HDFC Tata Neu Infinity Credit Card against FD

To apply for the HDFC Tata Neu Infinity Credit Card against FD, you need to open a fixed deposit starting from Rs. 15,000. The credit limit is usually linked to the FD amount, making it ideal for first-time credit users.

You can earn 5% NeuCoins on non-EMI spends via Tata Neu and partner brands like Air India and Westside. Additionally, you get 5% extra via the app and 1.5% on other spends, with 1 NeuCoin equal to Rs. 1.

This card offers up to 8 domestic airport lounge visits per year, capped at 2 per quarter on spending Rs. 50,000 in the previous quarter. It also offers 4 international lounge visits annually, limited to one per quarter.

NeuCoins can be redeemed on the Tata Neu app or partner brands such as BigBasket, Croma, and Taj Hotels. The redemption value is fixed at 1 NeuCoin = Rs. 1, but usage is restricted within the Tata ecosystem.

Yes, you get a 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000 across India. The maximum benefit is capped at Rs. 500 per month, helping you save up to Rs. 6,000 annually.

The annual fee of Rs. 1,499 + taxes can be waived if you spend Rs. 3 lakh or more in a year. This makes the card cost-effective for users who regularly use it for daily and lifestyle expenses.