Axis Bank Credit Card

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Top Axis Bank Credit Cards

  • Axis Vistara Credit Card
  • Axis Flipkart Credit Card
  • Axis Neo Credit Card
  • Axis Buzz Credit Card
  • Axis My Zone Credit Card
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Explore All Axis Bank Credit Cards

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Updated: 02-04-2020 12:43:45 PM

Best Axis Bank Credit Card in India 2020

Axis Bank Credit CardKey FeatureAnnual Fee
Axis Vistara Credit CardUp to 2 Economy tickets and 1,000 CV points on extended spendsRs.1,500
Axis Bank Vistara Signature Credit CardUp to 3 premium Economy tickets and 3,000 CV points on extended spendsRs.3,000
Axis Bank Vistara Infinite Credit Card1-Business class ticket on extended spendsRs.10,000
Axis Magnus Credit Card12 free international priority pass lounge visits per yearCommunicated at the time of sourcing
IndianOil Axis Credit CardAccelerated reward points on fuel transactionsRs.500
Axis Flipkart Credit CardWelcome vouchers from Flipkart, MMT, Urban Company and moreRs.500
Axis Buzz Credit Card10% instant discount on FlipkartRs.750
Axis Neo Credit CardWelcome voucher from Amazon and BookMyShowRs.250
Axis My Zone Credit Card25% cashback on movie ticketsRs.500

Read more about the top Axis Bank credit cards in India. If you like a particular card, click on the Apply button under each card and we will be happy to assist you.

 Axis Bank Credit Card Payment Moratorium

In light of the Covid-19 lockdown across the country, RBI has permitted all the banks and financial institutions to provide 3-month moratorium period to its term loan customers that also includes credit cards. According to this, the customers who opt for moratorium period do not have to pay their loan EMIs and credit card dues for the period from March 1, 2020 to May 31, 2020. However, the interest on the outstanding amount will keep accumulating, which the customer needs to pay along with the total outstanding after the moratorium period is over.

Axis credit card customers should note:

  • Moratorium should only be opted for cardholders who are unable to pay the dues
  • Moratorium means only the payment is deferred, the interest charges will continue to accrue
  • Remember, on choosing the moratorium,  you would need to pay the total outstanding amount and the interest accrued on it once the moratorium period ends on May 31, 2020
  • On choosing moratorium facility, the credit score will not be impacted
  • No fresh purchases will be made with Axis Bank credit card if you opt for moratorium period

For more details on Axis Bank Credit Card Payment Moratorium, Click here

Please note: RBI has not waived off your outstanding loans and credit card dues, instead, it has only offered a temporary relief in the form of moratorium period to people whose incomes have been affected by the Covid-19 lockdown. We advise our customers to continue paying their loan EMIs and credit card dues as per the statement schedules and should opt for moratorium period only if their income and cash flow is severely impacted. Your unpaid EMIs and Card dues will continue accumulating high interest cost, which you need to pay along with total outstanding once the moratorium ends.

Top Axis Bank Credit Cards in India
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Axis Bank Credit Card - Features and Benefits

Top Axis Bank Credit Cards in India

Here is a list of the best Axis Bank credit cards based on the benefits they offer in the form of reward points, travel features and discount offers. You should choose a credit card that matches your needs and lifestyle. Let us have a look at some top Axis Bank credit cards in India. If you like a card, click on the Apply button under each card and we will be happy to assist you.

Axis Bank Credit CardKey FeatureAnnual Fee
Axis Vistara Credit CardUp to 2 Economy tickets and 1,000 CV points on extended spendsRs.1,500
Axis Bank Vistara Signature Credit CardUp to 3 premium Economy tickets and 3,000 CV points on extended spendsRs.3,000
Axis Bank Vistara Infinite Credit Card1-Business class ticket on extended spendsRs.10,000
Axis Magnus Credit Card12 free international priority pass lounge visits per yearCommunicated at the time of sourcing
IndianOil Axis Credit CardAccelerated reward points on fuel transactionsRs.500
Axis Flipkart Credit CardWelcome vouchers from Flipkart, MMT, Urban Company and moreRs.500
Axis Buzz Credit Card10% instant discount on FlipkartRs.750
Axis Neo Credit CardWelcome voucher from Amazon and BookMyShowRs.250
Axis My Zone Credit Card25% cashback on movie ticketsRs.500

Axis Bank Credit Card - Features and Benefits

Each Axis Bank credit card promises great rewards, shopping and movie vouchers, discounts along with the facility to convert big purchases into easy EMIs and pay them back over a period of time.The cards cover major categories like shopping, reward points, cashback and travel.

