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Best HSBC Credit Cards in India for 2026

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HSBC Taj Credit Card

HSBC Taj Credit Card

Travel

Premium

VIP privileges at select Taj Properties's IconVIP privileges at select Taj Properties

Up to 5 reward points on every Rs. 100's IconUp to 5 reward points on every Rs. 100

Unlimited access in India and abroad's IconUnlimited access in India and abroad

Joining Fee IconJoining Fee: ₹1,10,000+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹1,10,000+ Taxes

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*Terms & Conditions

HSBC TravelOne Credit Card

HSBC TravelOne Credit Card

Travel

Rewards

Up to 15% off on top travel platforms's IconUp to 15% off on top travel platforms

Up to 12% back as reward points's IconUp to 12% back as reward points

6 domestic & 4 international visits's Icon6 domestic & 4 international visits

Joining Fee IconJoining Fee: ₹4,999+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹4,999+ Taxes

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*Terms & Conditions

HSBC Premier MasterCard Credit Card

HSBC Premier MasterCard Credit Card

Travel

Premium

Rewards

3% reward rate across all spends's Icon3% reward rate across all spends

Up to 12X rewards on hotels & 6X on flights's IconUp to 12X rewards on hotels & 6X on flights

Unlimited lounge visits worldwide's IconUnlimited lounge visits worldwide

Joining Fee IconJoining Fee: ₹12,000+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹20,000+ Taxes

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*Terms & Conditions

HSBC Live+ Credit Card

HSBC Live+ Credit Card

Dining

Cashback

Up to 10% Cashback on dining, grocery & more's IconUp to 10% Cashback on dining, grocery & more

Up to 15% off on dining at partner restaurants's IconUp to 15% off on dining at partner restaurants

4 domestic lounge visits every year's Icon4 domestic lounge visits every year

Joining Fee IconJoining Fee: ₹999+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹999+ Taxes

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*Terms & Conditions

HSBC RuPay Cashback Credit Card

HSBC RuPay Cashback Credit Card

Shopping

Cashback

Up to 10% cashback on card spends's IconUp to 10% cashback on card spends

Up to 10 free lounge visits per year globally's IconUp to 10 free lounge visits per year globally

Discount offers on popular online platforms's IconDiscount offers on popular online platforms

Joining Fee IconJoining Fee: ₹499+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹499+ Taxes

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*Terms & Conditions

HSBC RuPay Platinum Credit Card

HSBC RuPay Platinum Credit Card

Rewards

Zero joining fee and zero annual fee's IconZero joining fee and zero annual fee

2 reward points per Rs. 150 spent's Icon2 reward points per Rs. 150 spent

Miles conversion against 15+ partners's IconMiles conversion against 15+ partners

Joining Fee IconJoining Fee: ₹0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹0+ Taxes

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*Terms & Conditions

HSBC Visa Platinum Credit Card

HSBC Visa Platinum Credit Card

Travel

Shopping

Lifetime Free

Rewards

Up to 6X reward points on travel's IconUp to 6X reward points on travel

2 reward points per Rs. 150 spent's Icon2 reward points per Rs. 150 spent

Save Rs. 3,000 yearly on fuel's IconSave Rs. 3,000 yearly on fuel

Joining Fee IconJoining Fee: ₹0+ Taxes

Joining Fee Icon

Renewal Fee IconAnnual/Renewal Fee: ₹0+ Taxes

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*Terms & Conditions

Why Choose Paisabazaar ?

Icon image of Compare Best HSBC Credit Cards

Compare Best HSBC Credit Cards

Explore HSBC cards across categories

Icon image of Make everyday purchases more rewarding

Make everyday purchases more rewarding

Pay via HSBC credit card and earn value-back

Icon image of Explore pre-qualified credit card offers

Explore pre-qualified credit card offers

Enjoy a seamless digital application experience

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15.6L Reviews

5.7Cr+Happy Customers
2 M+Cards Issued
100+ CardsMultiple Choices

HSBC Credit Card: Features & Benefits

Here are the common features and benefits of HSBC Credit Cards:

  • Instant Credit Options: You can use your HSBC credit card to make purchases across products like electronics and apparels, or to fund experiences like travel.  You can pay the amount spent back in easy EMIs (equated monthly installments). Additionally, the issuer offers an instant loan offer feature called the ‘Loan on Phone’ to fund such expenses at a lower interest rate.
  • Balance Transfer: HSBC offers the Balance Transfer-on-EMI service that allows the transfer of outstanding balances from other bank credit cards to your HSBC credit card. This can be repaid via convenient monthly installments at a reduced interest rate.
  • Balance Conversion: You can also opt for the balance conversion feature, via which you can ‘spend today and pay later’. You can again divide your outstanding balance and pay it in easy EMIs.
  • Safe & Secure Online Banking: You can manage your HSBC credit card easily with HSBC’s online banking facility from anywhere in the world. Besides, all cards are enhanced with extra security for secure transactions.

These are some general features applicable on HSBC credit cards. In addition to these, each card is feature-loaded with benefits like rewards, cashback, complimentary lounge access, etc, that may vary as per the card type. To check details, please visit the card specific page.

Best HSBC Credit Cards for Travel

HSBC TravelOne Credit CardBrush

HSBC TravelOne Credit Card

Joining Fee: ₹ 4999

Travel

Travel

Rewards

Rewards

  • Up to 12% savings on travel bookings via HSBC Rewards Marketplace
  • Up to 20% off on Zomato, Yatra, EaseMyTrip, etc.
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*Terms & Conditions
HSBC Taj Credit CardBrush

HSBC Taj Credit Card

Joining Fee: ₹ 110000

Travel

Travel

Premium

Premium

  • 25% savings on room/suite stay at Taj Palaces, Safaris and other properties
  • Free access to The Chambers Lounge and Taj Club Lounge
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*Terms & Conditions
HSBC Premier MasterCard Credit CardBrush

HSBC Premier MasterCard Credit Card

Joining Fee: ₹ 12000

Travel

Travel

Premium

Premium

Rewards

Rewards

  • 3% reward rate on all spends
  • Unlimited lounge access
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*Terms & Conditions

Best HSBC Credit Cards for Shopping

HSBC RuPay Cashback Credit CardBrush

HSBC RuPay Cashback Credit Card

Joining Fee: ₹ 499

Shopping

Shopping

Cashback

Cashback

  • 10% cashback on dining, grocery and food delivery spends
  • 8 domestic and 2 international airport lounge visits per year
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*Terms & Conditions
HSBC Live+ Credit CardBrush

HSBC Live+ Credit Card

Joining Fee: ₹ 999

Dining

Dining

Cashback

Cashback

  • 10% cashback (max. Rs. 1,000/month) on dining, grocery & food delivery
  • Unlimited 1.5% cashback on other spends
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*Terms & Conditions
HSBC Visa Platinum Credit CardBrush

HSBC Visa Platinum Credit Card

Joining Fee: ₹ 0

Travel

Travel

Shopping

Shopping

Lifetime Free

Lifetime Free

Rewards

Rewards

  • Up to 6X reward points on travel spends through ‘Travel with Points’ portal
  • Up to Rs. 3,000 annual savings on fuel spends
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*Terms & Conditions
HSBC RuPay Platinum Credit CardBrush

HSBC RuPay Platinum Credit Card

Joining Fee: ₹ 0

Rewards

Rewards

  • UPI-linked Credit Card Benefits
  • Multiple redemption options, including miles conversion
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*Terms & Conditions

Best Entry-level HSBC Credit Cards

HSBC RuPay Platinum Credit CardBrush

HSBC RuPay Platinum Credit Card

Joining Fee: ₹ 0

Rewards

Rewards

  • UPI-linked Credit Card Benefits
  • Multiple redemption options, including miles conversion
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*Terms & Conditions
HSBC Visa Platinum Credit CardBrush

HSBC Visa Platinum Credit Card

Joining Fee: ₹ 0

Travel

Travel

Shopping

Shopping

Lifetime Free

Lifetime Free

Rewards

Rewards

  • Up to 6X reward points on travel spends through ‘Travel with Points’ portal
  • Up to Rs. 3,000 annual savings on fuel spends
Read More
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*Terms & Conditions
HSBC RuPay Cashback Credit CardBrush

HSBC RuPay Cashback Credit Card

Joining Fee: ₹ 499

Shopping

Shopping

Cashback

Cashback

  • 10% cashback on dining, grocery and food delivery spends
  • 8 domestic and 2 international airport lounge visits per year
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*Terms & Conditions

HSBC Credit Card: Fees & Charges

Fees / Charges Amount
Joining Fee Varies from card to card
Annual Fee Varies from card to card
Finance Charges* Up to 3.49% per month | 41.88% per annum
Late Payment Charges* 100% of the minimum payment due (subject to a minimum of Rs. 250 and a maximum of Rs. 1,200 per month)

* These charges may vary from card to card.

