HDFC Bank Credit Card

Super premium cards offer the customer unique discounts, luxury and lifestyle benefits. There are three different cards under the Super Premium variety which are:

Infinia – the credit card offered by hdfc bank gives special offers and discounts on travel, recreation, flight and hotel bookings, dining, movie tickets, etc. the following are the features and rewards associated with the card:
 

• The HDFC Bank Credit Card comes with a minimum credit limit of 10 lakhs and there is No Pre-Set Spending Limit (NPSL).
• The card entitles the customer to Priority Pass Membership which allows access to 600 airport lounges globally. The primary customer can access refreshments and business center facilities at these lounges.
• The primary cardholder of the HDFC Bank Credit Card gets enrolled to Taj Inner Circle Gold and Epicure Plus membership which offers special privileges at the Taj Group of Hotels and Resorts. The privileges include 2.5 Epicure points for every Rs.100 spent at participating restaurants which can be redeemed for dining and stay at Taj, 1 Taj Inner Circle point for every Rs.80 spent on Taj Hotel rooms around the world, happy hours at participating bars any evening of the week, gift certificates, 10% discount on Taj Holiday offers when reservations are made directly at hotels or at Taj Reservations Worldwide, etc.
• The card gives you low cost benefits like 50 days on interest-free credit period, no fee on cash withdrawal of up to 40% of the credit limit, lowest foreign currency mark-up fee @ 2% and fuel surcharge waiver.
• 4 rewards point can be accumulated for every Rs.150 spent on all categories for HDFC credit card holders
• 2 times rewards points can be accumulated for every Rs.150 spent on www.HDFCbankinfinia.com, dining, and on www.airvistara.com.
• Points can be redeemed against gifts and vouchers from the catalogue, or for travel and entertainment bookings on www.HDFCbankinfinia.com.
• HDFC credit card offers to convert points into air miles of most of the leading domestic and international flights.
• The card offers complimentary travel insurance benefits like accidental death cover of up to 3 crores if death occurs due to air accident, medical emergency cover of Rs.50 lakhs in case of emergencies met abroad while travelling and credit shield where the outstanding credit card amount is covered up to Rs.9 lakhs.
• 24*7 customer service assistance to provide you with quick, reliable and expert solutions.
• 24*7 concierge service for entertainment planning, country and major city information, travel information, etc.

Regalia – the credit card from hdfc bank offers a host of benefits like welcome benefits, travel and entertainment benefits and others. The range of benefits of hdfc credit cards include:
 

• A welcome and renewal benefit of 2500 Reward Points on the HDFC Bank credit card
• Best deals on flight tickets, hotel bookings and movie tickets with online Travel & Entertainment portal which also promises 8 Reward Points for every Rs.150 spent on the HDFC Bank credit card
• Complimentary Priority Pass Membership which allows access to 600 airport lounges across the world.
• Complimentary Taj Epicure Plus Membership which entitles the customer to great offers and benefits at the Taj Group of Hotels and Resorts worldwide.
• The card offers complimentary travel insurance benefits like accidental death cover of up to 1 crore if death occurs due to air accident andmedical emergency cover of Rs.12 lakhs in case of hospitalization.
• 5 rewards point can be accumulated for every Rs.150 spent on all categories for HDFC credit card holders
• 2 times rewards points can be accumulated for every Rs.150 spent on www.HDFCbankregalia.com, dining, and on www.airvistara.com.
• Points can be redeemed against gifts and vouchers from the catalogue, or for travel and entertainment bookings on www.HDFCbankregalia.com.
• HDFC credit card offers to convert points into air miles of most of the leading domestic and international flights.
• 50 days of interest free credit on the HDFC Credit Card

Diner’s Club Black – the best credit card with exclusive lifestyle benefits, access to Golf Clubs in India as a Green Fee player, reward points which can be redeemed for travel vouchers of hotel bookings.
 