Axis Bank Vistara Credit Card
Axis Bank Vistara Signature Credit Card
Axis Bank Vistara Infinite Credit Card
Axis Magnus Credit Card
IndianOil Axis Bank Credit Card
Axis Flipkart Credit Card
Axis Bank Buzz Credit Card
Axis Bank Neo Credit Card
Axis Bank My Zone Credit Card

Axis Bank Vistara Credit Card

Best suited for:  Travel

Axis Vistara Card

Key Highlights

Welcome Benefits – One complimentary economy class ticket as welcome benefit

Bonus Points – 1,000 bonus CV points on spending Rs. 50,000 within 90 days of card issuance

Milestone Benefits – 1 Economy Ticket on spending Rs. 1.25 Lakh and another Economy Ticket on spending Rs. 2.5 lakh

Dining Benefits – 15% discount at partner restaurants under Axis Bank Dining Delights program

Complimentary Club Vistara Membership – 2 Club Vistara Points on every Rs. 200 spent

Want to know more about Axis Bank Vistara Card? Click here 

Similar Cards: Air India SBI Platinum | Yatra SBI

Apply Now and Check Eligibility

Axis Bank Vistara Signature Credit Card

Best suited for:  Travel

Axis Vistara Signature Card

Key Highlights

Welcome Benefits – Complimentary Premium Economy class ticket

Club Vistara Silver Membership – Complimentary Club Vistara Silver Membership with additional baggage allowance and priority check-in

CV Points – 4 CV points for every Rs. 200 spent

Milestone Benefits – 1 premium economy ticket each on reaching Rs. 1.5 Lakh, Rs. 3 Lakh and Rs. 4.5 Lakh

Dining Benefits – 15% discount at partner restaurants under Axis Bank Dining Delights program

Read more about Axis Vistara Signature

Similar Cards: CitiPremierMiles | Axis Miles & More

Apply Now and Check Eligibility

Axis Bank Vistara Infinite Credit Card

Best suited for: Travel

Axis Bank Vistara Infinite Credit Card

Key Highlights

Welcome Benefits – Complimentary Business Class ticket as a welcome gift

Club Vistara Gold Membership – Complimentary Club Vistara Gold Membership with priority boarding, additional baggage allowance, priority check-in, etc.

CV Points – 6 CV points for every Rs. 200 spent

Dining Benefits – 15% discount at partner restaurants under the Axis Bank Dining Delights program

Read more about Axis Vistara Infinite

Similar Cards: HDFC Diners Club Black | Air India SBI Signature

Apply Now and Check Eligibility

Axis Magnus Credit Card

Best suited for: Travel

Key Highlights

Travel Benefits-  One complimentary domestic flight ticket every year

Airport Lounge Access- Complimenatry International Priority Pass visits every year

BookMyShow offers- Buy one ticket and get discount on the second ticket through BookMyShow

Reward Points- Earn 12 eDGE reward points on every Rs.250 spent

Want to know more about Axis Magnus Credit Card? Click here

Similar Cards: SBI Card Elite | American Express Platinum Reserve

Axis Magnus credit card is not available on Paisabazaar’s platform. To apply for this card, Kindly contact the bank officials.

