HDFC Credit Card

Given below are some features of the HDFC Regalia Credit Card-

Welcome Bonus – Get a welcome bonus of 2,500 reward points and earn 4 reward points for every Rs.150 spent on your HDFC Regalia credit card

Reward Points – Accelerate your reward point earnings 5-times when you make PayZapp transactions. Get additional 10% cash back on mobile recharges made through PayZapp. You can also redeem your rewards against exciting merchandise and gift vouchers. (1 reward point = Re.0.75)

Dining Discounts – You can enjoy up to 15% discount at select partner restaurants including some 5-star outlets.

Zomato Gold Membership – Enjoy complimentary Zomato Gold Membership for a year with this credit card.

Convenience Fee Waiver – 1% convenience fee waiver on all fuel transactions. Waiver on the convenience fee is applicable for fuel transactions made between Rs.400 to Rs.5000 with Rs.500 being the maximum waiver per statement cycle.

Travel Benefits – Customize your travel and hotel experience with Travel Concierge Assistance available 24×7.

Priority Pass Membership – Avail access to more than 850 airport lounges across the world under the complimentary Priority Pass Membership.

Who can apply for HDFC Regalia Credit Card?
All Indian nationals above the age of 21, whether salaried or self-employed, can apply for this credit card.

What is the minimum income to be eligible for HDFC Regalia Credit Card?
For salaried individuals, the monthly income should be more than Rs.1,20,000 and for the self-employed individuals, it is Rs.12 Lakh per annum.

What is the membership fee for HDFC Regalia Credit Card?
The first year membership fee is Rs.2,500 exclusive of the taxes.

How much GST will be applicable on my HDFC Regalia Credit Card?
GST will be levied at the rate of 18 per cent.

Can HDFC Bank Chip cards be used as a normal Swipe card?
Yes, the magnetic strip is also present on the HDFC Regalia Card and hence it can be used as a normal swipe card.

These are some of the great features which make this card a great addition to your wallet-

Reward Points – Accumulate rewards at the rate of 4 reward points for every Rs.150 spent. Redeem the reward points for free air tickets and other gifts and merchandise (1 reward point = Re. 0.75) Get 5X Reward Points on all PayZapp transactions & Additional 10% Cash Back on all recharges through PayZapp.

Dining Discounts – You can enjoy up to 15% discount at select partner restaurants including some 5-star outlets.

Convenience Fee Waiver – Get fuel surcharge waiver when you use your Regalia First Card for fuel purchase.

Save on International Spending – Enjoy lowest foreign currency markup of 2% on all your foreign currency spends

Travel Benefits – Get air accident cover of 50 Lakh and Emergency Overseas Hospitalization cover of Rs.10 Lakh to secure you against medical emergencies when you are travelling abroad.

Priority Pass Membership – Get access to more than 850 airport lounges across the world under the complimentary Priority Pass Membership.

Why should I choose the HDFC Regalia First Credit Card?
HDFC Regalia First card offers benefits such as airport lounge access, dining options at restaurants in 5-star hotels, and reward points on transactions that can be used for purchasing airline tickets and numerous gifts from the HDFC catalogue, among others.

How can I know my credit card application status?
Log on to the website to find the application status. Enter the 16-digit application reference number and date of birth/mobile number and get the details.

How can I change my address linked to my credit card?
You can send an e-mail to the bank asking it to update the address on your HDFC Regalia First Credit Card. You can also do this through net banking.

How do I stop my statements coming to my postal address?
You will have to download the physical statement suppression MID form from the HDFC website. Then you will have to sign it and send it to the corresponding address at
HDFC Bank Cards Division,
P. O. Box No. 8654,
Thiruvanmiyur, Chennai- 600 041

What should I do if my card is stolen or lost?
Call the HDFC Bank credit card customer care and report the card as stolen or lost. You can also log on to your net banking account and report your card to be missing.

