Axis Bank Savings Account

Axis Bank enables its customers to open a savings bank account through two modes – online and offline. We have classified the savings account offered by Axis Bank into online and offline channels.

Types of Axis Bank Savings Account	Primary Features
Online Savings Account
Axis ASAP Instant Savings Account	Zero Balance Savings Account ATM Withdrawal Limit: Rs.50000 & POS Limit: Rs.1 lakh
Offline Savings Account
Easy Access Savings Account	Rupay Platinum Debit Card Personal Accident Insurance Cover – Rs.2 lakh
Prime Plus Savings Account	Free Visa Titanium Prime Plus Debit Card 20 free branch transactions per month
Prime Savings Account	Secure Plus Debit Card Unlimited ATM transactions at Axis Bank & Non-Axis Bank ATMs
Women’s Savings Account	Exclusive savings account for Women Earn rewards with eDGE Loyalty Rewards Programme
Senior Privilege Savings Account	Visa Classic Debit Card Auto Sweep Facility (Earn High Interest Rates)
Future Stars Savings Account	Visa Classic Debit Card Personal Accident Insurance Cover – Rs.2 lakh
Pension Savings Account	Zero Balance Savings Account Personal Accident Insurance Cover – Rs. 2 lakh
Trust/NGO Savings Account	Unlimited access to funds Visa Classic Debit Card
Insurance Agent Account	Personal Accident Insurance Cover of Rs 2 lakhs 1 multicity cheque book free per quarter
YOUth Account	Visa Classic YOUth Card Shopping Limit – Rs.1 lakh
Basic Savings Account	Zero Balance Savings Account Free unlimited cash deposits and 4 free withdrawals p.m.
Small Basic Savings Account	Zero Balance Savings Account Free RuPay Debit Card
Inaam Personal Account*	Visa Classic Debit Card POS Limit – Rs.1 lakh
Pradhan Mantri Jan Dhan Yojana (PMJDY)	Zero Balance Savings Account Free Rupay Debit Card
3-in-1 Online Investment Account**	3-in-1 Account

*Sourcing discontinued for this product. Features for Existing Account Holders only** This product is no longer available.

ASAP Instant Savings Account

Axis ASAP Savings Account	Features
Minimum Balance Requirement	Zero Balance Savings Account
Debit Card	Virtual Debit Card / Optional Visa Online Rewards Debit Card
Interest Rate	7.25% p.a.*
Auto Sweep Facility	Yes
Eligibility Criteria	Resident Indian above 18 years of age

*Axis Bank savings account offers interest rate up to 6% per annum. But, Axis ASAP savings account comes with auto sweep facility which provides interest rate up to 7.25% p.a. (1 year FD interest rate). Interest rates are subject to change without prior information.

Axis Bank launched their first ever digital savings account named Axis ASAP that can be opened anytime and anywhere by simply using your Aadhaar and PAN details. It is a zero balance savings account which offers a complimentary virtual debit card / optional Visa Online Rewards Debit card.

Axis ASAP Savings Account Features & Benefits

Enjoy a no-strings-attached Zero Balance Account Earn up to 7.25%* interest p.a. on your account balance Get a Complimentary Virtual Debit Card / Optional Visa Online Rewards Debit Card to enjoy tons of online shopping offers Avail Higher Interest Rates through auto-sweep Fixed Deposits facility above INR 10,000 Get account statements, fund transfers and bill payments for free Daily withdrawal limit – Rs.50000; Purchase Limit – Rs.4 lakh with Online Rewards Card Purchase Limit – Rs.1 lakh with Virtual Visa Card Get your account number instantly Shop or redeem your Axis eDGE Reward points

*7.25% p.a. interest through auto FD feature (balance above Rs. 10,000 get one year FD rate, currently at 7.25%)

Eligibility Criteria

• Individual of age 18 years and above
• Resident Indian

Documents Required – Axis ASAP Account

To apply for an Axis ASAP account, you should have a PAN Card and Aadhaar Card and a mobile number linked with your Aadhaar number.

Fees & Charges

Check the fees and charges of the Axis ASAP account.

