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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :27/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :27/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 27/01/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :27/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 27/01/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :27/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :27/01/2020

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हिंदी में पढ़े
Updated: 23-01-2020 06:18:01 AM

Kotak Mahindra Bank offers a wide range of credit cards with great benefits in the form of reward points and exclusive card advantages. You can choose from a variety of cards that suit your financial profile and spending needs.

Best Kotak Mahindra Bank Credit Cards in India
Compare Top Kotak Mahindra Bank Credit Cards
Read More on This Page
Kotak Mahindra Bank Credit Card - Features and Benefits
Essentia Platinum Credit Card
Kotak Delight Platinum Credit Card
Kotak PVR Gold Credit Card
Kotak PVR Platinum Card

Best Kotak Mahindra Bank Credit Cards in India

Kotak Mahindra Credit CardsJoining Fee (in Rs.)Annual Fee (in Rs.)Key Features
Essentia Platinum Credit Card1,499

         749

6 free PVR movie tickets on spending Rs.1,25,000 every 6 months or 1200 reward points
Kotak Delight Platinum Credit Card 1,999         29910% cash-back on dining every month on spending a minimum of Rs.10,000
Kotak PVR Gold Credit Card              Nil                      4991 free PVR movie ticket every month on spending Rs.10,000 and above in monthly billing cycle and 2 free PVR tickets on spending Rs.15,000 and above in a monthly billing cycle
 

Kotak PVR Platinum Credit Card

              Nil                      9992 free PVR movie tickets every month on spending Rs.10,000 and above in a monthly billing cycle

Kotak Mahindra Bank Credit Card - Features and Benefits

Features and benefits of top Kotak Mahindra Bank credit cards are as follows:

Essentia Platinum Credit Card

Best suited for:  Rewards  Movies  Shopping
Essentia Platinum Credit Card

Key Highlights

Additional Savings – 10% savings on departmental and grocery store spends

Movie Benefits – Spend Rs.1,25,000 every 6 months to get 6 free PVR tickets/1,200 reward points

Reward Points – Redeem your reward points against cash, airline tickets, air miles, movie tickets, etc.
Read More

Apply Now and Check Eligibility

Kotak Delight Platinum Credit Card

Best suited for:  Fuel  Movies  Dining

Delight Platinum Credit Card
Key Highlights

Movie and Dining Discounts – 10% Cashback on all your Dining & Movie spends

CashBack Benefits – Maximum cash-back of Rs.600 per billing cycle

Movie Benefits – Spend Rs.1,25,000 every 6 months and get 4 free PVR tickets

Convenience Fee Waiver – 1.8% railway surcharge waiver for transactions on www.irctc.co.in

Read More

Apply Now and Check Eligibility

Kotak PVR Gold Credit Card

Best suited for:  Movies  Rewards  Shopping

PVR Gold Credit Card
Key Highlights

Shopping Benefits – Complimentary PVR movie tickets round the year for shopping transactions

Movie Benefits – 1 free PVR movie ticket* every month on spending Rs.10,000 and above in a monthly billing cycle

Card Coverage – Coverage of Rs.50,000 for card protection against unauthorized transactions

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Apply Now and Check Eligibility

Kotak PVR Platinum Card

Best suited for:  Rewards  Movies  Shopping

PVR Platinum Credit Card
Key Highlights

Shopping Benefits – Shop anywhere in India to get complimentary PVR movie tickets

Movie Benefits – 2 free PVR movie tickets* every month on spends of Rs. 10,000 and above

Insurance Cover – Free insurance cover worth Rs. 75,000 per year for lost or stolen card

Read More

Apply Now and Check Eligibility

Other Kotak Mahindra Bank Credit Cards
Kotak Mahindra Bank Credit Card Eligibility and Documentation
How to Apply for Kotak Mahindra Bank Credit Card
Kotak Credit Card Reward Points
Kotak Mahindra Bank Credit Card Customer Care
Kotak Mahindra Bank Credit Card FAQs

