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RBL Credit Card Payment

Instant RBL Credit Card Bill Payment Online Methods

Payment Mode Via: Fee
BillDesk NetBanking Login Nil
Net Banking RBL Bank Account Nil
Other Bank Account Nil
Debit Card RBL & other Bank’s debit card Nil
UPI Virtual Payment Address Nil
NEFT payment Any Bank account Nil
NACH* Any Bank account Nil

Note: The above RBL bill payment methods are instant since the payments are released on the same day. However, the turnaround time/processing time for payment to the card account may differ as per the payment mode. It may be credited next day or may take up to 3 working days. Thereby, you must choose a payment method for your RBL bank credit card bill payment, as per the processing time, so that you are able to pay your credit card bill on time.

* Also, NACH payments may be released the next day, and may not always be instant. Click here to check the processing time for different modes of payment for RBL credit card bill payment.

Apart from the above mentioned instant ways for RBL credit card bill payment online, you can also pay your RBL credit card bill offline, via Cash & Cheque.

Payment Mode Via: Fee
Cash Deposit at RBL Bank branch Rs. 100+ GST (per transaction)
Cheque Deposit at RBL Bank branches/courier Nil

The offline modes of payment for RBL credit card bill payment are not instant.  Payments are released the next day for cash payments, and are subject to realization in case of cheque payments.

Suggested Read: What happens when you default on credit cards payments?

RBL Bank Credit Card Bill Payment Online

can pay your RBL credit card bill online through a number of ways, as listed below:

RBL Credit Card Bill Payment through BillDesk

  • Visit the BillDesk portal of RBL Bank by clicking here
  • Read the information carefully and click on the 'Proceed' button
  • Now provide your credit card details, email ID, mobile number and select your preference for the payment
  • Confirm the payment and submit the request
  • The payment will be done instantly and a confirmation will be sent to the mobile number and email ID

Also Read: Credit card Bill Payment through BillDesk

RBL Credit Card Bill Payment through Netbanking

You have to follow these steps for RBL Bank bill payment through Netbanking:

  • Login to your RBL Netbanking account using your username and password
  • Under the 'Bill Payment' section, select the 'Add Biller' option
  • Here, add RBL credit card as your biller
  • Once added, you can make the payment directly by entering details such as the amount and the bank account from which the payment has to be done
  • When you click on the 'Instant Pay' option, your payment will be processed and a receipt will be displayed

RBL Bank Credit Card Bill Payment through Other Bank Netbanking

  • You can add your RBL Bank credit card as a biller in the netbanking account of any bank
  • The payment can be done directly from the savings account
  • Once paid, the credit card payment gets released on the next day but the limit is released within the same day
  • A confirmation message is sent to you on the registered email ID and mobile number

RBL Bank Credit Card Bill Payment through Debit Cards

You can make the RBL credit card bill payment through other bank debit card by following these steps:

  • Login to the netbanking account
  • Select 'Credit Cards' from the 'Bill Payment' option
  • Now select the 'Debit Card' option from the list and select either Razorpay or Bill Desk
  • Enter the card details, amount, email ID and submit the request
  • Now enter the debit card details of your bank and submit the request
  • The payment will be processed and the amount will be credited to your credit card account

RBL Credit Card Bill Payment through UPI

You can also make the RBL credit card payment through UPI by following the simple steps mentioned below:

  • Choose either netbanking or RBL Bank MyCard app for making the payment through UPI
  • Select the 'Bill Payment' option in the 'Credit Cards' section
  • Enter the amount you need to pay and click on the 'Submit' option
  • Here, select option 'UPI'
  • Enter your VPA (Virtual Payment Address) and click on 'Request' to proceed
  • Open the UPI app on your phone and make the payment
  • The payment will be credited to the card account instantly

Alternatively, you can click on this link to pay your RBL Credit card bill via UPI.

RBL Bank Credit Card Bill Payment through NEFT using IFSC Code

You can make the RBL credit card bill payment through NEFT by following these steps:

  • Login to your netbanking account from any bank
  • Under the 'Fund Transfer' section, select the option NEFT
  • Add beneficiary, if required or enter beneficiary details directly
  • Beneficiary details to be added are as follows:
    • Payee Name: Name on your RBL Bank Credit Card
    • Payee Account Number: 16-digit Credit Card number
    • Bank Name: RBL Bank
    • RBL Bank IFSC Code: RATN0CRCARD
    • Branch Location: NOC Goregaon, Mumbai
  • Make the payment using your savings account
  • The amount will be debited and then paid for your credit card outstanding

RBL Bank Credit Card Bill Payment through NACH using Any Bank Account

You can make the payment for RBL credit cards online through NACH (National Automated Clearing House) as follows:

  • Register for the service by sending a form to the RBL Bank
  • Click here to download the NACH Mandate form
  • Once registered, the amount will be debited every month automatically from the bank account mentioned in the application form
  • The facility can be disabled any time

RBL Credit Card Payment through MyCard Mobile Banking

  • Login to your RBL Bank MyCard app
  • Your card details will be displayed on the dashboard, under the option 'Credit Cards'
  •  Navigate to the “Make Payment” option and 'Click'
  • Select the amount you want to pay and the mode of payment that you prefer
  • Make the payment instantly and the limit will be released on the same day

How to Pay RBL Bank Credit Card Bill through RTGS using IFSC Code

If your credit card bill goes over over Rs. 2.00 lakh then you may pay the bill via RTGS, Real Time Gross Settlement. Before you pay the bill you will have to add the credit card to the list of beneficiaries. The details that you will have to enter can be found here. The RBL credit card payment IFSC Code will be RATN0CRCARD. To pay follow the below-given steps:

  • Login to a net banking account where the RBL credit card is added to the list of beneficiaries
  • Head over to Funds Transfer section and select option, RTGS
  • Choose the card from the list of beneficiaries and review the details
  • Enter the amount and make the RBL Bank credit card payment

RBL Bank Credit Card Bill Payment Offline

You can make the RBL credit card bill payment offline through cash or cheque, by directly visiting the bank branch.

RBL Bank Credit Card Bill Payment through Cash

  • Visit the nearest bank branch to make the payment directly by cash
  • You might have to provide your PAN in case the amount is more than Rs. 50,000
  • A fee of Rs. 100 + GST will be charged for every transaction
  • The credit card limit will be released the very same day and the payment ill be credited on the next working day

RBL Bank Credit Card Bill Payment through Cheque

RBL credit cardholders can make the payment through cheque as well. For this, you can either deposit the cheque in the bank directly or send the cheque through courier to the address mentioned below:

RBL Bank Limited,
Cards Operating Centre,
Unit: 306 –311, 3rd Floor,
JMD Megapolis,
Sohna Road, Sector - 48,
Gurugram - 122 018, Haryana

No additional fee is charged for such transactions. Also, the payment of the credit card bill is subject to the clearing of the cheque so it is recommended that the payment, if done through cheque, should be done days before the due date ends.

RBL Credit Card Payment Processing Time

RBL Credit Card Payment Mode Limit Release Time Credit Card Payment Time
RBL Bank Netbanking Next Day Next Day
Other Bank Netbanking Same Day Next Day
RBL MyCard Mobile App Same Day Same Day
BillDesk Next Day Up to 2 working days
UPI Same Day Next Day
NEFT using IFSC Code Same Day Same Day
NACH using Any Bank Account Next Day Same Day
Debit Cards Same Day Next Day
Cash Deposit at RBL Bank Branches Next Day Same Day
Cheque Deposit at RBL Bank Branches / Courier Subject to Clearing Subject to Clearing
RTGS using IFSC Code NA NA

How to Apply for a Credit Card Online?

Step 1: Enter your mobile number

Step 2: Enter OTP to verify your mobile number

Step 3: Explore pre-qualified credit card offers from top issuers

Step 4: Select your preferred card and complete the digital application

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FAQs

How to make a payment to RBL credit card?

You can make bill payment for RBL credit cards via both offline and online modes. While offline modes include cash and cheque payments deposited at RBL Bank branches, online modes include UPI, NEFT, NetBanking, and payment via Bill Desk. Processing times may differ across payment methods. Refer to the above sections for more details.

How do I check my RBL credit card bill?

You can check your RBL credit card bill by contacting the bank's customer care or logging in to the RBL MyCard app or Net Banking portal. You may also check your registered email address for your statement, bill amount, and billing date.

How to make RBL Credit card payment through UPI?

RBL credit card payment via UPI can be done using the VPA (Virtual Payment Address). UPI credit card bill payments are processed the same day, but the payment is credited to your credit card account the next day. Click here to check more details.

When will I be able to use the blocked limit again?

You can use the blocked limit again as soon as the payment is released against the credit card.

I do not have an RBL account but have the credit card. How can I make the payment?

You can make the RBL credit card bill payment online through any bank netbanking account using NEFT/UPI, through Bill Desk, or via the debit card option.

How can I pay my credit card bill with another credit card?

In case there is a lot of outstanding on your RBL credit card, you can opt for credit card balance transfer and save yourself from paying huge interest on your credit card.

Can I pay my credit card bill with the same credit card?

It is not possible to pay the RBL credit card bill using the same credit card. The cardholder can make the payment through another bank account or the same bank account linked with the RBL credit card.

Can I pay credit card bill from Google Pay?

You can make the RBL credit card bill payment through the UPI option in the RBL Bank MyCard mobile app. You have to raise the payment request in the app and make the payment using the Google Pay app.

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers

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