Apart from Paisabazaar, HDFC Credit cardholders can also pay their bills through several online and offline channels.
Online HDFC Credit Card Bill Payment Methods
HDFC Bank offers multiple online payment options, allowing cardholders to pay their HDFC Credit Card bills securely and conveniently. Whether you prefer using HDFC MobileBanking App, NetBanking, MyCards, PayZapp, or fund transfer methods like NEFT, RTGS, or IMPS, you can choose the option that best suits your needs.
HDFC Credit Card Bill Payment through MobileBanking App
HDFC MobileBanking App allows you to conveniently pay your HDFC Credit Card bill, view your outstanding balance, and manage your card anytime from your smartphone.
1. Log in to the HDFC MobileBanking App using your credentials.
2. Navigate to the Credit Cards section.
3. Select the HDFC Credit Card for which you want to make the payment.
4. Select the pay option & the payment amount.
5. Confirm the transaction to complete the payment.
HDFC Credit Card Bill Payment through NetBanking
HDFC Bank customers can pay their HDFC Credit Card bills instantly through the HDFC NetBanking portal.
1. Log in to the HDFC NetBanking portal using your Customer ID and password.
2. Go to the Cards section.
3. Click on Transact and then on Credit Card Payment.
4. Choose your account and select your card number.
5. Review the details and confirm the payment.
HDFC Credit Card Bill Payment through MyCards
HDFC MyCards is a self-service portal that enables HDFC Credit cardholders to manage their cards and make bill payments online without logging in to NetBanking.
1. Visit the HDFC MyCards portal.
2. Verify your identity using your registered mobile number and OTP.
3. Select your HDFC Credit Card.
4. View your outstanding balance and enter the payment amount.
5. Complete the payment using the available payment options.
HDFC Credit Card Bill Payment through PayZapp
PayZapp is HDFC Bank's digital payments app that enables cardholders to pay their HDFC Credit Card bills quickly and securely.
1. Open the PayZapp app and log in.
2. On the home screen, tap on the 'Bills and Recharges' icon and scroll down to 'Financial Services'.
3. Tap on the 'Credit Card' icon.
4. Select or add your HDFC Credit Card.
5. Enter the payment amount.
6. Complete the transaction using your preferred payment mode.
HDFC Credit Card Bill Payment through NEFT/RTGS/IMPS
If you have an account with another bank, you can pay your HDFC Credit Card bill through NEFT, RTGS, or IMPS.
1. Log in to your bank's Net Banking or Mobile Banking portal.
2. Add your HDFC Credit Card as a beneficiary using your 16-digit credit card number and the IFSC code HDFC0000128.
3. Enter the payment amount.
4. Review the transaction details and complete the payment.
The processing time depends on the payment method selected (NEFT, RTGS, or IMPS).
Offline HDFC Credit Card Bill Payment Methods
If you prefer offline payment options, HDFC Bank also allows you to pay your credit card bill through cash, cheque, ATMs, and standing instructions.
HDFC Credit Card Payment by Cash: Visit any HDFC Bank branch to pay your HDFC Credit Card bill in cash. Please note that the bank may levy applicable processing charges on cash payments.
HDFC Credit Card Payment through ATM: HDFC Bank customers can use select HDFC Bank ATMs to transfer funds from their Savings or Current Account to their HDFC Credit Card account.
HDFC Credit Card Payment through Cheque: You can pay your HDFC Credit Card bill by depositing a cheque at an HDFC Bank branch or in a designated cheque drop box.
HDFC Credit Card Payment through Standing Instructions: Register for Standing Instructions (AutoPay) from your HDFC Bank account to ensure your HDFC Credit Card bill is paid automatically on the due date every month.