Earn Air Miles – Earn 6 JP Miles on every Rs.150 spent. You can also earn 18 JP Miles for every Rs.150 when you use this card to make flight bookings on Jet Airways website.

Reward Points – Get 5X Reward Points on all PayZapp transactions & Additional 10% Cash Back on all recharges through PayZapp.

Travel Benefits – Get complimentary access to over 600 airport lounges across the world along with premier check in for all domestic flights of JetAirways. Enjoy savings on the flight bookings made on the Jet Airways website for one time.
Add-on card – Avail up to 3 add-on cards on your primary credit card.

What is the Joining fee and Renewal Fee on JetPrivilege HDFC Bank World Credit Card?
The Joining Fee and Renewal Fee on JetPrivilege HDFC Bank World Credit Card are Rs. 2,500.

What is the age limitation on applicants for this credit card?
The applicant’s age must be within the following bracket depending on their income source:
Salaried Individuals
Minimum Age – 21 Years
Maximum Age – 60 Years
Self Employed Individuals
Minimum Age – 21 Years
Maximum Age – 65 Years

Does this HDFC Bank Credit Card also contain a magnetic strip along with the EMV Chip?
Yes, JetPrivilege HDFC Bank World Credit Cards come with both magnetic strips and an EMV Chip.

Given below are some features of JetPrivilege HDFC Bank Diners Club Credit Card-

Joining/Renewal Benefits – Get 10,000 bonus JP Miles as joining benefit and avail 4000 JP Miles on first swipe within 90 days of the card renewal date

Earn Air Miles – Earn 6 JP Miles on every Rs.150 spent. You can also earn 18 JP Miles for every Rs.150 when you use this card to make flight bookings on Jet Airways website.

Reward Points – Get 5X Reward Points on all PayZapp transactions & Additional 10% Cash Back on all recharges through PayZapp.

Travel Benefits – Get complimentary access to over 600 airport lounges across the world along with premier check in for all domestic flights of JetAirways. Enjoy savings on the flight bookings made on the Jet Airways website for one time.

Add-on card – Avail up to 3 add-on cards on your primary credit card.

What is the Joining fee and Renewal Fee on JetPrivilege HDFC Bank Diners Club Credit Card?
The Joining Fee and Renewal Fee on JetPrivilege HDFC Bank Diners Club Credit Card are Rs. 10,000 and Rs. 5,000 respectively.

What should be the age bracket for applicants to be eligible in order to apply for this credit card?
The applicant’s age must be within the following age bracket for salaried and self-employed individuals:
Salaried Individuals
Minimum Age – 21 Years
Maximum Age – 60 Years

Self Employed Individuals
Minimum Age – 21 Years
Maximum Age – 65 Years

When will the Bonus JPMiles be transferred to user’s account?
The first swipe Bonus JPMiles will be transferred to the user’s Frequent Flyer Program account within 7 days of the first transaction and milestone JPMiles will be transferred to Frequent Flyer Program account within 7 days of meeting the threshold limit.

Given below are some of the features of HDFC MoneyBack credit card-

Welcome Bonus – Get a welcome bonus of 500 reward points

Reward Points – Earn 2 reward points for every Rs.150 spent on your HDFC MoneyBack credit card. Redeem your rewards for exciting vouchers and air miles from HDFC’s rewards catalogue. (1 Reward Point = Re.0.20)

Online Shopping Benefits – Enjoy 100% more reward points on your online spends.

Fuel Surcharge Waiver – Enjoy 1% fuel surcharge waiver across all fuel stations in the country subject to a maximum waiver of Rs.250 per statement.

Lost Card Liability Cover – Get benefit of zero lost card liability when you report the loss of credit card immediately. You will not be liable for the fraudulent transactions made on the card after reporting of loss.

How to use this chip card?
The seller must follow the steps mentioned below to use the HDFC Bank chip card:

• Customer can tap or swipe the card on a POS terminal
• Then enter the amount
• Wait till the charge-slip is printed out
• Remove the card and get the customer’s signature on the charge slip

What is the Joining fee and Renewal Fee on this credit card?
The Joining Fee and Renewal Fee on this HDFC Bank credit card are Rs. 500.

