7 Best Credit Cards with Airport Lounge Access in 2022

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Free airport lounge access is a luxury much sought by frequent travellers. These lounges provide a respite from the crowds and noise of the airport. You can find comfortable seating, charging ports for your devices, and even complimentary snacks. But the entry to these lounges is not free. This is why a number of travel credit cards in India offer complimentary lounge access as an added benefit. Here, we will talk about the best airport lounge access credit cards in India.

A number of super-premium and premium credit cards are available in the market that not only offer complimentary airport lounge access but also provide several other travel-related benefits. SBI Card, ICICI Bank and HDFC Bank are among the top banks that offer some of the 7 best credit cards with airport lounge access in India and abroad.

Best Airport Lounge Access Credit Cards in India

*Terms and Conditions Apply

Please note that the above list includes cards that have moderate annual fees. There are some cards that also offer unlimited airport lounge access but they are from the super-premium category.

Jump to: Super-premium Credit Cards with Unlimited Airport Lounge Access

SBI Card ELITE

Apart from being a credit card with airport lounge access, SBI Card ELITE is counted among the best credit cards in India because of the comprehensive benefits that it offers. With this card, you will get a free Priority Pass Membership along with 6 free international lounge visits across 1,000+ participating lounges. 2 free visits to domestic lounges can also be availed through the network provider. Some more travel benefits on this airport lounge access credit card are given below:

• Users are also entitled to a complimentary Trident Privilege Red Tier Membership
• Club Vistara Silver Membership is also offered
• Concierge service makes travel, entertainment, etc. easier for the users
• Low forex mark-up of 1.99% makes it a wonderful option for international flyers

Read full review of SBI Card ELITE

ICICI Bank Sapphiro Credit Card

Another airport lounge access credit card in India is ICICI Bank Sapphiro Credit Card. Membership to the Dreamfolks Dragon  Pass Lounge Access Program is only offered by ICICI Bank in India on its credit cards. Their lounges are spread across 115 countries and with ICICI Sapphiro Credit Card, you can get 2 complimentary visits to any of the 450+ lounges. 2 free spa visits at domestic airports are also offered. Under the Mastercard or American Express network, 4 additional domestic lounge visits can be availed. Some more reasons why this card is considered good are:

• Shopping and travel vouchers worth Rs. 10,000 as a welcome gift
• 20,000 PAYBACK points per year
• ‘Buy One Get One’ offer on movie tickets
• 15% discount on dining at select restaurants across the country
• Up to 4 complimentary visits to select golf courses in India

Read full review of ICICI Bank Sapphiro Credit Card

HDFC Regalia Credit Card

HDFC Regalia Credit Card is one of the best credit cards in India as it lets you enjoy privileges across travel and other categories. Under the Visa variant, you will get 12 domestic lounge visits every year. The card also offers Priority Pass Membership but it is offered on making at least 4 retail transactions on the card. Primary and add-on cardholders can avail a total of 6 visits in a year. Other features of the card are:

• Complimentary Zomato Gold Membership
• 4 Reward Points for every Rs. 150 spent
• Points redemption against gifts and merchandise or convert into air miles
• Low foreign currency markup of 2% on foreign transactions
• Complimentary travel concierge services

Read Full Review of HDFC Regalia Credit Card

Axis Bank Vistara Signature Credit Card

Since this card is launched in collaboration with Vistara Airlines, the lounge access is also given at participating Vistara Lounges. Click here to see the list of lounges. Other benefits on Axis Bank Vistara Signature Credit Card are:

• Vistara Premium Economy Class ticket as a welcome gift
• 4 Club Vistara Miles for every Rs. 200 spent which can be redeemed to book Vistara Flight Tickets
• Complimentary travel insurance for loss of checked-in baggage, travel documents, etc.
• Complimentary Premium Economy class tickets as you reach spending milestones

Citi PremierMiles Credit Card

Despite being one of the best travel credit cards in the country, Citi PremierMiles offers only domestic lounge visits through their network partners. Depending on whether you have a Visa or Mastercard credit card, you can get free lounge access (T&C Apply). Other features of this credit card with airport lounge access are:

• 10,000 bonus air miles as a welcome benefit on the first transaction greater than Rs.1000 within 60 days of card issuance
• 15% discount at select restaurants
• 10 Air Miles for every Rs. 100 spent across airlines
• 8 Miles for Rs.100 spent at Amazon India, Flipkart and Myntra (Validity: 15th Feb’21 to 15th Aug’21)
• 4 Miles for every Rs.100 spent on other spends
• 3,000 miles are credited upon renewal every year
• Accumulated air miles never expire
• Transfer air miles to the choice of frequent flyer programs

Read Full Review of Citi PremierMiles Credit Card

Club Vistara SBI Card PRIME

SBI Card has recently launched a credit card with Vistara Airlines. The PRIME variant of this airport lounge access credit card offers complimentary membership to the Priority Pass Program along with 4 free visits to international lounges per year. 2 free visits to domestic airport lounges are also offered through the network partner. Other features of the card are:

• Premium Economy Class Ticket as a welcome gift
• 4 CV points per Rs. 200 spent
• 1 Premium Economy Ticket each on reaching spending limits of Rs. 1.5 lakhs, Rs. 3 lakhs, Rs. 4.5 lakhs & Rs. 8 lakhs
• Comprehensive travel insurance cover
• Save up to 33% on select hotels and resorts

Read full review of Club Vistara SBI Credit Cards

InterMiles ICICI Bank Rubyx Credit Card

The InterMiles ICICI Bank Rubyx Credit Card offers free domestic lounge visits under the American Express and Visa card variants. Some other benefits on this card include:

• 5,000 InterMiles as joining bonus and 2,500 InterMiles as renewal benefit
• 8 InterMiles per Rs. 100 spent
• Extra InterMiles for booking tickets through InterMiles website
• 1% fuel surcharge waiver at HPCL petrol pumps

Super-premium Credit Cards with Unlimited Free Airport Lounge Access

Only super-premium credit cards with very high annual fee offer unlimited free airport lounge access. Given below is a list of such credit cards in India. However, we suggest that you opt for a card that suits your budget, as well as other travel needs apart from lounge access.

Also Read: Credit Cards in India with Zero-annual Fee

We suggest that lounge access should not be the only criteria for choosing a credit card. You should look at the overall value that the card offers as compared to the fee charged. Also, you should know the amount you are ready to shell out each year towards the fee. Facilities like reward conversion into air miles, low foreign exchange mark-up fee and direct discounts on airline base fares further add to the benefits of putting travel expenses on your credit card and hence you must consider all of these.