• 2  credit card rewards point can be accumulated for every Rs.150 spent and 5 reward points for dining spends on weekdays
• 2 times rewards points can be accumulated for every Rs.150 spent on www.HDFCbankdinersclub.com
• Points can be redeemed against a wide choice of hotels and airlines ticket bookings available at www.HDFCbankdinersclub.com.
• Value of 1 Reward point= Re.1
• Alternatively points on the HDFC Credit Card can be converted into loyalty points of eminent chains of hotels all over the world.
• Points can also be redeemed against catalogue redemption on the cards

These cards are issued in association with Jet Airways and Times group and come in 4 variants:
 

• JETPRIVILEGE HDFCBANK DINERS CLUB

• 8 JPMiles can be accumulated for every Rs.150 spent on retail transactions.
• 24 JPMiles can be accumulated for every Rs.150 spent on flights booked through www.jetairways.com
• Accumulate extra JPMiles at EXTRA JPMiles partners like the Marriot Hotels

• JetPrivilegeHDFC Bank World – an airline co-brand card offering the best travel deals. The rewards under the card are:

• A complimentary Jet Airways ticket, Rs.750 discount voucher for booking a return ticket with Jet Airways and upto 4000 JP Miles as welcome gift.
• A complimentary Jet Airways Ticket and RS.750 discount voucher on booking a return trip on renewal and 4000 JP Miles on first card usage within 90 days of renewal.
• Extra JP Miles program on retail expenses and also across JP Miles partners in 2480 locations across the world.
• 5% discount on all domestic tickets booked through Jet Airways
• 6 JPMiles can be accumulated for every Rs.150 spent on retail transactions.
• 18 JPMiles can be accumulated for every Rs.150 spent on flights booked through www.jetairways.com
• Accumulate extra JPMiles at EXTRA JPMiles partners like the Marriot Hotels
• Priority pass membership enabling you to access 600 airport lounges across the world and Master Card Lounge Program for domestic airport lounges
• Renewal fee waiver and fuel surcharge waiver on the HDFC Credit Card

• JetPrivilegeHDFC Bank Platinum – the benefits include:

• A complimentary Jet Airways ticket, Rs.750 discount voucher for booking a return ticket with Jet Airways, 2000 JP Miles on first card usage within 90 days and another 2000 JP Miles on retail spending of RS.50, 000 and above within 90 days of card set-up as Welcome Benefits.
• Extra JP Miles program on retail expenses and also across JP Miles partners in 2480 locations across the world.

• 5% discount on all domestic tickets booked through Jet Airways
• 5 JPMiles can be accumulated for every Rs.150 spent on retail transactions.
• 15 JPMiles can be accumulated for every Rs.150 spent on flights booked through www.jetairways.com
• Accumulate extra JPMiles at EXTRA JPMiles partners like the Marriot Hotels
• Entitlement to MasterCard Lounge Access program enabling the primary cardholder to access selected lounges at domestic airports.
• Fuel surcharge waiver, revolving credit @3.25% per month and interest free credit for up to 50 days from the date of purchase.

• JETPRIVILEGE HDFCBANK TITANIUM CARD

• 4 JPMiles can be accumulated for every Rs.150 spent on retail transactions.
• 12 JPMiles can be accumulated for every Rs.150 spent on flights booked through www.jetairways.com
• Accumulate extra JPMiles at EXTRA JPMiles partners like the Marriot Hotels
   
• Platinum Times Card – a card designed for offers on entertainment, the benefits include:
   
• Gift voucher for shopping, apparel, movies, dining, etc. as welcome benefits.
• Great offers on movie and dining all throughout the year with discounts of RS.1800 and above for movies, Rs.9600 and above on dining in a year.
• Fuel Surcharge waiver up to Rs.500 per billing cycle.
• 3 rewards point can be accumulated for every Rs.150 worth retail spends.
• Exclusive 10 dining reward points on credit card spends through all weekdays that is from Monday to Friday.
• Interest free credit for up to 50 days and revolving credit facility.

• Titanium Times Card – another card for offering discounts on entertainment and dining throughout the year. The offers are:

• Gift voucher for shopping, apparel, movies, dining, etc. as welcome benefits.
• Great offers on movie and dining all throughout the year with discounts of RS.1800 and above for movies, Rs.4500 and above on dining in a year.
• Fuel Surcharge waiver up to Rs.250 per billing cycle.
• 2 rewards point can be accumulated for every Rs.150 worth retail spends.
•  Exclusive 5 dining reward points on credit card spends through all weekdays that is from Monday to Friday.
• Interest free credit for up to 50 days and revolving credit facility.

