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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :20/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :20/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 20/01/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :20/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 20/01/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :20/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :20/01/2020

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Updated: 10-01-2020 12:11:26 PM

HDFC Bank offers a varied range of credit cards that are loaded with unique features and benefits. Choose from a variety of credit cards by HDFC, compare and apply online without any hassle. Get a bunch of discount offers as a welcome benefit.

Customers who are looking for best HDFC Credit Card may get confused among so many great options from the bank. So, here we have listed some of the top HDFC credit cards that are also the most popular in the market.

Top HDFC Credit Cards in India for 2020

The table below shows the best HDFC credit cards in India. Readers who are interested in any of these credit cards can directly apply through our website. Click here to know how to apply for HDFC credit cards.

HDFC Credit CardAnnual FeeBest Suited For
HDFC Regalia Credit CardRs. 2,500Travel, Dining and Lounge Access
HDFC Regalia First Credit CardRs. 1,000Travel and Dining
HDFC MoneyBack Credit CardRs. 500Shopping and Cashback
HDFC Freedom Credit CardRs. 500Shopping and Fuel
Jet Privilege HDFC Bank World Credit CardRs. 2,500Travel, Fuel and Lounge Access
HDFC Bank Diners ClubMiles Credit CardRs. 1,000Dining, Travel and Lounge Access
HDFC Bank Diners Club Rewardz Credit CardRs. 1,000Rewards, Travel and Dining
Jet Privileges HDFC Bank Diners Club Credit CardRs. 5,000Lounge Access, Travel and Dining
HDFC Times Platinum Credit CardRs. 1,000Movies, Dining and Shopping
HDFC Times Titanium Credit CardRs. 500Movies and Dining
HDFC Diners Club Black Credit CardRs. 10,000Reward Points and Membership Privileges
HDFC Bank Millennia Credit CardRs.1,000Cashback and Dining Offers
HDFC Bank IndianOil Credit CardRs.500Fuel Benefits and Reward Points
HDFC Bank EasyEMI Credit CardRs.1,000Cashback and Dining Discounts
HDFC Bank Snapdeal Credit CardRs.500Online Shopping and Reward Points
HDFC Bank Solitaire Credit CardRs.500Shopping and Reward Points
Compare Top HDFC Credit Cards
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Types of HDFC Credit Cards
Shopping Credit Cards by HDFC Bank

Types of HDFC Credit Cards

HDFC Bank offers a range of credit cards that suit a cardholder’s needs. The list of best HDFC credit cards as per the category are mentioned below:

ShoppingTravelCashback
MoviesDiningRewards

Shopping Credit Cards by HDFC Bank

The most popular HDFC credit cards for shopping are Regalia, Regalia First and HDFC Snapdeal.

HDFC Regalia Credit Card
HDFC Regalia First Credit Card
HDFC Snapdeal Credit Card

HDFC Regalia Credit Card

Best suited for:  Lounge Access  Travel  Dining

Key Features

  • Welcome Bonus – Get welcome bonus of 2,500 reward points
  • Cashback –  Additional 10% cash back on mobile recharges made through PayZapp
  • Dining Discount – Up to 15% discount at select partner restaurants
  • Zomato Membership – Enjoy complimentary Zomato Gold Membership for a year
  • Convenience Fee Waiver – 1% convenience fee waiver on all fuel transactions

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HDFC Regalia First Credit Card

Best suited for: Lounge Access  Travel  Dining

HDFC Regalia First Credit Card

Key Features

  • Reward Points – Accumulate rewards at the rate of 4 reward points for every Rs.150 spent
  • Dining Discounts – Enjoy up to 15% discount at select partner restaurants
  • Convenience Fee Waiver – Get fuel surcharge waiver on every fuel transaction
  • Save on International Spending – Lowest foreign currency markup of 2%
  • Travel Benefits – Get air accident cover of 50 Lakh and Emergency Overseas Hospitalization cover of Rs.10 Lakh
  • Priority Pass Membership – Access to more than 850 airport lounges across the world

