night.
- A host of benefits under the Business Savings Plan which controls travel expenses related to business by giving great offers. The offers include:
- 20% cashback on base fare flight ticket bookings done through Ezeego.com with a minimum and maximum value of Rs.500 and Rs.2000 per year respectively
- Rs.500 cashback on booking any domestic air ticket and Rs.1500 cashback on booking international air ticket.
- Rs.1000 cashback on hotel bookings worth more than Rs 7000 in India, Nepal and Bhutan and Rs.1500 cashback on international hotel bookings of Rs 7000 and above
- Rs.2500 cashback on domestic holidays worth Rs.20, 000 and above and Rs.3000 cashback for international holidays of the same value.
- Rs.100 cash back on bus bookings per person in India.
- 20%-30% discount on seller products and services under tradeindia.com
- 2.5% of surcharge refund on fuel if travelling by own car in the range of Rs.400-Rs.4000 every year
- eDGE Loyalty Rewards Program which gives you redeemable reward points against every spend
- 2 complimentary airport lounge access every quarter across domestic airports.
- Facility to customize your card by embossing your company’s name or your designation on the card.
- The card enables the customer to withdraw 30% of his credit limit form Visa ATMs all over the world.
- The cardholder can avail an extra add-on Axis Bank credit card for his family
- Axis Bank Visa Bill Pay facility wherein a Standing Instruction can be given on the credit card to pay utility bills as and when they fall due.
- Ease of converting purchases to EMIs
- Rs.999 is payable as the joining fee on the card. The annual fee is not payable in the first year of the card issuance but from the second year, a fee of Rs.499 is payable.
- New Launches –3 new Axis Bank Credit Cards have been launched to add to the bouquet of card already on offer. These cards are as follows:
- Neo Credit Card – a card which gives a host of offers and privileges. Following are the features and benefit structure:
- BookMyShow movie vouchers worth Rs.200 and Jabong shopping vouchers worth Rs.500 as welcome benefits when you avail of a new card.
- 10% off on shopping from Myntra on a minimum purchase value of Rs. 500, 10% on movie tickets booking through BookMyShow to a maximum monthly limit of Rs.50, 10% off on bus bookings through redbus to a monthly maximum of Rs.100 and 10% cash back on mobile recharge through Freecharge up to a monthly maximum of Rs.30.
- 2 eDGE Loyalty Reward points on every Rs.200 spent through the card.
- EMV certified chip card facility which ensures safety and reduces the chances of fraud
- In case the credit card is stolen, the cardholder can contact the customer care number and report the loss. Zero Lost Card Liability facility ensures no misuse of the card after theft.
- Ease of converting purchases to EMIs through internet banking, mobile app or customer care channel.
- The joining fee for the card is fixed by the bank at Rs.250 which is waived if the cardholder spends Rs.2500 in the first 45 days of the card using the card.
- An annual fee of Rs.250 is payable from the second year of card usage as it is waived in the first year.
- Pride Platinum Credit Card – a unique card designed specifically for defense personnel offering them exclusive benefits and privileges. The features of the card are:
- Exclusive Pride privileges like personalized card with shades of Indian Tricolor, dedicated 4th line embossing for army, navy or air force and the bank spends contribution to Defence Welfare Association.
- 15% discounts on dining at participating restaurants.
- 100 bonus eDGE Reward points every month if there is a spending o at least Rs.5000 on the card in a month.
- 2.5% fuel surcharge waiver on fuel stations across India. The range of the waiver is Rs.400-Rs.4000 per year
- eDGE Loyalty Rewards Program which gives you redeemable reward points against every spend
- Free add-on cards for the family including, spouse, children, parents and siblings over 18 years.
- EMV certified chip card facility which ensures safety and reduces the chances of fraud
- In case the credit card is stolen, the cardholder can contact the customer care number and report the loss. Zero Lost Card Liability facility ensures no misuse of the card after theft.
- Ease of converting purchases to EMIs through internet banking, mobile app or customer care channel.