Directly from Expert

At Paisabazaar, we believe access to credit should be simple, transparent, and inclusive — especially in a diverse market like Bharat. My team and I are focused on building a platform that offers wide credit card choices with a seamless digital experience, suiting the needs of first-time users as well as card-savvy users. With the trust of 50 million+ customers, we’re redefining how India chooses credit cards — making it faster, safer, and more personalised than ever.

Rohit Chhibbar profile

Rohit Chhibbar

LinkedIn icon
Head of Credit Cards

HSBC Credit Card: Eligibility & Documentation

To be eligible for an HSBC credit card, you are required to meet the basic eligibility criteria set by the bank as shown below-

  • Age: 18-65 years
  • Occupation: Salaried or self-employed
  • Minimum Income: Varies as per the card variant
  • Documents Required: Click here to see the list of acceptable documents

How to Apply for HSBC Credit Card?

HSBC is a credit card partner with Paisabazaar. You can follow these steps to apply for an HSBC credit card:

  • To begin with, provide your mobile number in the credit card application form on the top of this page.
  • Enter the OTP as received on your number to check the pre-qualified offers on the screen.
  • Now, compare the available options based on the features that match best with your spending patterns and income eligibility.
  • Then, apply for a chosen credit card and provide the required documents to begin the application process.

Quick Links

Click on the links given below to know various details and procedures associated with HSBC Credit Card that can help you in managing your card hassle free.

HSBC Credit Card Bill Payment HSBC Credit Card Address Change HSBC Credit Card Statement
HSBC Credit Card Balance Transfer HSBC Credit Card PIN Generation How to Block HSBC Credit Card
HSBC Credit Card Login HSBC Credit Card Application Status HSBC Credit Card Offers 2026

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Credit Card Partners

axis-bankAxis Bankamex-bankAmerican Expressau-small-finance-bankAU Bankhdfc-bankHDFC Bankhsbc-bankHSBCicici-bankICICI Bankindusind-bankIndusInd Banksbi-bankSBI Cardidfc-first-bankIDFC First
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Compare Top Credit Cards

icon image of HSBC Live+ Credit CardBrush

Joining Fee: ₹ 999 onwards

bulletDining
bulletCashback
Vs
icon image of Swiggy BLCK HDFC Bank Credit CardBrush

Joining Fee: ₹ 1000 onwards

bulletDining
bulletCashback
bulletOnline Shopping
icon image of HSBC TravelOne Credit CardBrush

Joining Fee: ₹ 4999 onwards

bulletTravel
bulletRewards
Vs
icon image of Axis Atlas Credit CardBrush

Joining Fee: ₹ 5000 onwards

bulletTravel
bulletLounge Access
bulletRewards
icon image of HSBC RuPay Platinum Credit CardBrush

Joining Fee: ₹ 0 onwards

bulletRewards
Vs
icon image of HDFC Bank UPI RuPay Credit CardBrush

Joining Fee: ₹ 99 onwards

bulletShopping
bulletRewards
icon image of HSBC Taj Credit CardBrush

Joining Fee: ₹ 110000 onwards

bulletTravel
bulletPremium
Vs
icon image of Axis Bank Reserve Credit CardBrush

Joining Fee: ₹ 50000 onwards

bulletTravel
bulletPremium
bulletRewards

FAQs

In order to generate a new credit card PIN for your HSBC Credit card, you can use Internet Banking or can visit the nearest Bank Branch. Additionally, you can also contact the bank at their phone banking numbers 1800 267 3456 /1800 121 2208. The new ATM PIN is dispatched to your mailing address within 7 working days from the date of generation.

