Axis Bank Credit Card

Please Note: Axis Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only. 

Axis Bank Credit Cards cater to the varied needs of individuals including travel, shopping, rewards, cashback etc. Top credit cards from Axis Bank include Axis Ace Credit Card, Flipkart Axis Bank Credit Card and Axis Buzz Credit Card. Read on to know about the detailed features and benefits of Axis Bank credit cards and opt for the one that best suits your requirements.

Best Axis Bank Credit Cards in India 2021

Best Axis Bank Credit Cards in India - Lifestyle, Travel & Shopping Benefits and more

Types of Credit Cards offered by Axis Bank

Axis Bank Credit Cards are specially designed to cater to the different needs of customers. Here we have divided Axis Bank Credit Cards into various categories on the basis of their features and other parameters. You can read about these cards in detail along with their reviews to find the best Axis Bank Credit Card suited to your individual needs.

AXIS BANK CREDIT CARD CATEGORIES
Travel Credit Cards	Rewards & Cashback Credit Cards	Shopping Credit Cards
Movie Credit Cards	Fuel Credit Cards	Premium Credit Cards

Travel Credit Cards from Axis Bank

Axis Bank Vistara Credit Card

*Image source: Axis Bank Website

Card Details

• Club Vistara Points- 2 CV (reward point) points on every spend of Rs. 20
• Milestone Benefits- 1,000 CV points on spends on Rs 50,000 in the first 90 days and up to 3 Economy class tickets on achieving the milestone spends
• Welcome Benefit- Complimentary Economy Class Ticket as a welcome gift
• Insurance Benefits- Air accident cover of up to Rs. 2.5 crore and Purchase Protection Cover of up to Rs.1 lakh
• Lifestyle Privileges- Complimentary lounge access at the select airport within India

Is this Card the right choice for you?

Axis Bank Vistara Credit Card has been launched in collaboration with Vistara Airlines and is best suited for frequent travelers. You should go for this card if you-

• Travel often and prefer Vistara over other airlines
• Are willing to pay an annual fee of Rs. 1,500
• Would be able to make the most of its rewards program by putting regular expenses on the card

However, if you are still not satisfied and want to explore more options, you can read about similar cards as mentioned below-

Axis Bank Vistara Signature Credit Card

*Image source: Axis Bank Website

Card Details

• Club Vistara Points- 4 CV (reward points) points on every spend of Rs. 200
• Welcome Benefit- Complimentary Premium Economy Class Ticket as a welcome gift
• Club Vistara Membership- Privileges of complimentary Club Vistara Silver Membership such as priority check-in and additional baggage allowance
• Milestone Benefits- 4 complimentary Premium Economy Tickets on achieving milestone spend
• Lifestyle Privileges- Complimentary lounge access at select airports within India. To view the list of participating Vistara lounges, click here

Is this Card the right choice for you?

Launched in collaboration with Vistara Airlines, Axis Bank Vistara Signature Credit Card is an advanced variant of the Axis Bank Vistara Credit Card. It is also among the best travel credit cards in India. You should opt for this card if you-

• Are a frequent traveler and prefer Vistara over other airlines
• Are willing to pay an annual fee of Rs. 3,000
• Would like to avail complimentary lounge access

Some other cards suiting your travel requirements are shown below:

Check your Free Credit Report before applying for a credit card. Check Now

Axis Bank Privilege Credit Card

*Image source: Axis Bank Website

Card Details

• Welcome Benefit- Travel Vouchers worth Rs. 5,000 on Activation
• EDGE Reward Points- 10 points on Domestic / International spends for every Rs. 200 spent
• Annual Benefits- 3,000 EDGE Reward Points on card renewal
• Lounge Access- 2 complimentary access per calendar quarter to select domestic lounges
• Dining Discount- Up to 20% off at 4,000+ partner restaurants

Is this Card the right choice for you?