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HDFC Snapdeal Credit Card

Best suited for: Online Shopping and Rewards

Key Features

  • Welcome Benefit –  Cardholders receive Snapdeal vouchers worth Rs.2,000 along with 500 reward points
  • Reward Points – Cardholders can get 5% instant discount and earn 10X reward points when shopping at Snapdeal or SmartBUY
  • Fuel Surcharge Waiver – Fuel surcharge waiver up to Rs.250 per statement cycle can be availed
  • EVM Chip Protection – The credit card comes with an EMV chip, making it more secure more secure

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Travel Credit Cards by HDFC Bank

Travel Credit Cards by HDFC Bank

JetPrivilege HDFC Bank World, JetPrivilege HDFC Bank Diners Club, HDFC Diners Club Privilege and HDFC IndianOil credit card are among the popular travel credit cards by HDFC Bank.

JetPrivilege HDFC Bank World Credit Card
JetPrivilege HDFC Bank Diners Club Credit Card
HDFC Diners Club Privilege Credit Card
JetPrivilege HDFC Bank World Credit Card
Best suited for:  Travel  Fuel  Lounge Access

Jetprivilege HDFC Bank World

Key Features

  • Air Miles – Earn 6 JP Miles on every Rs.150 spent
  • Reward Points – Get 5X Reward Points on all PayZapp transactions
  • Airport Lounge Access – Complimentary access to over 600 airport lounges across the world
  • Add-on card – Avail up to 3 add-on cards on your primary credit card

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JetPrivilege HDFC Bank Diners Club Credit Card
Best suited for:  Lounge Access  Travel  Dining

jetprivilege hdfc bank diners club credit card

Key Features

  • Joining/Renewal Benefits – Get 10,000 bonus JP Miles as joining benefit
  • Earn Air Miles – Earn 6 JP Miles on every Rs.150 spent
  • Reward Points – Get 5X Reward Points on all PayZapp transactions
  • Travel Benefits – Complimentary access to over 600 airport lounges across the world
  • Add-on card – Avail up to 3 add-on cards on your primary credit card.

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HDFC Diners Club Privilege Credit Card
Best suited for:  Travel  and Membership Privileges

Key Features

  • Membership Privileges –  Avail membership of brands like Zomato Gold, Amazon Prime, MakeMyTrip Double Black etc.
  • Airport Lounge Access – Get access to 12 airport lounges from 800+ across the world
  • Travel Benefits – You get a choice of booking the air tickets and hotels across 150 hotel chains
  • Lifestyle Benefits – Get discounts on using spas, salons, gym and doctor consultation
  • Golf Program – Enjoy complimentary golf games of 2 per quarter globally

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HDFC IndianOil Credit Card
HDFC IndianOil Credit Card
Best suited for:  Travel  Fuel and Rewards

Key Features

  • Fuel Benefits – Get fuel points at IndianOil fuel outlets by earning 5% of your spends
  • Fuel Savings – You can shop at grocery stores and earn fuel 5% as fuel points
  • Fuel Points – Earn 1 Fuel Point for every Rs.150 spent with this credit card
  • Fuel Earnings –You can earn at least 50 litres of free fuel every year

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Cashback Credit Cards by HDFC

Cashback Credit Cards by HDFC

For those who wish to earn cashback for all their purchases, HDFC Moneyback Credit Card , HDFC Freedom and HDFC Millennia credit card are the best.

HDFC MoneyBack Credit Card
HDFC Freedom Credit Card
HDFC Millennia Credit Card
HDFC MoneyBack Credit Card
Best suited for:  Shopping  Fuel  Rewards

hdfc money back credit card

Key Features

  • Welcome Bonus – Get a welcome bonus of 500 reward points
  • Reward Points – Earn 2 reward points for every Rs.150 spent
  • Online Shopping Benefits – Enjoy 100% more reward points on your online spends
  • Fuel Surcharge Waiver – Enjoy 1% fuel surcharge waiver across all fuel stations in the country
  • Lost Card Liability Cover – Get benefit of zero lost card liability when you report the loss of credit card immediately.

