HSBC Credit Card

HSBC Visa Platinum, HSBC Cashback, HSBC Smart Value, HSBC Advance Visa and HSBC Premier Mastercard are some of the top HSBC credit cards. Read more about HSBC credit card features and benefits so you can choose the ideal card matching your requirements. Also, look at the steps to apply for HSBC Credit Cards online.

Best suited for: Reward Points  

Key Highlights

Introductory Offer – Get the following introductory offers* on your HSBC Visa Platinum Credit Card:

• Make a transaction within 60 days of card activation (must be made before 05 August 2020) and get the following benefits :
  • 2 Airport Lounge Access to Domestic and International lounges / 2 Meal vouchers worth Rs. 400 each, redeemable at airport restaurants
  • Swiggy voucher worth Rs. 250
• 10% cashback, up to Rs. 2,000 on making 9 transactions worth Rs. 10,000 or more. Transactions must be completed in the first 90 days
• BookMyShow voucher worth Rs. 500 on spending over Rs. 50,000 in a month, capped at Rs. 3,000 per year

Accelerated Rewards – 5X Reward Points on subsequent purchases made after spending Rs. 4 lakh or more in a year. Maximum Accelerated Reward Points worth Rs. 15,000 can be earned in a year.

Travel Benefits – Enhanced travel benefits on InterMiles, British Airways and Singapore Airlines through Air Miles conversion.

Reward Points– Get 2 reward points for every Rs.150 spent

Dining Discounts – Up to 15% discount in over 1000 restaurants across the country

Savings on Fuel – Fuel surcharge waiver at any fuel pump across India for transactions between Rs. 400 & Rs. 4,000 with the maximum amount capped at Rs. 250 per calendar month

*Introductory Offers are valid till 30th June 2020

Want to know more about HSBC Visa Platinum credit card? Click here

Similar Cards: HDFC Millennia | Standard Chartered Super Value Titanium

Best suited for:  Cashback

Key Highlights

Introductory Offers – Get the following Introductory Offers, valid from 06 January 2020 to 30 June 2020:

• 2 Airport Lounge Access to Domestic and International lounges / 2 Meal vouchers worth Rs. 400 each, redeemable at airport restaurants (The first transaction must be made before 05 August 2020)
• Swiggy voucher worth Rs. 250 (The first transaction must be made before 05 August 2020)
• 10% cashback on making 5 purchase transactions, made in the first 60 days of card issuance, where the total amount must be Rs. 5,000 or more. Max. cashback is Rs. 1,000
• EMI interest rate at 10.99% p.a. for products bought within first 90 days of card issuance

Milestone Benefits – Get BookMyShow voucher worth Rs. 200 on spending over Rs. 15,000 in a month. Get up to 6 such vouchers in a calendar year.

Rewards – Earn 1 reward point for every Rs. 100 spent across all categories and 3X accelerated reward earnings on online shopping, dining and telecom spends. Accelerated Reward Points are capped at 1,000 per month.

Annual Fee Offer – Annual fee waived off on spending Rs. 50,000 or more in a year. On payment of annual fee,  get Amazon Gift Voucher worth Rs. 500.

Rewards – 1 reward point for every Rs. 100 spent across all categories and 3X accelerated reward earnings on online shopping, dining and telecom spend (Capped at 1000 incremental Reward Points per month).

Other Benefits– Get an Amazon e-gift voucher worth Rs.250 on completing your credit card application online.

Want to know more about HSBC Smart Value credit card? Click here

Similar Cards: RBL Popcorn | HDFC Times Titanium

Best suited for: Cashback

Key Highlights

Introductory Offers – Get the following offers:

• 20% discount on Swiggy orders above Rs. 400, Max. discount is Rs. 100 per month
• 5% discount on Amazon on orders above Rs. 1,000. Max. discount is Rs. 250 per month
• Get 2 Airport Lounge Access to Domestic and International lounges or 2 Meal vouchers of Rs.400 each (for use at Airport restaurants) on completing the first transaction on the HSBC Credit Card within 60 days. The first transaction should be executed by 5 August 2020.

