Get Free Credit Score
Download App

Bank of Baroda Credit Card

Home Credit Card Bank Of Baroda
Check Pre-Approved Credit Cards
for you in Just One Click

  • 50+ Credit Cards from Top Banks

  • Compare Best Offers

  • Completely Digital Process

Digits Only

Error: This is invalid mobile number

×

Exclusive Pre-Approved Cards waiting for you

  • 50+ Credit Cards from Top Banks
  • Compare Best Offers
  • Completely Digital Process

Error: Please enter a valid number

We need a few details to show the best
credit card offers for you.

×
Digits Only

Error: This is a mandatory field

Error: Please enter your Income

Error: Please enter a valid PIN code

Error: Please enter your Income

Error:This question is mandatory to check your eligibility

Error: Enter a valid Full Name

Error: Enter a valid Email Address

Error: PAN is required

Error: Date of Birth is required

By submitting this form, I agree to Terms of Use

Which bank’s credit card are you using?

×

Top Banks

All Banks

Updated: 08-07-2021 11:13:25 AM

Please Note: Bank of Baroda is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only. 

Bank of Baroda offers a range of credit cards which cater to the needs of every individual. The cards are loaded with special benefits and the cardholders are also rewarded with privileges and promised savings on every usage. The credit card application process is also simple and easy. Let us look at the various cards in detail.

List of Bank of Baroda Credit Cards

Credit CardAnnual FeeWelcome Benefit
Bank of Baroda Premier Credit CardRs 1,000 (Waived on Annual spends of Rs 1,20,000 and above)Get 2,000 Reward Points as activation benefits
Bank of Baroda Select Credit CardRs 750 (Waived on Annual spends of Rs 70,000 and above)Get 1,000 Reward Points as activation benefits
Bank of Baroda Easy Credit CardRs 500 (Waived on Annual spends of Rs 35,000 and above)Get 500 Reward Points as activation benefits
Bank of Baroda Prime Credit CardNILGet 4 Reward Points for every Rs.100 spent equal to Re. 1

What Do You Seek in Your Credit Card?

  • Regularly Updated Rewards Catalogue
  • Cashback on all Purchases
  • 0 Annual Fee on credit cards
  • Low Foreign Exchange Fee

Consider Exploring:

Top 10 Cards in India
Cards as per Your Income
0 Annual Fee Cards
Read More on this page:

Credit Score above 750 improves your chances of approval Check Now

Bank of Baroda Credit Card Features and Benefits
Bank of Baroda Credit Card Rewards Program
Bank of Baroda Credit Card- Fees and Charges
Eligibility and Documents Required for Bank of Baroda Credit Card Application
How to Apply for Bank of Baroda Credit Card
Bank of Baroda Credit Card Customer Care
Bank of Baroda Credit Card FAQs
NEWS Updates
Bank of Baroda Credit Card Bill Payment
How to check the status of Bank of Baroda Credit Card application

Bank of Baroda Credit Card Features and Benefits

Bank of Baroda offers four different credit cards with varied features and benefits. Given below are the key highlights of each of their cards:

Bank of Baroda Premier Credit Card

Bank of Baroda Premier Credit Card

Welcome Benefit- Get 2,000 bonus reward points on card activation.

Lounge Access- Get 4 complimentary airport lounge access per year.

Concierge Service- Get 24×7 Concierge Services.

Rewards- Earn 2 Reward Points for every Rs 100 spent across all categories. Accelerate your rewards 10 times when you use the card for Online Travel Aggregators, Dining, and International spend with a maximum of 2000 points.

Attractive Redemption Offers- Redeem your reward points against exciting gift vouchers and more. (1 Reward Point = Re 0.25)

Fuel Benefit- Get 1% fuel surcharge waiver across all fuel stations in India on fuel transactions of Rs.500 to Rs.4,000. Maximum waiver of Rs 250 per statement cycle.

Joining/Annual Fee Waiver- Spend Rs 1,20,000 and get the annual fee waived off in the subsequent year. Spend Rs 10,000 within 60 days of card activation and get the joining fee reversed.

Read More

Check Eligibility & Apply Now

 

Bank of Baroda Select Credit Card

Bank of Baroda Select Credit Card

Rewards- Earn 1 Reward Point for every Rs 100 spent across all categories. Earn 5 Reward Points for every Rs 100 when you use the card to make payment towards dining and online shopping with a maximum cap of 1,000 points.

Bonus Points- Make 5 transactions worth Rs 1,000 each in a month and get 1,000 bonus reward points.

Fuel Benefit- Enjoy 1% fuel surcharge waiver on transactions of Rs 500 to Rs 4,000 on all petrol pumps. Max waiver of Rs 250 per statement cycle.

