Bank of Baroda is a public sector Indian banking and financial services company headquartered in Vadodara, Gujarat. Customers of Bank of Baroda (BoB) can check their savings account balance online and offline through various methods facilitating them with easy access to their bank accounts. Read this article to know ways to check BOB account balance.
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Bank of Baroda Balance Check Methods
Balance enquiry is one of the basic transactions that account holders carry out for different reasons. Bank of Baroda allows its customer to check balance in the Bank of Baroda savings account through the ways listed here:
BOB Balance Check by Passbook
A passbook is the simplest way for account holders to check their account balance. However, they need to get their passbooks updated by visiting the bank regularly to ensure that their Bank of Baroda account passbook reflects the current balance at all times.
BOB Balance Enquiry by ATM or Debit Card
Account holders can use their ATM cards to visit the ATM for Bank of Baroda account balance check. Here are the steps they need to follow:
- Swipe the card in the slot
- Enter their 4-digit ATM PIN
- Select “Balance Enquiry” from the options listed on the screen
- Complete the transaction after viewing the balance displayed on the screen
Bank of Baroda Balance Enquiry Number for SMS
Bank of Baroda customers can use their registered mobile numbers to receive their account balance via SMS from the bank. They only need to send an SMS to 8422009988 in a specific format. The bank will reply with an SMS with the account balance of the customer. The customers can also request a mini statement and cheque status by using this facility. Charges are applicable for the Bank of Baroda SMS Banking service.
The SMS format required for Bank of Baroda have been listed here:
|Balance Enquiry||BAL < space > XXXX|
|Mini Statement||MINI < space > XXXX|
|Cheque Status||CHEQ < space > XXXX < space > Cheque No.|
|Un-subscribing SMS alert facility||DEACT < space > XXXX|
|Subscribing SMS alert facility||ACT < space > XXXX|
|XXXX denotes the last 4 digits of the Bank of Baroda account number|
Bank of Baroda Balance Check by Missed Call
If you are a Bank of Baroda customer, you can avail their missed call service. All you need to do is to call 8468001111 from your registered mobile number. The bank will send your account balance through an SMS. This is a free service that is available to Bank of Baroda customers 24×7 so that they can know their account balance irrespective of their physical location.
The Bank of Baroda accounts eligible for this service are:
- Savings Bank Account (SB)
- Current Account (CA)
- Overdraft Account (OD)
- Cash Credit Account (CC)
A Bank of Baroda customer can avail this service for a maximum of 3 times per day. If the customer has multiple accounts with the bank then the bank will send a maximum of 320 characters (2 messages) to the customer. For balance check of other accounts, the customer may have to use other Bank of Baroda account balance check services.
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Bank of Baroda Account Balance Check Online
Here is how you can check Bank of Baroda account balance online via internet banking, mPassbook and mobile banking-
Bank of Baroda Balance Enquiry by Net Banking
When customers open their account with Bank of Baroda, they can apply for the net banking service with the bank.
- The bank issues a user id and password that the customer can use to log into the bank’s net banking website
- Once logged in, the customer can set his/her own password and start using the net banking services
- Customers who only want to check their account balance can choose to register for the “View facility”
- Customers who want to carry out transactions can register for the “Transaction facility”
- Bank of Baroda net banking service enables the customers to carry out a range of banking transactions such as balance enquiry, account statement, funds transfer, bill payment, etc. online without the need to visit the bank
- Customers do not even need to be in a particular location to use the net banking facility. They only need an internet connection and a browsing device such as a smartphone, tablet, notebook or desktop computer
Bank of Baroda Balance Enquiry by mPassbook
Bank of Baroda’s mPassbook mobile app gives the account holders a chance to view their account balance using their mobile apps easily.
- It keeps a record of all the transactions carried out by the customer similar to a physical passbook
- Customers that have their mobile numbers registered with the bank can avail this service
- In addition to balance check, the customers can also download their account statements, locate a Bank of Baroda ATM within the 10 km vicinity, tag the transactions for future reference
- The mPassbook app is available in 8 languages
- The app synchronises and updates automatically whenever the customer opens the app
Bank of Baroda Mobile Banking App
Bank of Baroda bob World is the new and improved version of the Bank of Baroda M-Connect mobile banking app. The new app has a better user interface and offers a wide range of features to the customers.
- Customers can link their savings account, PPF, current account, cash credit account, and overdraft account in the app
- The customer can check their account balance, download account statements, transfer funds within their own accounts, carry out third-party transfers, etc.
Check Balance of Bank of Baroda via UPI
- Open any UPI app on your smartphone
- Login through MPIN or Biometrics
- Click on the account section and select the account you want to check balance of
- Tap on balance check option
- Verify with the passcode that you have created
- Once you verify the passcode, the balance will appear on the screen
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Bank of Baroda WhatsApp Banking
Bank of Baroda offers WhatsApp banking services to users. Customers need to save 8433 888 777 in their contact list and send ‘Hi’ on this number to start using banking services through WhatsApp banking. Non-customers can also use this service. However, services would be limited for non-customers.
Services Offered by Bank of Baroda WhatsApp Banking
Bank of Baroda offers below-mentioned services through WhatsApp to its customers:
- View account balance
- Mini statement of last 5 transactions
- Block debit card
- Request for chequebook
- Get account statement
- Apply for new FASTag
- Know about interest rates and charges
Customers can avail other banking services as well through WhatsApp banking.
What is the best method for Bank of Baroda balance enquiry online?
I have been using bob World which is Bank of Baroda’s mobile banking app to view my account balance. In fact, I use this facility to pay my mobile bills as well. I would recommend using this service.
What is the best method for Bank of Baroda balance check offline?
I have been using SMS service to check my balance offline in Bank of Baroda app. I simply send an SMS on 8422009988 from my registered mobile number and receive my account balance instantly. I find this service quite convenient and would highly recommend it.
-Rupanshi Thapa, Bank of Baroda customer for past 1.5 years
Frequently Asked Questions
Q. How can I download my Bank of Baroda Statement Online?
To download your Bank of Baroda statement online, you can log in to the bank’s online banking website, go to ‘Accounts’, select your bank account and then go to ‘Account Query’. After that, select the duration of which you want to see the statement and click on ‘Statement’. Now you can save your statement in the PDF or Word format.
Q. How to get Bank of Baroda mini statement by Missed Call or SMS?
To get your mini statement via SMS, type MINI < space > XXXX (the last 4 digits of your Bank of Baroda account number) and send it to 8422009988. For statement via missed call, dial 8468001111 from the registered mobile number.
Q. How to register for the Bank of Baroda Missed Call service?
To avail Bank of Baroda missed call service, it is compulsory to have a registered mobile number with the bank. If you have a registered mobile number, you can give a call on 8468001111 and enjoy the facility. However, if you do not have a registered mobile number, you need to visit the bank and submit a duly-filled form along with the necessary documents for registration. After verifying the documents, the bank will register the mobile number and you will be able to avail the missed call service.
Q. How can I check my last 5 transactions in Bank of Baroda?
You can easily view your last 5 transactions in Bank of Baroda by requesting a mini statement via SMS or by giving a missed call on 8468001122. You can also log in to BOB net-banking or Bank of Baroda mobile banking to check your account statement for recent transactions.
Q. How can I check my bank account balance without a mobile number?
Customers can check their BOB account balance without a mobile number by logging into the net-banking portal provided by the bank. After login, go to ‘Accounts’, select your bank account, select ‘Account Query’ and click on ‘Account Balance’.