Airport lounge access is a luxury much sought by frequent travellers. These lounges provide a respite from the crowds and noise of the airport. You can find comfortable seating, charging ports for your devices, and even complimentary snacks. But the entry to these lounges is not free. This is why a number of travel credit cards in India offer complimentary lounge access as an added benefit. Here, we have listed some of the best credit cards for both domestic and international lounge access.
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Best Airport Lounge Access Credit Cards in India (Domestic + International)
| Credit Card | Annual Fee | Lounge Access |
| SBI Elite Credit Card | Rs. 4,999 | Up to 6 complimentary* international airport lounge visits and up to 8 complimentary domestic lounge visits* in a year |
| HDFC Diners Club Privilege Credit Card | Rs. 2,500 | 12 complimentary lounge visits* to airports in India and abroad for primary and add-on card members |
| Axis Bank Select Credit Card | Rs. 3,000 | Up to 6 complimentary* international airport lounge visits and up to 8 complimentary domestic lounge visits* in a year |
| SBI Prime Credit Card | Rs. 2,999 | Up to 4 complimentary* visits to Priority Pass Lounges outside India and up to 8 complimentary lounge visits* within India in a year |
| YES FIRST Preferred Credit Card | Rs. 999 | Up to 4 complimentary international lounge visits* in a year and up to 8 complimentary domestic lounge visits* in a year |
*T&C Apply
Note: Here we have shortlisted cards that offer the highest number of domestic and international lounge access at a moderate annual fee, with no spend-based conditions. These may not necessarily be travel credit cards as lounge access is offered as an added advantage across all card categories. Moreover, some super-premium credit cards offer unlimited lounge access for both primary and add-on cardholders. Click here for the list of such super-premium cards.
SBI Elite Credit Card
SBI Elite Credit Card is one of the best credit card with airport lounge access in India offering all-round benefits across multiple categories. In addition to being a great option for domestic and international lounge access, this card also has a high reward rate and a low foreign exchange mark-up fee of 1.99%. Though the card charges an annual fee of Rs. 4,999, the set of benefits surpass the annual fee, if utilized optimally.
Joining Fee: Rs. 4,999
Annual Fee: Rs. 4,999
Lounge Access Benefits:
- Complimentary Priority Pass Membership worth $99
- 6 complimentary visits to international lounges (Max. 2 per quarter)
- 2 complimentary domestic lounge visits per quarter
Other Benefits:
- Welcome gift voucher worth Rs. 5,000
- Complimentary Club Vistara Membership
- 5X rewards on dining, grocery and departmental store spends
- Free movie tickets worth Rs. 6,000 per year
- Up to 50,000 bonus reward points in a year
SBI Elite Credit Card Review | Check Eligibility for Similar Cards
HDFC Diners Club Privilege Credit Card
Much like HDFC Regalia, the HDFC Diners Club Privilege Credit Card offers benefits across multiple categories like shopping, travel, rewards, etc. The card offers lounge access benefit in association with Diners Club. If you wish to get a card that lets you earn high rewards and gives multiple benefits at a moderate annual fee, you can consider it.
Joining Fee: Rs. 2,500
Annual Fee: Rs. 2,500 (Waived off on spending Rs. 3 lakh in the previous year)
Lounge Access Benefits:
- Access to 1,000+ airport lounges in India and worldwide
- 12 complimentary airport lounge visits in a year (domestic and international)
- Free visit extended to add-on card members as well
Other Benefits:
- Complimentary annual memberships of Amazon Prime, MMT BLACK, Times Prime and Dineout Passport
- Vouchers from Ola Cabs, TataCLiQ, BookMyShow, cult.fit Live on reaching monthly spending milestones
- 4 reward points per Rs. 150 spent across all categories
- 2X rewards on weekend dining and up to 10X rewards on SmartBuy spends
- 2 complimentary golf games per quarter at leading golf courses across the world
HDFC Diners Club Privilege Credit Card Review | Check Eligibility for Similar Cards
Axis Bank Select Credit Card
Axis Bank Select Credit Card is a lifestyle card offering benefits on movies, groceries, dining and more. Users earn generous reward points on each purchase along with bonus points on reaching spending milestones. Though this international lounge access credit card charges an annual fee of Rs. 3,000, it is free for Axis Bank’s Burgundy Clients.
Joining Fee: Rs. 3,000 (Nil for Burgundy Clients)
Annual Fee: Rs. 3,000
Lounge Access Benefits:
- Complimentary Priority Pass Membership
- 6 complimentary international lounge visits in a year
- 2 complimentary domestic lounge visits per quarter
Other Benefits:
- 2,000 Amazon Voucher on making the first card transaction within 90 days
- 20% discount (Up to Rs. 500 per month) on minimum purchase of Rs. 2,000 on BigBasket
- 40% discount (Up to Rs. 200) on Swiggy
- 10 Axis EDGE reward points per Rs. 200; 2X points on retail shopping
- 6 complimentary golf rounds in a year
Axis Bank Select Credit Card Review | Check Eligibility for Similar Cards
SBI Prime Credit Card
SBI Prime Credit Card is one of the best airport lounge access credit cards in India offering international as well as domestic lounge access. Apart from this, you can also earn up to 10 reward points per Rs. 100 spent via this card. Available at an annual fee of Rs. 2,999, this card also provides travel benefits like complimentary Club Vistara Silver Membership, Trident Privilege Red Tier Membership, etc. The milestone benefits on this card are also impressive.
Joining Fee: Rs. 2,999
Annual Fee: Rs. 2,999 (Waived off on spending Rs. 3 lakh in a year)
Lounge Access Benefits:
- 4 complimentary visits to International Priority Pass Lounges outside India (Max. 2 per quarter)
- 8 complimentary domestic lounge visits in a year (2 visits per quarter)
Other Benefits:
- Welcome e-gift voucher worth Rs. 3,000 from partner brands
- 2 reward points per Rs. 100 across all spends
- 10 reward points per Rs. 100 spent on dining, groceries, departmental stores and movies
- Spend Rs. 50,000 in a quarter and get Rs. 1,000 Pizza Hut vouchers
- On reaching annual spends of Rs. 5 Lakh, get Yatra or Pantaloons vouchers worth Rs. 7,000
SBI Prime Credit Card Review | Check Eligibility for Similar Cards
YES FIRST Preferred Credit Card
YES First Preferred Credit Card is an all-rounder offering benefits on travel, shopping, dining, golf and more. Users can earn considerable reward points on each spend and redeem them for flights, hotels, movies or convert them to Air Miles. The card also has a low foreign exchange mark-up fee of 1.75% making it a good option for international travel.
Joining Fee: Rs. 999 (waived off on spending Rs. 50,000 in a year)
Annual Fee: Rs. 999 (waived off on spending Rs. 2.5 lakh in a year)
Lounge Access Benefits:
- Complimentary Priority Pass Membership
- 4 complimentary international airport lounge visits per year
- 2 complimentary domestic airport lounge visits per quarter
Other Benefits:
- 8 reward points per Rs. 100 on all categories except select categories
- 2X rewards on travel and dining spends
- 4 complimentary rounds of golf in a year at select Golf courses in India
- 25% discount on movie tickets booked via BookMyShow
YES FIRST Preferred Credit Card Review | Check Eligibility for Similar Cards
