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HDFC Bank credit cards offers customized benefits on travel, shopping, dining and entertainment. Find a card from HDFC Bank that suits your needs.
*Offers are from Paisabazaar's partner Banks & NBFCs.
HDFC bank offers a varied range of credit cards that are loaded with unique features and benefits. While some are well-suited for shopaholics, others provide exclusive travel privileges and rewards. Choose from a variety of credit cards by HDFC, compare and apply online without any hassle. Get a bunch of discount offers as a welcome benefit.
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| HDFC Credit Card | Annual Fee (in Rs.) | Renewal Fee (in Rs.) | Key Features |
| HDFC Regalia Credit Card | 2,500 | 2,500 | Complimentary Priority Pass and Taj Epicure Plus Membership. |
| HDFC Regalia First | 1,000 | 1,000 | Complimentary Priority Pass Membership giving access to 850+ international airport lounges. |
| HDFC MoneyBack | 500 | 500 | Convert Reward Points into cash credit (1 Reward Point = Rs. 0.20). |
| HDFC Freedom | 500 | 500 | 1% fuel surcharge waiver subject to a maximum of Rs. 400 per statement cycle. |
| JetPrivilege HDFC Bank World | 2,500 | 2,500 | Premier check-in for all domestic flights of JetAirways. |
| HDFC Bank Diners ClubMiles | 1,000 | 1,000 | 15% discounts at some of the finest restaurants in the country. |
| HDFC Bank Diners Club Rewardz | 1,000 | 1,000 | Exclusive Lounge Program Membership giving access to more than 25 airport lounges in India. |
| JetPrivilege HDFC Bank Diners Club Credit Card | 10,000 | 5,000 | Get 30,000 bonus JPMiles and 15 JetPrivilege Tier Points as a welcome benefit. |
| HDFC Platinum Times Credit Card | 1,000 | 1,000 | Get 25% off on movies and up to 15% off on dining at participating outlets. |
| HDFC Titanium Times Credit Card | 500 | 500 | Get a bouquet of shopping, apparel and dining vouchers as a welcome gift. |
*Terms and Conditions Apply
The two most popular HDFC credit cards for shopping are Regalia and Regalia First.
HDFC Regalia Credit Card makes you a part of HDFC’s Elite Circle which gives you great saving opportunity along with world-class privileges. This card is best suited for frequent travellers as well as the shopaholics. Although it attracts an annual fee of Rs.2,500, the benefits that it entails are aplenty. Read More
Given below are some features of the HDFC Regalia Credit Card-
Welcome Bonus – Get a welcome bonus of 2,500 reward points and earn 4 reward points for every Rs.150 spent on your HDFC Regalia credit card
Reward Points – Accelerate your reward point earnings 5-times when you make PayZapp transactions. Get additional 10% cash back on mobile recharges made through PayZapp. You can also redeem your rewards against exciting merchandise and gift vouchers. (1 reward point = Re.0.75)
Dining Discounts – You can enjoy up to 15% discount at select partner restaurants including some 5-star outlets.
Zomato Gold Membership – Enjoy complimentary Zomato Gold Membership for a year with this credit card.
Convenience Fee Waiver – 1% convenience fee waiver on all fuel transactions. Waiver on the convenience fee is applicable for fuel transactions made between Rs.400 to Rs.5000 with Rs.500 being the maximum waiver per statement cycle.
Travel Benefits – Customize your travel and hotel experience with Travel Concierge Assistance available 24×7.
Priority Pass Membership – Avail access to more than 850 airport lounges across the world under the complimentary Priority Pass Membership.
Who can apply for HDFC Regalia Credit Card?
All Indian nationals above the age of 21, whether salaried or self-employed, can apply for this credit card.
What is the minimum income to be eligible for HDFC Regalia Credit Card?
For salaried individuals, the monthly income should be more than Rs.1,20,000 and for the self-employed individuals, it is Rs.12 Lakh per annum.
What is the membership fee for HDFC Regalia Credit Card?