• SNAPDEAL HDFC CARD
• 2 Reward Points every time you spend Rs.150 on your credit card.
• 10X Reward Points (i.e. 20 reward points) every time you spend Rs.150 on the Snapdeal website.
• Welcome cash back offer of Rs. 500 on a single transaction of Rs. 2000 or above on the Snapdeal website. This transaction must be completed within 90 days of the card being set up.
• Instant 5% flat discount of up to Rs. 250 on Snapdeal spends. Minimum qualifying transaction amount is Rs.2000 and maximum discount applicable is capped at Rs.500/month.
• Maximum fuel surcharge waiver of Rs.250 in each billing cycle (Service Tax applicable).
• Reward points can be redeemed in lieu of Snapdeal vouchers for online shopping usage.

These ranges of credit cards are offered to professional such as teachers. The range of cards are:

• Teacher’s Platinum –
   
• This is exclusively provided to teachers and features a unique range of benefits such as –
  • Free supplementary cards (max. 3) for immediate family members like siblings, parents, children and spouse.
  • At least 2 reward points credited to your account on every Rs. 150 spent, with 3X reward points on weekend expenses.
  • As a teacher you are eligible to get a Teachers’ Day reward of 500 points.
  • Additional benefits like fuel surcharge waiver (Rs. 250 in each billing cycle), 50 days of interest-free purchase period as well as the facility of revolving credit.

Credit cards where the reward points can be redeemed as Cash Back. There is one card under the Cash Back variety which is:

• Money Back – the card gives cash backs on everyday spends. The benefits are:

• Fuel Surcharge waiver up to Rs.250 per billing cycle.
• Interest free credit for up to 50 days and revolving credit facility
• Accumulate 2 reward points for every Rs.150 on any spends.
• Accumulate 6 reward points for every Rs.150 on all online spends
• Points can be used as cash back in credit card bills to clear dues.
• Value of 100 points=Rs.40
• Cash back of Rs.2000 on Reward points accumulated by spending Rs.2.5 lakhs on the card and save about Rs.1800 every year from the fuel surcharge waiver benefit.
• Waiver of 1^st year’s membership fee if Rs.10, 000 is spent on the card within the first 90 days and waiver of the renewal fee if Rs.50, 000 is spent on the card in a year prior to renewal date.

PREMIUM WOMEN’S CREDIT CARDS SOLITAIRE
 

• Accumulate 3 reward points for every Rs.150 spent.
• Points can be used as a cash back in card bills to clear dues.
• Value of 100 points=Rs.30
• Points can also be used for catalogue redemption on credit cards.

A range of credit cards with lifestyle related offers and benefits. There are 5 types of cards under the Premium variety including a Premium Women’s Card designed specifically for women customers.
 

Diner’s Club Premium - it is the best premium credit card with unlimited lounge access, reward points, golf lessons and more.
 

• Accumulate 4 reward points for every Rs.150 on retail spends.
• Accumulate 8 reward points for every Rs.150 spent at www.HDFCbankdinersclub.com
• Points can be redeemed against a wide choice of hotels and airlines ticket bookings available at www.HDFCbankdinersclub.com.
• Points can also be redeemed at Jet airways or Air India in form of air miles conversion. Where 1 point is valued at 1 air mile.
• Points can be redeemed against catalogue redemption on credit cards offered by HDFC bank.

Diner’s Club Rewardz – a card with maximum travel rewards, 24*7 concierge services, reward points, etc.
 

• Accumulate 3 reward points for every Rs.150 on retail spends.
• Accumulate 6 reward points for every Rs.150 spent at www.HDFCbankdinersclub.com
• Accumulate two times the reward points at dining, supermarket spends, dining and air ticket bookings. Applicable for spends above Rs.10000 for every statement cycle.
• Points can be redeemed against a wide choice of hotels and airlines ticket bookings available at www.HDFCbankdinersclub.com. Value of points being 1 Reward point= 0.75p
• Points can also be redeemed at Jet airways or Air India in form of air miles conversion. Where 1 point is valued at 1 air mile.
• Points can be redeemed against catalogue redemption on credit cards offered by HDFC bank.

