Axis Bank Credit Card

1. Axis Bank Vistara Credit Card

Best suited for frequent travellers, this Axis Bank credit card is loaded with numerous travel and lifestyle privileges. Complimentary Club Vistara membership is one of the best benefits of this card. Let us learn about more of its features-

• Get one complimentary economy class ticket as welcome benefit.
• Spend ₹ 50,000 within 90 days of card issuance and get 1,000 bonus CV points.
• Get 1 Economy Ticket on reaching spends of ₹ 1,25,000 and another Economy Ticket on reaching annual spends of ₹ 2,50,000.
• Get 15% discount when dining at partner restaurants across the country through Axis Bank Dining Delights program.
• Enjoy this benefit every time you renew your card.
• Get complimentary base membership to Club Vistara.
• Earn 2 Club Vistara Points on every ₹ 200 spent on the credit card which can be redeemed for upgrades.
• Get air accident cover of ₹ 2.5 Crores and purchase protection cover of ₹ 1 Lakh.
• Convert transactions above ₹ 2,500 into EMIs and pay off over a period of time.

2. Axis Bank Vistara Infinite Credit Card

This is a premium credit card by Axis Bank. It offers excellent travel and lifestyle privileges to the users along with the following benefits-

• Get a complimentary Business Class ticket as welcome gift.
• Keep enjoying this benefit every year when you renew your credit card.
• Enjoy complimentary Club Vistara Gold Membership which gives you privileges such as priority boarding, additional baggage allowance, priority check-in, complimentary lounge access and priority baggage handling.
• Earn 6 CV points for every ₹ 200 every time you swipe your credit card.
• Redeem your reward points for upgrades and flights.
• Get 6 complimentary rounds of golf at some of the most picturesque golf clubs in India.
• Under the Axis Bank Dining Delights program, you can get 15% discount when dining at partner restaurants across the country.
• Enjoy purchase protection cover of ₹ 1 Lakh and air accident insurance of up to ₹ 2.5 Crores.
• Enjoy 24X7 dedicated concierge desk that assists you in flight bookings, table reservations, exclusive events/shows, gift deliveries and more.

3. Axis Bank Vistara Signature Credit Card

Another wonderful option for frequent flyers, this Axis Bank credit card also offers a range of travel privileges to its users, especially those who are loyal customers of Vistara Airlines. Some amazing benefits of this credit card include-

• Get a complimentary Premium Economy class ticket as welcome gift.
• Continue to enjoy this benefit every year on payment of renewal fee.
• Enjoy complimentary Club Vistara Silver Membership which gives you extra privileges such as additional baggage allowance and priority check-in.
• Earn 4 CV points for every ₹ 200 every time you swipe your credit card for all transactions.
• Redeem your reward points for upgrades and other gift vouchers.
• Get 3,000 CV points if you reach a spending of ₹ 75,000 within 90 days of card activation.
• Also get milestone benefits of 1 premium economy ticket each on reaching ₹ 1.5 Lakhs, ₹ 3 Lakhs and ₹  4.5 Lakhs.
• Get 6 complimentary rounds of golf at select golf clubs in India.
• Under the Axis Bank Dining Delights program, you can get 15% discount when dining at partner restaurants across the country.
• Enjoy purchase protection cover of Rs. 1 Lakh and air accident insurance of up to Rs. 2.5 Crores.

1. Axis Bank Buzz Credit Card

This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

This card can be an exciting addition to a shopper’s wallet. Loaded with all sorts of benefits, it gives excellent value back to the card users. Given below are some of its features-

• Get a welcome gift voucher from Flipkart worth ₹ 1,000 on making 3 purchases within first 45 days of card activation.
• Get 10% off on your purchases from 1-5 of each month and 5% off on your purchases from 6-31^st of each month with a maximum limit of ₹ 400 and ₹ 200 each.
• Earn 6 Axis eDGE Reward Points on every ₹ 200 spent online.
• Earn 2 Axis eDGE Reward Points on every ₹ 200 spent on other retail transactions.
• Get 15% dining discount with select restaurants across the country
• Get ₹ 1,000 and ₹ 2,000 Flipkart Vouchers on reaching annual spend of ₹ 1 Lakh and ₹ 2 Lakh respectively.
• Make all your dream purchases and convert them into easy EMIs.