The first year membership fee is Rs.2,500 exclusive of the taxes.
How much GST will be applicable on my HDFC Regalia Credit Card?
GST will be levied at the rate of 18 per cent.
Can HDFC Bank Chip cards be used as a normal Swipe card?
Yes, the magnetic strip is also present on the HDFC Regalia Card and hence it can be used as a normal swipe card.
HDFC Regalia First Credit Card can be your first step towards a luxurious lifestyle. Designed to match your shopping and travel needs, this card also makes you a part of HDFC’s Elite Circle. You get to enjoy exclusive privileges and save big on every transaction. Read More
These are some of the great features which make this card a great addition to your wallet-
Reward Points – Accumulate rewards at the rate of 4 reward points for every Rs.150 spent. Redeem the reward points for free air tickets and other gifts and merchandise (1 reward point = Re. 0.75) Get 5X Reward Points on all PayZapp transactions & Additional 10% Cash Back on all recharges through PayZapp.
Dining Discounts – You can enjoy up to 15% discount at select partner restaurants including some 5-star outlets.
Convenience Fee Waiver – Get fuel surcharge waiver when you use your Regalia First Card for fuel purchase.
Save on International Spending – Enjoy lowest foreign currency markup of 2% on all your foreign currency spends
Travel Benefits – Get air accident cover of 50 Lakh and Emergency Overseas Hospitalization cover of Rs.10 Lakh to secure you against medical emergencies when you are travelling abroad.
Priority Pass Membership – Get access to more than 850 airport lounges across the world under the complimentary Priority Pass Membership.
Why should I choose the HDFC Regalia First Credit Card?
HDFC Regalia First card offers benefits such as airport lounge access, dining options at restaurants in 5-star hotels, and reward points on transactions that can be used for purchasing airline tickets and numerous gifts from the HDFC catalogue, among others.
How can I know my credit card application status?
Log on to the website to find the application status. Enter the 16-digit application reference number and date of birth/mobile number and get the details.
How can I change my address linked to my credit card?
You can send an e-mail to the bank asking it to update the address on your HDFC Regalia First Credit Card. You can also do this through net banking.
How do I stop my statements coming to my postal address?
You will have to download the physical statement suppression MID form from the HDFC website. Then you will have to sign it and send it to the corresponding address at
HDFC Bank Cards Division,
P. O. Box No. 8654,
Thiruvanmiyur, Chennai- 600 041
What should I do if my card is stolen or lost?
Call the HDFC Bank credit card customer care and report the card as stolen or lost. You can also log on to your net banking account and report your card to be missing.
JetPrivilege HDFC Bank World and JetPrivilege HDFC Bank Diners Club Credit Card are among the popular travel credit cards by HDFC Bank.
Launched in collaboration with Jet Airways, JetPrivilege HDFC Bank World credit card is best suited for frequent travellers. The card attracts an annual fee of Rs. 2,500 and gives numerous benefits to its users. You can save on flight bookings and enjoy exclusive privileges. Read More
Earn Air Miles – Earn 6 JP Miles on every Rs.150 spent. You can also earn 18 JP Miles for every Rs.150 when you use this card to make flight bookings on Jet Airways website.
Reward Points – Get 5X Reward Points on all PayZapp transactions & Additional 10% Cash Back on all recharges through PayZapp.
Travel Benefits – Get complimentary access to over 600 airport lounges across the world along with premier check in for all domestic flights of JetAirways. Enjoy savings on the flight bookings made on the Jet Airways website for one time.
Add-on card – Avail up to 3 add-on cards on your primary credit card.
What is the Joining fee and Renewal Fee on JetPrivilege HDFC Bank World Credit Card?
The Joining Fee and Renewal Fee on JetPrivilege HDFC Bank World Credit Card are Rs. 2,500.
What is the age limitation on applicants for this credit card?
The applicant’s age must be within the following bracket depending on their income source:
Salaried Individuals
Minimum Age – 21 Years
Maximum Age – 60 Years
Self Employed Individuals
Minimum Age – 21 Years
Maximum Age – 65 Years
Does this HDFC Bank Credit Card also contain a magnetic strip along with the EMV Chip?