Axis Bank Privilege Credit Card is specially designed for the frequent traveler. You should opt for this card if you-

• Do not prefer any particular airline
• Would be able to spend enough on the card to accumulate rewards and then redeem them for travel
• Are ready to pay an annual fee of Rs.1,500

However, if you are looking for a card with other category-specific discounts, you should look for similar cards from other banks-

Axis Bank Miles and More World Credit Card

*Image source: Axis Bank Website

Card Details

• Welcome Benefit- 10,000 miles as welcome reward
• Priority Pass Lounge Access- 2 complimentary visits to Priority Pass lounges in a year
• Dining Discount- Minimum 15% off at our partner restaurants in India
• Fuel Savings- 1% surcharge refund on fuel transactions between Rs.400 and Rs.4,000 at all petrol pumps in India
• Concierge Services- 24×7 dedicated concierge desk with assistance on flight bookings, table reservations, exclusive events etc.

Is this Card the right choice for you?

Axis Bank Miles and More World Credit Card has been launched in collaboration with German airlines Lufthansa and is best suited for frequent travellers. You should opt for this card if you-

• Are willing to pay an annual fee of Rs. 3,500
• Are not looking for other category-specific discounts
• Can use the card well to take advantage of the accumulated miles as rewards

However it not satisfied, you can look for other travel credit cards as mentioned below-

Rewards and Cashback Credit Cards from Axis Bank

Axis Bank ACE Credit Card

*Image source: Axis Bank Website

Card Details

• Cashback- Earn cashback in the following manner-
  • 5% cashback on bill pay and recharge via Google Pay
  • 5% cashback on BigBasket and Grofers (Valid till 31st Dec 2020)
  • 4% on Swiggy, Zomato and Ola
  • 2% cashback on all other spends
• Dining Discount- Up to 20% off at 4000+ partner restaurants in India
• Lounge Access- 4 complimentary lounge visits per calendar year at select domestic airports
• Fuel Surcharge Waiver- 1% fuel surcharge waiver on fuel purchases at all fuel stations across India

Is this Card the right choice for you?

Axis Bank ACE Credit Card offers uncapped cashback on all your purchases. You can get up to 5% cashback with the minimum cashback offered being 2%. You should opt for this card if you-

• Are looking for a credit card with low annual fee
• Are a frequent user of BigBasket / Grofers / Swiggy / Zomato / Ola
• Wish to get direct cashback instead of reward points
• Usually pay utility bills via Google Pay

However if you are not satisfied with the card, you can look for similar cards from other popular banks-

Axis Bank Signature Credit Card

*Image source: Axis Bank Website

Card Details

• Priority Pass- Access to over 700 VIP lounges in over 90 countries and 275 cities
• Movies- 50% cashback on movie tickets booked via BookMyShow
• Dining Discount- Minimum 15% off at partner restaurants in India
• EDGE Reward Points- 10 points on every Rs. 200 spent domestically, 20 points on every Rs. 200 spent internationally
• Fuel Savings- Fuel surcharge refund on spends at all fuel pumps across India

Is this Card the right choice for you?

Axis Bank Signature Credit Card comes with numerous rewards, exclusive lifestyle offers and travel benefits. This card is the best choice for you if you-

• Are ready to pay an annual fee of Rs. 1,000
• Are looking for travel discounts apart from rewards
• Wish to avail category specific discounts

However, if you still feel that the card doesn’t match your requirements, you can look for other similar cards-

Check your Free Credit Report before applying for a credit card. Check Now

Axis Bank FreeCharge Plus Credit Card

*Image source: Axis Bank Website

Card Details

• Cashback- 5% cashback on FreeCharge spends, 2% cashback on Ola / Uber/ Shuttle, 1% cashback on all other spends
• Welcome Benefit- The following vouchers are given upon card activation-
  • Uber voucher worth Rs.350
  • BookMyShow voucher worth Rs.350
• Dining Discounts- Up to 20% off at partner restaurants
• Annual Fee Waiver- Annual fee waived off on spending Rs.50,000 in an anniversary year
• Invite Only Card-  It is an invite only card. In case if you are eligible, you will be able to see the banner on your FreeCharge mobile application

Is this Card the right choice for you?