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HDFC Freedom Credit Card
Best suited for:  Movies  Fuel  Dining

hdfc freedom credit card

Key Features

  • Reward Points – Earn 1 reward point for every Rs.150 spent across all categories
  • Accelerated Rewards – 5-times more reward points on movies, groceries and railway ticket bookings
  • Reward Redemption – Redeem your rewards for gift vouchers or direct statement credits
  • Gift Vouchers – Spend Rs. 90,000 or more in a year and get Rs.1,000 gift voucher
  • Lost Card Liability Cover – Get benefit of zero lost card liability on loss of the card
  • Renewal Fee Waive off – Get Renewal fee waived on spends of Rs.60,000 in a year prior to the renewal date

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HDFC Millennia Credit Card
Best suited for:  Cashback and Dining

Key Features

  • Cashback – 5% cash back on Amazon, Flipkart, Flight & Hotel bookings on shopping via PayZapp
  • Lounge Access – Get 8 free domestic lounge accesses per year
  • Welcome Benefits – Get gift vouchers on spending Rs. 1.00 lakh per quarter in the card’s first year
  • Dining Offers – Get discounts and offers through Good Food Trail Dining program

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Movies Credit Cards by HDFC Bank

Movies Credit Cards by HDFC Bank

Times Platinum and Times Titanium credit cards are the two best offerings of HDFC Bank for those looking for movie benefits.

HDFC Platinum Times Credit Card
HDFC Titanium Times Credit Card
HDFC Platinum Times Credit Card
Best suited for:  Movies  Fuel  Dining

HDFC Platinum Times Credit Card

Key Features

  • Welcome Benefits – Get a bunch of discount offers as a welcome benefit
  • Movies and Dining Benefits – Get 25% discount on movies and 20% on dining at partner outlets
  • Reward Points – Earn 3 reward points on every Rs.150 spent on the credit card
  • Fuel Surcharge Waiver – Save more on fuel as fuel surcharge of 2.5%
  • Contactless Payments – Pay by just waving your card in front of a POS machine as it is a contactless card
  • Travel Benefits – On minimum 4 transactions every month, you get free accidental death insurance of up to Rs. 50 Lakh

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HDFC Titanium Times Credit Card
Best suited for:  Movies  Dining  Fuel

HDFC Titanium Times Credit Card

Key Features

  • Movies and Dining Discounts – Avail 25% discount on movies and 15% discount on dining out
  • Welcome Benefits – Get welcome gift comprising of shopping, dining and apparel vouchers
  • Reward Points – Get 2 reward points for every Rs.150 spent on the card
  • Fuel Surcharge Waiver – 5% fuel surcharge is converted into a 1% convenience fee
  • Travel Benefits – Get free accidental death insurance of up to Rs.50 Lakh

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Dining Credit Cards by HDFC Bank

Dining Credit Cards by HDFC Bank

HDFC Bank Diners ClubMiles and HDFC EasyEMI credit card are great to get dining benefits.

HDFC Bank Diners ClubMiles
HDFC EasyEMI Credit Card
HDFC Bank Diners ClubMiles
Best suited for:  Dining  Travel  Lounge Access

HDFC Bank Diners ClubMiles

Key Features

  • Reward Points – Earn 4 reward points for every Rs.150 spent across all categories
  • Exclusive Lounge Program – 6 Complimentary accesses to 25+ Domestic and 700+ International Lounges
  • Dining Discounts – Enjoy 15% discounts at some of the finest restaurants in the country
  • Travel Benefits – Air accident cover of Rs.1 Crore

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HDFC EasyEMI Credit Card
Best suited for:  Dining  and Cashback

