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ICICI Bank Credit Card Bill Payment

ICICI Bank Credit Card Bill Payment

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How to Pay ICICI Credit Card Bill Online on Paisabazaar?

Cardholders can pay their ICICI credit card bill payment online through Paisabazaar app as well as website. Follow the steps given below for a quick and secure bill payment:

Step 1: Add Your Credit Card
Log in to Paisabazaar website or app using your registered mobile number. Under the bill payment section, add your ICICI credit card by entering the last 4 digits of your card number.

Step 2: Check Your Outstanding Bill
Once you add your card, you can view your card details and outstanding balance, along with the bill due date.

Step 3: Enter the Payment Amount
Select the bill amount options you wish to pay, namely Total Outstanding Amount, Minimum Amount Due, or any Custom Amount.

Step 4: Select Payment Method to Complete Payment
Choose your preferred payment option and proceed with the payment after verifying the details.

Your ICICI credit card bill payment transaction will be processed and credited to your HDFC Credit Card account as per the applicable processing timeline.

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Benefits of Credit Card Bill Payment through Paisabazaar

Paying your ICICI Bank credit card bills through Paisabazaar ensures a smooth, secure, and hassle-free experience while offering the following advantages:

  • Earn Cashback on Bill Payments: Stand a chance to get cashback and other rewards on all eligible credit card bill payments made online through Paisabazaar platform.
  • Zero Convenience Charges: Pay your ICICI Bank credit card bill without being charged any additional platform or convenience fees.
  • One-Time Card Registration: Securely add your ICICI Bank credit card once to paisabazaar app/website to instantly retrieve your billing details whenever needed, thus eliminating the need to re-enter your card information every time.
  • Unified Billing View: Keep track of your finances by viewing your total outstanding bill amount and upcoming payment due dates at one convenient location.
  • Flexible Payment Choices: Take control of the credit card bill payment options by availing the flexibility to choose between paying your total outstanding balance, the minimum amount due, or a specific custom amount.
  • Centralized Card Management: Simplify your monthly bill payment routine by managing and paying bills for multiple credit cards from a single dashboard on Paisbazaar app/website.
  • Secured Bill Payments: Your bill payments are processed through a secure platform designed to prioritize your data safety.
  • Efficient and Streamlined: Save time by clearing your credit card dues in just a few clicks, without the need to visit a physical bank branch or juggle multiple online banking logins.

Other ICICI Credit Card Bill Payment Methods

In addition to the Paisabazaar platforms, ICICI credit cardholders can also pay their bills through the following online and offline channels.

Ways to Make ICICI Credit Card Bill Payment Online

You can browse through the following online ICICI credit card bill payment options and choose the one that suits you the best.

ICICI Credit Card Bill Payment through Mobile Banking App

ICICI Bank mobile banking app called iMobile allows you to manage cards and make bill payments. Follow these steps to make ICICI credit card bill payment via iMobile app:

    1. Open the iMobile app and enter your registered mobile number.
    2. Verify via OTP sent on the registered number and set up a 4-digit log in PIN or use Fingerprint/Face ID.
    3. If you have already registered on the app, then simply enter your PIN or use your fingerprint or face ID to log in.
    4. Go to the Credit Cards section and select your ICICI Credit Card to make your bill payment.
    5. Select the payment option, enter the payable amount and confirm to complete your bill payment.

Suggested Read: What Happens When you Default on Credit Cards?

ICICI Credit Card Bill Payment through Net Banking

ICICI credit card users can pay their bills directly through the ICICI Bank internet banking:

    1. Log in to the ICICI net banking portal using your User ID and password or by authenticating your registered mobile number.
    2. Go to the Cards section and select the credit card you wish to pay the bill for.
    3. Go to the bill payment option, review the details and confirm the payment.

ICICI Credit Card Bill Payment through Auto Debit

You can also automate your ICICI Bank credit card bill payments by setting up an auto-debit facility for credit cards as given below:

    1. Log in to your net banking account or iMobile app.
    2. Go to Credit Cards option under ‘Cards & Loans’ section in case of net banking, or go to Manage Cards option under ‘Cards’ section in iMobile app
    3. Register for and set-up auto-debit
    4. Select card and savings account number
    5. Choose mode of auto-debit between Total Amount Due or Min. Amount Due, and submit.

