
HDFC Bank offers some of the best credit cards covering various categories, like travel, entertainment, shopping, rewards and offers. Another reason why most people prefer HDFC credit cards is that anyone can apply for them – be it a basic credit card user or someone looking for premium lifestyle benefits. Below mentioned are some of the best HDFC credit cards in the market today:
5 Best HDFC Credit Cards in 2021
Below are some of the best HDFC credit cards that might be suitable for you:
- HDFC Regalia
- HDFC Regalia First
- HDFC MoneyBack
- HDFC Millennia
- HDFC Diners Club Black
HDFC Regalia:
A premium credit card, HDFC Regalia comes with various benefits and privileges. The luxury travel credit card comes with welcome bonus of 2,500 reward points and is best suited for frequent flyers with access to more than 850 airport lounges globally. HDFC Regalia is undoubetly one of the best HDFC credit cards in India.
![]() | |
Annual Fee | Rs.2,500 |
Reward Points | Earn 4 Reward Points on every Rs.150 spent |
Key Feature | HDFC Regalia is best suited for frequent travellers, with access to more than 850 airport lounges worldwide. |
Additional Features and Benefits of HDFC Regalia:
• Welcome Bonus – As welcome reward, the card comes with 2,500 reward points
• Dining Privileges – You can enjoy dining benefits of at least 40% at some of the known 5 star restaurants in India
• Air Accident Cover – Get an air accident cover of Rs.1 crore, for the primary credit cardholder
• Zomato Gold Membership – Enjoy Zomato membership for one year. Get one complimentary dish and up to 2 free drinks at select partner restaurants
Why should you go for HDFC Regalia credit card?
HDFC Regalia credit card is best suited for luxurious lifestyle benefits. Catered for the premium segment, the privileges that it has on travel and dining are a great combination and not many credit cards offer that in one card. So if you are comfortable with an annual fee of Rs.2,500 with tons of travel benefits, then you should consider applying for this credit card.
Read HDFC Regalia Credit Card Review
HDFC Regalia First:
Another credit card for frequent travellers, HDFC Regalia First comes with access to more than 1000 airport lounges in India and abroad. The annual fee of HDFC Regalia First is Rs.1000, which is much lower than that of HDFC Regalia credit card. Complimentary Insurance, reward points and dining benefits are some of the benefits that the card has to offer.
![]() | |
Annual Fee | Rs.1000 |
Reward Points | Earn 4 Reward Points on every Rs.150 spent |
Key Feature | HDFC Regalia First comes with dining privileges at more than 300 top restaurant chains of The Leela, Hyatt, Taj and Marriott. |
Additional Features and Benefits of HDFC Regalia First:
- Reward Points – Earn 4 reward points on every Rs.150 spent along with 5000 reward points on the annual spends of Rs.3,00,000 or more in the anniversary year and additional 2,500 reward points on the annual spends of Rs.6,00,000 or more in each anniversary year
- Dining Benefits – Enjoy dining benefits at more than 300 restaurants with different luxury hotel chains
- Complimentary Insurance – You can get up to Rs.50 lakh for air accidental insurance
- Foreign Currency Markup – HDFC Regalia First has lowest foreign currency markup fee of 2%
Why should you go for HDFC Regalia First credit card?
If you think you cannot go for HDFC Regalia, then Regalia First is a decent option. The card offers premium benefits with an annual fee of Rs.1000. The card is suitable for cardholders who want to earn reward points and are frequent travellers.