Bank of Baroda Credit Card

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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :20/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :20/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 20/01/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :20/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 20/01/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :20/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :20/01/2020

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Updated: 27-12-2019 07:26:46 AM

Bank of Baroda offers a range of credit cards which cater to the needs of every individual. The cards are loaded with special benefits and the cardholders are also rewarded with privileges and promised savings on every usage. The credit card application process is also simple and easy. Let us look at the various cards in detail.

List of Bank of Baroda Credit Cards

Credit CardAnnual FeeWelcome Benefit
Bank of Baroda Premier Credit CardRs 1,000 (Waived on Annual spends of Rs 1,20,000 and above)Get 2,000 Reward Points as activation benefits
Bank of Baroda Select Credit CardRs 750 (Waived on Annual spends of Rs 70,000 and above)Get 1,000 Reward Points as activation benefits
Bank of Baroda Easy Credit CardRs 500 (Waived on Annual spends of Rs 35,000 and above)Get 500 Reward Points as activation benefits
Bank of Baroda Prime Credit CardNILGet 4 Reward Points for every Rs.100 spent equal to Re. 1
Read More on this page:

Bank of Baroda Credit Card Features and Benefits
Bank of Baroda Credit Card Rewards Program
Eligibility and Documents Required for Bank of Baroda Credit Card Application
How to Apply for Bank of Baroda Credit Card
Bank of Baroda Credit Card Customer Care
Bank of Baroda Credit Card FAQs
Bank of Baroda Credit Card Bill Payment
How to check the status of Bank of Baroda Credit Card application

Bank of Baroda Credit Card Features and Benefits

Bank of Baroda offers four different credit cards with varied features and benefits. Given below are the key highlights of each of their cards:

Bank of Baroda Premier Credit Card

Bank of Baroda Premier Credit Card

Welcome Benefit- Get 2,000 bonus reward points on card activation.

Lounge Access- Get 4 complimentary airport lounge access per year.

Concierge Service- Get 24×7 Concierge Services.

Rewards- Earn 2 Reward Points for every Rs 100 spent across all categories. Accelerate your rewards 10 times when you use the card for Online Travel Aggregators, Dining, and International spend with a maximum of 2000 points.

Attractive Redemption Offers- Redeem your reward points against exciting gift vouchers and more. (1 Reward Point = Re 0.25)

Fuel Benefit- Get 1% fuel surcharge waiver across all fuel stations in India on fuel transactions of Rs.500 to Rs.4,000. Maximum waiver of Rs 250 per statement cycle.

Joining/Annual Fee Waiver- Spend Rs 1,20,000 and get the annual fee waived off in the subsequent year. Spend Rs 10,000 within 60 days of card activation and get the joining fee reversed.

Read More

Bank of Baroda Select Credit Card

Bank of Baroda Select Credit Card

Rewards- Earn 1 Reward Point for every Rs 100 spent across all categories. Earn 5 Reward Points for every Rs 100 when you use the card to make payment towards dining and online shopping with a maximum cap of 1,000 points.

Bonus Points- Make 5 transactions worth Rs 1,000 each in a month and get 1,000 bonus reward points.

Fuel Benefit- Enjoy 1% fuel surcharge waiver on transactions of Rs 500 to Rs 4,000 on all petrol pumps. Max waiver of Rs 250 per statement cycle.

Fee Reversal- Get the joining fee of Rs 750 reversed if you spend Rs 7,500 within the first 60 days of card issuance. Reach annual spends of Rs 70,000 and get the annual fee waived in the subsequent year.

Redemption Options- Redeem the accumulated reward points for gift vouchers and more. (1 Reward Point = Re 0.25).

Read More

Bank of Baroda Easy Credit Card

Bank of Baroda Easy Credit Card

Welcome Gift- Get welcome benefit of 500 reward points on card activation.

Reward Points- Earn 1 Reward Point for every Rs 100 spent on your card. Earn 5 times more Reward Points on Movies, Groceries and Departmental stores with a maximum cap of 1,000 Reward Points per month.

Cash Back Offer- Pay your outstanding bill in full and get 0.5% cash back in your statement.

Fuel Benefit- Get 1% fuel surcharge waived off on fuel transactions of Rs.500 to Rs 4,000 on all petrol pumps. Max waiver of 250 per statement cycle.

Fee Reversal- Get your joining fee reversed on spending INR 6,000 in first 60 days. Spend Rs 35,000 or more and get the annual fee waived off in the subsequent year.

Redemption Offers- Redeem your reward points against a host of gift vouchers. (1 Reward Point = Re 0.25)

Read More

Bank of Baroda Prime Credit Card

Secured Card- This card is issued against an Fixed Deposit of Rs. 15,000 or more.

No Income Proof Needed- Since it is a secured credit card, one can get it without submitting any income proof.

Cash Back- Get 1% cash back on all spends.

Fuel Benefit- Avail fuel surcharge waiver at all fuel stations.

No Annual Fee- the card is free for lifetime with zero joining or annual fees.

