Kotak IndiGo Ka-ching 6E Rewards XL credit card offers high rewards on travel expenses. This co-branded card offers you the benefit to redeem your reward points as flight tickets from IndiGo earned across all your expenses. The card also offers welcome benefits like discount vouchers from various partner brands across dining, hotels, and more. Read on to know all the in-depth features of this card.
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Key Highlights of Kotak IndiGo Ka-ching 6E Rewards XL Credit Card | |
| Card Type | Mid-level |
| Best Suited For | Travel |
| Joining Fee | Rs. 2,500 |
| Annual Fee | Rs. 2,500 |
| Minimum Income Required | Rs. 4 Lakh per annum |
| Welcome Benefit | Welcome ticket worth Rs. 1,500 |
| Best Feature | Up to 6% reward |
| Paisabazaar Rating | ★★★★ |
| On this page |
Welcome Benefit- The card offers an IndiGo Airline ticket worth Rs. 3,000 as a welcome benefit. In addition to that, you also get welcome gift vouchers from partner brands across multiple categories. Current prevalent welcome vouchers are listed as follows:
Reward Points- Kotak IndiGo Ka-ching 6E Rewards XL Credit Card offers you 6E rewards on every spend. You can redeem your reward points on www.indigo.in to purchase IndiGo flight tickets. 6E rewards offered on various expenses are:
Lounge Access- Every quarter, you get 2 airport lounge access, adding up to 8 airport lounge access per year.
Other Benefits- Apart from the benefits mentioned above, the card also offers 6E prime add-ons as listed below:
| Fee Type | Details |
| Joining Fee | Rs. 2,500 (Rs. 1,500 as introductory fee) |
| Annual Fee | Rs. 2,500 (Rs. 1,500 as introductory fee) |
| Finance Charges | 3.50% per month/ 42% per annum |
| Foreign Currency Markup | 3.5% |
| Late Payment Charges | Rs. 100 for amount less than or equal to Rs. 500 Rs. 500 for amount between Rs. 500.01 to Rs. 10,000 Rs. 700 for amount greater than Rs. 10,000 |
Click here to check other associated terms and conditions.
| Criteria | Details |
| Age Limit | 21 – 65 years |
| Occupation | Salaried or Self-employed |
| Minimum Salary | Rs. 4 Lakh per annum |
| Minimum Credit Score | 750 |
Note: The above-mentioned eligibility parameters are general criteria to apply for Kotak Mahindra Bank Credit Cards. The eligibility criteria may vary from case to case.
Apart from fulfilling the eligibility requirements, you also need to submit a certain list of documents to apply for Kotak IndiGo Ka-ching 6E Rewards XL credit card.
| Identity Proof | Any one amongst Aadhaar Card, Voter ID Card, PAN Card, Driving License, Passport |
| Address Proof | Any one amongst Utility Bill- water/electricity/ gas/telephone , Ration Card, Voter ID Card, Passport, Driving License, |
| Income Proof | Any one amongst Salary slips, Income Tax Returns (ITR), Form 16, Proof of business continuity, Certified financial documents, PAN Card |
| Age Proof | Any one amongst Class X school certificate, Voter ID Card, birth certificate |
Note: The list of documents required may vary across the type of credit card customer- salaried, self-employed, students or NRIs.
Kotak IndiGo Ka-ching 6E Rewards XL Credit Card, as mentioned above, is a well-suited travel credit card for you if you frequently travel via IndiGo airlines. The card offers exclusive travel benefits such as lounge access, priority meals, baggage assistance, a 6% reward on IndiGo spends and an IndiGo airline ticket worth Rs. 3,000 as a welcome benefit. In addition to that, to provide the cross-category benefit, you also get an exclusive voucher from Accor Dining, Accor Stay, and Budweiser along with a 3% reward on Merchant spend across dining, entertainment and grocery and 2% rewards across all other spends.
The reward offered for non-IndiGo expenses is a basic reward structure and not that great if you are looking for highly rewarding cards across multiple categories. This Kotak Mahindra credit card is definitely a good option for you if you are keenly looking for travel benefits on IndiGo airline, as that way you can justify the annual fee of Rs. 2,499. Otherwise, if you are looking for credit cards that offer rewards across multiple categories, you can opt for other travel cards.
Suggested Read: Top Travel Credit Cards in India 2022
| Credit Card | Annual Fees | Comparative Features |
| MMT ICICI Signature Credit Card | Nil | Up to 4 My Cash points on hotel and flight bookings on MakeMyTrip per Rs. 200 |
| Citi PremierMiles | Rs. 3,000 | Up to 10 air miles on every Rs. 100 spent |
| Axis Bank Vistara Signature Credit Card | Rs. 3,000 | Up to 6 Free Premium Economy tickets; Club Vistara Silver Membership |
| HDFC Bank InterMiles Signature Credit Card | Rs. 2,500 | Up to 12 InterMiles per Rs. 150 spent on flight and hotel bookings |
How do I redeem my 6E reward points?
All the 6E reward points that you earn on IndiGo co-branded credit cards such as Kotak IndiGo Ka-ching 6E Rewards XL Credit Card can be redeemed on the IndiGo website to purchase IndiGo flight tickets. You can redeem your IndiGo points without any expiry.
How do I get a Ka Ching card?
You can get the IndiGo Ka-ching 6E Rewards XL Credit Card from Kotak Bank by applying directly on the Kotak Mahindra Bank’s website, or by contacting the customer service at 1860 266 2666. Apart from that, you can also visit the nearest Kotak Mahindra Branch to get yourself the Ka Ching Card.
What is the 6E reward in IndiGo?
6E reward is the redemption currency offered for reward points earned on IndiGo co-branded credit cards with top banks.
What is the age limit for add-on cardholders for Kotak IndiGo Ka-ching 6E Rewards XL Credit Card?
The age limit for add-on cardholders for the Kotak Ka-Ching card is 18 years and above.
