Travel credit cards offer accelerated rewards on travel along with perks like complimentary lounge access, air mile earning and co-branded benefits with Airlines and Travel Partners. These cards are best suited for those who travel frequently for business or leisure. Here’s our list of the best credit cards in India with maximum benefits on travel-related spending.
Top 10 Travel Credit Cards in India
|Credit Card||Best For||Annual Fee||Our Rating|
|Citi PremierMiles||Air Mile Earning||Rs. 3,000||4/5|
|SBI Card ELITE||Low Forex Markup||Rs. 4,999||4/5|
|HDFC Regalia||Travel booking with points||Rs. 2,500||4/5|
|HDFC Bank Diners Club Privilege||Travel booking with points||Rs. 2,500||4/5|
|Air India SBI Signature||Co-branded benefits (Air India)||Rs. 4,999||3.5/5|
|Axis Bank Vistara Signature||Co-branded benefits (Vistara)||Rs. 3,000||3.5/5|
|Intermiles HDFC Signature||Bonus Miles Earning||Rs. 2,500||3.5/5|
|MakeMyTrip ICICI Bank Signature||Co-branded benefits (MakeMyTrip)||Nil||3.5/5|
|IRCTC SBI Card Premier||Railway Bookings||Rs. 1,499||3.5/5|
|Yatra SBI Card||Co-branded benefits (Yatra)||Rs. 499||3/5|
Best Travel Credit Cards in India for 2022
Read about the top 10 travel credit cards in India and the benefits they offer to make traveling more economical for you.
Annual Fee: Rs. 3,000
Renewal Fee: Rs. 3,000
Citi PremierMiles Credit Card is a travel credit card suited for frequent travelers who wish to avail air mile benefits. The best part of this card is that the miles earned can be redeemed across several airlines, unlike popular co-branded cards which offer benefits with only one airline. Also, earned air miles never expire so you can continue to earn thousands of miles and redeem them whenever you want. As a welcome benefit, it gives 10,000 Miles upfront. This advantage tends to be fair as opposed to the Rs. 3,000 joining fee, since the monetary worth of these miles, is Rs. 4,500. You’ll get 3,000 free miles per year upon payment of the renewal fee.
However, if you are interested in saving on international expenses, this card may not be the right choice as the foreign exchange markup is very high (3.5%) plus the card doesn’t offer international airport lounge access. All-in-all, Citi PremierMiles is a true-blue travel card as it falls short of benefits for dining, shopping and entertainment. If you are a frequent traveler within the country and would like to get discounted (sometimes even free) flights, this card can be a perfect choice for you.
Must Read: Citi PremierMiles Credit Card Review