2. Axis Bank MY Zone Credit Card

This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

This card is the best match for your entertainment expenses as it lets you earn more rewards and cashbacks. It is PIN protected and makes your transactions completely secure. Here are some of its benefits-

• Enjoy 25% cashback on online and box office movie ticket purchases with a maximum cashback of ₹ 1,000 in a calendar year.
• Ensured security of the card with EMV certified chip which reduces the possibility of misuse or fraud. The card is thus chip and PIN protected.
• Earn 100 eDGE Loyalty Reward points on your first online transaction.
• Earn 4-40 eDGE Loyalty Reward points on every ₹ 200 spent on the credit card.
• Accelerate your reward earnings 5-times when you go shopping on weekends.
• Earn 10-times more reward points on weekend dining.
• Redeem the accumulated reward points against an exciting range of gifts and merchandise.
• Enjoy 1 complimentary access to select airport lounges within India per calendar quarter.
• Enjoy fuel surcharge waiver on transactions worth ₹ 400 to ₹ 4,000.
• Get 15% off when you dine out at Axis Bank partner restaurants.
• Convert your big purchases into easy EMIs.

3. Axis Bank Neo Credit Card

This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

If you are a movie lover and shopaholic, this Axis Bank credit card is perfect for you. Some exciting features and benefits that you can avail on this credit card are-

• Get BookMyShow movie vouchers worth ₹ 200 and Jabong shopping vouchers worth ₹ 500 as welcome benefits when you avail of a new card.
• Get 10% off on shopping from Myntra on a minimum purchase value of ₹ 500.
• Enjoy 10% on movie tickets booking through BookMyShow to a maximum monthly limit of ₹ 50.
• Also get 10% off on bus bookings through redbus to a monthly maximum of ₹ 100 and 10% cash back on mobile recharge through Freecharge up to a monthly maximum of ₹ 30.
• Earn 2 eDGE Loyalty Reward points on every ₹ 200 spent through the card which can be redeemed against gift vouchers and merchandise.
• This is an EMV certified chip card facility which ensures safety and reduces the chances of fraud.
• In case the credit card is stolen, the cardholder can contact the customer care number and report the loss. Zero Lost Card Liability facility ensures no misuse of the card after theft.
• Ease of converting purchases to EMIs through internet banking, mobile app or customer care channel.

4. Axis Bank Miles & More Credit Card

This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

Make the most of your travels with this credit card. This card does not only benefit you in the form of miles earning but also makes you a Miles & More member. Some of its benefits are-

• Get welcome bonus of 5,000 miles on making your first transaction.
• This is chip and PIN enabled card and makes all your transactions safe and secure.
• Set standing instruction on your credit card and never miss a utility bill payment.
• Get lost card liability cover of ₹ 4 Lakhs and personal air accident cover of ₹ 2.5 Crores.
• Enjoy complimentary Priority Pass Membership that gives you access to more than a thousand international airports.
• Get complimentary access to MasterCard Lounges in India 8 times in a quarter.
• Enjoy complete assistance from 24×7 concierge desk and experience a new world of luxury.
• Eat at Axis Bank partner restaurants and get 15% discount.
• Also get 1% surcharge refund on fuel transactions between ₹ 400 and ₹ 4000 at all petrol pumps in India.
• Earn 4 miles on every ₹ 200 spent on the card.
• Accelerate mile earnings to 20 per ₹ 200 when you make movie bookings.

5. Axis Bank Select Credit Card

This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

Axis Bank makes luxury shopping and travel more convenient for the users with this credit card. This card offers the following features and benefits-

• Get shopping vouchers worth ₹ 1,000 as welcome gift.
• Make 3 successful transactions on your credit card within 60 days of card activation and get handcrafted Complimentary membership to Club Marriott.
• Get complimentary Priority Pass Membership that allows you to access more than 900 airport lounges across the globe.
• Enjoy 2 Complimentary visits per calendar quarter to airport lounges within India.
• Get 3 complimentary golf rounds per year at picturesque golfing destinations.
• Experience a world of luxury through 24×7 Concierge Desk.
• Get fuel surcharge waiver on transactions worth ₹ 400 to ₹ 4,000 with a maximum cap of ₹ 400 per month.
• Get air accident cover up to ₹ 2.5 Crores and lost card liability cover up to ₹ 3 Lakhs.
• Earn 10 Axis eDGE reward points on every ₹ 200 spent. Accelerate your earnings twice when retail shopping.

