HDFC Platinum Times Credit Card is one of the most popular entertainment credit cards in India. At an annual fee of Rs. 1,000, the card offers generous discount on movie tickets and dining and also lets the users earn rewards on all purchases. Read on to more about this card in detail.
50+ Credit Cards from Top Banks
Compare Best Offers
Completely Digital Process
Exclusive Pre-Approved Cards waiting for you
50+ Credit Cards from Top Banks
Compare Best Offers
Completely Digital Process
Error: Please enter a valid number
HDFC Platinum Times Credit Card Overall Rating: ★★★★ |
|
 |
|
| Welcome Benefit | ★★★★ (4.5/5) |
| Rewards Rate | ★★★ (3/5) |
| Dining Benefits | ★★★ (3.5/5) |
Must Read: Best HDFC Bank Credit Cards 2023
Note: This card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the HDFC Bank website.
| On this page: |
This card provides joining benefits in the form of vouchers worth Rs. 5,000 for shopping, dining, apparel and other category spends. You can get these vouchers only if you activate your credit card within the first 30 days of card opening. This benefit is not available on card renewal after the first year.
This feature is quite remarkable when compared to other similar credit cards as the cardholders get welcome vouchers worth 5 times the card fee. Generally, most credit cards simply match the value of their welcome benefits to their joining fee. For instance, HDFC Millennia or premium cards like SBI Elite both offer gift vouchers equivalent to their annual fee amount as welcome benefits. However, in case of this HDFC Platinum Times credit card, the joining benefit value far exceeds the card fee.
Terms and Conditions on Reward Points
EazyDiner Membership: 6 months membership with up to 15% off on your dining bill on payment via PayEazy.
Times Prime Membership: Annual membership on making at least 1 transaction per calendar quarter. If you are a lifetime free cardholder, then you can avail this Times Prime membership for the first year only.
| What is Times Prime membership?
Times Prime is a lifestyle membership that comes with exclusive offers and deals related to shopping, travel, dining, entertainment and other similar categories. Through this, you can avail multiple subscriptions and memberships across popular platforms. Discount deals on various brands, including Swiggy, Myntra, Yatra, Chaayos, Uber, etc. are also offered to the members. To avail these offers via Times Prime membership, you can open the Times Prime app and log in to browse the offers. Select the offer you are interested in and click on the ‘Generate Coupon’ button. Use this coupon on the respective platforms to claim the deal. |
| Memberships | Duration | Membership Fee Savings |
| Sony LIV | 6 months | Rs. 699 |
| Google One (100 GB) | 6 months | Rs. 780 |
| Lenskart Gold | 1 year | Rs. 600 |
| Economics Times Prime | 3 months | Rs. 999 |
| Audible | 2 months | Rs. 398 |
| HealthifyMe | 3 months | Rs. 2,000 |
| YouTube Premium | 4 months | Rs. 516 |
| Disney+ Hotstar Super | 6 months | Rs. 549 |
| EazyDiner Prime | 6 months | Rs. 2,190 |
| Netmeds | 6 months | Rs. 999 |
| Cultpass LIVE | 45 days | Rs. 675 |
| FirstCry Club | 3 months | Rs. 369 |
| Total Savings | Rs. 10,774 | |
| Credit Card Fees | Details |
| Joining/Annual Fee | Rs. 1,000 + GST |
| Finance Charges | 3.75% p.m. | 45% p.a. |
| Late Payment Charges | For Statement Balance –
Up to Rs. 100: Nil |
Click here to check detailed charges and other terms & conditions applicable on HDFC Bank Platinum Times Credit Card.
| Criteria | Details |
| Nationality | Indian |
| Age | 21 to 60 years (21 to 65 years for self-employed) |
| Occupation | Salaried or Self-employed |
| Income | Salaried: Min. Rs. 35,000 per month Self-employed: Min. Rs. 6 lakh per annum |
| Documents Required |
Click here for the list of required documents |
Along with your application form, you should also submit valid proof of identity, address and income. Click here for the list of documents.