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Bank of Baroda Credit Card Rewards Program

Bank of Baroda Credit Cards offer attractive reward points on shopping, dining and travel. Here are some of the reward points on Bank of Baroda Credit Cards:

Credit CardReward PointsAccelerated Rewards
Bank of Baroda Easy Credit CardEarn 1 Reward Point on every Rs.100 spentEarn 5 Reward Points for every Rs.100 spent on movies, Departmental stores etc.
Bank of Baroda Select Credit CardEarn 1 Reward Point on every Rs.100 spentEarn 5 Reward Points for every Rs.100 spent on dining, Utility Bills and online shopping
Bank of Baroda Premier Credit CardEarn 1 Reward Point on every Rs.100 spentEarn 5 Reward Points for every Rs.100 spent on travel, dining and abroad

Eligibility and Documents Required for Bank of Baroda Credit Card Application

Eligibility Criteria for Bank of Baroda Credit Card

  • You need to be 18 years and above
  • You should be either salaried or self-employed
  • You should have a regular source of income and should be NRI or Indian citizen

Documents Required for Bank of Baroda Credit Card

Applicants need to submit proof of identity, proof of address and income proof at the time of credit card application. The following documents are accepted for the same-

Proof of Identity

Proof of Address

  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government approved ID
Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16

How to Apply for Bank of Baroda Credit Card

One can apply for Bank of Baroda Credit Card online through the bank’s website. Select the card and click on the ‘Apply Now’ button. Fill the application form and submit online. After this, Bank of Baroda representative will call the applicant to take the process further.

Alternately, one can visit the nearest Bank of Baroda branch to apply for a credit card.

Bank of Baroda Credit Card Customer Care

Bank of Baroda credit card holders can contact the BOB Card customer care for any unresolved query via call, email and SMS. Here are the details:

BOB Card customer care toll free number: 1800 223 224 (Customer care executives are not available on public holidays, 2nd and 4th Saturdays).

BOB Card customer care Email ID: ccb@bobcards.com

BOB Card customer care mailing address:

Bob Cards Limited
2nd Floor, Baroda House,
Behind Dewan Shopping Center,
S. V. Road, Jogeshwari West, Mumbai – 400102

Contact – 91 22 42068502

Know more

Bank of Baroda Credit Card FAQs

What are the eligibility criteria to apply for Bank of Baroda credit card?

Below are the basic eligibility criteria to apply for this credit card:

  • The minimum income required for individuals – Rs.3 lakh and above per annum

For Firms/Companies – Rs.25 lakh and above

  • The individual should be above the age of 18
  • The individual should be either salaried or self-employed

My credit card is lost. Where should I contact to block my card?

In case your credit card is lost, you can contact the bank on the customer care number at 1800-225-100. The bank will immediately freeze your credit card and a new one will be issued to you and delivered within 7-10 working days.

Does Bank of Baroda Credit Card have add-on card facility?

Yes, Bank of Baroda provides add-on card facilities with the same credit limit and features that of the primary card holder

How can I check the status of my credit card application?

To check the status of your credit card application, you can go to Bank of Baroda website and on the homepage, there is section of credit card where you can scroll down to the section of ‘Track Application’ Here you will need to fill the application reference number and the bank will then show the progress of your credit card application

Bank of Baroda Credit Card Bill Payment

There are various ways in which a customer can pay the outstanding bill of his Bank of Baroda Credit Card.

Cash- Users can directly visit the nearest branch of Bank of Baroda and make direct cash payment at the counter. In the deposit slip, you must mention your 16 digit credit card number correctly. Take the acknowledgement slip for future reference.

Cheque- BOBCard users can also write a cheque for making the payment towards their outstanding credit card bills. On the cheque, you must mention the 16 digit card number. On the back side of the cheque you must write the following-

  • BOBCARDS A/C NO. 03910200000508
  • Credit Card Number
  • Cardholder’s Name
  • Contact Number

NEFT- You can also make direct NEFT payment towards your BOBCard bills. The payment should be drawn in favour of Bank of Baroda Colaba branch with IFSC- BARB0COLABA.

Billdesk- Payment can also be made easily via Bill Desk. Every cardholder has been allotted an online ID which is to be used for making payment.

Online Payment- If you have a savings or current account with Bank of Baroda, you can pay your credit card bills directly using internet banking or Insta Pay service.

Auto Debit- You can also set standing instructions on your bank account and the bill payment will be made through auto debit directly.

How to check the status of Bank of Baroda Credit Card application

To check the progress of your credit card, you can visit the bank website. On the homepage, there is a tab of ‘Cards’ where you can select the credit card category. You will find an option of ‘Track your Application’. You will be asked for application reference number post which the bank will be able to tell you the status of your credit card. Here are some of the results that you may get:

In Process – This means your credit card application is under the process of reviewing by the bank

On Hold – Due to any missing information in your credit card, the bank may put your credit card on hold

Dispatched – This means your credit card application has been approved by the bank and dispatched to the given address. The credit Card should reach to you within 7-10 working days

Rejected – The bank can reject the credit card application because of any reason be it not meeting the eligibility criteria or low credit score. For the main of rejection, you can contact the bank and they will help you with your application

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Bank of Baroda Credit Card
(4.6/5 ) 469 Reviews
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Jun 22 , 2019
4/5
Paid in time

My bills are paid in due time and my expenses are well managed, all thanks to the BoB credit card.

Jun 22 , 2019
5/5
Urgent expenses

Moved to a new apartment. So, naturally, there were a lot of small expenses that were urgent. Paid them using my credit card.

Jun 22 , 2019
5/5
Additional benefit

Got an additional benefit of car insurance free with my credit card.

Jun 22 , 2019
5/5
Incredible offers

I had a really fulfilling experience being associated with Paisabazaar.com. They have got me some incredible offers.

Jun 22 , 2019
5/5
Online shopping

Got a great discount voucher for online shopping with my BoB credit card.

Jun 22 , 2019
5/5
Great

I have had a great experience using the BoB credit card.

Jun 22 , 2019
4/5
Fan of BoB

Over the years of use, I have literally become a fan of BoB. They fetch me the best range of offers on my card.

Jun 22 , 2019
5/5
Vacation in Goa

I really enjoyed my vacation in Goa where I paid for all my expenses using the BoB credit card.

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