Bank of Baroda Credit Card

Bank of Baroda Premier Credit Card

This credit card from Bank of Baroda is tailor made for frequent travellers as it offers extra reward benefits on travel spends along with some additional benefits. It attracts an annual fee of Rs 1,000 which is reversed if you reach total spending of Rs 1,20,000 in the preceding year. Here are a few reasons why this card makes a great addition to your wallet-

• Get 2,000 bonus reward points on card activation.
• Get 4 complimentary airport lounge access per year.
• Get 24×7 Concierge Services.
• Earn 2 Reward Points for every Rs 100 spent across all categories.
• Redeem your reward points against exciting gift vouchers and more. (1 Reward Point = Re 0.25)
• Accelerate your rewards 10 times when you use the card for Online Travel Aggregators, Dining, and International spend with a maximum of 2000 points.
• Get 1% fuel surcharge waiver across all fuel stations in India on fuel transactions of Rs.500 to Rs.4,000. Maximum waiver of Rs 250 per statement cycle.
• Spend Rs 1,20,000 and get the annual fee waived off in the subsequent year.
• Spend Rs 10,000 within 60 days of card activation and get the joining fee reversed.

Bank of Baroda Select Credit Card

Bank of Baroda Select Credit Card allows you to earn while you spend with its exciting rewards program. Best suited for those who shop online, this credit card attracts an annual fee of Rs 750 only, which is reversed on reaching certain spending limits. Let us learn about this card in some detail-

• Earn 1 Reward Point for every Rs 100 spent across all categories.
• Earn 5 Reward Points for every Rs 100 when you use the card to make payment towards dining and online shopping with a maximum cap of 1,000 points.
• Make 5 transactions worth Rs 1,000 each in a month and get 1,000 bonus membership reward points.
• Enjoy 1% fuel surcharge waiver on transactions of Rs 500 to Rs 4,000 on all petrol pumps. Max waiver of Rs 250 per statement cycle.
• Get the joining fee of Rs 750 reversed if you spend Rs 7,500 within the first 60 days of card issuance.
• Reach annual spends of Rs 70,000 and get the annual fee waived in the subsequent year.
• Redeem the accumulated reward points for gift vouchers and more. (1 Reward Point = Re 0.25).

Bank of Baroda Easy Credit Card

This Bank of Baroda Credit Card is perfect for making your regular purchases at departmental stores as it lets you earn extra reward points. An annual fee of Rs 500 has to be paid by the cardholder every year which is reversed on making annual spends of Rs 35,000 or more. Given below are a few features and benefits of Bank of Baroda Easy Credit Card-

• Get welcome benefit of 500 reward points on card activation.
• Earn 1 Reward Point for every Rs 100 spent on your card.
• Earn 5 times more Reward Points on Movies, Groceries and Departmental stores with a maximum cap of 1,000 Reward Points per month.
• Pay your outstanding bill in full and get 0.5% cash back in your statement.
• Get 1% fuel surcharge waived off on fuel transactions of Rs.500 to Rs 4,000 on all petrol pumps. Max waiver of 250 per statement cycle.
• Get your joining fee reversed on spending INR 6,000 in first 60 days.
• Spend Rs 35,000 or more and get the annual fee waived off in the subsequent year.
• Redeem your reward points against a host of gift vouchers. (1 Reward Point = Re 0.25)

Bank of Baroda offers attractive reward points on shopping, dining and travel. Here are some of the reward points on Bank of Baroda Credit Cards:

Credit Card	Reward Points	Accelerated Rewards
Bank of Baroda Easy Credit Card	Earn 1 Reward Point on every Rs.100 spent	Earn 5 Reward Points for every Rs.100 spent on movies, Departmental stores etc.
Bank of Baroda Select Credit Card	Earn 1 Reward Point on every Rs.100 spent	Earn 5 Reward Points for every Rs.100 spent on dining, Utility Bills and online shopping
Bank of Baroda Premier Credit Card	Earn 1 Reward Point on every Rs.100 spent	Earn 5 Reward Points for every Rs.100 spent on travel, dining and abroad

There are various ways in which a customer can pay the outstanding bill of his Bank of Baroda Credit Card.

Cash- Users can directly visit the nearest branch of Bank of Baroda and make direct cash payment at the counter. In the deposit slip, you must mention your 16 digit credit card number correctly. Take the acknowledgement slip for future reference.