Axis Bank FreeCharge Plus Credit Card is an invite only card that lets you earn cashback on your Freecharge spends, utilities, local commute, dining and everyday purchases. You should opt for this card if you-

• Are looking for a credit card with low annual fee
• Are a frequent Freecharge user
• Wish to get direct cashback instead of reward points

You can also look for similar credit card from other banks-

Shopping Credit Cards from Axis Bank

Axis Bank Flipkart Credit Card

*Image source: Axis Bank Website

Card Details

• Welcome Benefits- The introductory offers on the card are listed below-
  • Rs. 500 worth Flipkart vouchers on your first transaction
  • Get 15 months Gaana plus at a discounted price of Rs. 399
  • 20% off up to Rs. 500 on The Phy Life
  • 20% off up to Rs. 500 on Plum Goodness
  • Up to 15% cashback on the first transaction on Myntra

• Cashback- 5% cashback on Flipkart, Myntra, 2GUD and 4% cashback on preferred merchants (Cure.fit, Swiggy, PVR and Uber)
• Airport Lounge Access- 4 complimentary lounge visits to select airport lounges within India per calendar year
• Fuel Savings- 1% fuel surcharge waiver on fuel transactions at all fuel pumps across India
• Dining Discounts- Up to 20% off at partner restaurants in India

Is this Card the right choice for you?

Flipkart and Axis Bank have together launched a co-branded credit card- The Flipkart Axis Bank Credit Card- which offers unlimited cashback on all your spendings. You should opt for this card if you-

• Are a frequent user on Flipkart and its partner websites
• Are willing to pay a nominal annual fee of Rs. 500 in exchange for varied benefits
• Would like to avail good introductory offers

You can also look for similar credit cards from other banks as mentioned below-

Axis Bank Buzz Credit Card

*Image source: Axis Bank Website

Card Details

• Welcome Benefits- Flipkart gift vouchers worth Rs.1000 on making 3 transactions within first 45 days
• EDGE Reward Points- 2 points on every Rs. 200 spent, 3x points on online shopping
• Dining Discounts- Minimum 15% off on partner restaurants across India
• Milestone Benefits- Flipkart gift vouchers worth up to Rs. 7,000 annually on milestone spends
• Usage Benefits- 10% instant discount on Flipkart from 1-5th of each month, 5% instant discount on Flipkart from 6th-31st of each month

Is this Card the right choice for you?

Axis Bank Buzz Credit Card is best suited for online shoppers. You should opt for this card if you-

• Frequently shop online via Flipkart
• Are willing to pay an annual fee of Rs. 750
• Prefer reward points over cashback

However if not satisfied, you can look for similar shopping credit cards from other banks-

Axis Bank Select Credit Card

*Image source: Axis Bank Website

Card Details

• Welcome Benefit- Amazon voucher worth Rs.2,000 on your first card transaction
• Shopping Offers- The various shopping offers on the card are listed below-
  • 20% off (up to Rs.500) per month on minimum purchase of Rs.2000 on BigBasket
  • 40% off (up to Rs.200) on Swiggy- Use code “AXIS200” at the time of checkout
  • Buy 1 and get up to Rs.300 off on the second ticket on BookMyShow
• Airport Lounge Access- 6 complimentary International lounge visits in a year
• EDGE Reward Points- 10 points on every Rs.200 spent, 2X per Rs.200 on ‘Retail Shopping’
• Golf Access- 6 complimentary golf rounds per year

Is this Card the right choice for you?