Axis ASAP Account	Fees / Charges
Initial Funding	NIL
Average Balance Required	NIL
Account Service Fee	NIL
Primary Card: Issuance Fees	Virtual Visa Debit Card (No charge) Visa Online Rewards Debit Card (Rs 300)
Primary Card: Annual Fees	Virtual Visa Debit Card (No Charge) Visa Online Rewards Debit Card (Rs 500)
Account Closure	Rs 500**
*Terms and conditions	** Charges are levied if account is closed between 14 days and 6 months. No charges would be levied if account is closed within 14 days of account opening or after 6 months
Fees on Cash Deposits and Withdrawals above limits	Rs.5 per Rs.1000 or Rs.150, whichever is higher
RTGS Fees (Online)	NIL
NEFT Fees (Online)	NIL
IMPS Fees	NIL
Axis Bank ATM: No. of Free Transactions	First 5 transactions (Financial + Non-Financial) free
Non- Axis Bank ATM: No of Free Transactions	(Non-Financial) free in Metro Locations (Mumbai, Delhi-NCR, Chennai, Kolkata, Bangalore and Hyderabad ), or – First 5 transactions (Financial + Non-Financial) free in all Other Locations
Axis/Non-Axis ATM: Cash Withdrawal (financial transaction)fees beyond limits	Rs.20 per transaction
Axis/Non-Axis ATM: Balance Enquiry (Non-financial transaction)fees beyond limits	Rs.8.5 per transaction
International Cash Withdrawal fees (ATM)	Rs.125
International Balance Enquiry fees (ATM)	Rs.25

How to open Axis ASAP Savings Account online?

Anyone can open an ASAP savings account with Axis Bank through Paisabazaar. The steps involved in the process of online application are:

Step 1: In the first step, fill a Savings Account form on Paisabazaar with required personal data like annual income range, name, email id, contact number and city you live in. Once submitted the Savings Account tool automatically will provide personalized Savings Account options for you.

Step 2: In the second step, you can compare various Savings Account options offered by the tool interface and apply for the Axis ASAP Savings Account. You will be redirected to Axis Bank website. There you will be required to provide your basic and personal details to open your bank account in no time.

1. Easy Access Savings Account

Easy Access Savings Account	Features
Minimum Balance Requirement	Rs.10000 (in metros)
Debit Card	Rupay Platinum Debit Card (Joining Fee – Rs.200; Annual Fee – Rs.150 in metro & urban locations)
Interest Rate	6% p.a.*
ATM Withdrawal Limit / Shopping Limit	Rs. 40000 / Rs.1 lakh (Daily)
Eligibility Criteria	Indian Resident Individuals & Hindu Undivided Families (HUFs)

*Earn 3.50% p.a. interest on balance less than Rs.50 lakh; 4.00% p.a. interest on balance of Rs.50 lakh and less than Rs.100 crore; 6% p.a. interest on balance of Rs.100 crore and above.

2. Prime Plus Savings Account

Prime Plus Savings Account	Features
Minimum Balance Requirement	Rs.10000 (in metros)
Debit Card	Free MasterCard Titanium Prime Plus Debit Card
Interest Rate	6% p.a.*
ATM Withdrawal Limit / Shopping Limit	Rs. 50000 / Rs.1 lakh (Daily)
Eligibility Criteria	Indian Resident Individuals & Hindu Undivided Families (HUFs)

*Earn 3.50% p.a. interest on balance less than Rs.50 lakh; 4.00% p.a. interest on balance of Rs.50 lakh and less than Rs.100 crore; 6% p.a. interest on balance of Rs.100 crore and above.

3. Prime Savings Account

Prime Savings Account	Features
Minimum Balance Requirement	Rs.25000 (in metros)
Debit Card	Secure Plus Debit Card
Interest Rate	6% p.a.*
ATM Withdrawal Limit / Shopping Limit	Rs. 50000 / Rs.75000 (Daily)
Eligibility Criteria	Indian Resident Individuals & Hindu Undivided Families (HUFs)

*Earn 3.50% p.a. interest on balance less than Rs.50 lakh; 4.00% p.a. interest on balance of Rs.50 lakh and less than Rs.100 crore; 6% p.a. interest on balance of Rs.100 crore and above.

4. Women’s Savings Account

Axis Bank Women’s Savings Account is exclusively available for women resident Indian only to offer simplified banking and financial independence.

Women’s Savings Account	Features
Minimum Balance Requirement	Rs.10000 (in metros)
Debit Card	Visa Classic Debit Card
Interest Rate	6% p.a.*
ATM Withdrawal Limit / Shopping Limit	Rs. 40000 / Rs.1 lakh (Daily)
Eligibility Criteria	All Women Resident Indian

*Earn 3.50% p.a. interest on balance less than Rs.50 lakh; 4.00% p.a. interest on balance of Rs.50 lakh and less than Rs.100 crore; 6% p.a. interest on balance of Rs.100 crore and above.

5. Senior Privilege Savings Account

Senior Privilege Savings Account by Axis Bank offers is exclusively available for individuals who are 57 years or older. Axis Bank provides preferential benefits to take the burden off banking.

