MasterCard Credit Card

Credit cards issued by MasterCard in association with partner brands such as banks, retailers, etc. are known as MasterCard credit cards. These credit cards from MasterCard offer unmatched safety and security features. Some of the services are common to all of the credit cards while others are specific to these cards.

A MasterCard credit card welcome kit comes with an ATM PIN that makes it easy for the credit card holder to withdraw money from an ATM that accepts MasterCard credit and debit cards. It also prevents fraudulent use of MasterCard credit cards for cash withdrawal.

The banks that offer MasterCard credit cards in India are listed here:

The type of credit card that a customer can apply for depends on their monthly income, credit history, spending power and other factors. Each one of the cards offered by MasterCard comes with its own rewards, services, etc.

MasterCard offers different types credit cards in India through partnered banks and these credit cards are accepted worldwide at millions of locations. Customers can use these cards to withdraw money, shop online, pay utility bills, pay medical bills, make purchases from retail stores, and much more. You can also set up automatic payments on your MasterCard credit card to make sure that you pay your credit card bills on time. Each one of these cards is designed keeping the specific needs of different customers in mind.

The various MasterCard credit cards offered in India by most banks are briefly discussed here.

• Standard MasterCard: This Standard MasterCard credit card is an entry-level card presented by MasterCard that the card holders can use for everyday purchases. It is the perfect choice for hassle-free shopping online and in retail stores without the need to carry cash or cheques. This credit card is one of the best options for petrol and grocery purchases. It comes with two great MasterCard services for its users i.e. MasterCard Global Service and Zero Liability Protection.

• Platinum MasterCard: The Platinum MasterCard credit card is one of the premium cards from MasterCard that offers worldwide acceptance, exclusive travel benefits, and amazing lifestyle offers. It is ideal for travel enthusiasts, since they can avail the MasterCard global services, Zero Liability Protection, concierge services, etc.

• World MasterCard: World MasterCard credit card empowers the credit card holder to explore the whole world without any hassle. The credit card offers worldwide acceptance and valuable features in addition to special travel benefits. MasterCard also regularly offers amazing deals on hotels, lifestyle, shopping, and entertainment that the customers can avail to save money and make the most of their trip to different parts of the world. It comes with MasterCard global services, concierge services, Zero Liability Protection service as well as MaterCard ID Theft protection.

Gold MasterCard and World Elite MasterCard are two other types of MasterCard credit cards that are no longer issued in India.

MasterCard values its customers immensely and provides unique and valuable services to them. Some of the services are reserved for the premier credit cards while others are available on all MasterCard credit cards. Some of the most common MasterCard services that the company offers to its credit card holders are:

• MasterCard Global Service: The customers can use this MasterCard credit card to avail the MasterCard Global Service to report a stolen or lost card, obtain emergency card replacement, get a cash advance, find an ATM, or simply get more information about their credit card.

• Zero Liability Protection: This card also comes with a Zero Liability Protection where the customers only need to pay for the purchases they have authorised on their MasterCard. They will not be charged for unauthorised transactions made with their MasterCard credit card.

• PayPass Facility: MasterCard credit card holders can use the PayPass facility offered by MasterCard through which they can just tap the MasterCard PayPass credit card on the machine instead of signing or swiping to enable the transaction.

• MasterAssist Travel Assistance: MasterCard helps you travel without having to worry much since you can enjoy travel assistance through this program. This program offers assistance services to such as pre-trip destination information including visa and passport requirements, immunisation and healthcare services, assistance in the case of lost or stolen luggage or travel documents, referrals to doctors, lawyers as well as local embassies and consulates.

• MasterPass by MasterCard: MasterCard credit card holders can use the MasterPass digital wallet to make payments for online shopping. It is a free digital payment wallet that stores the payments and shipping information in a securely to help enable faster payment check outs faster.  It works for electronic devices such as mobile phones, tablets, and computers. It can help online shoppers save a lot of time.

• Enhanced Security: MasterCard credit cards offer enhanced security and are protected against scam, fraud or misuse. Some of the security features of MasterCard credit cards for online transactions include EMV chip technology, SecureCode, and One Time Passwords (OTP).

• Concierge Services: Some of the exclusive services offered to MasterCard credit card holders are the concierge services. MasterCard credit card holders can get a card replacement if the card is lost or stolen within 24 to 48 hours. They can also get emergency cash within two hours of reporting the loss of card.