HDFC Bank Platinum Times Card is best suited to meet a user’s entertainment needs. The card offers discounts on movie tickets, dining, and fuel transactions. The details of the cards are given below.
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HDFC Bank Platinum Times Credit Card – Features
The features associated with this credit card are:
Welcome Offers – Users get a range of welcome offers including gift vouchers, discount coupons, travel offers, and so on
Movie Offers – Users get 25% off on movies
Dining Offers – Customers get 20% off at partner restaurants
Reward Points – Users earn 3 Reward Points per Rs. 150 spent. 10 Reward Points per Rs. 150 are earned on weekday dining spends
Fuel Surcharge Waiver – Users also earn a fuel surcharge waiver up to Rs. 500 per billing cycle
Annual Fee Waiver – Users get an annual Fee waiver if they spend over Rs. 2.50 lakh in a year
HDFC Bank Platinum Times Card – Benefits
The benefits that users can enjoy on this credit card are:
Accidental Death Insurance – Cardholders are insured up to Rs. 50 lakh as long as they make 4 transactions in a month
Fire and Burglary Protection – Users goods that are worth over Rs. 5000 are insured under this scheme as long as they make 4 transactions in a month
Annual Movie Discounts – Users can get discounts up to and over Rs. 1,800 in a year
Annual Dining Discounts – Customers can get discounts up to and over Rs. 9,600 annually
Annual Fuel Savings – Users can save up to Rs. 1500 in a year on fuel transactions
Also Read- HDFC Credit Card Insurance
HDFC Bank Platinum Times Card – Fees and Charges
The table given below shows the fees and charges associated with HDFC Platinum Times Card:
| Type of Fee or Charge | Amount |
| Annual/Renewal Fee | Rs. 1000 + GST |
| Cash Advance Fees | 2.5%, Min. Rs. 500 |
|
Late Payment Charges | For Statement Balance Less Than Rs. 100 – Nil Rs. 100 to Rs. 500 – Rs. 100 Rs. 501 to Rs. 5000 – Rs. 500 Rs. 5000 to Rs. 10000 – Rs. 600 Rs. 10001 to Rs. 25,000 – Rs. 800 Amount over Rs. 25,000 – Rs. 950 |
| Additional Card Fee | Nil |
| Charges on Revolving Credit | 3.49% per month or 41.88% p.a. |
| Over limit Account Charge | 2.5%, Min. Rs. 500 |
| Payment Return Fee | 2%, Min. Rs. 450 |
| Cash Processing Fee | Rs. 100 |
| Reward Redemption Fee | Rs. 99 per request |
| Balance Transfer Processing Charge | 1% of BT amount / Rs. 250, whichever is higher |
| Railway Ticket Purchase Fee | 1.8% + GST |
| Reissue of Credit Card | Rs. 100 |
| Foreign Currency Transaction | 3.5% of the amount |
HDFC Bank Platinum Times Card – Eligibility Criteria
The following requirements must be met in order to successfully apply for this credit card:
- Only an Indian national or a Non-resident Indian can apply for this card
Eligibility Criteria for Salaried Individuals
- Age – Minimum 21 Years and Maximum 60 Years
Eligibility Criteria for Self Employed Individuals
- Age – Minimum 21 Years and Maximum 65 Years
KYC documents are required from the bank in order to establish identity, place of residence and income such as Adhaar Card, PAN Card, Voter ID, etc. The application process won’t be successful if users don’t submit these forms.
How to Apply for HDFC Bank Platinum Times Card
Apply for this credit card by following the below-laid steps:
- Click here to apply for HDFC Bank Platinum Times Card
- Fill the form asking for basic details
- Afterwards, users can see all the credit cards user is eligible for.
- Filter out the HDFC Bank credit cards.
- Click on ‘Check Eligibility’ against Platinum Times Card and provide the requested information
- If you are eligible then credit card application form will appear. Duly fill it
- On successful submission, an executive from Paisabazaar will call you up and set a date and time for document collection
- Later on, the bank will scrutinize the documents and on qualifying the bank will deliver the card to your address in about 15 days
Platinum Times Credit Card can also be applied through HDFC Bank’s website or by visiting the nearest HDFC bank branch.
HDFC Bank Platinum Times Credit Card- FAQs
Who can apply for HDFC Platinum Times Card?
Any Indian national, who is older than 21 and younger than 60 or 65 (salaried and self-employed) can apply for this credit card.
What is the applicable GST on this credit card?
The applicable GST on this credit card is 18%.
Can Chip cards be used for online Transaction?
Yes, the chip allows the user to make online transactions, however, the user has to first get their card registered for ‘MasterCard SecureCode’ service which ensures safe online transactions.
How to redeem the reward points?
A request can be made through net banking after logging to your account and going to Cards Then Enquire and Redeem Reward Points. The minimum reward points should be 500 before using them.
Can HDFC Platinum Times Card be used as a normal swipe card?
Yes, your HDFC Platinum Times Card comes with a magnetic strip along with an EMV chip.
What are the benefits that I can enjoy with my HDFC Platinum Times Card?
You enjoy many benefits like a discount on movie tickets and dining and earning accelerated reward points on weekday dining expenses.
What is the membership fee of HDFC Platinum Times Card?
The membership fee for HDFC Platinum Times Card is Rs. 1000 with additional GST at 18%.
Compare Different Credit Cards by Other Banks
| Credit Card | Annual Fee | Reward Points | Net Savings |
| HDFC Bank Platinum Times Credit Card | Rs. 1,000 Plus Taxes | Earn 3 reward point per Rs. 150 spent | Rs. 5,444* Rs. 8,2888** |
| IndusInd Bank Platinum Aura Credit Card | Nil | Earn 4 Reward Points at departmental stores, grocery shopping, Hotel expenses, and restaurant bills | Rs. 7,597* Rs. 14,797** |
| ICICI Bank Coral Contactless Card | Rs. 500 | Earn 2 PAYBACK Points per Rs. 100 spent | Rs. 10,636* Rs.15,772** |
| Standard Chartered Super Value Titanium Card | Rs. 750 | Earn 1 reward point for every Rs. 150 spent and 5X reward points for overseas point-of-sale spends | Rs.9,834* Rs.12,930** |
*On spending Rs.2 lakh annually
**On spending Rs.4 lakh annually
Other Entertainment Credit Cards
People also looked for the following entertainment credit cards:
| Credit Card | Annual Fee | Key Feature | Paisabazaar Rating |
Rs. 999 | User get two movie tickets every month on spending Rs. 10,000 in a month | N/A | |
Nil | Users can enjoy BookMyShow voucher worth Rs. 500 on spending over Rs. 50,000 in a calendar month | 4.3/5 | |
Rs. 499 | Users get one movie ticket free every month on the spending of Rs. 7500 within the same billing cycle | N/A | |
Rs. 299 | Users get 10% cashback on movie spends if they spend Rs. 10,000 in any category except dining and entertainment within a billing cycle | N/A |