Axis Bank Select Credit Card is best suited for frequent online shoppers. This card is the right choice for you if you-

• Are more inclined towards rewards than cashback
• Are ready to pay an annual fee of Rs.3,000
• Prefer online spending across other categories as well

Best Axis Bank Credit Cards for Movies

Axis Bank Neo Credit Card

*Image source: Axis Bank Website

Card Details

• Welcome Benefit- Amazon gift voucher worth Rs.250 on your first transaction 
• BookMyShow Gift Voucher- Gift voucher from BookMyShow worth Rs.300
• Movie Offer- 10% off on every purchase of a movie ticket on BookMyShow. Maximum monthly benefits up to Rs.100
• Shopping Discount- Get 10% off every time on shopping with Myntra. A minimum value of Rs.500 required
• Other discounts- 10% off on Grofers on Groceries, 40% off on Zomato on food delivery, 5% Off on Paytm on Utility Bill Payments
• EDGE Reward Points- 1 reward points on every Rs.200 spent 

Is this Card the right choice for you?

Axis Bank Neo Credit Card is best suited for online shoppers and those who wish to avail entertainment benefits in the form of movie discounts. However, if not satisfied, you can look for other similar credit cards as mentioned below-

Axis Bank My Zone Credit Card

*Image source: Axis Bank Website

Card Details

• Movie Discount- 25% cashback on movie tickets at Paytm all week
• Welcome Benefit- Up to Rs.1000 off on Myntra as welcome gift (use coupon code “MYZONE1000” at checkout)
• Lounge Access- 1 complimentary access to select airport lounges within India per calendar quarter
• EDGE Reward Points- 4 points on every Rs.200 spent
• Milestone Benefits- 1000 bonus points for a minimum spend of Rs.30,000 each calendar quarter

Is this Card the right choice for you?

Axis Bank My Zone Credit Card is suitable for those who spend a lot on movies and shopping. This card is best suited for those who:

• Go to the movies quite often
• Would be able to enjoy the reward benefits with regular purchases
• Wish to pay a nominal fee of Rs.500

However, if you are looking for category specific discounts, you can look for other similar options as listed below-

Fuel Credit Cards from Axis Bank

IndianOil Axis Bank Credit Card

*Image source: Axis Bank Website

Card Details

• Welcome Benefit- 100% cashback up to Rs.250 on all fuel transactions (within first 30 days of card issuance)
• Accelerated Reward Points- 4% value back on fuel transactions by earning 20 reward points per Rs.100 spent at any IOCL fuel outlets in India
• Online Shopping Discount- 1% value back on online shopping by earning 5 reward points per Rs.100 spent
• Entertainment Discount- Up to 10% instant discount on movie tickets booked via BookMyShow
• EDGE Reward Points- 1 point per Rs.100 spent

Is this Card the right choice for you?

IndianOil Axis Bank credit card is designed for individuals who are looking for benefits on every fuel transaction. This fuel credit card is co-branded with Indian Oil. So, it will be best suited for those who:

• Prefer Indian Oil for refuelling
• Have major fuel expenses in a month and want to save more
• Do not wish to pay a high annual fee

However, if you wish to explore more fuel credit cards, you can look for other similar options-

Premium Credit Cards from Axis Bank

Find the best premium credit card offered by Axis Bank-

Axis Bank Magnus Credit Card

*Image source: Axis Bank Website

Card Details

• Air Travel Benefit- 1 complimentary flight to a domestic location of your choice every year
• Lounge Access- Up to 8 complimentary international lounges visits per year with Priority Pass card and unlimited visits to select airport lounges in India
• Entertainment Offers- Buy one movie/non-movie ticket and get up to Rs.500 off on the second via BookMyShow 
• Dining Discounts- 25% discount at 600+ fine dine restaurants across India via Dineout and up to 20% discount at over 4000 restaurants across India
• EDGE Reward Points- 12 points on every Rs.200 spent, 2X points on purchases at MakeMyTrip, Yatra, Goibibo and more

Is this Card the right choice for you?