Fee Reversal- Get the joining fee of Rs 750 reversed if you spend Rs 7,500 within the first 60 days of card issuance. Reach annual spends of Rs 70,000 and get the annual fee waived in the subsequent year.

Redemption Options- Redeem the accumulated reward points for gift vouchers and more. (1 Reward Point = Re 0.25).

Read More

Check Eligibility & Apply Now

 

Bank of Baroda Easy Credit Card

Bank of Baroda Easy Credit Card

Welcome Gift- Get welcome benefit of 500 reward points on card activation.

Reward Points- Earn 1 Reward Point for every Rs 100 spent on your card. Earn 5 times more Reward Points on Movies, Groceries and Departmental stores with a maximum cap of 1,000 Reward Points per month.

Cash Back Offer- Pay your outstanding bill in full and get 0.5% cash back in your statement.

Fuel Benefit- Get 1% fuel surcharge waived off on fuel transactions of Rs.500 to Rs 4,000 on all petrol pumps. Max waiver of 250 per statement cycle.

Fee Reversal- Get your joining fee reversed on spending INR 6,000 in first 60 days. Spend Rs 35,000 or more and get the annual fee waived off in the subsequent year.

Redemption Offers- Redeem your reward points against a host of gift vouchers. (1 Reward Point = Re 0.25)

Read More

Check Eligibility & Apply Now

 

Bank of Baroda Prime Credit Card

Secured Card- This card is issued against an Fixed Deposit of Rs. 15,000 or more.

No Income Proof Needed- Since it is a secured credit card, one can get it without submitting any income proof.

Cash Back- Get 1% cash back on all spends.

Fuel Benefit- Avail fuel surcharge waiver at all fuel stations.

No Annual Fee- the card is free for lifetime with zero joining or annual fees.

Having Difficulty finding the RIGHT Credit Card?

Know about the Different Cards in India & then choose the right One

Click Here

Bank of Baroda Credit Card Rewards Program

Bank of Baroda Credit Cards offer attractive reward points on shopping, dining and travel. Here are some of the reward points on Bank of Baroda Credit Cards:

Credit CardReward PointsAccelerated Rewards
Bank of Baroda Easy Credit CardEarn 1 Reward Point on every Rs.100 spentEarn 5 Reward Points for every Rs.100 spent on movies, Departmental stores etc.
Bank of Baroda Select Credit CardEarn 1 Reward Point on every Rs.100 spentEarn 5 Reward Points for every Rs.100 spent on dining, Utility Bills and online shopping
Bank of Baroda Premier Credit CardEarn 1 Reward Point on every Rs.100 spentEarn 5 Reward Points for every Rs.100 spent on travel, dining and abroad

Bank of Baroda Credit Card- Fees and Charges

Fees / ChargesAmount
Joining Fee / Annual FeeVaries from one card variant to another
Cash Withdrawal Charges2.5% of the withdrawn amount or Rs. 500, whichever is higher
Finance Charges3.49% per month i.e. 41.88% per annum
Cheque Return Charges2% of the cheque amount or Rs. 450, whichever is higher
Foreign Currency Transaction Fee3.50% of the transaction amount
Unblocking ChargeRs.300
Late Payment ChargesFor Statement Balance:

  • Less than Rs.100- Nil
  • Rs.100 to Rs.500- Rs.100
  • Rs.501 to Rs.1,000- Rs.400
  • Rs.1,001 to Rs.10,000- Rs.600
  • Rs.10,001 to Rs.25,000- Rs.800
  • More than Rs.25,000- Rs.950
Exceeding Credit Limit Charges2.5% of the amount over & above the sanctioned credit limit or Rs. 500, whichever is higher

Eligibility and Documents Required for Bank of Baroda Credit Card Application

Eligibility Criteria for Bank of Baroda Credit Card

  • You need to be 18 years and above
  • You should be either salaried or self-employed
  • You should have a regular source of income and should be NRI or Indian citizen

Documents Required for Bank of Baroda Credit Card

Applicants need to submit proof of identity, proof of address and income proof at the time of credit card application. The following documents are accepted for the same-

Proof of Identity

Proof of Address

  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government approved ID
Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16

Credit Score above 750 improves your chances of approval Check Now

How to Apply for Bank of Baroda Credit Card

One can apply for Bank of Baroda Credit Card online through the bank’s website. Select the card and click on the ‘Apply Now’ button. Fill the application form and submit online. After this, Bank of Baroda representative will call the applicant to take the process further.

Alternately, one can visit the nearest Bank of Baroda branch to apply for a credit card.

Bank of Baroda Credit Card Customer Care

Bank of Baroda credit card holders can contact the BOB Card customer care for any unresolved query via call, email and SMS. Here are the details:

BOB Card customer care toll free number: 1800 223 224 (Customer care executives are not available on public holidays, 2nd and 4th Saturdays).

