How to Earn Kotak Credit Card Reward Points
Kotak Bank credit cards reward their customers with Reward Points on making successful transactions through their credit cards, the spends can range from everyday grocery spends to online purchases.
The reward points earned depends on the card you have. The various cards and the reward points associated with them are:
|Credit Card||Reward Points/Saving Points||Accelerated Reward/ Saving Points|
|Royale Signature Credit Card||2 RP on every ₹ 150 spent.||4 RP on every ₹ 150 spent internationally, on hotels, restaurants, travel agencies, tour operators, airlines, package tour operators|
|Urbane Gold Credit Card||3 RP on every ₹ 100 spent.|
|League Platinum Card||4 RP on every ₹ 150 spent up to ₹ 2.00 Lakh||8 RP on every ₹ 150 spent internationally, on hotels, restaurants, travel agencies, tour operators, airlines, package tour operators or after spending more than ₹ 2.00 Lakh annually|
|Essentia Platinum Credit Card||1 SP for every ₹ 250 spent||10 SP per ₹ 100 spent at departmental or grocery stores|
|Solaris Platinum Credit Card||2 RP on every ₹ 150 spent||5 RP on every ₹ 150 spent online|
|Privy League Signature Credit Cards (Optima & Prima)||2 RP on every ₹ 100 spent||5 RP on every ₹ 100 spent on apparels, jewellery, consumer durable, restaurants, departmental stores, airlines, hotels, restaurants, international spends and travel agencies|
|Privy League Signature Credit Card (Insignia)||2 RP on every ₹ 100 spent||5 RP on every ₹ 100 spent on apparels, grocery, consumer durable, multi-brand online, departmental stores, airlines, hotels, duty-free, international spends and travel agencies|
|Silk Inspire Credit Card||1 RP per ₹ 200 spent||5 RP per ₹ 100 spent on Apparels|
|NRI Royale Signature Credit Card||1 RP per ₹ 200 spent||2 RP per ₹ 200 spent internationally|
Reward Points to Air Mile Conversion for Kotak Credit Cards
Kotak Bank allows its customers to convert their Reward Points to Air Miles and transfer the points to Jet Airways Loyalty Program, that is, JPMiles. The conversion ratio of Reward Points to JPMiles is:
|Credit Card||Reward Points||JPMiles|
|Wealth Infinite Card||1||2|
|NRI Signature, Feast, Essentia & Silk Platinum Card||1||1|
|Royale Signature, Privy League Signature (Insignia), Privy League Signature ( Optima & Prima), & Wealth||4||1|
|League & Urbane||10||1|
To convert your Kotak Bank credit card reward points to JPMiles follow the steps laid below:
- Call Kotak Customer Care Cell.
- Quote your card details and Jet Privilege membership number to the customer care executive.
- Specify the number of reward points you want to convert to JPMiles to the executive.
- Your points will be converted to miles shortly after that.
Do note that you must have a minimum of 500 Reward Points in your Kotak credit card account before you can convert them to JPMiles.
How to Redeem Kotak Credit Card Reward Points
You can redeem your Kotak Bank credit card reward points on many items, vouchers, or movie tickets. To redeem your reward points follow the steps below:
- Go to mykotakrewards.com.
- Choose the category from which you want to make a purchase.
- Click on add to cart.
- Enter your Login details at the next page.
- Complete the transaction
Kotak rewards program has a wide variety of options from which the user can pick the item of their choice. The varieties include but are not limited to flight tickets, charity, movie tickets, e-vouchers, hotel bookings, online recharge, and merchandise. The many brands that can be found on the site are Sony, Motorola, Canon, Arrow gift vouchers, etc.
For Redemption against Airline tickets/Merchandise/Mobile recharge, the reward points have to be converted to Easy points. The conversion ratio of various cards is:
|Credit Card||Reward Points/ Saving Point to Easy Points|
|Royale Signature Credit Card||2 RP = 1 EP|
|Urbane Gold Credit Card||5 RP = 1 EP|
|League Platinum Card||5 RP = 1 EP|
|Essentia Platinum Credit Card||1 SP = 2 EP|
|Solaris Platinum Credit Card||2 RP = 1 EP|
|Privy League Signature Credit Cards (Optima & Prima)||2 RP = 1 EP|
|Privy League Signature Credit Card (Insignia)||2 RP = 1 EP|
|Silk Inspire Credit Card||1 RP = 2 EP|
|NRI Royale Signature Credit Card||1 RP = 2 EP|
How to Get Cash Credit against Kotak Credit Card Reward Points
Customers of Kotak Bank enjoy many advantages including the facility of converting their reward points to cash credit. To convert the reward points to cash follow the steps below:
- Go to Kotak Bank’s Net Banking Page.
- Enter your CRN/Customer ID and Password
- Choose your credit card
- Select Cash for reward redemption and complete the process.
You can use the cash credit to pay the outstanding amount or use it any way you want.
Kotak Credit Card Reward Points FAQs
1- How does one become a member of Kotak Bank reward Program?
Customers of Kotak Bank credit card automatically become members of myKotakRewards program as soon as they get their credit card. To activate the rewards account follow the steps below:
- Visit myKotakRewards.com .
- Click on “First Time User” section.
- Provide your email address registered with the bank to activate your myKotakRewards account.
2- What is the validity period of Kotak Voucher?
The validity period of Kotak Bank voucher will be mentioned on the voucher itself.
3- Can I combine voucher and cash for redemption?
Yes, you can combine cash and voucher for redemption.
4- How many days will it take for my reward merchandise to be delivered?
Your merchandise will be delivered in 30 days from the day it was purchased.
5- What do I do if I do not get a confirmation message from my mobile’s network operator if I have redeemed my reward points for a mobile recharge?
Usually, you will get a confirmation message from the mobile operator and from myKotakRewards.com. If you do not get a confirmation message check the call and data balance of your mobile subscription, if it has not been topped up then contact Kotak customer care centre on 1800 419 6888 with the details of the mobile number, time & date of recharge, recharge amount & the Order ID mentioned on your receipt.
Do note that no complaints will be entertained after 15 days from the day of purchase so act accordingly.