Solitaire – a premium card for women designed for providing exclusive offers and discounts on shopping, dining, etc. The benefits are:
 

• Rs.1000 Shopper’s Stop vouchers for Rs.75, 000 spent on the card every 6 months
• Credit card rewards points can be redeemed as cash back against outstanding credit card amount or against air vouchers of leading airlines.
• Fuel Surcharge waiver up to Rs.250 per billing cycle.
• Interest free credit for up to 50 days and revolving credit facility

Besides the above cards, there are cards designed specifically for business use which are as follows:

• Business Regalia
   
• 4 rewards point can be accumulated for every Rs.150 spent on all categories.
• 2 times rewards points can be accumulated for every Rs.150 spent on www.HDFCbankregalia.com, dining, and on www.airvistara.com.
• Points can be redeemed against gifts and vouchers from the catalogue, or for travel and entertainment bookings on www.HDFCbankregalia.com.
• Points can also be converted into air miles of most of the leading domestic and international flights.

• Business Platinum – a card offering cash backs on all retail spends.

• BUSINESS MONEYBACK

• Accumulate 2 reward points for every Rs.150 on any spends.
• Accumulate 6 reward points for every Rs.150 on all online spends Air, Travel, Hotel Bookings and Dining.
• Points can be used as cash back in bills to clear dues.
• Value of 100 points=Rs.30

• Business Gold Credit Card – a card with high credit limit where one can buy products and services and later make payments in Equated Monthly Instalments (EMIs)
• Corporate Platinum – the card offers reward points, petrol surcharge waiver, lounge access at select airports across India and other benefits.
• Corporate Card–a card promising unparalleled travel and entertainment benefits with 24*7 MIS availability, minimal paperwork and simple reconciliation and compliance tasks.

• Accumulate 2 reward points for every Rs.150 on any spends.

• Accumulate 4 reward points for all your spending on air,travel,hotel,restaurants and utility payments.

• Purchase Card– the card comes with an authority granted by the bank to designated employees which streamlines payment processes and enables account management control.

• BUSINESS CORPORATE MONEYBACK

• Accumulate 2 reward points for every Rs.150 on any spends.
• Accumulate 6 reward points for every Rs.150 on all online spends Air, Travel, Hotel Bookings and Dining.
• Points can be used as a cash back in card bills to clear dues.
• Value of 100 points=Rs.30

• BUSINESS CORPORATE REGALIA

• 4 rewards point can be accumulated for every Rs.150 spent on all categories.
• 2 times rewards points can be accumulated for every Rs.150 spent on www.HDFCbankregalia.com, dining, and on www.airvistara.com.
• Points can be redeemed against gifts and vouchers from the catalogue, or for travel and entertainment bookings on www.HDFCbankregalia.com.
• Points can also be converted into air miles of most of the leading domestic and international flights.

• Distributor Card – the best co-brand airline business card offering exclusive travel privileges.

In keeping with the rising trend of online transactions, the customer can apply for a hdfc credit card online through a website. The process is simple:

Apply for hdfc credit cards online at http://www.paisabazaar.com/
 

• Checking Eligibility – you can check the eligibility requirements of all cards and compare credit cards in the respective card pages which define the features and benefits of each card.
• Application Status – since the customer can apply for a HDFC credit card online, he can also check the application status online. If the customer wants to check the status of the card application, the bank also helps in providing the relevant facility. For checking the status, the applicant simply needs to visit the bank’s website and on the card page, there is a ‘Status of Application’ option which when clicked shows the status.
• Credit card statement – the bank sends the credit card statement to the customer every billing cycle which contains the list of transactions carried out per cycle and the amount required to be paid to the bank to settle the credit card debt.
• Online credit card payments – customers can pay their credit card bills online through net banking facility provided by the bank.
• Customer care – the bank has a systematic approach to deal with customer queries. One can call, write, email or message the bank with his or her queries and their problems will be solved within 10 working days.
• Fees and charges of hdfc bank credit card- Every card has associated costs and charges which are payable by the cardholder.

INFINIA CARD-
 

• Joining Fee of INR 10000
• Annual Fee of INR 10000
• Add-on Cards are Free
• Revolving interest rate of cards 1.99% p.m.

REGALIA CARD-
 

• Joining Fee of INR 2500(Get fee waiver if spends are more than Rs.5000 within 90 days of card issuance)
• Annual Fee of INR 2500 (Get fee waiver if spends are more than Rs.30000 in a year)
• Add-on Cards are Free
• Revolving interest rate of cards 1.99% p.m.