Other Kotak Mahindra Bank Credit Cards

Note: The cards mentioned below are not available on Paisabazaar.com. Kindly visit the official website of Kotak Mahindra Bank to apply

Kotak Mahindra Credit CardsJoining Fee (in Rs.)Annual Fee (in Rs.)Key Features
Royale Signature Credit Cards1499999Earn up to 4X Reward Points on every Rs.150 spent across all categories. Also, get up to 30,000 Reward Points on annual spend of Rs.8 lakh
Urbane Gold Credit CardNil199Earn 3X Reward Points against every Rs.100 spent on retail; Get 4 PVR tickets or 10,000 reward points on spending Rs.1,00,000
Wealth Management Infinite Credit CardNilNilPersonalised credit card design; get access to the international events
Privy League Signature Credit CardNilNilEarn 5X Reward Points on shopping and travel plans; 1% fuel surcharge across all the petrol pumps  in India
Fortune Gold Credit CardNilNilFortune Shield of Rs.50,000 in case you lose your credit card up to 7 days of pre-reporting; get 4 PVR tickets on spending Rs.1,50,000 in a year
Solaris Platinum Credit Card500500Earn 5X Reward Points on every Rs.150 spent on online shopping and 2X Reward Points on other spends
Silk Inspire Credit Card599599Avail 4 PVR tickets on spending Rs.1, 25,000 every 6 months along with Silk Inspired Shield of Rs.75, 000 in case your card is stolen and reported within 7 days.
League Platinum Credit CardRs.500/Nil          Rs.499Earn up to 8X Reward Points on every Rs.150 spent from this card and avail movie voucher of Rs.500 as a joining gift
Best Price Credit CardNilNilPurchases with Best Price Card can get you two free Add-on card
Corporate Wealth Signature CardNilNilEarn higher earnings and cash back with this credit card along with fuel surcharge waiver applicable on transactions between Rs.500 and Rs.3000
Corporate Platinum Credit CardNilNilEarn Higher Reward Points along with access to Airport Lounge
NRI Royale Signature Credit CardNil1,000Earn 2X Reward Points outside India for every Rs.200 spent and 1 Reward Point for every Rs.200 spent
Feast Gold Credit CardNil499Earn 10 dining points on every Rs.100 spent on movies and dining along with balance transfer facility
Aqua Gold Credit CardNilNilInterest Free cash up to 48 days throughout the year along with aqua shield cover of Rs.50,000 if your card is stolen up to 7 days of pre-reporting
Corporate Gold Credit CardNil1,000Earn higher Reward Point earnings along with fuel surcharge waiver between Rs.500 to Rs.3000

Kotak Mahindra Bank Credit Card Eligibility and Documentation

Following are the eligibility criteria to apply for Kotak Mahindra Bank credit cards:

  • The card holder should be in the age bracket of 21-65 years
  • Should be a resident of India
  • The minimum monthly income criteria vary for different credit cards

Documents Required

Below mentioned are some of the basic documents that the bank will ask in order to apply for a credit card:

 

Proof of Identity

Proof of Address
  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government approved ID
Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16

How to Apply for Kotak Mahindra Bank Credit Card

One can apply for Kotak Mahindra Bank’s credit card catering to all the financial needs with the below-mentioned steps:

Step 1 – Click here to begin with your credit card application

Step 2 – Fill the basic information like your name, address, date of birth, monthly income etc.

Step 3 – List of credit cards matching your eligibility will be shown to you.

Step 4- Select the card that suits your financial requirement. The bank will then go through the credit card application and if your application is approved, the bank will dispatch your card, which will be delivered to you within a few working days.

Already applied for Kotak Credit Card?