Yes, JetPrivilege HDFC Bank World Credit Cards come with both magnetic strips and an EMV Chip.
JetPrivilege HDFC Bank Diners Club Credit Card offers its users a multitude of travel benefits and privileges. This is an elite credit card and attracts an annual fee of Rs. 5,000 while the one-time joining fee is Rs.10,000. Read More
Given below are some features of JetPrivilege HDFC Bank Diners Club Credit Card-
Joining/Renewal Benefits – Get 10,000 bonus JP Miles as joining benefit and avail 4000 JP Miles on first swipe within 90 days of the card renewal date
Earn Air Miles – Earn 6 JP Miles on every Rs.150 spent. You can also earn 18 JP Miles for every Rs.150 when you use this card to make flight bookings on Jet Airways website.
Reward Points – Get 5X Reward Points on all PayZapp transactions & Additional 10% Cash Back on all recharges through PayZapp.
Travel Benefits – Get complimentary access to over 600 airport lounges across the world along with premier check in for all domestic flights of JetAirways. Enjoy savings on the flight bookings made on the Jet Airways website for one time.
Add-on card – Avail up to 3 add-on cards on your primary credit card.
What is the Joining fee and Renewal Fee on JetPrivilege HDFC Bank Diners Club Credit Card?
The Joining Fee and Renewal Fee on JetPrivilege HDFC Bank Diners Club Credit Card are Rs. 10,000 and Rs. 5,000 respectively.
What should be the age bracket for applicants to be eligible in order to apply for this credit card?
The applicant’s age must be within the following age bracket for salaried and self-employed individuals:
Salaried Individuals
Minimum Age – 21 Years
Maximum Age – 60 Years
Self Employed Individuals
Minimum Age – 21 Years
Maximum Age – 65 Years
When will the Bonus JPMiles be transferred to user’s account?
The first swipe Bonus JPMiles will be transferred to the user’s Frequent Flyer Program account within 7 days of the first transaction and milestone JPMiles will be transferred to Frequent Flyer Program account within 7 days of meeting the threshold limit.
For those who wish to earn cashback for all their purchases, HDFC Moneyback Credit Card and HDFC Freedom Credit Card are the best.
HDFC MoneyBack credit card is good for everyday shopping as it gives cashback on all purchases. It attracts an annual fee of Rs. 500 only which is waived off on spending Rs. 50,000 in the preceding year. You can also earn rewards which will be valid for 2 years from the date of accumulation. Read More
Given below are some of the features of HDFC MoneyBack credit card-
Welcome Bonus – Get a welcome bonus of 500 reward points
Reward Points – Earn 2 reward points for every Rs.150 spent on your HDFC MoneyBack credit card. Redeem your rewards for exciting vouchers and air miles from HDFC’s rewards catalogue. (1 Reward Point = Re.0.20)
Online Shopping Benefits – Enjoy 100% more reward points on your online spends.
Fuel Surcharge Waiver – Enjoy 1% fuel surcharge waiver across all fuel stations in the country subject to a maximum waiver of Rs.250 per statement.
Lost Card Liability Cover – Get benefit of zero lost card liability when you report the loss of credit card immediately. You will not be liable for the fraudulent transactions made on the card after reporting of loss.
How to use this chip card?
The seller must follow the steps mentioned below to use the HDFC Bank chip card:
What is the Joining fee and Renewal Fee on this credit card?
The Joining Fee and Renewal Fee on this HDFC Bank credit card are Rs. 500.
What eligibility criteria must the applicant meet when applying for this credit card?
The applicant’s age must be as follows:
For Salaried Individuals
Minimum Age – 21 Years
Maximum Age – 60 Years
For Self Employed Individuals
Minimum Age – 21 Years
Maximum Age – 65 Years
As the name suggests, HDFC Freedom credit card gives you the freedom to spend more and at the same time get some value back. This card comes with a minimal fee of Rs. 500 a year and can be a great addition to your wallet. Read More
Here are some of its benefits-
Reward Points – Earn 1 reward point for every Rs.150 spent across all categories. You can also earn 10X reward points on PayZapp & SmartBuy spends.
