HDFC Platinum Times Credit Card is one of the most popular entertainment credit cards in India. At an annual fee of Rs. 1,000, the card offers generous discount on movie tickets and dining and also lets the users earn rewards on all purchases. HDFC bank also provides a Titanium version of the card which is available at an annual fee of Rs. 500.
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Key Highlights of HDFC Platinum Times Credit Card | |
| Card Type | Entry-level |
| Best Suited for | Movies and Dining |
| Annual Fee | Rs. 1,000 |
| Minimum Income Requirement | Rs. 35,000 per month |
| Best Feature | 25% off on Movie Tickets on BookMyShow (up to Rs. 350 per transaction) |
| Paisabazaar’s Rating | ★★★ (3/5) |
Note: This card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the HDFC Bank website.
| On this page |
Reward Points: Earn 3 Reward Points per Rs. 150 spent. 10 Reward Points per Rs. 150 are earned on weekday dining spends.
Welcome Benefit: Gift Vouchers across shopping, apparel, dining and many more categories.
Movie Offers: Get 25% discount on movie tickets and save up to Rs. 1,800 in a year. Save up to Rs. 350 per transaction.
Fuel Surcharge Waiver: 1% fuel surcharge waiver at all fuel stations across India (on transactions between Rs. 400 and Rs. 5,000. Max waiver of Rs. 500 per statement cycle)
Annual Fee Waiver: Spend over Rs. 2.50 lakh in a year and get the annual fee of Rs. 1,000 waived off.
| Click here to read a comparative review of HDFC Times Platinum and Times Titanium Credit Card |
| Title | Details |
| Joining Fee | Rs. 1,000 + GST |
| Annual Fee | Rs. 1,000 + GST |
| Late Payment Charges | For Statement Balance:
|
| Finance Charges | 3.49% p.m. | 41.88% p.a. |
Click here to know about the other fees and charges applicable on HDFC Platinum Times Credit Card.
| Criteria | Details |
| Occupation | Salaried or Self-employed |
| Minimum Income for Salaried Applicants | Rs. 35,000 per month |
| Minimum Income for Self-employed Applicants | Rs. 6,00,000 per annum |
| Serviceable Cities | Click here for the list of eligible cities |
Along with your application form, you should also submit valid proof of identity, address and income. Click here for the list of documents.
HDFC Platinum Times Credit Card is the right choice for someone looking specifically for movies and dining benefits. A 25% discount on movie tickets along with 10 reward points per Rs. 150 on weekday dining seems quite a reasonable deal for an annual fee of only Rs. 1,000. However, these are the only two benefits of this card; all the other features are quite basic. The general reward rate is also of 3 points per Rs. 150. So, if you are looking for more comprehensive benefits like flat-rate cashback on all transactions or some travel-focused features, then you should look for other options.
| Pros | Cons |
| 25% discount on movie tickets on BookMyShow (up to Rs. 350 per transaction) | Not an impressive basic reward rate for an annual fee of Rs. 1,000 |
| 10 reward points per Rs. 150 on weekday dining | Lacks comprehensive benefits across categories |
| Credit Card | Annual Fee | Comparative Feature |
| HDFC Platinum Times Credit Card | Rs. 1,000 | 25% off on movies | 10 points per Rs. 150 on weekday dining |
| RBL Popcorn Credit Card | Rs. 1,000 | Spend Rs. 5,000 in a month & get Rs. 500 discount on movie tickets |
| HSBC VISA Platinum Credit Card | Nil | Get up to 15% discount on dining |
| Kotak PVR Gold Credit Card | Rs. 499 | Get up to 2 free movie ticket upon reaching a specific spend milestone |
Which one is better HDFC Bank Titanium Times Credit Card or HDFC Bank Platinum Times Credit Card?
The main difference between the two credit cards is the number of reward points that they offer and the annual fees charged. The Titanium Times Credit Card charges an annual fee of only Rs. 500 and waives it if a customer spends Rs. 1.50 Lakh or more. HDFC Bank Platinum Times Credit Card, on the other hand, charges an annual fee of Rs. 1,000 and waives it if a customer spends Rs. 2.50 Lakh or more. We recommend that you read the in-depth comparison of the two credit cards. Click here for the same.
How do I redeem the reward points earned on the Platinum Times Credit Card?
You can redeem the reward points by net banking or through Post. Detailed steps can be found here.
Do I get cashback or Airmiles on the Platinum Times Credit Card?
No, you get reward points only. However, if you want you can convert your reward points into Airmiles. You will get 100 Intermiles for every 1,000 Reward Points.
Can I transfer the balance from my other credit card to HDFC Bank Platinum Times Credit Card?
Yes, you may transfer the outstanding amount on your other bank’s credit card to HDFC Bank Platinum Times Credit Card. The balance transfer processing fee is Rs. 250 or 1% of the Balance transfer amount, whichever is higher.
Can I make international transactions on HDFC Bank Platinum Times Credit Card?
Yes, you can make international transactions on this credit card. You will be charged a mark-up fee which is 3.50% of the amount transacted. This will be applied to the transaction made overseas both retail as well as online. The fee is also applied on transactions made in India where the POS machine is registered in another country, e.g. Duty-Free shops.