Annual Fee Waiver – Annual fee of Rs. 750 waived off on spending Rs. 1 Lakh in the preceding year.

Cashback – 1.5% cashback on all online purchases and 1% cashback on other spends. There is no cap on the cashback amount.

Dining Benefit – Up to 15% off when dining at partner restaurants in major cities

Entertainment Offer– Buy 1 get 1 free movie tickets on Saturdays from BookMyShow. (up to Rs.250).

Other Benefits– Get an Amazon e-gift voucher worth Rs.250 on completing your credit card application online.

Want to know more about HSBC Cashback? Click here

Similar Cards: HDFC Moneyback | Standard Chartered Manhattan Platinum

Best suited for: Dining

Note: This credit card is offered only to HSBC Account Holders.

Key Highlights

Joining Offer– Get Rs.2,000 Cleartrip voucher on the first transaction

Reward Points – 2 Reward Points for every Rs. 150 spent on the credit card

Accelerated Rewards – 5X Reward Points on subsequent purchases made after spending Rs. 4 lakh (up to a maximum 15000 accelerated reward points)

Milestone Benefits – Movie ticket voucher worth Rs. 500 on spending Rs. 50,000 in a calendar month

Dining Discount – Up to 15% discount across 1000 restaurants in major cities of India

Savings on Fuel – Fuel surcharge waiver at any fuel pump across India for transactions between Rs. 400 & Rs. 4,000 with the maximum amount capped at Rs. 250 per calendar month.

Travel Benefits – Get 2 Airport Lounge Access to Domestic and International lounges or 2 Meal vouchers of Rs.400 each (for use at Airport restaurants) on completing the first transaction on the HSBC Credit Card within 60 days.

Easy Cash Facility – Facility of accessing instant cash across the world

Similar Cards: HDFC EasyEMI | Kotak Delight Platinum 

Best suited for: Rewards

Note: This credit card is offered only to HSBC Account Holders.

Key Highlights

Lifetime Free Credit Card – This card is completely free; there is no joining fee or annual fee

Reward Points– Get 2 reward points for every Rs.100 spent

Travel Benefits – Enhanced travel benefits through air miles conversion on Jet Airways and Singapore Airlines

Lounge Access – Access to over 850 VIP Airport Lounges in India and overseas

Cashback on Movies – 50% cashback on PVR cinemas on purchase of movie tickets with the maximum benefit capped at Rs. 500 per month

Milestone Benefit – Movie ticket voucher worth Rs. 1,000 on spending Rs. 75,000 in a calendar year

Discount on Dining – Up to 15% off at over 700 restaurants in major cities

Golf Privilege – Discounted green fees and dedicated 24-hour golf concierge service with complimentary green fees and golfers insurance

Fuel Savings – 1% Fuel Surcharge waiver at any fuel pump

Additional offer– Get unlimited bookings at 40% off at eligible spas and medical centers.

Similar Cards: HDFC Regalia | Citi Prestige

HSBC lets you earn while you spend through the credit card under the rewards program. You can get benefits in the form of rewards when you spend on shopping, travel, dining, etc.

• 1 Reward point for every purchase of Rs 250 on HSBC Classic Credit Cards
• 1 Reward point for every purchase of Rs 100 on HSBC Gold Credit Cards
• 2 Reward points for every purchase of Rs 150 on HSBC Platinum Credit Cards
• 2 Reward points for every purchase of Rs 100 on HSBC Premier Credit Cards

HSBC Credit Card Reward Redemption

Cardholders can redeem their reward points against the exciting redemption options available to them. It includes garments, jewellery, cosmetics, gift vouchers, or vouchers for any retail outlets, airline miles or as donation to any charity fund.