Accelerated Rewards – Earn 5-times more reward points when you spend on movies, groceries, dining, taxis and railway ticket bookings.
Birthday Benefits – Use your credit card on your birthday and get 25-times more rewards.
Reward Redemption – Redeem your rewards for gift vouchers or direct statement credits.
Avail Gift Vouchers – Spend Rs. 90,000 or more in a year and get Rs.1,000 gift voucher.
Fuel Surcharge Waiver – Enjoy 1% fuel surcharge waiver subject to a maximum cashback of Rs.400 per statement cycle.
Lost Card Liability Cover – Get benefit of zero lost card liability when you report the loss of credit card immediately.
Renewal Fee Waive off – Get Renewal fee waived on spends of Rs.60,000 in a year prior to the renewal date.
What is the Joining fee and Renewal Fee on this credit card?
The Joining Fee and Renewal Fee on this HDFC Bank credit card are Rs. 500.
What eligibility criteria must the applicant meet when applying for this credit card?
The eligibility criteria for this credit card are:
For Salaried Individuals
Minimum Age – 21 Years/ Maximum Age – 60 Years
Gross Monthly Income – Must be above Rs. 12,000
For Self Employed Individuals
Minimum Age – 21 Years/ Maximum Age – 65 Years
Income Tax Returns must be above Rs. 2 lakhs per annum
Can users get a waiver on annual fees?
If users manage to spend Rs. 60,000 in a year then they can get an annual fee waiver for the next year.
Times Platinum and Times Titanium credit cards are the two best offerings of HDFC Bank for those looking for movie benefits.
HDFC Bank Times Card is an entertainment credit card that comes with a number of offers on movies, dining, etc. It is available at an annual fee of Rs. 1,000 only. Read More
Given below are a few important features of HDFC Platinum Times Credit Card-
Welcome Benefits – Get a bunch of discount offers as a welcome benefit.
Movies and Dining Benefits – Get 25% discount on movies and 20% on dining at partner outlets.
Reward Points – Earn 3 reward points on every Rs.150 spent on the credit card along with accelerated reward earning of 10 points per Rs.100 when you spend on dining during weekdays.
Fuel Surcharge Waiver – Save more on fuel as fuel surcharge of 2.5% plus service tax will be replaced by convenience fee of 1%.
Contactless Payments – You can pay by just waving your card in front of a POS machine as it is a contactless card.
Travel Benefits – On making minimum 4 transactions every month you get free accidental death insurance of up to Rs. 50 Lakh and Rs. 5,000 fire and burglary protection for 6 months.
Can HDFC Platinum Times Credit Cards be used for online Transaction?
Yes, the chip allows the user to make online transactions, however, the user has to first get the card registered for ‘MasterCard SecureCode’ service which ensures safe online transactions.
How to redeem the reward points?
A request can be made through net banking after logging to your account and going to Cards Then Enquire and Redeem Reward Points. The minimum reward points should be 500 before using them.
Can HDFC Platinum Times Card be used as a normal swipe card?
Yes, your HDFC Platinum Times Card comes with a magnetic strip along with an EMV chip.
What are the benefits that I can enjoy with my HDFC Platinum Times Card?
You enjoy many benefits like a discount on movie tickets and dining and earning accelerated reward points on weekday dining expenses.
What is the membership fee of HDFC Platinum Times Card?
The membership fee for HDFC Platinum Times Card is Rs. 1000 with additional GST at 18%.
Available at an annual fee of only Rs. 500, HDFC Titanium Times Credit Card is suitable for those who like to go to movies or dine out quite frequently. Read More
Following are the key benefits one can avail on HDFC Titanium Times Credit Card-
Movies and Dining Discounts – Avail 25% discount on movies and 15% discount on dining out.
