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1st Year Fee: ₹ 0
Movies
5X rewards on movies
Travel
Low forex markup of 3%
Rewards
1 point per Rs. 100 spent
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BOBCARD VIKRAM is a rewards credit card designed for defence personnel who frequently spend on movies, departmental stores and other everyday categories. Cardholders can earn up to 5 reward points per Rs. 100 spent on movies and departmental stores, while other eligible spends, including UPI transactions on the RuPay variant, earn 1 reward point per Rs. 100. The card also offers welcome benefits, including a complimentary 3-month JioHotstar subscription along with 500 bonus reward points.
In addition to rewards, BOBCARD VIKRAM also comes with a low forex markup fee of 3%, making it a preferable option for overseas spends. Overall, this lifetime free credit card is a suitable option for consumers seeking a basic card offering benefits across everyday categories.
Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit BOBCARD’s website.
Welcome Benefits
Reward Points
Other Benefits

| Particulars | Amount | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining Fee | Nil | ||||||||||||||||
| Annual Fee | Nil | ||||||||||||||||
| Finance Charges | 3.75% per month ( 45% per annum) | ||||||||||||||||
| Late Payment Fee |
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You frequently spend on movies and departmental stores and want to earn accelerated reward points
You want a credit card that offers rewards on both regular and UPI spends
You are looking a card with a relatively low forex markup fee for international transactions
You want the flexibility to convert eligible spends into EMIs
Travel2.5/5
Rewards3.0/5
Shopping3.0/5
BOBCARD VIKRAM stands out for its accelerated reward rate on movies and departmental store spends, making it suitable for consumers who spend frequently in these categories. The card also base reward rate of 1 point per Rs. 100 on UPI spends as well. The welcome benefits further add value for new cardholders who can meet the spending milestone. Beyond rewards, the card offers a comparatively low forex markup fee of 3%. While the card offers 5X rewards on select categories, the overall value is moderated by the monthly capping on accelerated rewards and low redemption ration of Rs. 0.25 per point. Overall, BOBCARD VIKRAM is best suited for defence personnel who regularly spend on movies and departmental stores.
Everything you need to know about this credit card
BOBCARD VIKRAM offers 5 reward points per Rs. 100 spent on movies and departmental stores, subject to a monthly capping of 1,000 reward points. Apart from this, the card offers a base reward rate of 1 reward point per Rs. 100 spent.
The accumulated reward points can be redeemed against cashback at a value of Rs. 0.25 per reward point. Therefore, 100 reward points are equivalent to Rs. 25 in cashback.
Yes. The RuPay variant of BOBCARD VIKRAM offers 1 reward point per Rs. 100 spent on eligible UPI transactions.
Cardholders can get a complimentary 3-month JioHotstar subscription by making the first transaction within 30 days of card issuance. They can also earn 500 bonus reward points on spending Rs. 5,000 within 60 days of card issuance.
BOBCARD VIKRAM charges a forex markup fee of 3% on eligible international transactions. This may make the card suitable for consumers looking for a credit card with a relatively lower forex markup than cards charging higher rates. Explore top zero‑forex credit cards to avoid international markup fees.
Yes. Eligible transactions of Rs. 2,500 and above can be converted into smart EMIs for a tenure ranging from 6 to 48 months, subject to applicable terms and conditions.
Click here to know More Terms and Conditions
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