Key Features

  • EasyEmi Facility – Any transaction made above Rs.10,000 will be converted into EasyEMI facility for 9 months
  • Cashback – Earn 5% cashback on all the spending with a minimum cashback of Rs.2,250 every month
  • Fuel Surcharge Waiver – 1% fuel surcharge is waived off on all the fuel transactions with minimum transaction of Rs.400
  • Dining Discount – EasyEMI credit card comes with some dining privileges, which are:
    • Up to 40% discount on Weekend Fine Dining
    • Up to 20% discount on Premium dining applicable for all days
    • Get up to 30% discount on Chef speciality restaurants
    • Enjoy 25% discount on Buffet service

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Rewards Credit Cards by HDFC Bank
Rewards Credit Cards by HDFC Bank

Users can earn excellent rewards with HDFC Bank Diners Club Rewardz and HDFC Solitaire credit card.

HDFC Bank Diners Club Rewardz
HDFC Bank Diners Club Black
HDFC Solitaire
HDFC Bank Diners Club Rewardz
Best suited for:  Rewards  Dining  Travel

HDFC Bank Diners Club Rewardz

Key Features

  • Welcome Benefits – Get 500 bonus Reward Points on the first International transaction
  • Milestone Benefits –Avail Rs.2000 voucher from Yatra on spending Rs. 1, 50,000/- in a year
  • Reward Points – Earn 3 reward points for every Rs.150 spent on retail
  • Travel Benefits – Book hotel and airline tickets with over 150 Airlines and hotel chains
  • Dining Discounts – Enjoy 15% dining discounts on select partner restaurants

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HDFC Bank Diners Club Black
Best suited for:  Rewards and Travel

Key Features

  • Membership Privileges – Enjoy complimentary annual membership of Club Marriott, Zomato Gold, Amazon Prime, Times Prime, Forbes and MakeMyTrip
  • Lounge Access- Get access to over 800+ Airport lounges globally for primary as well as add-on cardholder
  • Golf Benefits – Get up to 6 complimentary golf games every quarter across premium golf courses of the world
  • Reward Points – Earn 5 Reward Points per Rs. 150 spent on retail and also get accelerated rewards on certain spending. 1 Reward Point= Re. 1

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HDFC Solitaire
Best suited for:  Rewards and Shopping

Key Features

  • Shopping Vouchers –  HDFC bank offers exclusive shopping vouchers on spending Rs. 75,000 every 6 months
  • Milestone Reward: Users can earn over Rs. 2,000 worth of Reward Points on spending Rs. 5.00 lakh annually
  • Cashback: Cardholder can convert their accumulated reward points into cash which can be used to pay the credit card bill
  • Rewards Points: The card offers attractive reward rate of 3 reward points on every Rs. 150 spent

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Apply Now and Check Eligibility

Other HDFC Bank Credit Cards
HDFC Bank Credit Card Rewards Program
HDFC Bank Credit Card Eligibility and Documentation
How to Apply for HDFC Bank Credit Cards
HDFC Bank Credit Card Customer Care
HDFC Bank Credit Card FAQs
HDFC Credit Card - NEWS
Other HDFC Bank Credit Cards

Please note that the cards mentioned in the table below are not available on Paisabazaar.com. Kindly visit HDFC Bank’s official website to apply for these.

HDFC Credit CardsJoining Fee
(in Rs.)		Renewal Fee
(in Rs.)		Key Features
HDFC Infinia10,00010,000Premium travel privileges and complimentary access to golf courses in India and across the world
Doctors Superia1,0001,000Welcome benefit of 1,000 reward points and complimentary Priority Pass Membership
Teachers Platinum500500Earn 3 times more reward points on weekends and get bonus rewards on Teacher’s Day.
Platinum Edge5005001% Fuel Surcharge waived off on fuel transactions subject to a maximum waiver of Rs.250 per statement cycle
Titanium Edge500500Enjoy 50% more reward points on all your Dining spends
Diners Club Premium2,5002,500Be a part of Exclusive Lounge Program and get Complimentary access to 25+ Domestic Lounges within India and 700+ Lounges Worldwide

*Terms and Conditions Apply

HDFC Infinia

This card is not available on Paisabazaar.com. Kindly visit HDFC Bank’s official website to apply for this.

