Certain charges may vary from card to card. Please refer to the terms and conditions for card variants separately. For other fees and charges and detailed T&C related to Kotak Mahindra credit cards, click here.
Kotak Mahindra Credit Card limits are increased automatically. The bank reviews the spending pattern of a user, checks whether he/she has unpaid balances, checks the credit utilization ratio, and then decides whether to offer an increase or not. You cannot increase your Kotak Credit Card limit only. However, you can still call the customer care centre to make a request to enhance the credit limit.