- The card comes free of cost and there is no joining fee payable on the card. An annual fee would be payable from the second year onwards which is Rs.250. this fee is also waived off if there is a spending of Rs.20, 000 on the card in the preceding year.
- Pride Signature Credit Card – a premium card for Indian Defence Personnel offering them exclusive offers and benefits. The features are:
- Exclusive Pride privileges like personalized card with shades of Indian Tricolor, dedicated 4th line embossing for army, navy or air force and the bank spends contribution to Defence Welfare Association.
- Complimentary lounge access across airports in India.
- 15% discounts on dining at participating restaurants.
- 100 bonus eDGE Reward points every month if there is a spending o at least Rs.5000 on the card in a month.
- 2.5% fuel surcharge waiver on fuel stations across India. The range of the waiver is Rs.400-Rs.4000 per year
- eDGE Loyalty Rewards Program which gives you redeemable reward points against every spend
- Free add-on cards for the family including, spouse, children, parents and siblings over 18 years.
- EMV certified chip card facility which ensures safety and reduces the chances of fraud
- In case the credit card is stolen, the cardholder can contact the customer care number and report the loss. Zero Lost Card Liability facility ensures no misuse of the card after theft.
- Ease of converting purchases to EMIs through internet banking, mobile app or customer care channel.
- Just like the previous variant, the card also comes free with no provision of a joining fee. There is, however, an annual fee of Rs.500 payable from the second year. This fee would also be waived if the customer spends Rs.40, 000 on the card in the previous year.
- Co-branded Cards – credit card issued in partnership with Miles & More to offer attractive benefits. There are two varieties of cards under this head – World Card and World Select Card. The features of the card are as follows:
- As welcome benefits and on all spends, the cardholder earns miles points which can be redeemed for exciting offers. The miles earned are 15, 000 and 5000 welcome bonus on first transaction under World Select and World cards respectively, 4000 and 3000 annual bonus miles on the two cards, 6 and 4 miles on each Rs.200 spent towards eligible spends and 20 miles each on every Rs.200 spent on movie bookings.
- The accumulated miles never expire if the card is held for at least 3 months and there is at least 1 mile-related purchase every month.
- The accumulated miles can be redeemed against flight bookings and up- gradations, hotel accommodations, shopping, car rentals or for a good cause.
- Ensured security of the card with EMV certified chip which reduces the possibility of misuse or fraud. The card is thus chip and PIN protected.
- Through the Auto-debit facility, the credit card bill can be paid from any bank account through ECS facility
- Axis Bank Visa Bill Pay facility wherein a Standing Instruction can be given on the credit card to pay utility bills as and when they fall due
- Special benefits on Axis Bank Home Loan
- Insurance coverage up to 5.8 crores including emergency medical expenses, lost card liability, personal Accident, credit shield, checked baggage loss, baggage delay, loss of baggage and personal documents.
- Access to select MasterCard Lounges and complimentary Priority Pass Membership which gives airport lounge access throughout the world
- 2.5% fuel surcharge waiver on fuel stations across India. The range of the waiver is Rs.400-Rs.5000 per year
- Ease of converting purchases to EMIs through internet banking, mobile app or customer care channel.
- The joining fee for World Select Card is Rs.10, 000 while for World Card it is Rs.3500. the annual fee is Rs.4500 and Rs.3500 respectively.
- Other Axis Bank Credit Cards – there are 4 cards under this category which are:
- Titanium Smart Traveler Credit Card – a credit card packed with a host of travel related benefits which are as follows:
- eDGE Loyalty Rewards Program which gives you redeemable reward points against every spending on travel
- 2.5% fuel surcharge waiver on fuel stations across India. The range of the waiver is Rs.400-Rs.4000 per year
- Ease of converting purchases to EMIs
- The joining fee is Rs.250 which would be waived if there is a spending of Rs.2500 within 45 days of issuing the card. The annual fee of Rs.100 payable from the second year is also waived if there is a spending of Rs.50, 000 in the previous year.