Welcome Benefits – Get a bouquet of welcome gift comprising of shopping, dining and apparel vouchers.
Reward Points – Get 2 reward points for every Rs.150 spent on the card. Reward points are valid for 2 years from the date of accumulation.
Fuel Surcharge Waiver – 5% fuel surcharge is converted into a 1% convenience fee to let the users save more on fuel.
Travel Benefits – Get free accidental death insurance of up to Rs.50 Lakh and fire and burglary insurance on good worth Rs.5,000 for 180 days when you use your card at least 4 times a month.
Contactless Payment – It is a contactless card so you can make transactions up to Rs.2,000 by waving the card at an NFC-enabled POS terminal.
How do I find the partner restaurants and movie theatres?
The information about partner restaurants and cineplexes will be available on HDFC Bank’s website. Click here for the same.
Is this a contactless credit card?
Yes, this is a contactless credit card and you can make payments up to Rs. 2,000 by just hovering the card in front of an NFC-enabled POS terminal.
What is SmartPay?
SmartPay is a facility from HDFC Bank through which you can set standing instructions for utility or other bill payments.
How do I redeem the reward points accumulated on my Times Titanium Credit Card?
You can easily redeem the reward points by visiting HDFC Bank net banking. Click here to know all about HDFC Credit Card Reward Points.
HDFC Bank Diners ClubMiles is a great card to get dining benefits.
HDFC Bank Diners ClubMiles is again a great addition to frequent flyer’s wallets. It lets you elevate your travel experience and at the same time offers a whole new world of privileges and benefits, all for an annual fee of just Rs. 1,000. Read More
Some of the key features of HDFC Bank Diners ClubMiles credit card are mentioned below-
Reward Points – Earn 4 reward points for every Rs.150 spent across all categories. Redeem reward points for booking air tickets or hotels with international and domestic airline and leading hotel chains. (1 reward point = Re.0.50)
Exclusive Lounge Program – Be a part of the Exclusive Lounge Program and get access to leading lounges across the world. Get up to 6 Complimentary accesses to 25+ Domestic Lounges and 700+ International Lounges.
Dining Discounts – Enjoy 15% discounts at some of the finest restaurants in the country along with Diners Club Privileges in over 70 different countries.
Travel Benefits – Get air accident cover of Rs.1 Crore and emergency medical expense cover of Rs.25 Lakh.
What is the Joining fee and Renewal Fee on this credit card?
The Joining Fee and Renewal Fee on HDFC Bank Diners ClubMiles Credit Card are Rs. 1,000.
Can users get an annual fee waiver on this credit card?
Yes, users can get an annual fee waiver if they spend Rs. 1 Lakh in an anniversary year.
How much are the reward points worth in Indian Rupees?
1 Reward Point is worth Re. 0.50. Also, users earn 4 Reward Point for every Rs. 150 spent.
Users can earn excellent rewards with HDFC Bank Diners Club Rewardz credit card.
This Diners Club credit card by HDFC lets you earn several benefits and privileges every time you use the card to make transactions. The annual fee on this credit card is Rs. 1,000 which will be reversed if you spend Rs. 1 Lakh in a year. Read More
Some exciting benefits of this credit card include-
Welcome Benefits – Get 500 bonus Reward Points on the first International transaction.
Milestone Benefits –Avail Rs.2000 voucher from Yatra on spending Rs. 1, 50,000/- in a year
Reward Points – Earn 3 reward points for every Rs.150 spent on retail. Redeem Reward Point for Air Miles across Jet Airways (JPMiles) or Singapore Airlines (KrisFlyer Miles). (1 Reward Point = 0.30 Air Mile)
Travel benefits – You can book hotel and airline tickets with over 150 Airlines and hotel chains for best travelling deals
Dining Discounts – Enjoy 15% dining discounts on select partner restaurants.
What is the Joining fee and Renewal Fee on HDFC Bank Diners Rewardz Credit Card?
The Joining Fee and Renewal Fee on HDFC Bank Diners Rewardz Credit Card are Rs. 1,000.