IndianOil Axis Bank Credit Card

Best suited for: Fuel

Key Highlights

Welcome Benefits –  Cashback up to Rs.250 on all your fuel transactions in the first 30 days of card issuance

Accelerated Reward Points – Earn accelerated reward points at IOCL fuel outlets on fuel transactions between Rs.100 and Rs.5,000 per month

Online Shopping – Enjoy shopping benefits with IndianOil Axis Bank credit card with 1% value back on online shopping

Fuel Surcharge Waiver – 1% fuel surcharge waiver on fuel transactions between Rs. 200 and Rs.5,000 per month

BookMyShow Discount – Get 10% discount on booking movie tickets from BookMyShow, via app or website

Want to know more about IndianOil Axis Bank Credit Card? Click here

Similar Cards: BPCL SBI | Standard Chartered Super Value Titanium

IndianOil Axis Bank is not available on Paisabazaar’s platform. To apply for this card, kindly contact the bank officials.

Axis Flipkart Credit Card

Best suited for: Cashback

Key Highlights

Welcome Benefits –  Rs.500 voucher from Flipkart on first transaction

Cashback Benefits- Get cashback on Flipkart, Myntra and 2GUD

Airport Lounge Access- 4 complimentary lounge visits to select airports within India per year

Dining Offers – Get up to 20% discount on dining at select restaurants in India

Fuel Surcharge Waiver– Get up to Rs. 500 worth of fuel surcharge waiver per month on transactions between Rs. 400 and Rs. 4,000

Want to know more about Axis Flipkart Credit Card? Click here

Similar Cards: ICICI Amazon Pay | Citi Cashback

Axis Flipkart is not available on Paisabazaar’s platform. To apply for this card, kindly contact the bank officials.

Axis Bank Buzz Credit Card

Best suited for: Shopping

Key Highlights

Welcome Benefit-  You will get a Flipkart Voucher worth Rs. 1,000 on making first 3 purchases within 45 days

Discount on Flipkart- 10% instant discount from 1st to 5th of each month

Reward Points- Earn 2 Axis EDGE Reward Points per Rs.200 spent along with 6 Axis eDGE reward points on online shopping

Want to know more about Axis Buzz Credit Card? Click here

Similar Cards: American Express SmartEarn | HDFC Millennia

Axis Buzz credit card is not available on Paisabazaar’s platform. To apply for this card, kindly contact the bank officials.

Axis Bank Neo Credit Card

Best suited for: Reward Points

Key Highlights

Welcome Benefits – Amazon gift voucher worth Rs. 250 on making the first spend within 30 days of card issuance

Myntra Offer – Get a Myntra Voucher worth Rs. 500 and enjoy up to Rs. 200 discount

Dining Privileges – Enjoy minimum 15% discount on dining at partner restaurants

Reward Earnings – Earn 2 Axis Edge Reward Points for every Rs. 200 spent across all categories

Lost Card Liability Cover– Axis Neo card comes with lost credit card liability so you can stay protected against any unauthorized transaction on your card after the loss has been reported

Want to know more about Axis Bank Neo Credit Card? Click here

Similar Cards: Standard Chartered DigiSmart | SBI StyleUp Contactless

Axis Bank Neo credit card is not available on Paisabazaar’s platform. To apply for this card, kindly contact the bank officials.

Axis Bank My Zone Credit Card

Best suited for: Cashback

Key Highlights

Cashback Offers- Avail 25% cashback on movie tickets at Paytm all week with one’s Axis Bank My Zone Credit Card

Welcome Delights- My Zone credit cardholders can enjoy up to Rs. 1,000 off on Myntra

Complimentary Lounge Access- Enjoy 1 complimentary access to select airport lounges within India per calender quarter

eDGE Loyalty Rewards- Earn from a range of 4 to 40 points for every Rs. 200 spent on the card. You will  also get 100 points on the first online transaction with the credit card.

Want to know more about Axis Bank My Zone credit card? Click here

Similar Cards: SBI SimplySave | ICICI Platinum Chip Visa

Axis My Zone credit card is not available on Paisabazaar’s platform. To apply for this card, kindly contact the bank officials.