There are multiple ways to pay your HSBC credit card bill. You can use HSBC netbanking, mobile banking, NEFT/RTGS, BillDesk, by mailing your cheque or draft to the nearest HSBC branch, via standing instructions linked with your HSBC savings or current account, by depositing cash or cheque at the HSBC ATM in India or via over the counter facility by paying via cash or cheque at any HSBC branch in India. Note that over the counter credit card bill payment involves a cash payment charge of Rs. 100. Click here to read all about HSBC Credit Card Bill Payment.

Choosing the best credit card is subjective based on your needs and spending habits. For instance, HSBC Visa Platinum is a good choice if you are looking for a rewards credit card along with benefits on shopping and entertainment. Similarly, HSBC Live+ Credit Card is a good choice if you use your credit card frequently across dining, grocery & food delivery, since the card offers accelerated 10% cashback in these categories.

Yes, all HSBC Credit Cards are internationally accepted. However, note that there may be certain associated fees and charges for all transactions done abroad. Currently the bank charges 3.5% as foreign currency mark up fee (except for HSBC Premier Credit Card that charge 0.99%) and Rs. 100 as cash withdrawal fee against bank accounts at overseas ATMs.

Yes, HSBC Cashback Credit Card offers exclusive deals and discounts every month for its cardholders. You can avail discounts on top brands like Amazon, Amazon Pay, PharmEasy, EazyDiner, Blinkit and more. However, the bank keeps changing these brands every month. Therefore, you have to keep a check on the bank’s website to avail such benefits.

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What our customers say

Very helpful throughout the entire card process

I would like to take a moment to express my sincere appreciation for your executive, Miss Dolly (E-Code: EW29983).She has been extremely helpful and supportive throughout my credit card process. She went out of her way to assist me and guided me very clearly at every step. Her professionalism, positive attitude, and strong work ethics truly stood out. I am especially impressed by her intelligence and the way she handled all my queries with patience and clarity.

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Nisha NangiaApr 3, 2026

Very helpful throughout the entire card process

I would like to take a moment to express my sincere appreciation for your executive, Miss Dolly (E-Code: EW29983). She has been extremely helpful and supportive throughout my credit card process. She went out of her way to assist me and guided me very clearly at every step. Her professionalism, positive attitude, and strong work ethics truly stood out. I am especially impressed by her intelligence and the way she handled all my queries with patience and clarity.

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Nisha NangiaMar 30, 2026

Satisfied with Paisa Bazaar credit card application process

I applied for a rupay credit card through Paisa bazaar and had a great experience. The customer care support helped me choose the right card as per my needs and the approval process was smooth. I highly recommend for first time users

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Sarita YadavFeb 3, 2026

Multiple Cards to Compare, Smooth Experience

I got all three of my credit cards through Paisabazaar, and the experience has been extremely smooth every time. What I like most is that all the information is available in one place, which makes it very easy to compare different cards and choose the right one. I would definitely recommend Paisabazaar to anyone who wants a credit card but is confused about where to compare options or how to apply easily.

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Romit KumarJan 28, 2026

Got Cashback

I really liked the 5% cashback feature, and the customer service is excellent and very friendly!

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Pranshu YadavJan 22, 2026

User Friendly and Fast

Compare more than 5 cards with filters. Very good experience, no spam calls after checking options.

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Manav DesaiJun 13, 2025

Best for Card Comparison

I was confused between 3-4 cards. This website made it so easy to compare fees, rewards, and offers in one place. Helped me pick a card.

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Nikita AroraJun 1, 2025

Reward Calculator

I spend a lot on online food and travel, so I was confused between a cashback card and a travel card. check the reward calculator tool here entered my monthly spends. It showed me which card would give me the most value. Super helpful and easy to use!

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Naveen ReddyMay 29, 2025

Pre-Approved Card

I just checked the cibil score from this websites i have got 3 pre-approved credit card options!

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Rohit SinhaMay 13, 2025

Best for Compare Credit Cards

I planning to get my first credit card and tbh i have no clue where to start. visit this site through Google all everything was clearly explained. Fees, benefits, joining benefits & i got my first life time card

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Anjali KapoorMay 5, 2025
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Lepakshi Phogat
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