Key Features

  • No pre-set spending limit- This allows you to spend beyond your assigned limit. This facility may be available to users on the basis of spend and repayment pattern
  • Priority Pass Membership- You can get preferential access to more than a thousand airport lounges across the globe
  • Low Foreign Currency Mark-up Fee- HDFC Bank offers one of the lowest forex mark-up fees, which is 2%

HDFC Doctors Superia

This card is not available on Paisabazaar.com. Kindly visit HDFC Bank’s official website to apply for this.

Key Features

  • Welcome Benefits – Get 1000 Reward Points as welcome gift
  • Reward Points – Get 3 Reward Points on every Rs 150 spent
  • Dining Benefits – Get 50% more reward points on dining spends
  • Milestone Benefits – Get air miles worth Rs. 8,000 on spending Rs. 5.00 lakh in an anniversary year

HDFC Teacher’s Platinum

This card is not available on Paisabazaar.com. Kindly visit HDFC Bank’s official website to apply for this.

Key Features

  • Reward Points – Get 2 Reward Points for every Rs 150 spent
  • Shopping Benefits – Earn 6 Reward Points for every Rs 150 spent on shopping
  • Milestone Benefits –  Air Miles worth Rs. 8,000 on spending Rs. 5.00 lakh in an anniversary year
  • Fee Reversal – Renewal fee reversal on spending Rs. 50,000 in an anniversary year

HDFC Platinum Edge Credit Card

This card is not available on Paisabazaar.com. Kindly visit HDFC Bank’s official website to apply for this.

Key Features

  • Reward Points – You earn 2 platinum reward points on each Rs.150 spent on the card
  • Dining Benefits – Card Holders can enjoy 50% more Reward Points on all dining expenditure
  • Fuel Surcharge Waiver – 1% fuel surcharge is waived off on fuel transactions for a minimum of Rs.400
  • Interest-Free Period – You get an interest-free period of 50 days from the date of purchase on the card

HDFC Titanium Edge

This card is not available on Paisabazaar.com. Kindly visit HDFC Bank’s official website to apply for this.

Key Features

  • Reward Points – 2 Reward Points per Rs. 150 spent. 3 Reward Points per Rs. 150 spent on dining
  • Fuel Surcharge Waiver – 1% waiver on fuel surcharge at fuel stations on minimum transaction of Rs. 400
  • Interest-Free Credit – Get up to 50 days of interest-free credit on Titanium Edge Credit Card
  • Insurance/Protection – On making 4 transactions per month on the credit card avail the following coverage:

Accidental Death Insurance – Up to Rs. 50 lakhs

Fire & Burglary Protection – Protections of goods over Rs. 5000 for 180 days

HDFC Diners Club Premium

This card is not available on Paisabazaar.com. Kindly visit HDFC Bank’s official website to apply for this.

Key Features

  • Lounge Access – Cardholders enjoy unlimited access to lounges at domestic airports in India
  • Reward Points – Users earn 4 Reward Points per Rs. 150 spent
  • Concierge Services – Cardholders can make flight bookings, car hires, golf course reservations and courier services through this service
HDFC Bank Credit Card Rewards Program

Every time you use your HDFC card, reward points will be credited to your account. The number of reward points you earn will vary depending on the type of credit card you have and also on the spending patterns on the card. Once you have accumulated enough reward points in your credit card account, you can redeem them against a multitude of gift vouchers and merchandise.

