Kotak Mahindra Bank Credit Card

Kotak Mahindra Credit Card limit is increased automatically. The bank reviews the spending pattern of a user, checks whether he/she has unpaid balances, checks the credit utilization ratio, and then decides whether to offer an increase or not. You cannot increase your Kotak Credit Card limit. However, you can still call the customer care to make a request to enhance the credit limit.

You can use Kotak Mahindra netbanking and/or mobile banking to generate your credit card PIN easily. Or, you can also give a call on 18602662666 and request for the same.

You can close your Kotak Credit Card by writing an application and submitting it at the nearest branch, emailing or contacting the customer care service. Before closing your credit card, make sure that all your dues are clear, all reward points are redeemed, and auto payments are cancelled.

In case you lose your Kotak Mahindra Bank Credit Card, you can contact the customer care of the bank at 1860-266-2666 and for 811 customers at 1860-266-0811. It is important to report the loss of your credit card as soon as you notice it. The bank representative will ask for a few details and block your credit card to save you from any kind of fraud.

To apply for any of the Kotak Mahindra Bank credit cards, the cardholder should be in the age bracket of 21-65 years. The cardholder should also be an Indian citizen with a stable income or a Non-Resident Indian in case of an NRI credit card. The minimum income requirement and the location of the cardholder vary as per the variant of the credit card.

You can make Kotak Credit Card Payment via net banking by logging in to the online portal of the bank. All you need to do is after logging in using your customer ID and password, go to the ‘Credit Cards’ section. After this, you have to select ‘Payments’ from the menu and select the amount (total due, minimum due or custom) and click on ‘Make Payment’ to initiate the payment.

To enquire about the Kotak credit card application status, you would require the Application reference number or application form number which is provided by the bank to you at the time of the application of the credit card. You have to visit the official website of the bank and track your application status by entering that number.

As per a statement released by Livemint on March 4, 2022, Kotak Bank has announced the launch of a co-branded credit card with Indian Oil. As stated, this fuel credit card will offer enhanced rewards to customers, on fuel and various non-fuel expenses, such as dining and groceries.