Bank of Baroda Credit Card

Bank of Baroda offers four different credit cards with varied features and benefits. Given below are the key highlights of each of their cards:

Bank of Baroda Premier Credit Card

Welcome Benefit- Get 2,000 bonus reward points on card activation.

Lounge Access- Get 4 complimentary airport lounge access per year.

Concierge Service- Get 24×7 Concierge Services.

Rewards- Earn 2 Reward Points for every Rs 100 spent across all categories. Accelerate your rewards 10 times when you use the card for Online Travel Aggregators, Dining, and International spend with a maximum of 2000 points.

Attractive Redemption Offers- Redeem your reward points against exciting gift vouchers and more. (1 Reward Point = Re 0.25)

Fuel Benefit- Get 1% fuel surcharge waiver across all fuel stations in India on fuel transactions of Rs.500 to Rs.4,000. Maximum waiver of Rs 250 per statement cycle.

Joining/Annual Fee Waiver- Spend Rs 1,20,000 and get the annual fee waived off in the subsequent year. Spend Rs 10,000 within 60 days of card activation and get the joining fee reversed.

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Bank of Baroda Select Credit Card

Rewards- Earn 1 Reward Point for every Rs 100 spent across all categories. Earn 5 Reward Points for every Rs 100 when you use the card to make payment towards dining and online shopping with a maximum cap of 1,000 points.

Bonus Points- Make 5 transactions worth Rs 1,000 each in a month and get 1,000 bonus reward points.

Fuel Benefit- Enjoy 1% fuel surcharge waiver on transactions of Rs 500 to Rs 4,000 on all petrol pumps. Max waiver of Rs 250 per statement cycle.

Fee Reversal- Get the joining fee of Rs 750 reversed if you spend Rs 7,500 within the first 60 days of card issuance. Reach annual spends of Rs 70,000 and get the annual fee waived in the subsequent year.

Redemption Options- Redeem the accumulated reward points for gift vouchers and more. (1 Reward Point = Re 0.25).

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Bank of Baroda Easy Credit Card

Welcome Gift- Get welcome benefit of 500 reward points on card activation.

Reward Points- Earn 1 Reward Point for every Rs 100 spent on your card. Earn 5 times more Reward Points on Movies, Groceries and Departmental stores with a maximum cap of 1,000 Reward Points per month.

Cash Back Offer- Pay your outstanding bill in full and get 0.5% cash back in your statement.

Fuel Benefit- Get 1% fuel surcharge waived off on fuel transactions of Rs.500 to Rs 4,000 on all petrol pumps. Max waiver of 250 per statement cycle.

Fee Reversal- Get your joining fee reversed on spending INR 6,000 in first 60 days. Spend Rs 35,000 or more and get the annual fee waived off in the subsequent year.

Redemption Offers- Redeem your reward points against a host of gift vouchers. (1 Reward Point = Re 0.25)

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Bank of Baroda Prime Credit Card

Secured Card- This card is issued against an Fixed Deposit of Rs. 15,000 or more.

No Income Proof Needed- Since it is a secured credit card, one can get it without submitting any income proof.

Cash Back- Get 1% cash back on all spends.

Fuel Benefit- Avail fuel surcharge waiver at all fuel stations.

No Annual Fee- the card is free for lifetime with zero joining or annual fees.

Bank of Baroda Credit Cards offer attractive reward points on shopping, dining and travel. Here are some of the reward points on Bank of Baroda Credit Cards:

Eligibility Criteria for Bank of Baroda Credit Card

• You need to be 18 years and above
• You should be either salaried or self-employed
• You should have a regular source of income and should be NRI or Indian citizen

Documents Required for Bank of Baroda Credit Card

Applicants need to submit proof of identity, proof of address and income proof at the time of credit card application. The following documents are accepted for the same-

One can apply for Bank of Baroda Credit Card online through the bank’s website. Select the card and click on the ‘Apply Now’ button. Fill the application form and submit online. After this, Bank of Baroda representative will call the applicant to take the process further.

Alternately, one can visit the nearest Bank of Baroda branch to apply for a credit card.

Bank of Baroda credit card holders can contact the BOB Card customer care for any unresolved query via call, email and SMS. Here are the details:

BOB Card customer care toll free number: 1800 223 224 (Customer care executives are not available on public holidays, 2nd and 4th Saturdays).

BOB Card customer care Email ID: ccb@bobcards.com

BOB Card customer care mailing address:

Bob Cards Limited
2nd Floor, Baroda House,
Behind Dewan Shopping Center,
S. V. Road, Jogeshwari West, Mumbai – 400102

Contact – 91 22 42068502

What are the eligibility criteria to apply for Bank of Baroda credit card?

Below are the basic eligibility criteria to apply for this credit card:

• The minimum income required for individuals – Rs.3 lakh and above per annum

For Firms/Companies – Rs.25 lakh and above

• The individual should be above the age of 18
• The individual should be either salaried or self-employed

My credit card is lost. Where should I contact to block my card?

In case your credit card is lost, you can contact the bank on the customer care number at 1800-225-100. The bank will immediately freeze your credit card and a new one will be issued to you and delivered within 7-10 working days.

Does Bank of Baroda Credit Card have add-on card facility?

Yes, Bank of Baroda provides add-on card facilities with the same credit limit and features that of the primary card holder

How can I check the status of my credit card application?

To check the status of your credit card application, you can go to Bank of Baroda website and on the homepage, there is section of credit card where you can scroll down to the section of ‘Track Application’ Here you will need to fill the application reference number and the bank will then show the progress of your credit card application