Here's how to check application status

Kotak Credit Card Reward Points

With Kotak Mahindra Bank credit cards, the user can get reward points on every purchase. Some credit cards also offer accelerated rewards on certain spending categories. Given below is the rate of reward earning on some popular Kotak credit cards:

Credit CardReward PointsAccelerated Rewards
Kotak Essentia Platinum Credit Card1 SP for every Rs. 250 spent10 SP per ₹ 100 spent at departmental or grocery stores
Kotak Delight Platinum Credit CardN/AN/A
Urbane Gold Credit Card3 RP on every Rs. 100 spentN/A
Royale Signature Credit Card2 RP on every Rs. 150 spent4 RP per Rs. 150 spent internationally, on hotels, restaurants & travel agencies
Kotak League Platinum Credit Card4 RP on every Rs. 150 spent up to Rs. 2.00 Lakh8 RP per Rs. 150 spent internationally, on hotels, restaurants & travel agencies
Solaris Platinum Credit Card2 RP on every Rs. 150 spent5 RP on every Rs. 150 spent online
Know More

Kotak Mahindra Bank Credit Card Customer Care

Kotak Bank credit card holders can contact the Kotak Bank credit card customer care for any unresolved query via call, email and SMS. Here are the details:

Kotak credit card customer care number: 1860 266 2666 (local call rates applied)

Kotak credit card customer care Email ID: Kotak credit card holders can submit their grievances or queries through a complaint form given on Kotak official website. Customers need to mention their registered email ID.

Kotak credit card customer care SMS: SMS to 9971056767 or 5676788 for knowing your credit card balance, due amount, last payment, etc.

Kotak Mahindra Bank Credit Card FAQs

What can I do if my credit card is stolen or lost?
In case you lose your credit card, you can contact the customer care of Kotak Mahindra Bank at 1860-266-2666 and for 811 customers at 1860-266-0811

What are the preferred credit cards for shopping?
Credit Cards that are ideal for the purpose of shopping are – Essentia Platinum credit card, League Platinum credit card, Urbane Gold credit card, Silk Inspire credit card and Solaris Platinum credit card

Which credit card is best suitable for women?
Kotak Silk Inspire Platinum credit card is designed specifically for women. Be it shopping or travel, women can avail reward points and benefits on this card.

What are the eligibility criteria to apply for credit cards from Kotak Mahindra Bank?
Below are the basic eligibility criteria:
• The cardholder should be in the age bracket of 21-65 years
• Should be an Indian citizen with a stable income
• The minimum income requirement and the location of the cardholder varies for different cards

Which are the best Kotak Mahindra credit cards for movie buffs?
The bank offers PVR Platinum credit card and PVR Gold credit card for individuals who love to watch movies

What is the annual fee of Kotak Mahindra credit cards?
The annual fee starts from Rs.199 onwards.

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Kotak Mahindra Credit Card
(4.6/5 ) 49 Reviews
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Jun 22 , 2019
5/5
Side benefit

I got my car insurance as a side benefit of switching to the Kotak card.

Jun 22 , 2019
4/5
Expenses

I have been using the Kotak bank credit card for all my expenses.

Jun 22 , 2019
5/5
Switching

The team at Paisabazaar really helped me in making this wise decision and switching to the Kotak card.

Jun 13 , 2019
5/5
Food and dining

Got food and dining benefit on a luxury restaurant in Madhya Pradesh with my Kotak Credit Card.

Jun 13 , 2019
4/5
Travel Benefit

Got a free travel benefit worth rs 2000 with my Kotak Bank Credit Card

Jun 13 , 2019
4/5
Discount Voucher

Received my Kotak Bank Credit card via Paisabazaar.com with a discount voucher from Flipkart worth rs 5000.

Jun 13 , 2019
5/5
iPhone Xs bought

Happy and elated on buying the iPhone Xs with my latest Kotak bank credit card. Got a discount voucher of 2000.

Jun 13 , 2019
5/5
Partners across the country

Kotak bank has partners across the country. Love the rewards that come my way with just about every purchase.

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