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Kotak Credit Card Offers 2020

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Updated: 28-08-2020 10:45:59 AM

Kotak Mahindra Bank provides a variety of offers to its credit cardholders. These offers are applicable on e-commerce sites, retail stores, dining and so on. Please see below for more details on Kotak credit card offers.

Top Kotak Credit Card Offers

The top Kotak credit card offers across different categories are:

CategoryOffer DetailsCodeValidity
 

Grocery

 

Amazon Pantry & Fresh 10% off, up to Rs. 200 off, on Minimum spends of Rs.1,500 on Thursdays–27 Aug 2020
Grofers 5% off, up to Rs.250 on purchases over Rs.2,000KOTAK25025 Aug 2020
 

 

Shopping

 

 

TATA Cliq 10% off, up to Rs. 1,000, on Min. spends of Rs. 5,000GOKOTAK25 Aug 2020
Magic Crate Up to Rs 1,000 off–30 Sep 2020
Victorinox 10% offVICTIN1030 Sep 2020
 

Dining

 

KFC Delivery 10% offKFCIN1030 Oct 2020
Zomato 20% off up to Rs. 200 on bills over Rs. 399KOTAK20026 Aug 2020
Swiggy 20% off up to Rs. 125 on bills over Rs. 500KOTAK12527 Aug 2020
 

Health

Auric Additional 35% offKOTAK3530 Oct 2020
Lybrate 20 % off on transactions over Rs. 500KOTAK2030 Sep 2020
JanAidPansonic 20% off on Doc. Consultation | 30% off on Home Collection Lab TestKOTAK2031 Dec 2020
Kotak Credit Card Offers on Grocery
Kotak Credit Card Offers on Shopping
Kotak Credit Card Offers on Dining
Kotak Credit Card Offers on Health
EMI Offers
Kotak Credit Card FAQs

Kotak Credit Card Offers on Grocery

Currently, you can get the following Kotak Credit Card Offers on grocery:

ProviderOffer DetailsCodeValidity
Amazon Pantry & Amazon Fresh10% off, up to Rs. 200 off, on Min. spends of Rs.1,500 on Thursdays–27 Aug 2020
Grofers5% off, up to Rs.250 on purchases over Rs.2,000KOTAK25025 Aug 2020

Kotak Credit Card Offers on Shopping

Currently, you can get the following Kotak Credit Card Offers on shopping:

ProviderOffer DetailsCodeValidity
FlipkartEMI with tenures up to 24 months–31 Dec 2020
AmazonEMI with tenures up to 12 months–31 Dec 2020
TATA Cliq10% off, up to Rs. 1,000, on Min. spends of Rs. 5,000GOKOTAK25 Aug 2020
Magic CrateUp to Rs 1000 off–30 Sep 2020
Victorinox10% offVICTIN1030 Sep 2020

Kotak Credit Card Offers on Dining

Currently, you can get the following Kotak Credit Card Offers on dining:

CategoryOffer DetailsCodeValidity
KFC Delivery10% offKFCIN1030 Oct 2020
Zomato20% off up to Rs. 200 on bills over Rs. 399KOTAK20026 Aug 2020
Swiggy20% off up to Rs. 125 on bills over Rs. 500KOTAK12527 Aug 2020
Explore Kotak Credit Cards

Kotak Credit Card Offers on Health

Currently, you can get the following Kotak Credit Card Offers on health & wellness products:

CategoryOffer DetailsCodeValidity
AuricAdditional 35% offKOTAK3530 Oct 2020
Lybrate20 % off on transactions over Rs. 500KOTAK2030 Sep 2020
JanAidPansonic20% off on Doc. Consultation | 30% off on Home Collection Lab TestKOTAK2031 Dec 2020

EMI Offers

Kotak Bank like most credit card providers allows customers to convert their purchases into EMIs. You may convert your purchases into EMIs by using any one of the following 3 options:

No-cost EMI | Post Purchase EMI Conversion | Instant EMI

No Cost EMI – The best option on the list. Here, you won’t incur interest on your purchases upon converting them into EMI. The tenure is usually of up to 9 months; however, you may get tenure of up to 12 months as well. No-cost EMIs can be found on e-retail sites, (Amazon, Flipkart, etc.) and at retail stores around the festive season.

Instant EMI – The other option that you can choose at the time of payment is Instant EMI. Here, you will incur an interest rate upon conversion. Also, this option offers a longer tenure that can go up to 12 months.

Post Purchase EMI Conversion – Here you can convert your purchase into EMIs after making the purchase. You can apply for it through Netbanking facility or by contacting the customer care cell. You can also opt for this option if you find that you are unable to pay off the big-ticket purchase by the due date.

Important Information Regarding EMIs
Gold purchases cannot be converted into EMIs.
EMIs will block the purchase amount on your credit limit.
Post Purchase EMI Conversion charge a higher interest rate than instant EMI.

Wondering if you should convert your dues into EMI?

Click Here

Kotak Credit Card FAQs

I can not avail the Kotak credit offers that are offered by the bank. What should I do?
If you are unable to apply the credit card offers then we suggest you perform the following checks:

  • Ensure the offer has not expired
  • Ensure the correct code is being entered
  • Ensure that you are not applying more than one offer at a time

If you still are unable to avail the offer contact Kotak credit card customer care number or the merchant website’s customer care centre.

Can I transfer the offers to someone else?
No, Kotak credit card offers are for the cardholders only. Benefits can only be availed if you use your Kotak Credit Card to purchase the item. You may, however, make the purchase on your friend or relative’s behalf.

Can add-on cardholders avail the Kotak credit card offers?
Most offers can be availed by add-on cardholders. However, some offers are for the primary cardholder only. If you find yourself in such a situation then you may ask the primary cardholder to make the purchase for you.

Do I get a refund on an item that I bought using a Kotak credit card offer?
Yes, you will get the amount that you paid back if the store/ site accept your return request.

What is the Kotak credit card customer care number for the city of Gurgaon?
The Kotak credit card customer care number for Gurgaon city is 9511 6600 6022.

Kotak Mahindra Bank Credit Card
(4.6/5 ) 49 Reviews
Write a review
Jun 22, 2019
5/5
Side benefit

I got my car insurance as a side benefit of switching to the Kotak card.

Jun 22, 2019
4/5
Expenses

I have been using the Kotak bank credit card for all my expenses.

Jun 22, 2019
5/5
Switching

The team at Paisabazaar really helped me in making this wise decision and switching to the Kotak card.

Jun 13, 2019
5/5
Food and dining

Got food and dining benefit on a luxury restaurant in Madhya Pradesh with my Kotak Credit Card.

Jun 13, 2019
4/5
Travel Benefit

Got a free travel benefit worth rs 2000 with my Kotak Bank Credit Card

Jun 13, 2019
4/5
Discount Voucher

Received my Kotak Bank Credit card via Paisabazaar.com with a discount voucher from Flipkart worth rs 5000.

View All Reviews
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