Best HDFC Credit Cards in India for 2020
Here are some of the top HDFC Bank credit cards:
| HDFC Credit Card | Key Feature | Annual Fee |
| HDFC Regalia Credit Card | Get access to 850+ airport lounges globally with Priority Pass Membership | Rs. 2,500 |
| HDFC MoneyBack Credit Card | 2 reward points accrued for every Rs. 150 spent and 2X reward points on online spends | Rs. 500 |
| HDFC Regalia First Credit Card | Dining benefits at over 300 top restaurants in India | Rs.1,000 |
| 6E Rewards XL Indigo HDFC Bank Credit Card | Complimentary Indigo vouchers and flight ticket | Rs. 2,500 |
| HDFC Bharat Credit Card | 5% cashback on fuel, railway bookings and bill payments | Rs. 500 |
| HDFC Freedom Credit Card | Earn 10x reward points on PayZapp and SmartBUY. 5x reward points on Dining, Movies, Groceries, Railways, Taxi payments. | Rs. 500 |
| Jet Privilege HDFC Bank World Credit Card | Travel, Fuel and Lounge Access | Rs. 2,500 |
| HDFC Bank Diners ClubMiles Credit Card | Dining, Travel and Lounge Access | Rs. 1,000 |
| HDFC Bank Diners Club Rewardz Credit Card | Rewards, Travel and Dining | Rs. 1,000 |
| Jet Privileges HDFC Bank Diners Club Credit Card | Lounge Access, Travel and Dining | Rs. 5,000 |
| HDFC Times Platinum Credit Card | Movies, Dining and Shopping | Rs. 1,000 |
| HDFC Times Titanium Credit Card | Movies and Dining | Rs. 500 |
| HDFC Diners Club Black Credit Card | Reward Points and Membership Privileges | Rs. 10,000 |
| HDFC Bank Millennia Credit Card | Cashback and Dining Offers | Rs.1,000 |
| HDFC Bank IndianOil Credit Card | Fuel Benefits and Reward Points | Rs.500 |
| HDFC Bank EasyEMI Credit Card | Cashback and Dining Discounts | Rs.1,000 |
| HDFC Bank Snapdeal Credit Card | Online Shopping and Reward Points | Rs.500 |
Read more to know more about the features and benefits of these popular HDFC credit cards. If you like a particular card, click on the Apply button under each card and we would be happy to assist you.
HDFC Bank Credit Card Payment Moratorium |
| The RBI has permitted banks and other financial institutions to allow a 3-month moratorium to customers for all term loans, including credit cards. This means consumers, who opt for this moratorium, would not have to pay their EMIs on their loans or credit card dues in the period March 1, 2020 to May 31, 2020. However, the entire outstanding amount for this period, along with the interest accrued, would have to be paid back to the bank once the moratorium period is over. HDFC credit card customers should note:
For more details on HDFC Bank Credit Card Payment Moratorium, Click here Please note: The moratorium offered is not a loan waiver. It is only to provide temporary relief to those whose incomes have been impacted by the Covid-19 lockdown. Our advice to customers would be to choose the moratorium only if their income and cash flows have been severely impacted and they are not able to pay their outstanding dues. Those who can afford to pay their EMIs and Credit Card bills in full, should continue to do so and follow their regular repayment schedule, to avoid paying a high-interest cost at the end of the moratorium. |