Credit CardReward PointsAccelerated Rewards
HDFC Regalia Credit Card4 Reward Points per  Rs.1509 Club Vistara(CV) points for every  Rs.100 spent on All Vistara Flights
HDFC Regalia First4 Reward Points per Rs.150N/A
HDFC MoneyBack2 Reward Points per Rs.1502X more rewards on online spending
HDFC Freedom1 Reward Point per Rs.1505X reward points on Dining/Movies/Groceries/Railways /Taxi
10X reward points on PayZapp & SmartBUY spends
25X reward points on Birthdays spends
JetPrivilege HDFC Bank World6 JPMiles per Rs.15018 JPMiles per Rs.150 spent on every flight ticket booked on www.jetairways.com
HDFC Bank Diners ClubMiles4 Reward Points per Rs.150N/A
HDFC Bank Diners Club Rewardz3 Reward Points per Rs.150N/A
JetPrivilege HDFC Bank Diners Club Credit Card8 JPMiles per Rs.15024 JPMiles per Rs.150 spent on every flight ticket booked on www.jetairways.com
HDFC Times Platinum Credit Card2 Reward Points per Rs.15010 Reward Points per Rs.150 on dining on weekdays.
HDFC Times Titanium Credit Card2 Reward Points per Rs.1505 Reward Points per Rs.150 on dining on weekdays.

How to Redeem HDFC Credit Card Reward Points?

HDFC credit card users can redeem the reward points online as well as offline. For online redemption, follow the process given below-

  • Login to your HDFC Credit Card Net Banking.
  • From the left navigation bar, click on the ‘Redeem Reward Points’ option.
  • Select the card and then you will be redirected to the rewards redemption portal.
  • Select ‘Points Range’ and ‘Item Category’ to view your reward redemption catalogue.
  • Once you have selected the items against which you want to redeem your points, click on ‘View Shopping Cart’ link to view the selected items. You can also modify the quantity by clicking on ‘Edit’.
  • Once you submit, the items will reach at the address mentioned by you. Note that the redeemed points cannot be revoked.
  • Keep the redemption order number generated for reference.

For offline redemption, you can fill the redemption form and mail it to the bank. You can download the redemption form from HDFC website.

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HDFC Bank Credit Card Eligibility and Documentation

Though the eligibility for different HDFC cards is based on several factors, there are some basic requirements that every applicant should meet-

  • Age – 21 and 65 years
  • Occupational Status – Should be salaried/self-employed

For HDFC credit card application, you are required to submit some relevant documents such as income proof, identity proof and address proof.

Proof of Identity

Proof of Address

  • Aadhaar Card
  • Passport
  • Utility bills (not more than 3 months old)
  • Any other government approved ID
Proof of Income
  • Bank statement for the last 3 months
  • Salary slips for the last 3 months
  • Audited financials for the last two years (for self-employed)
  • Form 16
How to Apply for HDFC Bank Credit Cards

You can compare different credit cards by HDFC Bank and apply for them directly through our website. Just enter your basic details to check the eligibility for different credit cards. Once you find that you are eligible, you can apply online directly.

Step 1- Click here to start the application process.
Step 2- Enter your basic details like occupation, monthly income, residence pin code and contact number. You will now see a list of different credit cards.
Step 3- Find your preferred HDFC credit card and check your eligibility for the same by entering some more information.
Step 4- If you are eligible, you can complete the online application.

After this, the bank will give you a call and a field officer will collect the documents at your doorstep.Once approved, the credit card will reach you within a week. You can also apply for HDFC credit cards online directly through their website or by visiting the nearest branch of HDFC Bank.

HDFC Bank Credit Card Customer Care

HDFC Credit Card users can get in touch with the bank’s customer care via call, email and SMS.

HDFC Bank credit card customer care Toll Free number: (prefix STD Code) 6160-61616

HDFC Bank credit card customer care address for communications through mails and couriers:

For Regular Post:

Manager,
HDFC Bank Cards Division,
PO BOX # 8654
Thiruvanmiyur PO Chennai – 600 041

For Courier:

Manager,
HDFC Bank Cards Division,
# 8, Lattice Bridge Road,
Thiruvanmiyur, Chennai – 600 041

In case of complaints, HDFC Bank credit card customers can fill the complaints form available on the official website of HDFC Bank or visit at the given link:

Know More
HDFC Bank Credit Card FAQs

Which HDFC credit card is best?
HDFC Bank offers a range of credit cards to meet various needs of cardholders. There are cards to suit various expenditure trends such as shopping, travel, lifestyle, dining, etc. and is also categorised for the income category they fall into. You should opt for the credit card that meets your requirements.