Is there a chance to get a renewal fee waiver on this credit card?
Yes, users won’t have to pay the renewal fee if they spend Rs. 1.00 Lakh in an anniversary year.
What is the validity period on Reward Points earned on this credit card?
The validity period on Reward Points earned on this credit card is 2 years from the date of accumulation.
What is the conversion ratio from Reward Points to Air Miles on this credit card?
1 Reward Point is equal to 0.30 Air Mile/JPMiles/KrisFlyer Miles.
Please note that the cards mentioned in the table below are not available on Paisabazaar.com. Kindly visit HDFC Bank’s official website to apply for these.
| HDFC Credit Cards | Joining Fee (in Rs.) | Renewal Fee (in Rs.) | Key Features |
| HDFC Infinia | 10,000 | 10,000 | Premium travel privileges and complimentary access to golf courses in India and across the world |
| Diners Club Black | 10,000 | 5,000 | Redeem reward points for booking air tickets/hotels across 150+ airlines and choicest hotels (1 reward point = Re.1) |
| JetPrivilege HDFC Bank Platinum | 1,000 | 1,000 | Save up to Rs.5,000 every year on your air tickets and fuel. Also get complimentary access to airport lounges in India.* |
| Maruti Suzuki NEXA HDFC Bank AllMiles Credit Card | 1,000 | 1,000 | Get 1,000 bonus reward points on payment of joining fee and renewal fee* |
| Snapdeal HDFC Bank | 500 | 500 | Avail flat 5% instant discount on purchases made on Snapdeal. |
| Doctors Superia | 1,000 | 1,000 | Welcome benefit of 1,000 reward points and complimentary Priority Pass Membership |
| Teachers Platinum | 500 | 500 | Earn 3 times more reward points on weekends and get bonus rewards on Teacher’s Day. |
| Platinum Edge | 500 | 500 | 1% Fuel Surcharge waived off on fuel transactions subject to a maximum waiver of Rs.250 per statement cycle |
| Titanium Edge | 500 | 500 | Enjoy 50% more reward points on all your Dining spends |
| Diners Club Premium | 2,500 | 2,500 | Be a part of Exclusive Lounge Program and get Complimentary access to 25+ Domestic Lounges within India and 700+ Lounges Worldwide |
| HDFC Solitaire | 500 | 500 | Exclusive benefits for women. Enjoy shopping vouchers of total worth Rs.2,000 every year.* |
*Terms and Conditions Apply
Every time you use your HDFC card, reward points will be credited to your account. The number of reward points you earn will vary depending on the type of credit card you have and also on the spending patterns on the card. Once you have accumulated enough reward points in your credit card account, you can redeem them against a multitude of gift vouchers and merchandise.
HDFC credit card users can redeem the reward points online as well as offline. For online redemption, follow the process given below-
For offline redemption, you can fill the redemption form and mail it to the bank. You can download the redemption form from HDFC website.
There are a number of ways in which you can pay your HDFC credit card bills.
Net Banking- You can make payment of your HDFC credit card bill directly by logging into your HDFC net banking portal. For this you should first add your credit card to net banking.
Bill Desk- If you do not have an account in HDFC Bank, you can use other bank’s net banking facility to make the payment by going to the HDFC bill desk.
HDFC Bank Mobile Banking Apps– It is even easier to make payment through your mobile banking app but for this you need to add the credit card to your net banking first.
ATM Funds Transfer- HDFC Bank also offers the facility of transferring funds from your savings or current account to your credit card account.
NEFT- HDFC also allows its users to pay their credit card bills through NEFT from other bank accounts. Just enter your card number in place of account number and use IFSC Code HDFC0000128.
Autopay- You can also set standing instructions on your HDFC Bank savings account or current account to pay off your credit card bill per month.
Over the Counter Cash Payment- Credit card users can walk into the nearest HDFC Bank branch and make cash payment but a processing fee of Rs. 100 will be charged for the same.