BOB Card customer care Email ID: ccb@bobcards.com

BOB Card customer care mailing address:

Bob Cards Limited
2nd Floor, Baroda House,
Behind Dewan Shopping Center,
S. V. Road, Jogeshwari West, Mumbai – 400102

Contact – 91 22 42068502

Know more

Bank of Baroda Credit Card FAQs

What are the eligibility criteria to apply for Bank of Baroda credit card?

Below are the basic eligibility criteria to apply for this credit card:

  • The minimum income required for individuals – Rs.3 lakh and above per annum

For Firms/Companies – Rs.25 lakh and above

  • The individual should be above the age of 18
  • The individual should be either salaried or self-employed

My credit card is lost. Where should I contact to block my card?

In case your credit card is lost, you can contact the bank on the customer care number at 1800-225-100. The bank will immediately freeze your credit card and a new one will be issued to you and delivered within 7-10 working days.

Does Bank of Baroda Credit Card have add-on card facility?

Yes, Bank of Baroda provides add-on card facilities with the same credit limit and features that of the primary card holder

How can I check the status of my credit card application?

To check the status of your credit card application, you can go to Bank of Baroda website and on the homepage, there is section of credit card where you can scroll down to the section of ‘Track Application’ Here you will need to fill the application reference number and the bank will then show the progress of your credit card application

Get Your Free Credit Report with monthly updates Check Now

NEWS Updates

Bank of Baroda partners with Fiserv Technology to digitally transform its credit card issuance process
30 July 2020
BOB Financial Solutions Limited (BFSL), a subsidiary of Bank of Baroda that issues credit cards, has partnered with Fiserv, Inc. to digitize their card issuance process. The bank will soon be deploying FirstVisiontm from Fiserv. It will provide an end-to-end managed services solution which will enable card issuance and process it with global economies of scale. It will also integrate capabilities which will span the card’s lifecycle.

Bank of Baroda Credit Card Bill Payment

There are various ways in which a customer can pay the outstanding bill of his Bank of Baroda Credit Card.

Cash- Users can directly visit the nearest branch of Bank of Baroda and make direct cash payment at the counter. In the deposit slip, you must mention your 16 digit credit card number correctly. Take the acknowledgement slip for future reference.

Cheque- BOBCard users can also write a cheque for making the payment towards their outstanding credit card bills. On the cheque, you must mention the 16 digit card number. On the back side of the cheque you must write the following-

  • BOBCARDS A/C NO. 03910200000508
  • Credit Card Number
  • Cardholder’s Name
  • Contact Number

NEFT- You can also make direct NEFT payment towards your BOBCard bills. The payment should be drawn in favour of Bank of Baroda Colaba branch with IFSC- BARB0COLABA.

Billdesk- Payment can also be made easily via Bill Desk. Every cardholder has been allotted an online ID which is to be used for making payment.

Online Payment- If you have a savings or current account with Bank of Baroda, you can pay your credit card bills directly using internet banking or Insta Pay service.

Auto Debit- You can also set standing instructions on your bank account and the bill payment will be made through auto debit directly.

How to check the status of Bank of Baroda Credit Card application

To check the progress of your credit card, you can visit the bank website. On the homepage, there is a tab of ‘Cards’ where you can select the credit card category. You will find an option of ‘Track your Application’. You will be asked for application reference number post which the bank will be able to tell you the status of your credit card. Here are some of the results that you may get:

In Process – This means your credit card application is under the process of reviewing by the bank

On Hold – Due to any missing information in your credit card, the bank may put your credit card on hold

Dispatched – This means your credit card application has been approved by the bank and dispatched to the given address. The credit Card should reach to you within 7-10 working days

Rejected – The bank can reject the credit card application because of any reason be it not meeting the eligibility criteria or low credit score. For the main of rejection, you can contact the bank and they will help you with your application

Bank of Baroda Credit Card
(4.6/5 ) 469 Reviews
Write a review
Jun 22, 2019
4/5
Paid in time

My bills are paid in due time and my expenses are well managed, all thanks to the BoB credit card.

Jun 22, 2019
5/5
Urgent expenses

Moved to a new apartment. So, naturally, there were a lot of small expenses that were urgent. Paid them using my credit card.

Jun 22, 2019
5/5
Additional benefit

Got an additional benefit of car insurance free with my credit card.

Jun 22, 2019
5/5
Incredible offers

I had a really fulfilling experience being associated with Paisabazaar.com. They have got me some incredible offers.

Jun 22, 2019
5/5
Online shopping

Got a great discount voucher for online shopping with my BoB credit card.

Jun 22, 2019
5/5
Great

I have had a great experience using the BoB credit card.

View All Reviews
Menu