Leading credit card issuers in India like HDFC Bank, SBI Card, Axis Bank and IndusInd Bank offer a number of cards, each catering to unique individual needs like fuel, online shopping, dining, movies, groceries or a mix of all. You must compare available options and then apply for a card. To begin your comparison, here is a list of the best credit cards in India along with their annual fee and best features.
List of 10 Best Credit Cards in India for Feb 2023
|Top 10 Credit Cards||Annual Fee||Best Suited For||Best Feature|
|Axis Bank Ace Credit Card||Rs. 499||Cashback||5% cashback on bill payment, DTH and mobile recharge|
|SBI Card Elite||Rs. 4,999||Shopping, Travel & Movies||Welcome e-gift voucher; Club Vistara and Trident Privilege Membership; Complimentary movie tickets|
|HDFC Regalia Credit Card||Rs. 2,500||Travel & Shopping||Complimentary lounge access; 4 reward points per Rs. 150 spent on retail spends|
|Flipkart Axis Bank Credit Card||Rs. 500||Online Shopping||Flipkart voucher as welcome benefit; 5% cashback on Flipkart & Myntra|
|Amazon Pay ICICI Credit Card||Nil||Online Shopping & Cashback||Up to 5% cashback on Amazon spends|
|Citi PremierMiles Credit Card||Rs. 3,000||Travel||Up to 10X reward points on airline transactions|
|HDFC Millennia Credit Card||Rs. 1,000||Cashback||Up to 5% cashback on partnered brands|
|Standard Chartered DigiSmart Credit Card||Rs. 49 per month||Online Shopping||Up to 20% off on partnered brands|
|BPCL SBI Card Octane Credit Card||Rs. 1,499||Fuel||7.25% value back on fuel spends at BPCL petrol pumps|
|HDFC Bank Diners Club Privilege Credit Card||Rs. 2,500||Travel & Lifestyle||Complimentary membership of Amazon Prime, MMT Black, Dineout Passport, etc|
Apart from the above-mentioned top 10 credit cards in India, the best credit cards also vary across different credit card categories. We have further listed the best 25 credit cards in India across multiple categories- Cashback & Shopping, Travel, Fuel, Premium, and Rewards. We have talked about the major benefits of the cards along with a few reasons why we recommend them and which credit card is best in India for each category.
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