Payment by Cheque- Users can also deposit a cheque payable to the HDFC BANK Card A/c (you should mention your Credit Card number) at any of the branches or ATM dropbox.
Though the eligibility for different HDFC cards is based on several factors, there are some basic requirements that every applicant should meet-
For HDFC credit card application, you are required to submit some relevant documents such as income proof, identity proof and address proof.
| Proof of Identity |
|
Proof of Address |
|
| Proof of Income |
You can compare different credit cards by HDFC Bank and apply for them directly through our website. Just enter your basic details to check the eligibility for different credit cards. Once you find that you are eligible, you can apply online directly.
Follow the steps given below to apply for HDFC Credit Card.
Step 1- Click here to start the application process.
Step 2- Enter your basic details like occupation, monthly income, residence pin code and contact number. You will now see a list of different credit cards.
Step 3- Find your preferred HDFC credit card and check your eligibility for the same by entering some more information.
Step 4- If you are eligible, you can complete the online application.
After this, the bank will give you a call and a field officer will collect the documents at your doorstep.Once approved, the credit card will reach you within a week. You can also apply for HDFC credit cards online directly through their website or by visiting the nearest branch of HDFC Bank.
HDFC Credit Card users can get in touch with the bank’s customer care via call, email and SMS.
HDFC Bank credit card customer care Toll Free number: (prefix STD Code) 6160-61616
HDFC Bank credit card customer care address for communications through mails and couriers:
For Regular Post:
Manager,
HDFC Bank Cards Division,
PO BOX # 8654
Thiruvanmiyur PO Chennai – 600 041
For Courier:
Manager,
HDFC Bank Cards Division,
# 8, Lattice Bridge Road,
Thiruvanmiyur, Chennai – 600 041
In case of complaints, HDFC Bank credit card customers can fill the complaints form available on the official website of HDFC Bank or visit at the given link:
What are the eligibility criteria to apply for HDFC Regalia Credit Card?
For Salaried Individuals, you need to be in the age bracket of 21 to 60 years with Gross monthly income more than Rs.1.2 Lakh and for Self Employed individuals, you should be in the age bracket of 21-65 years with Gross monthly income more than Rs.12 Lakh per annum
What should be done in case the credit card is stolen or lost?
In such a situation, you can contact the customer care executive of HDFC Bank at (prefix STD Code): 6160-61616. The bank executives will then guide you with the steps that need to be followed.
Why did my credit card application get rejected?
There are different reasons based on which the bank or the financial institution can reject or hold your credit card application. Some of the reasons can include low CIBIL Score or not meeting the eligibility requirement as set by the bank. The best option in this scenario would be to contact the bank executives and they shall provide you with an appropriate reason for rejection.
My address has been changed recently. How can I change it in the credit card?
You can get your address changed by visiting your nearest HDFC Bank branch or by Internet Banking. Once you login through internet banking, there will be an option of Update Address on the top right.
| HDFC Bank and CSC Launch Credit Card for Village Entrepreneurs and Small Traders | ||||||||||||||
| 17th July 2019 HDFC Bank, in collaboration with Common Services Centres (CSCs), has launched the ‘Small Business Money Back Credit Card’ for village level entrepreneurs and village level sourced customers. The credit card will allow customers access to credit to make their day to day transactions. Currently, about Rs. 70,000 crore is being transacted through CSCs. These CSCs not only provide a stage for government and public utility services but also deliver financial services, social welfare schemes, and so on. All in all, this credit card will lend greater convenience to users who conduct their business in remote villages. | ||||||||||||||
| HDFC Hikes Late Fees on Credit Cards | ||||||||||||||
| 6th March 2019 HDFC will increase the late fees on its credit cards and it will come into effect from 1st April 2019. The cardholders should pay the minimum amount due by the due date to avoid late payment fee. The table given below shows the revised late fees on HDFC credit cards.