What eligibility criteria must the applicant meet when applying for this credit card?
The applicant’s age must be as follows:
For Salaried Individuals
Minimum Age – 21 Years
Maximum Age – 60 Years
For Self Employed Individuals
Minimum Age – 21 Years
Maximum Age – 65 Years

Here are some of its benefits-

Reward Points – Earn 1 reward point for every Rs.150 spent across all categories. You can also earn 10X reward points on PayZapp & SmartBuy spends.

Accelerated Rewards – Earn 5-times more reward points when you spend on movies, groceries, dining, taxis and railway ticket bookings.

Birthday Benefits – Use your credit card on your birthday and get 25-times more rewards.

Reward Redemption – Redeem your rewards for gift vouchers or direct statement credits.

Avail Gift Vouchers – Spend Rs. 90,000 or more in a year and get Rs.1,000 gift voucher.

Fuel Surcharge Waiver – Enjoy 1% fuel surcharge waiver subject to a maximum cashback of Rs.400 per statement cycle.

Lost Card Liability Cover – Get benefit of zero lost card liability when you report the loss of credit card immediately.

Renewal Fee Waive off – Get Renewal fee waived on spends of Rs.60,000 in a year prior to the renewal date.

What is the Joining fee and Renewal Fee on this credit card?
The Joining Fee and Renewal Fee on this HDFC Bank credit card are Rs. 500.

What eligibility criteria must the applicant meet when applying for this credit card?
The eligibility criteria for this credit card are:
For Salaried Individuals
Minimum Age – 21 Years/ Maximum Age – 60 Years
Gross Monthly Income – Must be above Rs. 12,000
For Self Employed Individuals
Minimum Age – 21 Years/ Maximum Age – 65 Years
Income Tax Returns must be above Rs. 2 lakhs per annum

Can users get a waiver on annual fees?
If users manage to spend Rs. 60,000 in a year then they can get an annual fee waiver for the next year.

Given below are a few important features of HDFC Platinum Times Credit Card-

Welcome Benefits – Get a bunch of discount offers as a welcome benefit.

Movies and Dining Benefits – Get 25% discount on movies and 20% on dining at partner outlets.

Reward Points – Earn 3 reward points on every Rs.150 spent on the credit card along with accelerated reward earning of 10 points per Rs.100 when you spend on dining during weekdays.

Fuel Surcharge Waiver – Save more on fuel as fuel surcharge of 2.5% plus service tax will be replaced by convenience fee of 1%.

Contactless Payments – You can pay by just waving your card in front of a POS machine as it is a contactless card.

Travel Benefits – On making minimum 4 transactions every month you get free accidental death insurance of up to Rs. 50 Lakh and Rs. 5,000 fire and burglary protection for 6 months.

Can HDFC Platinum Times Credit Cards be used for online Transaction?
Yes, the chip allows the user to make online transactions, however, the user has to first get the card registered for ‘MasterCard SecureCode’ service which ensures safe online transactions.

How to redeem the reward points?
A request can be made through net banking after logging to your account and going to Cards Then Enquire and Redeem Reward Points. The minimum reward points should be 500 before using them.

Can HDFC Platinum Times Card be used as a normal swipe card?
Yes, your HDFC Platinum Times Card comes with a magnetic strip along with an EMV chip.

What are the benefits that I can enjoy with my HDFC Platinum Times Card?
You enjoy many benefits like a discount on movie tickets and dining and earning accelerated reward points on weekday dining expenses.

What is the membership fee of HDFC Platinum Times Card?
The membership fee for HDFC Platinum Times Card is Rs. 1000 with additional GST at 18%.

Following are the key benefits one can avail on HDFC Titanium Times Credit Card-

Movies and Dining Discounts – Avail 25% discount on movies and 15% discount on dining out.