Cheque- BOBCard users can also write a cheque for making the payment towards their outstanding credit card bills. On the cheque, you must mention the 16 digit card number. On the back side of the cheque you must write the following-

• BOBCARDS A/C NO. 03910200000508
• Credit Card Number
• Cardholder’s Name
• Contact Number

NEFT- You can also make direct NEFT payment towards your BOBCard bills. The payment should be drawn in favour of Bank of Baroda Colaba branch with IFSC- BARB0COLABA.

Billdesk- Payment can also be made easily via Bill Desk. Every cardholder has been allotted an online ID which is to be used for making payment.

Online Payment- If you have a savings or current account with Bank of Baroda, you can pay your credit card bills directly using internet banking or Insta Pay service.

Auto Debit- You can also set standing instructions on your bank account and the bill payment will be made through auto debit directly.

Eligibility Criteria for Bank of Baroda Credit Card:

• You need to be 18 years and above
• You should be either salaried or self-employed
• You should have a regular source of income and should be NRI or Indian citizen

Documents Required for Bank of Baroda Credit Card:

Applicants need to submit proof of identity, proof of address and income proof at the time of credit card application. The following documents are accepted for the same-

Proof of Identity	PAN Card Aadhaar Card Voter’s ID Card Passport Driving Licence Any other government-approved photo ID
Proof of Address	Aadhaar Card Passport Utility bills (not more than 3 months old) Any other government approved ID
Proof of Income	Bank statement for the last 3 months Salary slips for the last 3 months Audited financials for the last two years (for self-employed) Form 16

 

Applying for a Bank of Baroda Credit Card is simple, safe and hassle-free. Here is how you can apply for a Bank of Baroda Credit Card:

STEP 1– Click here to start with your credit card application

STEP 2 – Fill the basic details like monthly income, mobile number, date of birth etc.

STEP 3 – Once you fill the basic details, a list of best-suited credit cards will be shown to you. You can select the one that suits your financial condition

STEP 4 – After you select the credit card, your credit card application will proceed further for background check done by the bank and if the application is approved, your credit card will be delivered to the mentioned address

To check the progress of your credit card, you can visit the bank website. On the homepage, there is a tab of ‘Cards’ where you can select the credit card category. You will find an option of ‘Track your Application’. You will be asked for application reference number post which the bank will be able to tell you the status of your credit card. Here are some of the results that you may get:

In Process – This means your credit card application is under the process of reviewing by the bank

On Hold – Due to any missing information in your credit card, the bank may put your credit card on hold

Dispatched – This means your credit card application has been approved by the bank and dispatched to the given address. The credit Card should reach to you within 7-10 working days

Rejected – The bank can reject the credit card application because of any reason be it not meeting the eligibility criteria or low credit score. For the main of rejection, you can contact the bank and they will help you with your application

Bank of Baroda credit card holders can contact the BOB Card customer care for any unresolved query via call, email and SMS. Here are the details:

BOB Card customer care toll free number: 1800 223 224 (Customer care executives are not available on public holidays, 2nd and 4th Saturdays).

BOB Card customer care Email ID: ccb@bobcards.com

BOB Card customer care mailing address:

Bob Cards Limited
2nd Floor, Baroda House,
Behind Dewan Shopping Center,
S. V. Road, Jogeshwari West, Mumbai – 400102

Contact – 91 22 42068502

What are the eligibility criteria to apply for Bank of Baroda credit card?

Below are the basic eligibility criteria to apply for this credit card:

• The minimum income required for individuals – Rs.3 lakh and above per annum

For Firms/Companies – Rs.25 lakh and above

• The individual should be above the age of 18
• The individual should be either salaried or self-employed

My credit card is lost. Where should I contact to block my card?

In case your credit card is lost, you can contact the bank on the customer care number at 1800-225-100. The bank will immediately freeze your credit card and a new one will be issued to you and delivered within 7-10 working days.

Does Bank of Baroda Credit Card has add-on card facility?

Yes, Bank of Baroda provides add-on card facilities with the same credit limit and features that of the primary card holder

How can I check the status of my credit card application?

To check the status of your credit card application, you can go to Bank of Baroda website and on the homepage, there is section of credit card where you can scroll down to the section of ‘Track Application’ Here you will need to fill the application reference number and the bank will then show the progress of your credit card application