Travel credit cards offer accelerated rewards on travel along with perks like complimentary lounge access, air mile earning and co-branded benefits with Airlines and Travel Partners. These cards are best suited for those who need to travel frequently for business or leisure. Here’s all you need to know about the best travel credit cards in India.
Top 10 Travel Credit Cards in India
|Credit Card||Best For||Annual Fee||Paisabazaar Rating|
|American Express Platinum Travel Credit Card||Travel Vouchers & Lounge Access||Rs. 5,000||4.4/5|
|Citi PremierMiles Credit Card||Air Mile Earning||Rs. 3,000||4.7/5|
|Air India SBI Signature Credit Card||Travel Rewards and Exclusive Benefits with Air India||Rs. 4,999||3.6/5|
|Axis Bank Vistara Signature Credit Card||Air Vistara Benefits & Lounge Access||Rs. 3,000||N/A|
|SBI Card ELITE||Lounge Access, Movies and Dining||Rs. 4,999||4.6/5|
|Standard Chartered Emirates World Credit Card||Travel Rewards with Emirates, Lounge Access and Golf Privileges||Rs. 3,000||3.7/5|
|HDFC Regalia Credit Card||International Airport Lounge Access||Rs. 2,500||4.5/5|
|MakeMyTrip ICICI Bank Platinum Credit Card||Exclusive Benefits with MakeMyTrip||Nil||3.3/5|
|YES FIRST Preferred Credit Card||Extra Rewards on Travel, Lounge Access and Movie Benefits||Rs. 2,499||N/A|
|IndusInd Bank Platinum Aura Credit Card||Travel Vouchers, Lounge Access and Travel Insurance||Nil||3.5/5|
Best Travel Credit Cards in India for 2021
Read about the top 10 travel credit cards in India and the benefits they offer to make travelling more economical for you.
This card is suitable for consumers who seek travel benefits and prefer earning reward points redeemable for travel vouchers. If you are a high spender looking for travel promotions and perks, this card is a decent option. The 0.88% rewards rate is a great deal which makes it one of the best cards with reward points. The points earned can easily be redeemed by choosing other items from the catalogue, giving a free hand to cardholders as to how they wish to use their points.
But, not to overlook, the annual and joining fee can be a little tight on the pocket. Only if your annual spending is about Rs.1.9 lakh-Rs.4 lakh, the card fee will be justified. Not only can you earn the reward incentives, but you will also end up saving a decent amount. So, investing Rs.5,000 should not be a poor choice with travel and incentive advantages.