Welcome Benefits – Get a bouquet of welcome gift comprising of shopping, dining and apparel vouchers.

Reward Points – Get 2 reward points for every Rs.150 spent on the card. Reward points are valid for 2 years from the date of accumulation.

Fuel Surcharge Waiver – 5% fuel surcharge is converted into a 1% convenience fee to let the users save more on fuel.

Travel Benefits – Get free accidental death insurance of up to Rs.50 Lakh and fire and burglary insurance on good worth Rs.5,000 for 180 days when you use your card at least 4 times a month.

Contactless Payment – It is a contactless card so you can make transactions up to Rs.2,000 by waving the card at an NFC-enabled POS terminal.

How do I find the partner restaurants and movie theatres?
The information about partner restaurants and cineplexes will be available on HDFC Bank’s website. Click here for the same.

Is this a contactless credit card?
Yes, this is a contactless credit card and you can make payments up to Rs. 2,000 by just hovering the card in front of an NFC-enabled POS terminal.

What is SmartPay?
SmartPay is a facility from HDFC Bank through which you can set standing instructions for utility or other bill payments.

How do I redeem the reward points accumulated on my Times Titanium Credit Card?
You can easily redeem the reward points by visiting HDFC Bank net banking. Click here to know all about HDFC Credit Card Reward Points.

Some of the key features of HDFC Bank Diners ClubMiles credit card are mentioned below-

Reward Points – Earn 4 reward points for every Rs.150 spent across all categories. Redeem reward points for booking air tickets or hotels with international and domestic airline and leading hotel chains. (1 reward point = Re.0.50)

Exclusive Lounge Program – Be a part of the Exclusive Lounge Program and get access to leading lounges across the world. Get up to 6 Complimentary accesses to 25+ Domestic Lounges and 700+ International Lounges.

Dining Discounts – Enjoy 15% discounts at some of the finest restaurants in the country along with Diners Club Privileges in over 70 different countries.

Travel Benefits – Get air accident cover of Rs.1 Crore and emergency medical expense cover of Rs.25 Lakh.

What is the Joining fee and Renewal Fee on this credit card?
The Joining Fee and Renewal Fee on HDFC Bank Diners ClubMiles Credit Card are Rs. 1,000.

Can users get an annual fee waiver on this credit card?
Yes, users can get an annual fee waiver if they spend Rs. 1 Lakh in an anniversary year.

How much are the reward points worth in Indian Rupees?
1 Reward Point is worth Re. 0.50. Also, users earn 4 Reward Point for every Rs. 150 spent.

Some exciting benefits of this credit card include-

Welcome Benefits – Get 500 bonus Reward Points on the first International transaction.

Milestone Benefits –Avail Rs.2000 voucher from Yatra on spending Rs. 1, 50,000/- in a year

Reward Points – Earn 3 reward points for every Rs.150 spent on retail. Redeem Reward Point for Air Miles across Jet Airways (JPMiles) or Singapore Airlines (KrisFlyer Miles). (1 Reward Point = 0.30 Air Mile)

Travel benefits – You can book hotel and airline tickets with over 150 Airlines and hotel chains for best travelling deals

Dining Discounts – Enjoy 15% dining discounts on select partner restaurants.

What is the Joining fee and Renewal Fee on HDFC Bank Diners Rewardz Credit Card?
The Joining Fee and Renewal Fee on HDFC Bank Diners Rewardz Credit Card are Rs. 1,000.

Is there a chance to get a renewal fee waiver on this credit card?
Yes, users won’t have to pay the renewal fee if they spend Rs. 1.00 Lakh in an anniversary year.

What is the validity period on Reward Points earned on this credit card?
The validity period on Reward Points earned on this credit card is 2 years from the date of accumulation.

What is the conversion ratio from Reward Points to Air Miles on this credit card?
1 Reward Point is equal to 0.30 Air Mile/JPMiles/KrisFlyer Miles.