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IRCTC SBI Platinum Card Apply Now

Launched in association with IRCTC, this SBI Card offers multiple travel benefits to the users at a minimal annual fee. It offers value back on booking tickets through IRCTC along with rewards on other purchases. Read on to know more about IRCTC SBI Platinum Credit Card.

Best suited for

  • WELCOME OFFER
  • TRAVEL
  • DINING

Fee

Annual Fee: ₹ 300

Joining Fee: ₹ 500

Highlights & Rewards highlightsHighlights
  • Get 350 activation bonus Reward Points on single transaction of ₹500 or more within 45 days of card issuance
  • Save 1.8% transaction charges on railway ticket bookings on www.irctc.co.in
  • Get 1 Reward point for every ₹125 spent on non-fuel retail purchases, including railway ticket purchases at irctc.co.in
rewardsRewards Value
  • ₹125 = 1 Reward Point (Spent on non-fuel retail purchases, including railway ticket purchases at irctc.co.in)
  • 1 Reward Point = ₹1
  • Save upto ₹9964 on Annual Spend of ₹4 Lakh
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Find your perfect Credit Card

Best Suited For – Booking Tickets through the IRCTC Portal

  • Exclusive Value Back on AC Ticket Booking
  • Transaction Cahrges Waiver at IRCTC Platform
  • Special Travel Packages

Apply now for your Next Travel Credit Card

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Eligibility and Documentation

CriteriaDetails
OccupationSalaried and Self-Employed
Minimum Income for Salaried ApplicantsRs. 20,000 per month
Minimum Income for Self-EmployedRs.30,000 per month
Serviceable CitiesClick here for the list of eligible cities

Along with the duly filled application form, SBI Card will also require valid proof of identity, address and income. Given below is the list of acceptable documents.

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Proof of Identity

PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI
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Proof of Address

Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement
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Proof of Income

Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

Features

  1. Welcome Benefit

    Get 350 activation bonus Reward Points on spending Rs.500 or more in the first 45 days.

  2. Value Back on IRCTC

    Get 10% value back as reward points when booking AC1, AC2. AC3 and AC CC tickets on IRCTC

  3. Reward Points

    Earn 1 Reward Point for every Rs.125 spent on retail, including Railway tickets

  4. Fuel Surcharge Waiver

    Get 1% fuel surcharge waiver, upto Rs.100 per month.

  5. Available in Rupay Variant

    On 28th July 2020, SBI Card has launched its IRCTC Card in Rupay Variant with 4 complimentary visits at participating railway lounges and no joining fee till 31st March 2021. Rest of the features remain the same.

Credit Card Rating

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Travel often? Save big on trains, flights and holiday packages with MMT ICICI Platinum Card

Travel often? Save big on trains, flights and holiday packages with MMT ICICI Platinum Card

✔Welcome gift of MMTBLACK Membership & Lemon Tree Hotel Vouchers
✔Earn up to 3 My Cash for every Rs. 200 spent
✔Redeem My Cash on MMT (1 My Cash = Rs. 1)
✔1 free Visa Airport Lounge and Railway lounge access each per quarter
✔15% off on dining bills at select restaurants in India

Check Eligibility & Apply Now
Read More Details
Watch this video
SBI IRCTC credit card is best suited for frequent travellers. Along with Value back benefits, you also get travel offers from IRCTC. The key features of this credit card are explained in this video:

Benefits

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Travel Offers

You can save the 1% transaction charge on their railway tickets if they book tickets through IRCTC website
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Balance Transfer

Transfer balances from other bank’s credit cards and pay in EMIs
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Bill Payment Facility

With Easy Bill Pay facility utility bill payments like electricity, insurance, telephone, etc. can be paid before the due date automatically
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Global Acceptance

SBI IRCTC credit card is an exclusive travel card and has worldwide acceptance. This travel card can be used in over 29 million outlets across the globe, including 3.25 lakh outlets in India

Fee and Charges

TitleDetails
Annual FeeRs. 500 + applicable taxes
Renewal FeeRs. 300 + applicable taxes
Free Credit PeriodNil
Add-on Fee (per annum)Nil
Extended Credit Interest-Free Credit Period20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid in full
Extended Credit Charges/ Cash Advance ChargesUp to 3.35% per month, accounting to 40.2% per annum, from the date of transaction
Cash Advance LimitUp to 80% of the credit limit, maximum Rs. 15,000 per day
Cash Advance Fee SBI or Other Domestic ATMs2.5% of withdrawal or Rs. 300 per transaction, whichever is higher
Cash Advance fee International ATMs3.0% of withdrawal or Rs. 300 per transaction, whichever is higher
Overlimit Charges2.5% of the over-limit amount subject to a minimum of Rs. 500
Late Payment Charges
  • Nil for the total amount due from Rs. 0 to Rs. 500
  • Rs. 400 for the total amount due greater than Rs. 500 and up to Rs. 1,000
  • Rs. 750 for the total amount due greater than Rs. 1,000 and up to Rs. 10,000
  • Rs. 950 for the total amount due greater than Rs. 10,000

SBI Credit Card Customer Care Details

Customer Care Toll-free Number1860 180 1290
1800 180 1290
Alternate Number (Local charges may apply)(STD Code) 39020202
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How to Apply for SBI IRCTC Credit Card

You may apply for this credit card through our website. The steps are:

  • Click here to start the application
  • Enter basic details such as contact number, income, occupation, etc.
  • Select the SBI IRCTC Credit Card from the list and proceed with the eligibility check by providing required details
  • If eligible, proceed with the application by providing personal details and employment details
  • Verify the mobile number by entering the OTP received

Once completed, the applicant will get a call from SBI Card for document collection. A field agent will come to collect the document. Once the documents are verified, the credit card will be issued.

FAQs

What is the travel offer by IRCTC on this card?
The cardholder saves 1.8% transaction charges on train ticket bookings done on IRCTC website.

 

What are additional SBI IRCTC credit card benefits?
Cardholders get Value Back Benefits through SBI IRCTC credit card. They get up to 10% value back as reward points on booking AC1, AC2, AC3 and AC CC tickets through the IRCTC website.

 

What is the Renewal Fee on this credit card?
The Renewal Fee on this credit card is Rs. 300.

 

What transaction surcharge waivers do this card offer?
Users can save on Fuel Surcharge and transaction charge on railway ticket bookings done via IRCTC website.

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