Axis Bank Credit Card Fee and Charges
Axis Bank Credit Card Rewards Programme
Eligibility Criteria and Documents Required for Axis Bank Credit Card
How to Apply for Axis Bank Credit Card
Axis Bank Credit Card Customer Care
Axis Bank Credit Card FAQs
Axis Bank Credit Card News

Axis Bank Credit Card Fee and Charges

Fee/ChargeAmount/Rate
Annual/Renewal FeeVaries from Card to Card
Extended Credit Interest Free Credit Period20-50 days applicable only on retail purchases and if previous months’ outstanding balance is paid
Extended Credit ChargesUp to 3.35% per month, accounting to 40.2% per annum from the transaction
Extended Credit Minimum Amount Due5% of Total Outstanding (Min. Rs. 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)
Cash Advance limitUp to 80% of credit limit, with a maximum of Rs. 12,000 per day
Cash Advance ChargesUp to 3.35% per month, accounting to 40.2% per annum from the date of withdrawal
Cash Advance Fee SBI or Other Domestic ATMs2.5% of transaction amount, subject to a minimum of Rs. 300
Cash Advance fee International ATMs3% of transaction amount, subject to a minimum of Rs. 300
Overlimit Charges2.5% of overlimit amount subject to a minimum of Rs. 500
Late Payment Fee
  • Nil for total amount due from Rs. 0 to Rs. 200
  • Rs. 100 for total amount due greater than Rs. 200 and up to Rs. 500
  • Rs. 400 for total amount due greater than Rs. 500 and up to Rs. 1,000
  • Rs. 600 for total amount due greater than Rs. 1,000 and up to Rs. 10,000
  • Rs. 800 for total amount due greater than Rs. 10,000 and up to Rs. 25,000
  • Rs. 950  for total amount due greater than Rs. 25,000

Axis Bank Credit Card Rewards Programme

Axis Bank credit cards can be highly rewarding for the users. Based on the type of credit card, Axis Bank offers eDGE Reward Points, Air Miles or Co-branded loyalty points such as Club Vistara Points. Accumulated reward points can be redeemed for merchandise from Axis Bank’s Rewards Catalogue. Air Miles can be redeemed at the time of booking air tickets.

Given below is a list of reward points on some popular Axis Bank credit cards-

Axis Bank Credit Card

Reward Points

Accelerated Rewards

Axis Bank Vistara Credit Card2 Club Vistara Points per Rs. 200N/A
Axis Bank Vistara Signature Credit Card4 Club Vistara Points per Rs. 200N/A
Axis Bank Vistara Infinite Credit Card6 Club Vistara Points per Rs. 200N/A
Axis Bank Buzz Credit Card2 Axis eDGE Reward Points per Rs. 2006 Axis eDGE Reward Points per Rs. 200 for online spends.
Axis Bank MY Zone Credit Card4-40 Axis eDGE Reward Points per Rs. 2005x points on weekend shopping and 10x points on weekend dining
Axis Bank Neo Credit Card2 Axis eDGE Reward Points per Rs. 200N/A
Axis Bank Miles & More World Credit Card6/4 Miles per Rs. 20020 Miles per Rs. 200 on movie bookings.
Axis Bank Select Credit Card10 Axis eDGE Reward Points per Rs. 2002X Axis eDGE Reward Points per Rs. 200 on retail shopping

Eligibility Criteria and Documents Required for Axis Bank Credit Card

There are certain criteria that the bank looks into before accepting your credit card application. Your credit score, age, monthly income, location etc. are some of the parameters that you should keep in mind before you apply for a credit card.

To apply for Axis Bank credit cards, you should be in the age bracket of 18-70 years. 

Along with that, you will also need to submit a few documents which become the basis for the bank to decide whether you will be eligible for the card applied and also to determine the credit limit on your card.

Documents Required for Axis Bank Credit Card 

Proof of IdentityPAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI
Proof of AddressAadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement
Proof of IncomeLatest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

How to Apply for Axis Bank Credit Card

Axis Bank offers a variety of credit cards for people who love to shop, travel and explore the world. You can apply for Axis Bank credit cards through our website in a few simple steps-

Step 1- Click here to start the application process.
Step 2- Enter the details required and proceed. You will now see a list of credit cards.
Step 3- Select Axis Bank Credit Card of your choice and check your eligibility for the same.
Step 4- If eligible, you can proceed with the application by entering some more details.