DINERS CLUB BLACK CARD-
 

• Joining Fee of INR 10000 (Get fee waiver if spends are more than 1 lakh within 90 days of card issuance)
• Annual Fee of INR 5000 (Get fee waiver if spends are more than 5 lakh in a year)
• Add-on credit Cards Free
• Revolving interest rate of cards 1.99% p.m.

JETPRIVILEGE HDFC BANK DINERS CLUB
 

• Joining Fee of INR 10000
• Annual Fee of INR 5000
• Add on Cards Free
• Revolving interest rate of cards 1.99% p.m.

JETPRIVILEGE HDFC BANK WORLD CARD
 

• Joining Fee of INR 2500
• Annual Fee of INR 2500 (Get fee waiver if spends are more than 3 lakh in a year)
• Add on Cards Free
• Revolving interest rate of cards 1.99% p.m.

JETPRIVILEGE HDFCBANK PLATINUM CARD/PLATINUM TIMES CARD
 

• Joining Fee of INR 1000
• Annual Fee of INR 1000 (Get fee waiver if spends are more than 2.5 lakh in a year)
• Add on Cards Free
• Revolving interest rate of HDFC cards is at 3.4% p.m.

JETPRIVILEGE HDFCBANK TITANIUM CARD/TITANIUM TIMES CARD/SNAPDEAL HDFC CARD
 

• Joining Fee of INR 500
• Annual Fee of INR 500 (Get fee waiver if spends are more than 1.5 lakh in a year)
• Add on Cards Free
• Revolving interest rate of HDFC cards is at 3.4% p.m.

TEACHER’S PLATINUM
 

• Joining Fee of INR 500 (Get fee waiver if spends are more than Rs.10000 within 90 days of card issuance)
• Annual Fee of INR 500 (Get fee waiver if spends are more than Rs.30000 in a year)
• Add on Cards Free
• Revolving interest rate of cards is at 3.4% p.m.

MONEYBACK/SOLITAIRE
 

• Joining Fee of INR 500 (Get fee waiver if spends are more than Rs.10000 within 90 days of card issuance)
• Annual Fee of INR 500 (Get fee waiver if spends are more than Rs.50000 in a year)
• Add on Cards Free
• Revolving interest rate of cards is at 3.4% p.m.

DINER’S CLUB PREMIUM

• Joining Fee of INR 2500 (Get fee waiver if spends are more than Rs.40000 within 90 days of card issuance)
• Annual Fee of INR 2500 (Get fee waiver if spends are more than 3 lakh in a year)
• Add on Cards Free
  ​
  • Revolving interest rate of cards is at 3.25% p.m.
  • DINER’S CLUB REWARDS
     
• Joining Fee of INR 1000 (Get fee waiver if spends are more than Rs.15000 within 90 days of card issuance)
• Annual Fee of INR 1000 (Get fee waiver if spends are more than Rs.100000 in a year)
• Add on Cards Free
• Revolving interest rate of cards is at 3.4% p.m.

BUSINESS REGALIA
 

• Joining Fee of INR 2500 (Get fee waiver if spends are more than Rs.40000 within 90 days of card issuance)
• Annual Fee of INR 2500 (Get fee waiver if spends are more than 3 lakh in a year)
• Add on Cards Free
• Revolving interest rate of cards 1.99% p.m.

BUSINESS MONEYBACK
 

• Joining Fee of INR 500 (Get fee waiver if spends are more than Rs.10000 within 90 days of card issuance)
• Annual Fee of INR 500 (Get fee waiver if spends are more than Rs.50000 in a year)
• Add on Cards Free
• Revolving interest rate of cards is at 3.4% p.m.

BUSINESS PLATINUM
 

• Joining Fee of INR 299 (Get fee waiver if spends are more than Rs.5000 within 90 days of card issuance)
• Annual Fee of INR 299 (Get fee waiver if spends are more than Rs.30000 in a year)
• Add on Cards Free
• Revolving interest rate of cards is at 3.4% p.m.

BUSINESS GOLD
 

• Joining Fee of INR 199 (Get fee waiver if spends are more than Rs.5000 within 90 days of card issuance)
• Annual Fee of INR 199 (Get fee waiver if spends are more than Rs.15000 in a year)
• Add on Cards Free
• Revolving interest rate of HDFC cards is at 3.4% p.m.
• HDFC credit card application can be made online.