Senior Privilege Savings Account	Features
Minimum Balance Requirement	Rs.10000 (in metros) Rs. 5,000 in semi-urban centres Rs. 2,500 in rural centres
Debit Card	Visa Classic Debit Card
Interest Rate	6% p.a.*
ATM Withdrawal Limit / Shopping Limit	Rs. 40000 / Rs.1 lakh (Daily)
Eligibility Criteria	Individuals who are 57 years or older

*Earn 3.50% p.a. interest on balance less than Rs.50 lakh; 4.00% p.a. interest on balance of Rs.50 lakh and less than Rs.100 crore; 6% p.a. interest on balance of Rs.100 crore and above.

6. Future Stars Savings Account

An Axis Bank savings account created specifically for children below 18 years of age. This savings bank account helps introduce the basic principles of money management to children. The features are:

Future Stars Savings Account	Features
Minimum Balance Requirement	Rs. 2,500 in metros Zero Balance Savings Account (if FD of Rs. 25000 for 6 months / RD of Rs.2000 for a year is made)
Debit Card	Visa Classic Debit Card (Issuance Fee – Rs.200) Free ATM Card (For children below 10 years)
Interest Rate	6% p.a.*
Personal Accident Insurance Cover	Rs.2 lakh
Eligibility Criteria	Children under 18 years of age

*Earn 3.50% p.a. interest on balance less than Rs.50 lakh; 4.00% p.a. interest on balance of Rs.50 lakh and less than Rs.100 crore; 6% p.a. interest on balance of Rs.100 crore and above.

7. Pension Savings Account

An Axis Bank Savings Account specially designed to provide stress free banking experience post retirement to pensioners. It comes with the following features and benefits:

Pension Savings Account	Features
Minimum Balance Requirement	Zero Balance Savings Account
Debit Card	Visa Classic Debit Card
Interest Rate	6% p.a.*
ATM Withdrawal Limit	Rs.40000
Eligibility Criteria	Central/State Govt., Armed forces Employees eligible for Pension

*Earn 3.50% p.a. interest on balance less than Rs.50 lakh; 4.00% p.a. interest on balance of Rs.50 lakh and less than Rs.100 crore; 6% p.a. interest on balance of Rs.100 crore and above.

8. Trust/NGO Savings Account

With Axis Bank Trust/NGO Savings Account, you can get end to end solutions for all the banking needs of your trust. Some of its features and benefits are as follows:

Trust/NGO Savings Account	Features
Unlimited access to funds	Free DD/PO, NEFT/RTGS, Cash Transactions
Debit Card	Visa Classic Debit Card
Interest Rate	6% p.a.*
ATM Withdrawal Limit	Rs.40000/Rs.1 lakh
Eligibility Criteria	Eligible Trust/NGO**

*Earn 3.50% p.a. interest on balance less than Rs.50 lakh; 4.00% p.a. interest on balance of Rs.50 lakh and less than Rs.100 crore; 6% p.a. interest on balance of Rs.100 crore and above.

** This Account can be opened by primary co-operative credit society financed by the bank, Khadi and Village Industries Boards, Agriculture Produce Market Committees, Societies registered under the Societies Registration Act, 1860 or any other corresponding law in force in state or Union Territory, Companies governed by the Companies Act, 1956 and licensed by the central government under Section 25, Development of Women and Children in Rural Areas (DWCRA), Farmers’ Clubs – Vikas Volunteer Vahini – VVV, Self-help Groups (SHGs), registered or unregistered, which are engaged in promoting savings habits among their members.

9. Insurance Agent Account

Enjoy high withdrawal limits and low balance requirements with this unique account for insurance agents. It comes with the following features and benefits:

Insurance Agent Account	Features
Minimum Opening Deposit	Rs.5000 (in metros)
Debit Card	Visa Classic Debit Card
Interest Rate	6% p.a.*
ATM Withdrawal Limit	Rs.40000/Rs.1 lakh
Eligibility Criteria	Specifically Designed for Insurance Agents

*Earn 3.50% p.a. interest on balance less than Rs.50 lakh; 4.00% p.a. interest on balance of Rs.50 lakh and less than Rs.100 crore; 6% p.a. interest on balance of Rs.100 crore and above.

10. YOUth Account

An Axis Bank saving account for the fast-pace young generation having a host of unique benefits and features like:

YOUth Account	Features
Lost Card Liability / Purchase Protection Liability	Rs.50000
Debit Card	Visa Classic YOUth Card
Interest Rate	6% p.a.*
ATM Withdrawal Limit	Rs.40000/Rs.1 lakh
Eligibility Criteria	Resident Indian (Age group 18-25 years)

*Earn 3.50% p.a. interest on balance less than Rs.50 lakh; 4.00% p.a. interest on balance of Rs.50 lakh and less than Rs.100 crore; 6% p.a. interest on balance of Rs.100 crore and above.