ICICI credit card users can also set up auto-debit by calling customer care on 1800 1080.

Trapped in Credit Card Debt? - Click Here

ICICI Credit Card Bill Payment through UPI

Cardholders can also pay their ICICI credit card bills online through UPI:

    1. Open any UPI-enabled app or BHIM (Bharat Interface for Money) app
    2. Make the desired bill payment to your ICICI Bank Virtual Payment Address (VPA) - “ccpay.@icici”

ICICI Credit Card Bill Payment through NEFT

You can also pay your ICICI credit card bill through NEFT from any bank of choice, as follows:

    1. Log in to any of your accounts through the respective bank’s net or mobile banking portal.
    2. Add your ICICI Credit Card as a beneficiary by entering your 16-digit (Visa/Mastercard) or 15-digit (Amex) credit card number and the IFSC code ICIC0000004.
    3. Enter the payable amount, review the details and complete the bill payment through NEFT transaction.

Ways to Make ICICI Credit Card Bill Payment Offline

ICICI Bank also offers the option to make your credit card bill payments offline through cash or ATM.

ICICI Credit Card Bill Payment by Cash

You can visit any ICICI Bank branch to pay your ICICI Credit Card bill in cash. Please note that ICICI Bank charges a fee of Rs. 100 + GST on such cash payments for credit card bill payments.

ICICI Credit Card Bill Payment through ATM

You can also visit an ICICI Bank ATM, swipe any of your debit cards at the ATM and go to the ‘More Options’ section to pay your ICICI Bank credit card bill.

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FAQs

Do I need an account in ICICI Bank to make ICICI Bank credit card bill payment?

No, you do not need to have an ICICI bank account to pay your ICICI Bank credit card bill. There are several offline as well as online methods that you can choose to make the payment. You can opt to pay your bill online via Paisabazaar or choose any option from net/mobile banking, UPI, NEFT cash, etc.

Should I register for Net Banking for my ICICI Bank Account to pay my ICICI Bank credit card bill?

It is not mandatory; however, you can easily pay your credit card bills online with an ICICI Bank account with your net banking user ID and password. You do not need to visit an ICICI Bank branch to pay your credit card bill. You can also use your ICICI Bank debit card to make the bill payment.

Can I make my ICICI Bank credit card bill payment on the last day?

It is advisable to make the credit card bill payment in advance to avoid any late payment charges, however, there are a many bill payment services that credit the payment immediately. You can pay through ICICI Bank net banking, iMobile app, NEFT, debit card or deposit cash to pay your credit card bill on the last day.

I do not have an ICICI Bank account but I want to pay my ICICI Bank credit card bill online. What should I do?

You can still pay your ICICI credit card bill despite not having an ICICI Bank savings or current account. You can choose to pay your bill through Paisabazaar app or website and earn cashback or other rewards on your payment. You can also pay your bill via UPI to ICICI Bank Virtual Payment Address (VPA) - “ccpay.<mobile><last 4 card digits>@icici”. You can also opt for a NEFT transaction towards your ICICI credit card bill payment by logging in to any of your bank account’s net or mobile banking and adding your ICICI Credit Card as a beneficiary by entering your 16-digit (Visa/Mastercard) or 15-digit (Amex) credit card number and the IFSC code ICIC0000004.

What is ICICI credit card bill payment IFSC Code?

ICICI Bank credit card bill payment IFSC code is ICIC0000004.

Can I automate my ICICI Bank credit card bill payment?

Yes, you can automate your ICICI bank credit card bill payment by registering for the auto-debit feature on your ICICI Bank account. After successful registration, the minimum amount or total due amount, as decided, will be debited automatically from your ICICI bank account towards the payment of your ICICI bank credit card bill on the due date.

Vandana Punj profile
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Vandana Punj
Shamik Ghosh profile
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Shamik Ghosh
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