Bank of Baroda is a public sector Indian banking and financial services company headquartered in Vadodara, Gujarat with 131 million customers across 20 countries. Bank of Baroda (BoB) is known for its efficiency in facilitating the customers with easy access to their bank accounts. Read this article to know ways to check BOB account balance.
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Bank of Baroda Account Balance Check
Balance enquiry is one of the basic transactions that account holders carry out for different reasons. Bank of Baroda allows its customer to check their account balance in the ways listed here:
Passbook: A passbook is the simplest way for account holders to check their account balance. However, they need to get their passbooks updated by visiting the bank regularly to ensure that their Bank of Baroda account passbook reflects the current balance at all times.
ATM-cum-debit Card: Account holders can use their ATM cards to visit the ATM for Bank of Baroda account balance check. Here are the steps they need to follow:
- Swipe the card in the slot
- Enter their 4-digit ATM PIN
- Select “Balance Enquiry” from the options listed on the screen
- Complete the transaction after viewing the balance displayed on the screen
SMS: Bank of Baroda customers can use their registered mobile numbers to receive their account balance via SMS from the bank. They only need to send an SMS to 8422009988 in a specific format. The bank will reply with an SMS with the account balance of the customer. The customers can also request a mini statement and cheque status by using this facility. Charges are applicable for the Bank of Baroda SMS Banking service.
The SMS format required for Bank of Baroda have been listed here:
|Balance Enquiry||BAL < space > XXXX|
|Mini Statement||MINI < space > XXXX|
|Cheque Status||CHEQ < space > XXXX < space > Cheque No.|
|Un-subscribing SMS alert facility||DEACT < space > XXXX|
|Subscribing SMS alert facility||ACT < space > XXXX|
|XXXX denotes the last 4 digits of the Bank of Baroda account number|
Missed Call Service: If you are a Bank of Baroda customer, you can avail their missed call service. All you need to do is to call 8468001111 from your registered mobile number. The bank will send your account balance in an SMS. This is a free service that is available to Bank of Baroda customers 24×7 so that they can know their account balance irrespective of their physical location.
The Bank of Baroda accounts eligible for this service are:
A Bank of Baroda customer can avail this service for a maximum of 5 times per day. If the customer has multiple accounts with the bank then the bank will send a maximum of 320 characters (2 messages) to the customer. For balance check of other accounts, the customer may have to use other Bank of Baroda account balance check services.