What are the eligibility criteria to apply for HDFC Regalia Credit Card?
For Salaried Individuals, you need to be in the age bracket of 21 to 60 years with Gross monthly income more than Rs.1.2 Lakh and for Self Employed individuals, you should be in the age bracket of 21-65 years with Gross monthly income more than Rs.12 Lakh per annum

What should be done in case the credit card is stolen or lost?
In such a situation, you can contact the customer care executive of HDFC Bank at (prefix STD Code): 6160-61616. The bank executives will then guide you with the steps that need to be followed.

Why did my credit card application get rejected?
There are different reasons based on which the bank or the financial institution can reject or hold your credit card application. Some of the reasons can include low CIBIL Score or not meeting the eligibility requirement as set by the bank. The best option in this scenario would be to contact the bank executives and they shall provide you with an appropriate reason for rejection.

My address has been changed recently. How can I change it in the credit card?
You can get your address changed by visiting your nearest HDFC Bank branch or by Internet Banking. Once you login through internet banking, there will be an option of Update Address on the top right.

HDFC Credit Card - NEWS
HDFC Bank launches credit card with Walmart India
02nd December 2019
HDFC Bank has launched a new credit card in collaboration with Walmart India. The card will be very beneficial for the members of Best Price Modern Wholesale “B2B Cash and Carry” Stores all across the country. At the launch of this card, President and CEO Krish Iyer said that the card will allow small resellers to avail credit through digital means with a free credit period of up to 50 days.
HDFC Bank and CSC Launch Credit Card for Village Entrepreneurs and Small Traders
17th July 2019
HDFC Bank, in collaboration with Common Services Centres (CSCs), has launched the ‘Small Business Money Back Credit Card’ for village level entrepreneurs and village level sourced customers. The credit card will allow customers access to credit to make their day to day transactions. Currently, about Rs. 70,000 crore is being transacted through CSCs. These CSCs not only provide a stage for government and public utility services but also deliver financial services, social welfare schemes, and so on. All in all, this credit card will lend greater convenience to users who conduct their business in remote villages.
HDFC Hikes Late Fees on Credit Cards
6th March 2019
HDFC will increase the late fees on its credit cards and it will come into effect from 1st April 2019. The cardholders should pay the minimum amount due by the due date to avoid late payment fee. The table given below shows the revised late fees on HDFC credit cards.
Statement balanceFrom April 1, 2019
Less than ₹ 100Nil
₹ 100 to ₹ 500₹ 100
₹ 501 to ₹ 5,000₹ 500
₹ 5,001 to ₹ 10,000₹ 600
₹ 10,001 to ₹ 25,000₹ 800
More than ₹ 25,000₹ 950