11. Basic Savings Account

Basic Savings Account	Features
Minimum Balance Requirements	Zero Balance Savings Account
Debit Card	Free RuPay Debit Card
Interest Rate	6% p.a.*
ATM Withdrawal Limit	Rs.40000/Rs.1 lakh
Eligibility Criteria	All Resident Indian (except existing customers)

*Earn 3.50% p.a. interest on balance less than Rs.50 lakh; 4.00% p.a. interest on balance of Rs.50 lakh and less than Rs.100 crore; 6% p.a. interest on balance of Rs.100 crore and above.

12. Small Basic Savings Account

Small Basic Savings Account	Features
Minimum Balance Requirements	Zero Balance Savings Account
Debit Card	Free RuPay Debit Card
Interest Rate	6% p.a.*
ATM Withdrawal Limit	Rs.40000/Rs.1 lakh
Eligibility Criteria	All Resident Indian (except existing customers)

*Earn 3.50% p.a. interest on balance less than Rs.50 lakh; 4.00% p.a. interest on balance of Rs.50 lakh and less than Rs.100 crore; 6% p.a. interest on balance of Rs.100 crore and above.

13. Inaam Personal Account**

Inaam Personal Account**	Features
Free ATM Transactions	First 5 (Axis Bank ATMs)
Debit Card	Visa Classic Debit Card
Interest Rate	6% p.a.*
ATM Withdrawal Limit	Rs.40000/Rs.1 lakh
Eligibility Criteria	Resident Indian

*Earn 3.50% p.a. interest on balance less than Rs.50 lakh; 4.00% p.a. interest on balance of Rs.50 lakh and less than Rs.100 crore; 6% p.a. interest on balance of Rs.100 crore and above.** Sourcing discontinued for this product. Features for Existing Account Holders only

14. Pradhan Mantri Jan Dhan Yojana (PMJDY)

Pradhan Mantri Jan Dhan Yojana (PMJDY)	Features
Minimum Balance Requirement	Zero Balance Savings Account
Debit Card	Free Rupay Debit Card
Interest Rate	6% p.a.*
Accidental Insurance Cover / Life Insurance Cover	Rs.1 lakh / Rs.30000
Eligibility Criteria	Resident Indian (Above 10 years of age)

*Earn 3.50% p.a. interest on balance less than Rs.50 lakh; 4.00% p.a. interest on balance of Rs.50 lakh and less than Rs.100 crore; 6% p.a. interest on balance of Rs.100 crore and above.

15. 3-in-1 Online Investment Account**

3-in-1 Online Investment Account**	Features
3-in-1 Account	Demat, Savings and Investment account
Offline Alerts	Available
Single Account for Multiple Investments	Invest in Equity, Mutual Fund, SIP, IPO, Derivatives, Bonds, Non-convertible Debentures

*Earn 3.50% p.a. interest on balance less than Rs.50 lakh; 4.00% p.a. interest on balance of Rs.50 lakh and less than Rs.100 crore; 6% p.a. interest on balance of Rs.100 crore and above.**This product is no longer available.

If you want to open any of the offline savings accounts from Axis Bank which are listed above, then you can do so by visiting the nearest Axis Bank branch.

The documentation for Axis Bank savings account is listed below. You need to carry photocopy of the documents (with their originals) and are required to be presented at the time of submitting the account opening form.

Individuals:

Proof of identity:

Any one or two of the following as mandated by the bank

Aadhaar card / letter issued by unique identification authority of India (UIDAI) containing details of address, name and father’s name (Mandatory) PAN card or Form No. 60 / 61 (as applicable) (Mandatory) Voter’s identity card Passport Driving license

Proof of address:

Any one or two of the following as mandated by the bank

Electricity bill / telephone bill Bank account statement Letter from any recognised public authority Rent agreement indicating the address of the customer accordingly registered with state government or similar registration authority Letter issued from employer (satisfaction of the bank)

2 latest passport size photographs

If mailing address and permanent address are different, provide address proof documents for both

Hindu Undivided Family (HUFs)

Copy of PAN Card/ Form 60 of HUF Declaration from the Karta Proof of identification and address of Karta as per documentation for individual Prescribed Joint Hindu Family Letter signed by all the adult holders

Documents required in case of Joint Account

Address and identity proof documents for both applicants Address proof can be only of the First holder of the account, as long as it is supplemented by a relationship proof between both holders

To access Phone Banking services from anywhere in India, from a Landline or Mobile phone, you can contact Axis Bank on any of the following:

Phone Banking Numbers:

1-860-419-5555

1-860-500-5555

Phone Banking services from outside India

+91-22-67987700

Blocking of Debit / Pre-paid cards

24-hour Emergency Helpline Number +91 22 67987700

Loan Services

Available between 9 AM to 9 PM Monday to Saturday (excluding National Holidays)