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| HDFC Looks to Double Credit Card Penetration in its Existing Customer Base | ||||||||||||||
| 14th May 2018 HDFC Bank, the largest issuer of credit cards in India, is looking forward to double the penetration of credit cards in its customer base over a period of three years. It currently has a customer base of 42 million and credit cards make 25 percent of it and the bank is planning to grow this number of 50 percent over the next three years. The bank is taking this step because it sees an improvement in the cross-selling opportunities in its existing customer base. HDFC is also taking several steps in the merchant acquisition front. | ||||||||||||||
| Credit Card Customer Base of HDFC Bank crosses 1 Crore Mark | ||||||||||||||
| 02nd Feb 2018 HDFC has just made a new record by reaching a credit card customer base of more than 1 Crore. According to the data furnished by RBI, the total number of HDFC’s credit card customers is 1.02 Crore which is equal to 28.68 percent of the total credit card customer base in the country. SBI and ICICI stand at second and third place with customer bases of 57.50 Lakhs and 47.26 Lakhs, respectively. Axis bank bags the fourth place with the total credit card customers being 41.45 Lakhs. | ||||||||||||||
| Snapdeal-HDFC Bank credit card crosses 1.5 lakh users | ||||||||||||||
| 16th Jan 2018 Since the launch of its co-branded credit cards with Snapdeal, HDFC Bank has issued these cards to over 1.5 Lakh users. This is the only credit card so far that has been launched in collaboration with an e-commerce brand. The card has been offered to make purchases on Snapdeal more rewarding for the users as the buyers opt for online payment nowadays. Snapdeals claims that the number of its credit card payments has shot up by 1.5 times. | ||||||||||||||
| HDFC Bank issues 3 lakh instant credit cards | ||||||||||||||
| 17th Dec 2017 HDFC Bank launched its InstaCard in January 2017 and within a course of about 1 year the bank has launched instant credit cards. These cards are delivered to the customers within an hour of applying for the credit card through net banking, provided that the applicant meets all eligibility criteria. The application process is also quick and easy. With the InstaCard, customers can make online transactions. Physical credit card is delivered to the customers within a few days. | ||||||||||||||
| HDFC Bank Uses Social Media Analytics and Purchase History to Determine Credit Card Eligibility for its Customers | ||||||||||||||
| 07th Sep 2017 Due to increased opportunities in the credit card market and rising competition, HDFC is breaking the tradition of conservative credit card appraisal. Now the bank is looking forward to target first-time customers on the basis of their purchase history and digital footprints. Analytics and artificial intelligence helps in building a better profile for individuals who do not have any credit history. The bank is focusing on the millennial population ranging between 20 and 30 years of age. | ||||||||||||||
| HDFC Bank Launches Co-branded Credit Card with Times Internet | ||||||||||||||
| 23rd Aug 2016 The largest player in the credit card market, HDFC Bank, has launched a card in partnership with Times Internet- a Bennett, Coleman and Co. On this credit card, users can earn Times Points under the online loyalty programme of Times Group. This loyalty program has 18 million user base. Users can earn points while surfing Times Internet website or by commenting on an article on any of these websites. | ||||||||||||||
| HDFC Bank to Increase Credit Card Issuance | ||||||||||||||
| 12th May 2016 HDFC (Housing Development and Finance Corporation) Bank, one of the largest private sector banks in India, has voiced intentions to substantially expand its credit card customer base over the next year. With a view to increasing its share of the plastic money business, HDFC Bank plans to double the number of cards it issues every month to reach a figure of about 4 lakh new card issues every month..Read more | ||||||||||||||
| HDFC Bank and CSC launch credit card for village entrepreneurs and small traders | ||||||||||||||
| 17th July 2019 HDFC Bank, in collaboration with Common Services Centres (CSCs), has launched the ‘Small Business Money Back Credit Card’ for village level entrepreneurs and village level sourced customers. The credit card will allow customers access to credit to make their day to day transactions. Currently, about Rs. 70,000 crore is being transacted through CSCs. These CSCs not only provide a stage for government and public utility services but also deliver financial services, social welfare schemes, and so on. All in all, this credit card will lend greater convenience to users who conduct their business in remote villages. |