HDFC Looks to Double Credit Card Penetration in its Existing Customer Base14th May 2018
HDFC Bank, the largest issuer of credit cards in India, is looking forward to double the penetration of credit cards in its customer base over a period of three years. It currently has a customer base of 42 million and credit cards make 25 percent of it and the bank is planning to grow this number of 50 percent over the next three years. The bank is taking this step because it sees an improvement in the cross-selling opportunities in its existing customer base. HDFC is also taking several steps in the merchant acquisition front.Credit Card Customer Base of HDFC Bank crosses 1 Crore Mark02nd Feb 2018
HDFC has just made a new record by reaching a credit card customer base of more than 1 Crore. According to the data furnished by RBI, the total number of HDFC’s credit card customers is 1.02 Crore which is equal to 28.68 percent of the total credit card customer base in the country. SBI and ICICI stand at second and third place with customer bases of 57.50 Lakhs and 47.26 Lakhs, respectively. Axis bank bags the fourth place with the total credit card customers being 41.45 Lakhs.Snapdeal-HDFC Bank credit card crosses 1.5 lakh users16th Jan 2018
Since the launch of its co-branded credit cards with Snapdeal, HDFC Bank has issued these cards to over 1.5 Lakh users. This is the only credit card so far that has been launched in collaboration with an e-commerce brand. The card has been offered to make purchases on Snapdeal more rewarding for the users as the buyers opt for online payment nowadays. Snapdeals claims that the number of its credit card payments has shot up by 1.5 times.HDFC Bank issues 3 lakh instant credit cards17th Dec 2017
HDFC Bank launched its InstaCard in January 2017 and within a course of about 1 year the bank has launched instant credit cards. These cards are delivered to the customers within an hour of applying for the credit card through net banking, provided that the applicant meets all eligibility criteria. The application process is also quick and easy. With the InstaCard, customers can make online transactions. Physical credit card is delivered to the customers within a few days.HDFC Bank Uses Social Media Analytics and Purchase History to Determine Credit Card Eligibility for its Customers07th Sep 2017
Due to increased opportunities in the credit card market and rising competition, HDFC is breaking the tradition of conservative credit card appraisal. Now the bank is looking forward to target first-time customers on the basis of their purchase history and digital footprints. Analytics and artificial intelligence helps in building a better profile for individuals who do not have any credit history. The bank is focusing on the millennial population ranging between 20 and 30 years of age.HDFC Bank Launches Co-branded Credit Card with Times Internet23rd Aug 2016
The largest player in the credit card market, HDFC Bank, has launched a card in partnership with Times Internet- a Bennett, Coleman and Co. On this credit card, users can earn Times Points under the online loyalty programme of Times Group. This loyalty program has 18 million user base. Users can earn points while surfing Times Internet website or by commenting on an article on any of these websites.HDFC Bank to Increase Credit Card Issuance12th May 2016
HDFC (Housing Development and Finance Corporation) Bank, one of the largest private sector banks in India, has voiced intentions to substantially expand its credit card customer base over the next year. With a view to increasing its share of the plastic money business, HDFC Bank plans to double the number of cards it issues every month to reach a figure of about 4 lakh new card issues every month..Read moreHDFC Bank and CSC launch credit card for village entrepreneurs and small traders17th July 2019
HDFC Bank, in collaboration with Common Services Centres (CSCs), has launched the ‘Small Business Money Back Credit Card’ for village level entrepreneurs and village level sourced customers. The credit card will allow customers access to credit to make their day to day transactions. Currently, about Rs. 70,000 crore is being transacted through CSCs. These CSCs not only provide a stage for government and public utility services but also deliver financial services, social welfare schemes, and so on. All in all, this credit card will lend greater convenience to users who conduct their business in remote villages.

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HDFC Credit Card
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Dec 23 , 2019
4/5
Decent

It is a good credit card that gave benefits on entertainment. I am satisfied with this.

Nov 23 , 2019
5/5
Just A click and all Done

Hi! i am very satisfied with the service because I got The Card in Just a single click with good limit. Really thanks to Paisabazaar and Ankit Pandey(EW04877).

Aug 28 , 2019
5/5
Incredible card

It is truly addictive as the advantages are plenty. In fact, what you pay for the card is negligible if you compare it with the offerings. Now it appears I can't live without this card

Aug 28 , 2019
5/5
Incredible credit card

This card has no parallel. I have used plenty of credit cards but this offers innumerable benefits. Now it appears, I can't live without this card and it is truly addictive

Aug 11 , 2019
5/5
Glad

Glad that the agents come right at my door for the documentation of this card.

Aug 8 , 2019
4/5
Mix of benefits

I simply cherish the vast mix of benefits and savings coming my way with this card.

Aug 8 , 2019
5/5
Book flight tickets

It is so easy for me to book flight tickets, hotel stay, movie tickets & recharge with this card.

Aug 8 , 2019
5/5
Assistance with anything

I can get assistance with anything from the flight bookings to gift delivery with this card.

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