Axis Bank Credit Card

Let us have a look at some top Axis Bank credit cards in India for 2019:

Axis Bank offers credit cards that are suitable for all kinds of financial needs and luxuries. Here are some of the best features of Axis Bank Credit Cards:

Best suited for:  Travel  Rewards  Lounge Access  

Best suited for frequent travellers, the Axis Bank Vistara Credit Card is loaded with numerous travel and lifestyle privileges. Complimentary Club Vistara membership is one of the best benefits of this card. Read More

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Key Highlights

Welcome Benefits – Get one complimentary economy class ticket as welcome benefit

Bonus Points – Spend Rs. 50,000 within 90 days of card issuance and get 1,000 bonus CV points

Milestone Benefits – Get 1 Economy Ticket on reaching spends of Rs. 1.25 Lakh and another Economy Ticket on reaching annual spends of Rs. 2.5 lakh

Dining Benefits – Get 15% discount when dining at partner restaurants across the country through Axis Bank Dining Delights program

Complimentary Club Vistara Membership – Earn 2 Club Vistara Points on every Rs. 200 spent on the credit card which can be redeemed for upgrades

Air Accident Cover – Get air accident cover of Rs. 2.5 Crore and purchase protection cover of Rs. 1 Lakh

EMI Conversion – Convert transactions above Rs. 2,500 into EMIs and pay off over a period of time

Best suited for:  Travel  Golf  Lounge Access 

Another wonderful option for frequent flyers, this Axis Bank Vistara Signature credit card also offers a range of travel privileges to its users, especially those who are loyal customers of Vistara Airlines. Read More

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Key Highlights

Some amazing benefits of this credit card include-

Welcome Benefits – Get a complimentary Premium Economy class ticket as a welcome gift

Complimentary Club Vistara Silver Membership – Enjoy complimentary Club Vistara Silver Membership which gives you extra privileges such as additional baggage allowance and priority check-in

CV Points – Earn 4 CV points for every Rs. 200 every time you swipe your credit card for all transactions

Rewards Redemption – Redeem your reward points for upgrades and other gift vouchers

Milestone Benefits – Get milestone benefits of 1 premium economy ticket each on reaching Rs. 1.5 Lakh, Rs. 3 Lakh and Rs. 4.5 Lakh

Dining Benefits – Under the Axis Bank Dining Delights program, you can get a 15% discount when dining at partner restaurants across the country

Air Accident Insurance – Enjoy purchase protection cover of Rs. 1 Lakh and Air Accident insurance cover of up to Rs. 2.5 Crore

Best suited for:  Golf  Travel  Lounge Access

Axis Bank Vistara Infinite Credit Card is a premium credit card that offers excellent travel and lifestyle privileges to the users. Read More

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Key Highlights

Welcome Benefits – Get a complimentary Business Class ticket as a welcome gift

Complimentary Club Vistara Gold Membership – Enjoy complimentary Club Vistara Gold Membership which gives you privileges such as priority boarding, additional baggage allowance, priority check-in, complimentary lounge access and priority baggage handling

CV Points – Earn 6 CV points for every Rs. 200 every time you swipe your credit card

Rewards Redemption – Redeem your reward points for upgrades and flights

Dining Benefits – Under the Axis Bank Dining Delights program, you can get a 15% discount when dining at partner restaurants across the country

Air Accident Cover – Enjoy purchase protection cover of Rs. 1 Lakh and Air Accident insurance of up to Rs 2.5 Crore

Concierge Services – Enjoy 24X7 dedicated concierge desk that assists you in flight bookings, table reservations, exclusive events/shows, gift deliveries and more

Axis Bank Buzz Credit Card

Note: This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

This card can be an exciting addition to a shopper’s wallet. Loaded with all sorts of benefits, it gives excellent value back to the card users. Given below are some of its features-

• Get a welcome gift voucher from Flipkart worth Rs. 1,000 on making 3 purchases within the first 45 days of card activation.
• Get 10% off on your purchases from 1-5 of each month and 5% off on your purchases from 6-31^st of each month with a maximum limit of Rs. 400 and Rs. 200 each.
• Earn 6 Axis eDGE Reward Points on every Rs. 200 spent online.
• Earn 2 Axis eDGE Reward Points on every Rs. 200 spent on other retail transactions.
• Get 15% dining discount with select restaurants across the country
• Get Rs. 1,000 and Rs. 2,000 Flipkart Vouchers on reaching annual spend of Rs. 1 Lakh and Rs. 2 Lakh respectively.
• Make all your dream purchases and convert them into easy EMIs.