Axis Bank Magnus Credit Card is a premium card aimed specifically for those with high net worth. You should get this card if you-

• Are ready to pay a high annual fee of Rs.10,000
• Have big expenses to put on credit cards and want to get value back for the same
• Are a frequent traveler and want all-round benefits on a single credit card

However if not satisfied, you can look for similar cards from other banks-

Axis Bank Reserve Credit Card

*Image source: Axis Bank Website

Card Details

• Priority Pass Benefits- Complimentary Priority Pass Membership with unlimited domestic lounge visits
• Welcome and Renewal Benefits- 50,000 reward points on card activation and renewal
• Entertainment Offer- Buy 1 movie ticket and get up to Rs.500 off on the second ticket for a maximum of 5 times a month via BookMyShow
• Golf Benefits- 50 Complimentary golf rounds every year across best golf courses in India
• EDGE Reward Points- 15 edge reward points for every Rs.200 spent, 2X rewards on international spends

Is this Card the right choice for you?

Axis Bank Reserve Credit Card is a super-premium credit card best suited for those who are ready to pay a high annual fee for exclusive privileges. You should consider getting this card if you:

• Are ready to pay an extremely high annual fee of Rs.50,000
• Have big expenses to put on credit cards
• Would like to avail all round-benefits on a single card

If the annual fee of this card is too high for you, consider the following similar cards-

Learn more about Axis Bank Credit Cards

Axis Bank Credit Card- Fees and Charges

Click Here for the most important terms and conditions.

Note: Banks reserve the right to change the fees & charges without prior communication.

Axis Bank Credit Card Rewards Programme

Based on the type of credit card, Axis Bank offers eDGE Reward Points, Air Miles, or Co-branded loyalty points such as Club Vistara Points. Accumulated reward points can be redeemed for merchandise from Axis Bank’s Rewards Catalogue. Air Miles can be redeemed at the time of booking air tickets. Following is a list of reward points on some popular Axis Bank credit cards-

How to Apply for Axis Bank Credit Card?

Axis Bank Credit Cards are not available on Paisabazaar’s platform. For those who wish to apply can either go to the bank’s official website and fill out the online application form or visit the nearest Axis Bank branch.

Axis Bank Credit Card Customer Care

Axis Bank Credit Card users can get in touch with the bank’s customer care by calling on their toll-free number. Dial-

18002095577 / 18001035577

You can send your grievances and queries through online submissions of the official website of Axis Bank. You can also alternatively mail Axis Bank at customer.services@axisbank.com.

Axis Bank Credit Card Status Check

Axis Bank has an online platform on which you can easily check the status of your credit card application. You must have the application ID, PAN and mobile number to fill in the details and check the status.

Below are the steps to check the application status using different methods:

1. Checking the status using Application ID

• Click here to visit the status tracking page of Axis Bank
• Select the App ID option
• Enter your application ID received at the time of application
• Once you submit the required details, the page will show the status of your application

2. Checking the status using PAN and Mobile Number

• Click here to visit the status tracking page of Axis Bank
• Select the PAN/Mobile Number Option
• Enter the mobile number and PAN provided at the time of application
• Once you submit, the page will show the status of your application

Click here to know other ways of checking Axis Bank Credit Card application status.

Axis Bank Credit Card Payment

Here are some of the common ways for making Axis Bank Credit Card Bill Payment:

Axis Bank Credit Card Bill Payment through Netbanking:

• Use your Axis Bank netbanking ID and password to login to your Axis Bank account
• All you need to do is go to the Pay Bill tab in the credit card section
• Select the credit card number, the amount to be debited, and then click on “Submit” to complete the payment
• The payment is credited on the same business day

Axis Bank Credit Card Bill Payment through BillDesk:

• Click here to visit Axis Bank Card BillDesk portal
• Provide your Axis Bank credit card details and select the bank from which the payment has to be done. Then click on ‘Pay Now’
• Enter your banking details and confirm the payment
• The amount will be debited from your bank account instantly
• Axis Bank will receive the payment on the same day

Click here to know other ways of making Axis Bank Credit Card Bill Payment online or offline.

Axis Bank Credit Card Statement Download

Axis Bank credit card statement contains a detailed summary of the transactions effected on the credit card during a billing cycle.

