HSBC Credit Card Reward Points

HSBC credit cards are widely accepted which allows the customer to make payments for a variety of purchases ranging from grocery shopping to online purchases or flight bookings.

Reward points that can be earned on different HSBC Credit Cards are as follows:

Credit Card	Reward Point	Accelerated Reward Points
HSBC Visa Platinum Card	2 Points per ₹ 150 spent	5X Points on crossing spend amount ₹ 4.00 Lakh till ₹ 10.00 Lakh
HSBC Smart Value Credit Card	1 Point per ₹ 100 spent	3X points on Online, Dining, and Telecom spends
HSBC Premier MasterCard©  Credit Card	2 Points per ₹ 100 spent	Extra points on International Spending
Advance Visa Platinum Card	2 Points per ₹ 150 spent	5X Points on crossing spend amount ₹ 4.00 Lakh till ₹ 10.00 Lakh

HSBC credit card users enjoy the added benefit of being able to convert their reward points into air miles. The credit cards on which users can convert their reward points to air miles along with the conversion ratio are listed below:

Credit Card	Jet Airways Conversion Rate	Singapore Airlines Conversion Rate
HSBC Visa Platinum Card	2 Reward Points = 1 JPMiles	1 Reward Points = 1 Kris Flyer Mile
HSBC Premier MasterCard©  Credit Card	3 Reward Points = 1 JPMiles	1 Reward Points = 1 Kris Flyer Mile
Advance Visa Platinum Card	2 Reward Points = 1 JPMiles	1 Reward Points = 1 Kris Flyer Mile

To convert your reward points to the airline loyalty program you can call HSBC Bank’s customer care cell.

HSBC credit card reward points can be redeemed through online or over call for products or vouchers.

Online

To avail the benefits of your accrued reward points follow the steps below:

• Head over to the rewards catalogue of HSBC Bank.
• Select the category from which you want to make your purchase

Alternatively, you can browse all the categories on the page itself.

• Against the product you want to buy specify the quantity of your purchase.
• Click on Add Selection to Cart.
• Click on View Cart.
• Click on Redeem Now, and enter your Username/ Internet Banking ID.
• Complete the necessities and checkout.

Call

To avail the benefits of your accrued reward points follow the steps below:

• Call HSBC Bank’s customer care cell.
• Request Redemption on the Interactive Voice Response (IVR)

Let the executive know what you want to purchase and redeem the points for the item.

HSBC credit card reward points can be used to get a host of items and vouchers such as:

• Lifestyle Vouchers
• Bags, duffel bags, etc.
• Electronic Items
• Gift Vouchers
• Air Miles
• Charitable Donations

HSBC Bank reward catalogue hosts reputed brands such as GANT, US Polo Assn., Havells, WWF, SOS Children, etc.

• Can I get cash advance or cash for reward points?

No, HSBC Bank does not convert your reward points to cash advance or cash.

• How long do the HSBC Bank’s reward points last?

The reward points for HSBC Bank credit card follow a rolling system plan; this means your reward points that were redeemed in the first year of credit card membership will expire in your third year of credit card membership.

• Can you make a purchase with cash and reward points?

There are some items for which customer can use “Points + Cash” option and this way they can pay for the item with both reward point as well as cash. Do note that the cash will be charged to your HSBC credit card.

• Can I convert part of my reward points to air miles?

Yes you can specify the amount of reward points that you want to convert to air miles.

• Can I transfer my reward points to someone else’s reward or loyalty program?

No, you cannot transfer your reward points to someone else’s reward or loyalty program.