HDFC Platinum Times Credit Card is the right choice for someone looking specifically for movies and dining benefits. A 50% discount on movie tickets along with 10 reward points per Rs. 150 on weekday dining seems quite a reasonable deal for an annual fee of only Rs. 1,000. However, these are the only two benefits of this card; all the other features are quite basic. The general reward rate is also of 3 points per Rs. 150. So, if you are looking for more comprehensive benefits like flat-rate cashback on all transactions or some travel-focused features, then you should look for other options.
| Credit Card | Annual Fee | Comparative Feature |
| HDFC Platinum Times Credit Card | Rs. 1,000 | 50% discount on movie tickets | 10 points per Rs. 150 on weekday dining |
| RBL Popcorn Credit Card | Rs. 1,000 | Spend Rs. 5,000 in a month & get Rs. 500 discount on movie tickets |
| HSBC VISA Platinum Credit Card | Nil | Get up to 15% discount on dining |
| Kotak PVR Gold Credit Card | Rs. 499 | Get up to 2 free movie ticket upon reaching a specific spend milestone |
What is the value of 1 reward point in HDFC Bank Times Credit Card Platinum?
Every reward point earned using the Platinum variant of HDFC Times card holds the redemption value of Rs. 0.15.
What is the percentage of discount on movie tickets in HDFC Bank Times credit card?
The HDFC Platinum Times credit cardholders can avail up to 50% discount on up to 4 movie tickets on BookMyShow platform every month with maximum Rs. 600 off on each transaction.
How to redeem reward points in HDFC Times credit card?
You can redeem the HDFC Platinum Times card reward points against the statement balance on the accrual of a minimum of 500 reward points through net or mobile banking platforms.
How to use HDFC Titanium times credit card to maximise benefits?
You can maximise your benefits using HDFC Titanium Times credit card by using it for all your lifestyle spends like shopping, movies and dining as it offers accelerated rewards and discounts on these spending categories. You can also get additional cashback on utility bills and shopping through SmartBuy and waive off the card fee by meeting the annual spending threshold of Rs. 1.5 lakh.
What is the HDFC Times card?
HDFC Times card is a co-branded offering by HDFC Bank in collaboration with Times Prime and is suitable for those who wish to save on their lifestyle-related spends like dining, shopping, movies, etc.
What is the yearly charge of the HDFC Times Card?
HDFC Times credit card (Titanium) comes at an annual fee of Rs. 500, while HDFC Times Platinum credit card charges an annual fee of Rs. 1,000.
Does the HDFC Times Card have lounge access?
No, HDFC Times cards do not offer any complimentary airport lounge access to the card users.
Which one is better HDFC Bank Titanium Times Credit Card or HDFC Bank Platinum Times Credit Card?
The main difference between the two credit cards is the number of reward points that they offer and the annual fees charged. The Titanium Times Credit Card charges an annual fee of only Rs. 500 and waives it if a customer spends Rs. 1.50 Lakh or more. HDFC Bank Platinum Times Credit Card, on the other hand, charges an annual fee of Rs. 1,000 and waives it if a customer spends Rs. 2.50 Lakh or more. We recommend that you read the in-depth comparison of the two credit cards. Click here for the same.
How do I redeem the reward points earned on the Platinum Times Credit Card?
You can redeem the reward points by net banking or through Post. Detailed steps can be found here.
Do I get cashback or Airmiles on the Platinum Times Credit Card?
No, you get reward points only. However, if you want you can convert your reward points into Airmiles. You will get 100 Intermiles for every 1,000 Reward Points.
Can I transfer the balance from my other credit card to HDFC Bank Platinum Times Credit Card?
Yes, you may transfer the outstanding amount on your other bank’s credit card to HDFC Bank Platinum Times Credit Card. The balance transfer processing fee is Rs. 250 or 1% of the Balance transfer amount, whichever is higher.
Can I make international transactions on HDFC Bank Platinum Times Credit Card?
Yes, you can make international transactions on this credit card. You will be charged a mark-up fee which is 3.50% of the amount transacted. This will be applied to the transaction made overseas both retail as well as online. The fee is also applied on transactions made in India where the POS machine is registered in another country, e.g. Duty-Free shops.