Here are the steps to get Axis Bank Credit Card Statement Online:

• Click here to go to the Axis Bank credit card statement portal
• Enter basic credit card details such as card number, name, date of birth, card validity date and click on ‘get statement’
• Select the statement for the month to download the statement
• Click on “Click Here to Download Credit Card Statement for the month

Click here to know other ways of getting Axis Bank Credit Card Statement.

Axis Bank Credit Card PIN Generation

There are mainly four ways to generate your Axis Bank Credit Card PIN- Mobile App, Internet Banking, ATM or Phone Banking. But the best way to do this is generating your PIN online.

Steps on how to activate Axis Bank Credit Card

Axis Bank Credit Card PIN Generation through Internet Banking

• Visit the official website of Axis Bank
• Log in to the Internet Banking by entering User ID and Password
• Click on ‘Accounts’ and then click on ‘My Credit Cards’
• Under ‘My Credit Cards’, click on ‘More Services’
• Click on ‘Credit Card PIN Change’ and click ‘GO’
• Enter 4 digit PIN of choice and click on ‘Continue’
• Validate the PIN by entering NETSECURE code sent on the registered mobile number

Click here to know other online and offline steps of activating your Axis Bank Credit Card.

Frequently Asked Questions (FAQs)

Who can apply for Axis Bank Credit Cards?
The eligibility criteria vary for different Axis Bank credit cards. However, applicants must meet the basic eligibility criteria-

• He/she should be aged between 18 and 70 years
• He/she should have a regular source of income
• He/she should be able to produce relevant documents as proof of identity, address and income

Are Axis Bank credit cards accepted worldwide?
Yes. Axis Bank credit cards are accepted globally. If there are some terms and conditions related to card usage, the bank would mention the same in the credit card document.

Can I convert my purchases into EMIs?
Yes. The purchases made on all Axis Bank Credit Cards can be converted into EMIs. However, not all transactions are eligible for EMI conversion.

How can I pay my Axis Bank credit card bills?
There are several modes to pay your credit card bills-

• Billdesk
• Net Banking
• Debit Card
• Mobile app
• NEFT
• ECS
• Cash
• Cheque

Click here for more details.

What happens if I cross my credit limit?

If you make a transaction that exceeds the available credit limit on his card, it is completely at the bank’s discretion to approve or reject the transaction. If the transaction is approved, an over-limit fee will be charged on the amount.

How can I enhance my credit limit?
If you wish to increase the limit on your credit card, you should give a call on the Axis Bank Customer Care Number.

What is the auto-debit facility?
You can set standing instructions on your Axis Bank savings/current account to pay either the total outstanding amount or the minimum due amount on your credit card. The amount will be automatically deducted from the linked account every month.

What do I do if my credit card is declined?
A few reasons can be attributed to a card decline such as low limit, expired card, etc. Sometimes, the bank may also decline a transaction when it suspects fraudulent activity. You should give a call on the Axis Bank Customer Care Number to resolve this.

How is the interest charged on credit cards?

You have to pay the interest on the total amount due which is not paid on the due date. When an amount lies outstanding in your credit card account, interest-free period will not be applicable which means on every transaction, interest will be charged from the date of purchase. Credit card cash withdrawals also incur interest charges from day one.

What are Axis Bank Credit Card charges?

There are many fees and charges associated with your Axis Bank Credit Card. Click Here to know the fees and charges on your Axis Bank Card.

What are the ongoing Axis Bank Credit Card Offers?

To know the latest offers on your Axis Bank Credit Card click here.

How to activate Axis Bank Credit Card?

There are many ways by which you can activate your Axis Bank Credit Card- NetBanking, Mobile App or ATM. To know the detailed steps for the process, click here. 

How to transfer money from axis bank credit card to bank account?

Axis Bank offers Visa enabled services to conveniently pay bills of a Visa Credit Card issued by any bank, or transfer money to a beneficiary’s bank account using the Visa Debit Card number.

Axis Bank Credit Card News