You can also convert the rewards earned on your HSBC credit card into air miles when booking flight ticket on Jet Airways & Singapore Airlines. Given below is the table for conversion ratio-

*For HSBC Premier MasterCard® Credit Card
**For other HSBC Credit Cards

You can also access HSBC credit card rewards catalogue to choose from a host of reward redemption options.

There are certain criteria that the bank looks into before accepting your credit card application. Your credit score, age, monthly income, location etc. are some of the parameters that you should keep in mind before you apply for any credit card.

To apply for HSBC Bank credit cards, you should be above 18 years.

Along with that, you will also need to submit a few documents which become the basis for the bank to decide whether you will be eligible for the card applied and also to determine the credit limit on your card.

How to Apply Online for HSBC Credit Cards

You can apply for HSBC Credit Card on our website in a few simple steps-

Step 1- Click here to begin your application process
Step 2- Enter the required information and proceed to the list of credit cards that you are eligible for
Step 3- Find the HSBC Credit Card in the list and check your eligibility for the same by entering some more details
Step 4- If you are eligible, you can proceed with the application by filling out a form and submit it instantly

Once submitted, you will get a call from one of the credit card representatives of HSBC who will guide you through the process further.

Please note that some credit cards are not available on Paisabazaar’s platform. If there is a particular card you are looking for and is not mentioned on the list, you can apply for the same by visiting the nearest bank branch or by applying on the bank’s website.

The HSBC credit card customer care number is

1860 108 7788

1860 500 2277

HSBC Credit Card holders can contact any of the above two numbers to know anything about their credit card. The following facilities can be availed through HSBC Customer Care-

• Application Status – If the customer wants to check the status of the card application, the bank also helps in providing the relevant information. For checking the status, the applicant simply needs to visit the bank’s website and check the status online. The 24 hour HSBC bank’s phone helpline can also be contacted to know the status of the card.
• Credit Card Statement – The bank sends the credit card statement to the customer via an email every billing cycle which contains the list of transactions carried out per cycle and the amount required to be paid to the bank to settle the credit card debt. The statement is sent every month free of cost. In case the customer does not receive the statement, he or she can log into the bank’s website and check the statement by entering their credit card details or call at the banks phone helpline number and request for a statement.
• Online Payment – Customers can pay their credit card bills online through net banking facility provided by the bank. The various methods of online payment of credit cards bill are internet banking, NEFT (National Electronic Fund Transfer), Bill Desk, Visa Money Transfer, ECS (Electronic Clearing System – a process used by those customers who do not have an existing account with HSBC Bank). Customers who have any queries related to payment can contact the customer care team of HSBC.

One can also write a letter, email or message the bank with his or her queries and their problems will be solved within 10 working days.

Can I use HSBC Credit Cards to make international payments?
Yes. All HSBC Credit Cards are internationally accepted.

What happens if I lose my credit card?
You should immediately call the customer service of the bank to report the loss of card. The bank will issue a new card and dispatch it to your address.

My communication address has changed. How do I update it on my credit card account?
You can call the customer service department of HSBC to inform about any address change. If you have registered for the net banking services of HSBC, you can affect an address change through the same.

What if I cross the credit limit on my HSBC Credit Card?
HSBC charges an over-limit fee on its credit cards if the user exceeds the available credit limit.

Can I upgrade my HSBC credit card?
Yes. Card upgrade facility is offered by HSBC on its credit cards. However, your eligibility for the same will be decided by the bank. If you wish to upgrade to a better credit card, you can send a request to the bank and then they will check your application.

When is the interest charged on my HSBC credit card?
Interest is charged only if you revolve outstanding balances to the next billing cycle. In this case, new purchases will also attract interest from the very first day of the purchase.

Why is my HSBC credit card declined at a store?
The card can be declined because of many reasons, the most common being an insufficient credit limit. So, if you think you have sufficient limit and still your card is declined, you must call the bank to find out the issue.