6. Axis Bank Pride Platinum Credit Card

This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

This Axis Bank credit card comes free of cost and there is no joining fee payable on the card. An annual fee would be payable from the second year onwards which is ₹ 250. Cardholders can avail the following benefits on this credit card-

• Exclusive Pride privileges like personalized card with shades of Indian Tricolor, dedicated 4th embossed line for army, navy or air force and the bank spends contribution to Defence Welfare Association.
• 15% discounts on dining at participating restaurants.
• 100 bonus eDGE Reward points every month if there is a spending of at least ₹ 5,000 on the card in a month.
• 1% fuel surcharge waiver on fuel stations across India. The waiver is available on transactions worth ₹ 400 – ₹ 4,000 with a maximum cap of ₹ 250.
• eDGE Loyalty Rewards Program which gives you redeemable reward points against every spend.
• Free add-on cards for the family including, spouse, children, parents and siblings over 18 years.
• EMV certified chip card facility which ensures safety and reduces the chances of fraud.
• In case the credit card is stolen, the cardholder can contact the customer care number and report the loss. Zero Lost Card Liability facility ensures no misuse of the card after theft.
• Ease of converting purchases to EMIs through internet banking, mobile app or customer care channel.

7. Axis Bank Pride Signature Credit Card

This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

Just like the previous variant, the card also comes free with no provision of a joining fee. There is, however, an annual fee of ₹ 500 payable from the second year. This fee would also be waived if the customer spends ₹ 40, 000 on the card in the previous year. Following benefits can be availed on this credit card-

• Exclusive Pride privileges like personalized card with shades of Indian Tricolor, dedicated 4th line embossing for army, navy or air force and the bank spends contribution to Defence Welfare Association.
• Complimentary lounge access across airports in India.
• 15% discounts on dining at participating restaurants.
• 100 bonus eDGE Reward points every month on spending at least ₹ 5,000 on the card in a month.
• 1% fuel surcharge waiver on fuel stations across India with a maximum cap of ₹ 250.
• eDGE Loyalty Rewards Program which gives you redeemable reward points against every spend.
• EMV certified chip card facility which ensures safety and reduces the chances of fraud
• Zero Lost Card Liability facility ensures no misuse of the card after theft when the card is lost or stolen.
• Ease of converting purchases to EMIs through internet banking, mobile app or customer care channel.

8. Axis Bank MY Wings Credit Card

This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

This is a credit card loaded with travel related benefits including air travel, road travel or rail travel. The joining fee payable for obtaining this Axis Bank Credit card is ₹ 1,200. The annual fee in the first year is nil but from the second year onwards, a yearly fee of ₹ 500 would be levied. Ensured security of the Credit card with EMV certified chip which reduces the possibility of misuse or fraud. The card is thus chip and PIN protected.

• 2 complimentary base fare flight tickets can be availed form EzeeGo as welcome benefit.
• 20% cashback on base fare on any domestic flight booking per sector.
• Get ₹ 500 cashback when you book domestic return ticket and for international flights the benefit is ₹ 1,500.
• Also get ₹ 1,000 cashback on hotel bookings in India, Nepal and Bhutan and ₹ 1,500 cashback on international hotel bookings worth ₹ 7,000 and above.
• Enjoy ₹ 2,500 cashback on domestic holidays worth ₹ 20,000 and above and ₹ 3,000 cashback for international holidays of the same value.
• 25 off per transaction on booking tickets on www.irctc.com. ₹ 100 cashback on bus ticket bookings in India.
• 400 off on booking car rentals through Ezeego in India.
• Complimentary international or domestic lounge access at major airports in India like Mumbai, Kolkata, Chennai, Delhi, Hyderabad, Cochin and Bangalore.
• 1% fuel surcharge refund on fuel if travelling by own car.
• Under the eDGE Loyalty Rewards Program, earn redeemable reward points against every spend.