Axis Bank MY Zone Credit Card

Note: This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

This card is the best match for your entertainment expenses as it lets you earn more rewards and cash back. It is PIN protected and makes your transactions completely secure. Here are some of its benefits-

• Enjoy 25% cash back on online and box office movie ticket purchases with a maximum cashback of Rs. 1,000 in a calendar year.
• Ensured security of the card with EMV certified chip which reduces the possibility of misuse or fraud. The card is thus chip and PIN protected.
• Earn 100 eDGE Loyalty Reward points on your first online transaction.
• Earn 4-40 eDGE Loyalty Reward points on every Rs. 200 spent on the credit card.
• Accelerate your reward earnings 5-times when you go shopping on weekends.
• Earn 10-times more reward points on weekend dining.
• Redeem the accumulated reward points against an exciting range of gifts and merchandise.
• Enjoy 1 complimentary access to select airport lounges within India per calendar quarter.
• Enjoy fuel surcharge waiver on transactions worth Rs. 400 to Rs. 4,000.
• Get 15% off when you dine out at Axis Bank partner restaurants.
• Convert your big purchases into easy EMIs.

Axis Bank Neo Credit Card

Note: This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

If you are a movie lover and shopaholic, this Axis Bank credit card is perfect for you. Some exciting features and benefits that you can avail on this credit card are-

• Get BookMyShow movie vouchers worth Rs. 300 and Jabong shopping vouchers worth Rs. 500 as welcome benefits when you avail of a new card
• Get 10% off on shopping from Myntra on a minimum purchase value of Rs. 500
• Enjoy 10% on movie tickets booking through BookMyShow to a maximum monthly limit of Rs. 50
• Also get 10% off on bus ticket bookings through Redbus to a monthly maximum of Rs. 100 and 10% cash back on mobile recharge through Freecharge up to a monthly maximum of Rs. 30
• Earn 2 eDGE Loyalty Reward points on every Rs. 200 spent through the card which can be redeemed against gift vouchers and merchandise
• This is an EMV certified chip card facility which ensures safety and reduces the chances of fraud
• In case the credit card is stolen, the cardholder can contact the customer care number and report the loss. Zero Lost Card Liability facility ensures no misuse of the card after theft
• Ease of converting purchases to EMIs through internet banking, mobile app or customer care channel.

Axis Bank Miles & More Credit Card

Note: This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

Make the most of your travels with this credit card. This card does not only benefit you in the form of miles earning but also makes you a Miles & More member. Some of its benefits are-

• Get a welcome bonus of 5,000 miles on making your first transaction
• This is chip and PIN enabled card and makes all your transactions safe and secure
• Set standing instruction on your credit card and never miss a utility bill payment
• Get lost card liability cover of Rs. 4 Lakh and personal air accident cover of Rs. 2.5 Crore
• Enjoy complimentary Priority Pass Membership that gives you access to more than a thousand international airports
• Get complimentary access to MasterCard Lounges in India 8 times in a quarter
• Enjoy complete assistance from 24×7 concierge desk and experience a new world of luxury
• Eat at Axis Bank partner restaurants and get 15% discount
• Also, get a 1% surcharge refund on fuel transactions between Rs. 400 and Rs. 4,000 at all petrol pumps in India
• Earn 4 miles on every Rs. 200 spent on the card
• Accelerate mile earnings to 20 per Rs. 200 when you make movie bookings.

Axis Bank Select Credit Card

Note: This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

Axis Bank makes luxury shopping and travel more convenient for the users with this credit card. This card offers the following features and benefits-

• Get shopping vouchers worth Rs. 1,000 as a welcome gift
• Make 3 successful transactions on your credit card within 60 days of card activation and get handcrafted complimentary membership to Club Marriott
• Get complimentary Priority Pass Membership that allows you to access more than 900 airport lounges across the globe
• Enjoy 2 Complimentary visits per calendar quarter to airport lounges within India
• Get 3 complimentary golf rounds per year at picturesque golfing destinations
• Experience a world of luxury through 24×7 Concierge Desk
• Get fuel surcharge waiver on transactions worth Rs. 400 to Rs. 4,000 with a maximum cap of Rs. 400 per month
• Get air accident cover up to Rs. 2.5 Crore and lost card liability cover up to Rs. 3 Lakh
• Earn 10 Axis eDGE reward points on every Rs. 200 spent. Accelerate your earnings twice when retail shopping

 Axis Bank Pride Platinum Credit Card

Note: This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

This Axis Bank credit card comes free of cost and there is no joining fee payable on the card. An annual fee would be payable from the second year onwards which is Rs 250. Cardholders can avail the following benefits on this credit card-

• Exclusive Pride privileges like personalized card with shades of Indian Tricolor, dedicated 4th embossed line for army, navy or air force and contribution to Defence Welfare Association
• 15% discounts on dining at participating restaurants
• 100 bonus eDGE Reward points every month if there is spending of at least Rs. 5,000 on the card in a month
• 1% fuel surcharge waiver on fuel stations across India. The waiver is available on transactions worth Rs. 400 – Rs. 4,000 with a maximum cap of Rs. 250
• eDGE Loyalty Rewards Program which gives you redeemable reward points against every spend
• Free add-on cards for the family including, spouse, children, parents and siblings over 18 years
• EMV certified chip card facility which ensures safety and reduces the chances of fraud
• In case the credit card is stolen, the cardholder can contact the customer care number and report the loss. Zero Lost Card Liability facility ensures no misuse of the card after theft
• Ease of converting purchases to EMIs through internet banking, mobile app or customer care channel

Axis Bank Pride Signature Credit Card

Note: This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

Just like the previous variant, the card also comes free with no provision of a joining fee. There is, however, an annual fee of Rs. 500 payable from the second year. This fee would also be waived if the customer spends Rs. 40,000 on the card in the previous year. Following benefits can be availed on this credit card-

• Exclusive Pride privileges like personalized card with shades of Indian Tricolor, dedicated 4th line embossing for army, navy or air force and the bank spends contribution to Defence Welfare Association
• Complimentary lounge access across airports in India
• 15% discounts on dining at participating restaurants
• 100 bonus eDGE Reward points every month on spending at least Rs. 5,000 on the card in a month
• 1% fuel surcharge waiver on fuel stations across India with a maximum cap of Rs. 250
• eDGE Loyalty Rewards Program which gives you redeemable reward points against every spend
• EMV certified chip card facility which ensures safety and reduces the chances of fraud
• Zero Lost Card Liability facility ensures no misuse of the card after theft when the card is lost or stolen
• Ease of converting purchases to EMIs through internet banking, mobile app or customer care channel

Axis Bank MY Wings Credit Card

Note: This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

This is a credit card loaded with travel-related benefits including air travel, road travel or rail travel. The joining fee payable for obtaining this Axis Bank Credit card is Rs. 1,200. The annual fee in the first year is nil but from the second year onwards, a yearly fee of Rs. 500 would be levied. Ensured security of the Credit card with EMV certified chip reduces the possibility of misuse or fraud.

• 2 complimentary base fare flight tickets can be availed form EzeeGo as welcome benefit
• 20% cashback on base fare on any domestic flight booking per sector
• Get Rs. 500 cashback when you book domestic return ticket and for international flights up to Rs. 1,500
• Also, get Rs. 1,000 cashback on hotel bookings in India, Nepal and Bhutan and Rs. 1,500 cashback on international hotel bookings worth Rs. 7,000 and above
• Enjoy Rs. 2,500 cashback on domestic holidays worth Rs. 20,000 and above and Rs. 3,000 cashback for international holidays of the same value
• Get Rs. 25 off per transaction on booking tickets on www.irctc.com. and Rs. 100 cashback on bus ticket bookings in India
• Rs. 400 off on booking car rentals through Ezeego in India
• Complimentary international or domestic lounge access at major airports in India like Mumbai, Kolkata, Chennai, Delhi, Hyderabad, Cochin and Bangalore
• 1% fuel surcharge refund on fuel if travelling by own car
• Under the eDGE Loyalty Rewards Program, earn redeemable reward points against every spend

Axis Bank MY Choice Credit Card

Note: This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

As the name suggests, this card promises personalized card design and benefits according to the spending and saving needs for an annual fee of Rs. 250. The features are as follows:

• Ability to design your own Axis Bank Credit card with chosen images or images form the gallery offered by the bank
• 5% cashback on any 2 of the categories which are dining, fuel, electronics, utility bills, travel, supermarkets
• eDGE Loyalty Rewards Program which gives you redeemable reward points against every spend. Earn 4 reward points on every Rs. 200 spent on the card
• Ease of converting purchases to EMIs
• Ensured security of the card with EMV certified chip which reduces the possibility of misuse or fraud. The card is thus chip and PIN protected

Axis Bank Titanium Smart Traveler Credit Card

Note: This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

This is a credit card packed with a host of travel-related benefits which are given below. The joining fee is Rs. 250 which would be waived if there is spending of Rs. 2,500 within 45 days of issuing the card. The annual fee of Rs. 100 payable from the second year is also waived if there is spending of Rs. 50,000 in the previous year.

• eDGE Loyalty Rewards Program which gives you redeemable reward points against every spending on travel
• 1% fuel surcharge waiver on fuel stations across India. The range of the waiver is Rs. 400 – Rs. 4,000 per year
• Enjoy the ease of converting purchases to EMIs
• Get 15% discount when you dine at Axis Bank partner restaurants

Axis Bank Insta Easy Credit Card

Note: This credit card is not available on Paisabazaar.com. Please visit Axis Bank website to apply.

This card is easily available with minimal documentation and assured approval offering a host of benefits and discounts. This Axis Bank Credit card only has a joining fee of Rs. 500 with no annual fee. The joining fee would be waived if the spending of Rs. 5,000 is effected on the card within the first 45 days.

• The card comes with Axis Bank Platinum Chip Card which offers clear authentication of credit payments combined with easy detection on fraud. Thus the card comes with chip and PIN protection
• Facility of using the credit card to withdraw cash up to a credit limit of 100%
• Free credit period of up to 50 days on purchases without any finance charges being levied
• 1% fuel surcharge waiver on fuel stations across India. Transactions worth Rs. 400 to Rs. 4,000 are eligible for the waiver
• Benefit of choosing the credit limit up to 80% of the FD Principal value
• Access to VISA International Global Card Assistance Services for the facility to report loss of card and replacement or emergency cash advances
• of converting to EMIs through internet banking, mobile app or customer care channel
• eDGE Loyalty Rewards Program which gives you redeemable reward points against every spend

The eligibility for Axis Bank Credit Cards varies from one card to another. However, there are a few criteria that an applicant should fulfill in order to be eligible for any Axis Bank Credit Card.

• He/she should be aged between 18 and 70 years.
• He/She should be a Resident of India or a Non-Resident Indian.
• He/she should be able to produce documented proofs of identity, address and income.

The following documents are accepted as proof-

Axis Bank offers a variety of credit cards for people who love to shop, travel and explore the world. You can apply for Axis Bank credit cards through our website in a few simple steps-

Step 1- Click here to start the application process.
Step 2- Enter the details required and proceed. You will now see a list of credit cards.
Step 3- Select Axis Bank Credit Card of your choice and check your eligibility for the same.
Step 4- If eligible, you can proceed with the application by entering some more details.

After you submit the application form, an executive of the bank will call you and take the process further. A field officer will be sent to collect documents at your doorstep. The bank will then validate the information provided by you and, if approved, your new card will reach you in a few days.

You can also apply for Axis Bank credit cards directly through their website or by visiting the nearest bank branch.

To check the credit card application status, you can visit the Axis Bank’s website and under the ‘Get in Touch’ tab there is an option of ‘Support’. The support section contains all the information related to queries, complaints and tracking your credit card/loan application. You will have to enter your application reference number to check the status. Any of the following results may appear-

• In process
• On hold
• Dispatched
• Disapproved
• No records found

Axis Bank credit cards can be highly rewarding for the users. Based on the type of credit card, Axis Bank offers eDGE Reward Points, Air Miles or Co-branded loyalty points such as Club Vistara Points. Accumulated reward points can be redeemed for merchandise from Axis Bank’s Rewards Catalogue. Air Miles can be redeemed at the time of booking air tickets.

Given below is a list of reward points on some popular Axis Bank credit cards-

You can pay the credit card bill online as well as offline. Some of the online options include ECS, Internet banking and Axis Bank mobile app. Cash, cheque and demand drafts are the other common methods of paying the Axis Bank credit card bill.</span

Axis Bank Credit Card customers can reach out to Axis Bank Customer care through call or email. Here are the details:

Axis Bank credit card customer care Toll Free number:  18002095577, 18001035577

Axis Bank credit card customer care Email ID: You can send your grievances and queries through online submissions of the official website of Axis Bank. You can also alternatively mail Axis Bank at customer.services@axisbank.com.

Axis Bank credit card customer care number for reporting loss of credit card: 022-67987700

Who can apply for Axis Bank Credit Cards?
The eligibility criteria vary for different Axis Bank credit cards. However, applicants must meet the basic eligibility criteria-

• He/she should be aged between 21 and 70 years.
• He/she should have a regular source of income.
• He/she should be able to produce relevant documents as proof of identity, address and income.

Are Axis Bank credit cards accepted worldwide?
Yes. Axis Bank credit cards are accepted globally. If there are some terms and conditions related to card usage, the bank would mention the same in the credit card document.

Can I convert my purchases into EMIs?
Yes. The purchases made on all Axis Bank Credit Cards can be converted into EMIs.

How can I pay my Axis Bank credit card bills?
There are several modes to pay your credit card bills-

• Billdesk
• Net Banking
• Debit Card
• Mobile app
• NEFT
• ECS
• Cash
• Cheque

You can learn more about it here.

What happens if I cross my credit limit?
If a customer makes a transaction that exceeds the available credit limit on his card, it is completely at the bank’s discretion to approve or reject the transaction. If the transaction is approved, an over-limit fee will be charged on the amount.

How can I enhance my credit limit?
If you wish to increase the limit on your credit card, you should give a call on the Axis Bank Customer Care Number.

What is the auto-debit facility?
You can set standing instructions on your Axis Bank savings/current account to pay either the total outstanding amount or the minimum due amount on your credit card. The amount will be automatically deducted from the linked account every month.

How to update mobile number or email address?
The customer can do so through branch banking, that is, by visiting the nearest Axis Bank branch. If you use the net banking facility of Axis Bank, you can initiate the update by logging into it.

What do I do if my credit card is declined?
A few reasons can be attributed to a card decline such as low limit, expired card, etc. Sometimes, the bank may also decline a transaction when it suspects fraudulent activity. You should give a call on the Axis Bank Customer Care Number to resolve this.

How is the interest charged on credit cards?
The customer has to pay the interest on the total amount due which is not paid on the due date. When an amount lies outstanding in your credit card account, interest-free period will not be applicable which means on every transaction, interest will be charged from the date of purchase. Credit card cash withdrawals also incur interest charges from day one.