After you submit the application form, an executive of the bank will call you and take the process further. Important thing to note is that not all credit cards of Axis Bank are available on Paisabazaar’s platform. If there is a particular card you are looking for and is not mentioned on the list, you can apply for the same by visiting the nearest bank branch or contact the bank officials.

Already Applied for Axis Bank Credit Card? Know how to Check Your Application Status

Click Here

Axis Bank Credit Card Customer Care

Axis Bank Credit Card customers can reach out to Axis Bank Customer care through call or email. Here are the details:

Axis Bank credit card customer care Toll Free number:  18002095577, 18001035577

Axis Bank credit card customer care Email ID: You can send your grievances and queries through online submissions of the official website of Axis Bank. You can also alternatively mail Axis Bank at customer.services@axisbank.com.

Axis Bank credit card customer care number for reporting loss of credit card: 022-67987700

Axis Bank Credit Card FAQs

Who can apply for Axis Bank Credit Cards?
The eligibility criteria vary for different Axis Bank credit cards. However, applicants must meet the basic eligibility criteria-

  • He/she should be aged between 21 and 70 years.
  • He/she should have a regular source of income.
  • He/she should be able to produce relevant documents as proof of identity, address and income.

Are Axis Bank credit cards accepted worldwide?
Yes. Axis Bank credit cards are accepted globally. If there are some terms and conditions related to card usage, the bank would mention the same in the credit card document.

Can I convert my purchases into EMIs?
Yes. The purchases made on all Axis Bank Credit Cards can be converted into EMIs.

How can I pay my Axis Bank credit card bills?
There are several modes to pay your credit card bills-

  • Billdesk
  • Net Banking
  • Debit Card
  • Mobile app
  • NEFT
  • ECS
  • Cash
  • Cheque

You can learn more about it here.

What happens if I cross my credit limit?
If a customer makes a transaction that exceeds the available credit limit on his card, it is completely at the bank’s discretion to approve or reject the transaction. If the transaction is approved, an over-limit fee will be charged on the amount.

How can I enhance my credit limit?
If you wish to increase the limit on your credit card, you should give a call on the Axis Bank Customer Care Number.

What is the auto-debit facility?
You can set standing instructions on your Axis Bank savings/current account to pay either the total outstanding amount or the minimum due amount on your credit card. The amount will be automatically deducted from the linked account every month.

How to update mobile number or email address?
The customer can do so through branch banking, that is, by visiting the nearest Axis Bank branch. If you use the net banking facility of Axis Bank, you can initiate the update by logging into it.

What do I do if my credit card is declined?
A few reasons can be attributed to a card decline such as low limit, expired card, etc. Sometimes, the bank may also decline a transaction when it suspects fraudulent activity. You should give a call on the Axis Bank Customer Care Number to resolve this.

How is the interest charged on credit cards?
The customer has to pay the interest on the total amount due which is not paid on the due date. When an amount lies outstanding in your credit card account, interest-free period will not be applicable which means on every transaction, interest will be charged from the date of purchase. Credit card cash withdrawals also incur interest charges from day one.

Axis Bank Credit Card News

Axis Bank Launches Credit Card with Flipkart
Axis Bank has launched co-branded credit card with e-commerce giant Flipkart. Powered by Mastercard, this credit card will offer unlimited cash back to users when they shop at Myntra, Flipkart and 2GUD. Usage at preferred merchants like PVR, Gaana, UrbanClap, etc. will also give extra cash back. Under this partnership, Axis Bank is looking at issuing 1 million credit cards in one year.
Axis Bank Launches Magnus Credit Card
Axis Bank has launched Axis Magnus credit card for the super-premium credit card category. With primary benefits like complimentary flight tickets and airport lounge access, this is a good choice for frequent travellers. Customers will also get to like the various offers on hotel and stay that come with this card. The Welcome Benefit will include one-way flight ticket up to Rs.10,000. Axis Magnus covers a great set of privileges on travel, dining and entertainment along with a credit shield of Rs.5 lakh.

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