9. Axis Bank MY Choice Credit Card

This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

As the name suggests, this card promises personalized card design and benefits according to the spending and saving needs for an annual fee of ₹ 250. The features are as follows:

• Ability to design your own Axis Bank Credit card with chosen images or images form the gallery offered by the bank.
• 5% cashback on any 2 of the categories which are dining, fuel, electronics, utility bills, travel, supermarkets.
• eDGE Loyalty Rewards Program which gives you redeemable reward points against every spend. Earn 4 reward points on every ₹ 200 spent on the card.
• Ease of converting purchases to EMIs.
• Ensured security of the card with EMV certified chip which reduces the possibility of misuse or fraud. The card is thus chip and PIN protected.

10. Axis Bank Titanium Smart Traveler Credit Card

This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

This is a credit card packed with a host of travel related benefits which are given below. The joining fee is ₹ 250 which would be waived if there is a spending of ₹ 2,500 within 45 days of issuing the card. The annual fee of ₹ 100 payable from the second year is also waived if there is a spending of ₹ 50, 000 in the previous year.

• eDGE Loyalty Rewards Program which gives you redeemable reward points against every spending on travel.
• 1% fuel surcharge waiver on fuel stations across India. The range of the waiver is ₹ 400 – ₹ 4,000 per year.
• Enjoy the ease of converting purchases to EMIs.
• Get 15% discount when you dine at Axis Bank partner restaurants.

11. Axis Bank Insta Easy Credit Card

This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

This card is easily available over the counter with minimal documentation and assured approval offering a host of benefits and discounts. This Axis Bank Credit card only has a joining fee of ₹ 500 with no annual fee. The joining fee would be waived if a spending of ₹ 5,000 is effected on the card within the first 45 days.

• The card comes with Axis Bank Platinum Chip Card which offers clear authentication of credit payments combined with easy detection on fraud. Thus the card comes with chip and PIN protection.
• Facility of using the credit card to withdraw cash up to a credit limit of 100%.
• Free credit period of up to 50 days on purchases without any finance charges being levied.
• 1% fuel surcharge waiver on fuel stations across India. Transactions worth ₹ 400 to ₹ 4,000 are eligible for the waiver.
• Benefit of choosing the credit limit up to 80% of the FD Principal value.
• Access to VISA International Global Card Assistance Services for the facility to report loss of card and replacement or emergency cash advances.
• Ease of converting purchases to EMIs through internet banking, mobile app or customer care channel
• eDGE Loyalty Rewards Program which gives you redeemable reward points against every spend.

Axis Bank credit cards can be highly rewarding for the users. Based on the type of credit card, Axis Bank offers eDGE Reward Points, Air Miles or Co-branded loyalty points such as Club Vistara Points. Accumulated reward points can be redeemed for merchandise from Axis Bank’s Rewards Catalogue. Air Miles can be redeemed at the time of booking air tickets.

Given below is a list of reward points on some popular Axis Bank credit cards-

Axis Bank Credit Card	Reward Points	Accelerated Rewards
Axis Bank Vistara Credit Card	2 Club Vistara Points per ₹ 200	N/A
Axis Bank Vistara Signature Credit Card	4 Club Vistara Points per ₹ 200	N/A
Axis Bank Vistara Infinite Credit Card	6 Club Vistara Points per ₹ 200	N/A
Axis Bank Buzz Credit Card	2 Axis eDGE Reward Points per ₹ 200	6 Axis eDGE Reward Points per ₹ 200 for online spends.
Axis Bank MY Zone Credit Card	4-40 Axis eDGE Reward Points per ₹ 200	5x points on weekend shopping 10x points on weekend dining
Axis Bank Neo Credit Card	2 Axis eDGE Reward Points per ₹ 200	N/A
Axis Bank Miles & More World Credit Card	4 Miles per ₹ 200	20 Miles per ₹ 200 on movie bookings.
Axis Bank Select Credit Card	10 Axis eDGE Reward Points per ₹ 200	2X Axis eDGE Reward Points per ₹ 200 on retail shopping

The eligibility for Axis Bank Credit Cards varies from one card to another. However, there are a few criteria that an applicant should fulfill in order to be eligible for any Axis Bank Credit Card.

• He/she should be aged between 18 and 70 years.
• He/She should be a Resident of India or a Non-Resident Indian.
• He/she should be able to produce documented proofs of identity, address and income.