- Axis Bank Platinum Credit Card – a card offering world-class privileges and benefits which are:
- Ensured security of the card with EMV certified chip which reduces the possibility of misuse or fraud. The card is thus chip and PIN protected.
- 25% cash back on movie tickets booked online or through the box office
- 2.5% fuel surcharge waiver on fuel stations across India. The range of the waiver is Rs.400-Rs.4000 per year
- Access to VISA International Global Card Assistance Services for the facility to report loss of card and replacement or emergency cash advances.
- Ease of converting purchases to EMIs through internet banking, mobile app or customer care channel
- eDGE Loyalty Rewards Program which gives you redeemable reward points against every spend.
- The joining fee and the annual fee for the card are Rs.500 and Rs.200 respectively. The joining fees can be waived if the cardholder spends Rs.5000 within 45 days while the annual fee would be waived if the spending is Rs.1 lakh in the preceding year.
- Insta Easy Credit Card – a card which is easily available over the counter with minimal documentation and assured approval offering a host of benefits and discounts like:
- The card comes with aAxis Bank Platinum Chip Card which offers clear authentication of credit payments combined with easy detection on fraud. Thus the card comes with chip and PIN protection.
- Facility of using the credit card to withdraw cash up to a credit limit of 100%
- Free credit period of up to 50 days on purchases without any finance charges being levied
- 2.5% fuel surcharge waiver on fuel stations across India. The range of the waiver is Rs.400-Rs.4000 per year
- Benefit of choosing the credit limit up to 80% of the FD Principal value
- Access to VISA International Global Card Assistance Services for the facility to report loss of card and replacement or emergency cash advances.
- Ease of converting purchases to EMIs through internet banking, mobile app or customer care channel
- eDGE Loyalty Rewards Program which gives you redeemable reward points against every spend.
- The Credit card only has a joining fee of Rs.500 with no annual fee. The joining fee would be waived if a spending of Rs.5000 is effected on the card within the first 45 days.
As online transactions become more popular, Credit Cards offered by Axis Bank can be applied online through our website. The process is very simple: log on to our website at Paisabazaar.com and choose the option of Credit Card on the home page. This would take you to a new page where one can apply online for Axis Bank Credit Cards and the application of the credit cards offered by Axis Bank can be completed.
- Checking Axis Bank Credit Card Eligibility –check the Axis Bank Credit Card eligibility requirements of all cards in the relevant credit card pages which provide the detailed list of benefits for Axis Bank Credit Cards. Moreover, when the individual chooses to apply for an Axis Bank Credit card online, his or her personal details are required and based on the filled details, the eligibility is checked. If the customer matches the Axis Bank Credit Card eligibility criteria of the applied card, the card is issued.
- Application Status – Online check of application status can be completed on the Axis Bank website using the unique application number provided earlier.
- Credit card statement – it is a statement which the bank sends every month after your billing cycle. This statement contains any transactions done per cycle and also the amount which the customer is required to pay the bank. If any customer intends to check the current statement of the account, it can be easily availed by the going online and filling up the customer details which are required and the credit card statement is generated.
- Axis Bank Credit Card Documentation – to get a credit card, a set of documents are prescribed by the bank. These documents are to be submitted in order to avail of the Credit card.
- Online payment – it is a facility which is provided by the bank to its customers for easy access to bill payments of their credit cards through the internet using net banking facility. The statement can be generated online and the payment can be made through the bank’s website.
- Customer care – Axis Bank is well known for providing high quality of customer service over phone, through email as well as at their branch.
Axis Bank Credit Card customers can reach out to Axis Bank Customer care through call or email. Here are the details:
Axis Bank credit card customer care Toll Free number: 18002095577, 18001035577
Axis Bank credit card customer care Email ID: You can send your grievances and queries through online submissions of the official website of Axis Bank. You can also alternatively mail Axis Bank at customer.services@axisbank.com
Axis Bank credit card customer care number for lost: 022-67987700
For more info, Axis Bank credit card customers can visit at the given link:
