Paisabazaar
Search Credit Card  

Axis Bank Credit Card

Home Axis Bank Axis Bank Credit Card

Axis Bank credit cards cater to individuals with varied spending preferences. You can find credit cards that are exclusively focused on shopping, travel, rewards or cashback, along with cards that offer comprehensive benefits on several spending categories. Some of the top credit cards, like Axis Atlas, Axis Horizon, Axis Bank Ace, IndianOil Axis, and Flipkart Axis Credit Cards, offer considerable value-back to the cardholders. Compare multiple cards and apply for the one that best suits your requirements.

Check Pre-Approved Credit Cards
for you in Just One Click

  • 50+ Credit Cards from Top Banks

  • Compare Best Offers

  • Completely Digital Process

Edit Digits Only

Error: This is invalid mobile number

Error: Please accept the undertaking to proceed further
×

Exclusive Pre-Approved Cards waiting for you

  • 50+ Credit Cards from Top Banks

  • Compare Best Offers

  • Completely Digital Process

Edit

Error: Please enter a valid number

Updated: 08-04-2025 13:17:33 PM

Top Axis Bank Credit Cards in India April 2025

Some of the most popular Axis Credit Cards are shown below. It is advised to read the features and benefits of these cards in detail and compare them with other credit cards before applying for the one that would suit your needs. Since Axis Bank is a partner of Paisabazaar, you can directly apply for select Axis Bank Credit Cards here.

Axis Bank Reserve Credit Card

axis-bank-reserve-credit-card
3.5/5

Joining fee: ₹50000

Annual/Renewal Fee: ₹50000

Unlimited domestic & international lounge visits via Priority Pass

Low forex mark-up fee of 1.5% with 2X reward points on international spends

Travel
Lounge Access
Reward Points
Check Eligibility

Product Details

  • Up to 30 EDGE reward points for every Rs. 200 spent
  • B1G1 offer on BookMyShow tickets with up to 5 offer tickets per month
  • ITC Culinaire, Accorplus, Club Marriott & EazyDiner Prime memberships & offers on Postcard & Oberoi hotels
  • 50 free golf rounds every year across select golf courses in India
Know More

Axis Magnus Credit Card

magnus-credit-card
3.5/5

Joining fee: ₹12500

Annual/Renewal Fee: ₹12500

Unlimited international & domestic lounge visits with 4 additional guest visits

Up to 60 EDGE reward points per Rs. 200

Travel
Reward Points
Check Eligibility

Product Details

  • Low forex mark-up fee of 2%
  • Conversion of rewards into Air Miles or Hotel Loyalty points (5:2)
  • Luxe gift card/ The Postcard Hotels/ Yatra voucher worth Rs. 12,500 on making the first transaction within 30 days from card issuance
Know More

Axis Atlas Credit Card

atlas-credit-card
4/5

Joining fee: ₹5000

Annual/Renewal Fee: ₹5000

2.5X EDGE Miles on Travel spends

Up to 12 international lounge access every year

Travel
Lounge Access
Reward Points
Check Eligibility

Product Details

  • 2,500 bonus EDGE Miles as welcome benefit
  • Up to 5 EDGE Miles per Rs. 100 spent on travel
  • Redeem EDGE Miles at value of 1 EDGE Mile = 2 Partner Points
  • Milestone benefits of up to 5,000 EDGE Miles
  • Up to 18 complimentary domestic lounge visits in a year
Know More

Axis Bank Horizon Credit Card

horizon-credit-card
3.5/5

Joining fee: ₹3000

Annual/Renewal Fee: ₹3000

Up to 32 visits to domestic and 8 to international airport lounges annually

Up to 5 EDGE Miles per Rs. 100 spent; 1 EDGE Mile = 1 Partner Point

Travel
Reward Points
Check Eligibility

Product Details

  • 5 EDGE Miles on every Rs. 100 spent on Axis Bank Travel EDGE portal and direct airline websites/counters
  • 2 EDGE Miles on every Rs. 100 spent on other categories
  • 25% off, up to Rs. 800 per month, on dining via EazyDiner, on minimum order of Rs. 2,500
  • 5,000 EDGE Miles on the first card spend of min. Rs. 1,000 made within 30 days of card issuance
  • 1,500 EDGE Miles as card renewal bonus
Know More

Axis Bank SELECT Credit Card

select-credit-card
4/5

Joining fee: ₹3000

Annual/Renewal Fee: ₹3000

2X EDGE Reward Points acrosss all retail transactions

10,000 EDGE Reward Points worth Rs. 2,000 as welcome benefit

Shopping
Reward Points
Check Eligibility

Product Details

  • 10 EDGE Reward Points on every Rs. 200 spent
  • Flat Rs. 500 off per month on BigBasket on minimum spend of Rs. 3,000
  • Rs. 200 off on Swiggy, twice a month, on minimum spend of Rs. 1,000
  • Up to 12 complimentary international lounge visits in a year & 2 domestic lounge visits per quarter
  • Up to 12 complimentary golf rounds in a year
Know More

Flipkart Axis Bank Credit Card

flipkart-axis-bank-credit-card
3.5/5

Joining fee: ₹500

Annual/Renewal Fee: ₹500

5% cashback on transactions at Flipkart and Cleartrip

4% cashback on partner merchants, like Swiggy, PVR, Uber, etc.

Co-branded
Cashback
Online Shopping
Check Eligibility

Product Details

  • 1% cashback across other spends
  • 4 complimentary domestic airport lounge visits in a year on spending at least Rs. 50,000 in a year
  • Activation benefits worth Rs. 600 from Flipkart and Swiggy
  • 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 4,000
Know More

Axis My Zone Credit Card

axis-bank-my-zone-credit-cards
3.5/5

Joining fee: ₹500

Annual/Renewal Fee: ₹500

Buy One Get One offer on movie tickets at District App

Complimentary SonyLIV membership for 1 year

Co-branded
Online Shopping
Check Eligibility

Product Details

  • Flat Rs. 120 off on Swiggy on a minimum spend of Rs. 500, twice a month
  • Buy 1 Get 1 movie ticket free on bookings via District App, up to Rs. 200 off per month
  • Up to Rs. 1,000 off on Ajio on a minimum transaction of Rs. 2,999
  • Renewal of SonyLiv Premium annual subscription on spending Rs. 1.5 Lakh in a year
  • Up to 15% off (max. Rs. 500) on dining via EazyDiner, twice a month on a min. spend of Rs. 2,500
Know More

IndianOil Axis Bank Credit Card

indianoil-credit-card
3/5

Joining fee: ₹500

Annual/Renewal Fee: ₹500

Save up to 5% on IOCL fuel spends

1% back as 5 EDGE reward points per Rs. 100 spent on online shopping

Co-branded
Fuel
Check Eligibility

Product Details

  • 4% back as 20 EDGE reward points per Rs. 100 spent on IOCL fuel
  • 1% fuel surcharge waiver of up to Rs. 50 per month on fuel spends of Rs. 400 to Rs. 4,000
  • 1 EDGE reward point per Rs. 100 spent on other spends, 1 EDGE reward point = Rs. 0.20
  • 100% cashback, up to Rs. 250, as EDGE rewards on the 1st fuel spend made within the 1st 30 days
  • Annual fee waived off on Rs. 3.5 lakh annual spends and up to 15% off on dining via EazyDiner
Know More

Axis Bank ACE Credit Card

ace-credit-card
3.5/5

Joining fee: ₹499

Annual/Renewal Fee: ₹499

5% cashback on utility bill payments and recharges via Google Pay

4% cashback on Swiggy, Zomato and Ola

Shopping
Cashback
Online Shopping
Check Eligibility

Product Details

  • 1.5% cashback on other offline & online spends
  • 4 domestic lounge access per year on spending Rs. 50,000 or more in the previous quarter
  • 1% fuel surcharge waiver across all fuel stations on transactions between Rs. 400 to Rs. 4,000
Know More

On this page:
Other Axis Bank Credit Cards
How to Earn and Redeem Axis Bank Reward Points?
Axis Bank Credit Card Fees and Charges
Axis Bank Credit Card Eligibility & Documentation
How to Apply for Axis Bank Credit Card Online
Quick Links to Manage your Axis Bank Credit Card
FAQs on Axis Bank Credit Card

Other Axis Bank Credit Cards

Apart from the above-mentioned cards, Axis Bank also offers some other credit cards to cater to the diverse individual needs. Some of the other popular Axis credit cards are listed below:

Credit Card Annual Fee Best Suited For
Airtel Axis Bank Credit Card Rs. 500 Bill Payments
Axis Neo Credit Card Rs. 250 Entertainment & Shopping
Axis REWARDS Credit Card Rs. 1,000 Reward Points
Axis Privilege Visa Credit Card Rs. 1,500 Reward Points

Exclusive Card Offers from India’s top banks are just a click away

Edit

Error: Please enter a valid number

How to Earn and Redeem Axis Bank Reward Points?

Most Axis Bank credit cards offer reward points under the Axis EDGE Rewards Program. Know more about Axis Bank credit card reward points earning and redemption below:

How to Earn?

You can earn Axis Bank credit card reward points on every card spend you make online or offline. Here are a few pointers you can use to maximise your rewards earnings:

  • Put most of your purchases on your credit card
  • Understand the rewards structure of your Axis Credit Card
  • Maximise your rewards benefits be getting a card that offers accelerated rewards rate on categories you frequently shop from
  • Be mindful of any capping that might be applicable on the rewards earnings

How to Redeem?

You can redeem Axis credit card reward points against the redemption options of choice as per availability via onli9ne as well as offline modes.

Suggested Read – Best Rewards Credit Cards in India 2024

You can use your points for products and e-vouchers from rewards catalogue, convert them into airmiles or use them to make hotel bookings too. The value of these points can vary depending on your card and the redemption option you opt for.

Axis Bank Credit Card Fees and Charges

Below mentioned are some common fees and charges applicable to almost all Axis Bank Credit Cards:

Fee Type Amount
Joining/Annual Fee Varies across all Axis Credit Cards
Finance Charges Up to 3.6% per month or 52.86% p.a.
Late Payment Fee For outstanding balance of:
Up to Rs. 500: Nil
From Rs. 501 to Rs. 5,000: Rs. 500
From Rs. 5,001 to Rs. 10,000: Rs. 750
Greater than Rs. 10,000: Rs. 1,200

Certain charges may vary from card to card. Please refer to the terms and conditions for the respective card variants separately. For other fees & charges related to Axis Credit Cards, click here.

Axis Bank Credit Card Eligibility & Documentation

The common eligibility criteria and documentation required to apply for any of the Axis credit cards are mentioned below:

  • Age: Between 18 years and 70 years
  • Occupation: Salaried or Self-employed
  • Documents Required: Click here for the list of documents accepted by Axis Bank for credit card application approval

Axis-Bank-Credit-Cards-Digitally

How to Apply for Axis Bank Credit Card Online

You can follow the below-mentioned steps as you apply online for Axis Bank Credit Card through Paisabazaar:

Step 1: Click here for the credit card application form and submit your mobile number.
Step 2: Verify OTP sent to your mobile number to check the available pre-qualified card offers.
Step 3: Compare the available options as per your eligibility and select the preferred Axis Bank Credit Card that best suits your requirements.
Step 4: Apply for the preferred credit card and provide the documents to complete your application.

Apply Now for the Best Credit Card Offers

FAQs on Axis Bank Credit Card

Q. Which credit card is best in Axis Bank?

A. Axis Bank offers different types of credit cards that are suitable for varying individual needs and offers benefits, like cashback, rewards, and even discounts on selected brands. The best credit card amongst these, however, would be the one that is chosen as per your spending habits & patterns.

For instance, Axis Bank Flipkart Credit Card is a good option if you are a Flipkart loyalist but also need all-rounder benefits such as discounts on dining and complimentary lounge access. However, if you are looking for benefits around entertainment then you can get an Axis Bank MyZone Credit Card.

Additionally, you can get Axis Bank Ace Credit Card if you want a credit card with direct cashback benefits, and IndianOil Axis Bank Credit Card if you want a card with all-rounder fuel benefits.

Q. Does Axis Bank provide lifetime free credit cards?

Currently, Axis Bank My Zone Credit Card is being offered as a lifetime free card through select channels. In some cases, the bank may also offer lifetime free options for salary or savings account holders. You can contact customer service to check for such offers.

Q. What is the premium most Axis Bank Credit Card?

A. Axis Bank recently launched the Axis Primus credit card for ultra-high net worth individuals. The premium credit card is offered on invitation and comes with a high annual fee of Rs. 1.8 Lakh. Justifying the fee it is feature-loaded with luxurious benefits around dining, event bookings, airport concierge, hotel benefits etc. Additionally, cardholders can enjoy a high redemption value of 1:5- the best in the market, unlimited lounge access and zero forex markup fee.

Q. What is the minimum salary for an Axis Credit Card?

A. The minimum salary requirement for Axis Bank Credit Card may vary from one card to another. However, you must note that premium category cards usually have a higher income eligibility requirement in comparison to entry-level credit cards. Top Axis Bank premium cards include Axis Bank Reserve Credit Card & Axis Bank Burgundy Private Credit Card. For beginners, Axis Bank Neo Credit Card, Axis Bank MyZone Credit Card and Axis Bank Flipkart Credit Card are suitable options. You must contact the bank to check card-specific income eligibility criteria.

Q. What is the Axis Credit Card limit?

A. Axis Bank Credit Cards come along with a credit limit and a cash withdrawal limit. While the credit limit is dependent on various factors, such as credit score, debt-to-income ratio, other credit cards issued under your name, and your income, the cash limit offered on Axis cards is usually 20% to 40% of your credit limit.

Q. Are Axis Bank credit cards accepted worldwide?

A. Yes, Axis Bank credit cards are accepted globally. If there are some terms and conditions related to card usage, the bank would mention the same in the credit card document. However, the charges for international usage may vary across all Axis Bank credit cards.

Q. What are Axis EDGE reward points? Do all Axis Bank credit cards offer EDGE points?

A. Based on the type of credit card, Axis Bank offers EDGE reward points or co-branded loyalty points. The accumulated reward points can be redeemed for merchandise from Axis Bank’s Rewards Catalogue while the accrued Air Miles can be redeemed at the time of booking air tickets.

Q. Is Flipkart Axis Bank Card good?

A. Yes, Flipkart Axis Bank Credit Card is a good option if you are looking for a credit card with inclined benefits towards Flipkart along with benefits spread across other top brands like Uber, Swiggy, and Cleartrip. The card also offers dining and lounge access benefits. Thus, at a low annual fee of Rs. 500, the card is a good choice and can be availed even by beginners if these benefits align with your preferences.

Q. What is the interest charged on Axis Bank Credit Card?

A. Credit card interest charges may vary across different Axis Bank Credit Cards, however the general interest charged is around 3.4% per month. You have to pay the interest on the total amount due if you have not paid your dues by the due date.

Q. Can I convert my purchases made using Axis Credit Cards into EMIs ?

A. Yes, the purchases made via all Axis Bank Credit Cards can be converted into EMIs. However, not all transactions are eligible for EMI conversion. If the transaction is eligible for EMI, you can convert it using internet banking.

Q. Who can apply for Axis Bank Credit Cards?

A. The eligibility criteria vary for different Axis Bank credit cards. However, you must meet the basic eligibility criteria:

  • You should be aged between 18 and 70 years
  • You should have a regular source of income
  • You should be able to produce relevant documents as proof of identity, address and income.

Q. How can I check my Axis Bank Credit Card Statement?

A. You can check your Axis Bank credit card statement both online via Net banking & mobile banking. To check the credit card statement of your Axis Bank Card offline, you can either contact the bank at their customer care or by visiting the nearest bank branch.

Q. What is Axis Bank Credit Card customer care?

If you have any queries regarding your Axis Bank Credit Card, you can contact the bank’s customer care by calling their toll-free numbers: 1800 419 5577 or 1800 103 5577. Additionally, you can raise your grievances and queries online through the official Axis Bank website.

Q. How do I check Axis Bank Credit Card application status?

You can check the status of your credit card application both online and offline. To track it online, visit the official website of Axis Bank and enter your application number. Your current status will be displayed on the screen. Alternatively, you can also call customer care to get an update on your application.

Q. How to activate Axis Bank Credit Card?

You can activate your Axis Credit Card online by logging into internet banking or the Axis mobile app and generating a 4-digit pin. After setting the pin, make a transaction to complete the activation process.

Q. How to close my Axis Credit Card?

To close your Axis Bank Credit Card, you can contact customer care and request card closure by stating a valid reason. You can also visit the nearest Axis Bank branch and submit a written request or closure form in person.

Q. What is the billing cycle of Axis Bank Credit Card?

The billing cycle for Axis Bank Credit Cards is typically 30 days, though the exact cycle may vary depending on the card type and customer. All transactions during this period are compiled in your monthly statement.

Q. How to apply for an Axis Bank Credit Card?

To apply for an Axis Bank Credit Card online, visit the official website and choose a card based on your eligibility. You can also apply offline by submitting a duly filled application form along with the required documents at the nearest Axis Bank branch.

Q. How to pay Axis Bank Credit Card bill?

You can pay your Axis Bank Credit Card bill through various online modes such as Billdesk, net banking, debit card, axis mobile app, NEFT, UPI, and ECS. Besides this, to pay your bill offline, you can submit cash or a cheque at any Axis Bank branch.

Q. How to increase Axis Bank Credit Card limit?

If you want to increase your Axis Bank Credit Card limit, you can contact customer service and request a limit increase. However, the approval is subject to your eligibility and Axis Bank’s internal policies.

Q. How to unblock Axis Bank Credit Card?

To unblock your Axis Bank Credit Card, you can call customer care and request unblocking with a valid reason. You can also visit your nearest Axis Bank branch and get it unblocked in person.

Q. How to redeem Axis Bank Credit Card reward points?

You can redeem your Axis Bank Credit Card reward points across multiple categories using the Axis Edge Rewards portal or Travel Edge portal. You can simply log in to your Axis Bank account, go to the ‘rewards’ section, and click on ‘redeem now’ to explore available options.

 

Menu