The following documents are accepted as proof-

Residence Proof	Aadhaar Card Passport Ration Card Electricity bill Landline telephone bill Any other government approved photo ID
Identity Proof	Passport Driving License PAN Card Aadhaar card Any other government approved photo ID
Income Proof	Latest one or 2 salary slip Latest Form 16 Last 3 months’ bank statement

Apply on Paisabazaar.com

By visiting Paisabazaar.com, you can compare Axis Bank credit card with other cards in order to take a more informed decision. You can apply for a credit card in three simple steps.

Step 1- Fill in your basic details like name, number and monthly income. Based on your income, we will show you the best credit cards that suit your budget and lifestyle. You can compare different cards on the basis of annual fee and the benefits they offer.

Step 2- Once you have selected a credit card, you have to enter your personal information along with the details of the existing credit cards that you hold to check whether you are eligible for the select credit card.

Step 3- Fill out a basic form to get instant approval on your application. Bank’s representative will visit you at your doorstep for collecting the relevant documents. Once approved, the card will reach you within 7-10 business days.

Apply on Axis Bank’s Website

Another way to apply for Axis Bank credit card is by filling an online application form. Follow the steps given below to apply for Axis Bank credit card online-

• Visit the official website of Axis Bank and select the card that you wish to apply for.
• Check eligibility for selected credit card and if you are meet its eligibility criteria, you can move forward.
• Click on the ‘Apply Now’ button. You will be redirected to the ‘Click to Connect’ page.
• Now you are required to fill basic details like your name, mobile number, professional details, monthly income and your area pin code.
• Click on ‘Call Me’ and you will immediately get a call from one of their executives. If you wish to receive the call later, you can choose the respective option.
• The executive will guide you through the rest of the process. A representative will visit you for detailed form filling and documents collection.
• Once verified, your Axis Bank credit card will reach at your address within 21 working days.

Axis Bank Credit Card customers can reach out to Axis Bank Customer care through call or email. Here are the details:

Axis Bank credit card customer care Toll Free number:  18002095577, 18001035577

Axis Bank credit card customer care Email ID: You can send your grievances and queries through online submissions of the official website of Axis Bank. You can also alternatively mail Axis Bank at customer.services@axisbank.com.

Axis Bank credit card customer care number for reporting loss of credit card: 022-67987700 For more info, Axis Bank credit card customers can visit at the given link:

1- Who can apply for Axis Bank Credit Cards?

The eligibility criteria vary for different Axis Bank credit cards. However, applicants must meet the basic eligibility criteria-

• He/she should be aged between 21 and 70 years.
• He/she should have a regular source of income.
• He/she should be able to produce relevant documents as proof of identity, address and income.

2- Are Axis Bank credit cards accepted worldwide?

Yes. Axis Bank credit cards are accepted globally. If there are some terms and conditions related to card usage, the bank would mention the same in the credit card document.

3- Can I convert my purchases into EMIs?

Yes. The purchases made on all Axis Bank Credit Cards can be converted into EMIs.

4- How can I pay my Axis Bank credit card bills?

There are several modes to pay your credit card bills-

• Billdesk
• Net Banking
• Debit Card
• Mobile app
• NEFT
• ECS
• Cash
• Cheque

You can learn more about it here.

5- What happens if I cross my credit limit?

If a customer makes a transaction that exceeds the available credit limit on his card, it is completely at the bank’s discretion to approve or reject the transaction. If the transaction is approved, an over limit fee will be charged on the amount.

6- How can I enhance my credit limit?

If you wish to increase the limit on your credit card, you should give a call on the Axis Bank Customer Care Number.

7- What is the auto-debit facility?

You can set standing instructions on your Axis Bank savings/current account to pay either the total outstanding amount or the minimum due amount on your credit card. The amount will be automatically deducted from the linked account every month.

8- How to update mobile number or email address?

The customer can do so through branch banking, that is, by visiting the nearest Axis Bank branch. If you use the net banking facility of Axis Bank, you can initiate the update by logging into it.

9- What do I do if my credit card is declined?

A few reasons can be attributed to a card decline such as low limit, expired card, etc. Sometimes, the bank may also decline a transaction when it suspects fraudulent activity. You should give a call on the Axis Bank Customer Care Number to resolve this.

10- How is the interest charged on credit cards?

The customer has to pay the interest on the total amount due which is not paid on the due date. When an amount lies outstanding in your credit card account, interest-free period will not be applicable which means on every transaction, interest will be charged from the date of purchase. Credit card cash withdrawals also incur interest charges from day one.