HDFC Platinum Times Credit Card

Reward Points: Earn 3 Reward Points per Rs. 150 spent. 10 Reward Points per Rs. 150 are earned on weekday dining spends.

Welcome Benefit: Gift Vouchers across shopping, apparel, dining and many more categories.

Movie Offers: Enjoy a 25% discount on movie tickets and save up to Rs. 1,800 in a year. Save up to Rs.350 per transaction.

Dining Offers: Avail 20% off at more than 600 partner restaurants of HDFC Bank and saves up to Rs. 9,600 in a year. Click here to see the list of partner outlets.

Fuel Surcharge Waiver: Avail 1% fuel surcharge waiver up to Rs. 500 per month and save up to Rs. 1,500 in a year.

Annual Fee Waiver: Spend over Rs. 2.50 lakh in a year and get the annual fee of Rs. 1,000 waived off.

*Click Here for most important terms and conditions.

Along with your application form, you should also submit valid proof of identity, address and income. Click Here for the list of documents.

Apply for this credit card by following the steps listed below:

• Click here to start the application process
• Fill the form by entering basic details such as mobile number, income, existing cards, etc. to see the list of all cards
• Filter the results for HDFC Bank credit cards
• Click on ‘Check Eligibility’ against HDFC Platinum Times Card and provide further details
• Fill out the complete application form by providing detailed information as asked
• Authorize the application using the OTP received on the registered mobile number
• Submit the duly filled application form

On successful submission, an executive from Paisabazaar will call and set a date and time for document collection. A field officer will come to collect the documents at the decided time and place. The bank will then scrutinize the documents and if qualified, the card will be delivered to the applicant’s address in about 15 days.

Platinum Times Credit Card can also be applied through HDFC Bank’s website or by visiting the nearest HDFC bank branch.

Which one is better HDFC Bank Titanium Times Credit Card or HDFC Bank Platinum Times Credit Card?

The main difference between the two credit cards is the number of reward points that they offer and the annual fees charged. The Titanium Times Credit Card charges an annual fee of only Rs. 500 and waives it if a customer spends Rs. 1.50 Lakh or more. HDFC Bank Platinum Times Credit Card, on the other hand, charges an annual fee of Rs. 1,000 and waives it if a customer spends Rs. 2.50 Lakh or more. We recommend that you read the in-depth comparison of the two credit cards. Click here for the same.

How do I redeem the reward points earned on the Platinum Times Credit Card?

You can redeem the reward points by net banking or through Post. Detailed steps can be found here.

Do I get cashback or Airmiles on the Platinum Times Credit Card?

No, you get reward points only. However, if you want you can convert your reward points into Airmiles. You will get 100 Intermiles for every 1,000  Reward Points.

Can I transfer the balance from my other credit card to HDFC Bank Platinum Times Credit Card?

Yes, you may transfer the outstanding amount on your other bank’s credit card to HDFC Bank Platinum Times Credit Card. The balance transfer processing fee is Rs. 250 or 1.00% of the Balance transfer amount, whichever is higher.

Can I make international transactions on HDFC Bank Platinum Times Credit Card?

Yes, you can make international transactions on this credit card. You will be charged a mark-up fee which is 3.50% of the amount transacted. This will be applied to the transaction made overseas both retail as well as online. The fee is also applied on transactions made in India where the POS machine is registered in another country, e.g. Duty-Free shops.