Best Fuel Credit Cards in India 2020

Annual Fee: Rs. 1,000 (waived off on spending Rs. 30,000 in a year)
Minimum Income: Rs. 25,000 per month

IndianOil Citibank® Platinum Credit Card is one of the most sought after fuel credit cards as it allows one to earn Turbo Points on all purchases. These Turbo points can then be used at the time of refuelling at Indian Oil Fuel Stations.

• 4 Turbo Points per Rs. 150 spent on fuel purchases at authorized Indian Oil retail outlets
• 2 Turbo Points per Rs.150 for grocery and supermarkets spends
• 1 Turbo Point per Rs. 150 spent on all other spends
• Turbo Points can be redeemed at Indian Oil Petrol Pumps
• 1 Turbo Point = Re. 1 of Free Fuel
• Turbo Points never expire
• Full waiver of the fuel surcharge* (1%) on fuel purchases

Annual Fee: Rs. 499 (waived off on spending Rs. 50,000 in a year)
Minimum Income: Rs. 20,000 per month

Launched in collaboration with Bharat Petroleum, this SBI Credit Card offers value back on your fuel spends. The card is also well suited for grocery purchase, movies and dining.

• 13X reward points (up to 1,300 points a month) on fuel purchase at BPCL Petrol Pumps
• 1% fuel surcharge waiver* at BPCL Petrol Pumps (max. Rs. 100 in a month)
• 2,000 Bonus Reward Points worth Rs. 500 as welcome benefit
• 1 reward point per Rs. 100 on non-fuel spends
• 5X rewards on movies, dining, groceries and departmental store spends

Annual Fee: Rs. 750 (waived off on spending Rs. 90,000 in a year)
Minimum Income: Rs. 55,000 per month

This Standard Chartered Credit Card is among the best cashback credit cards in India with major benefit on fuel and utility bill payment. More details of the card are given below.

• 5% cashback on fuel purchase and phone and utility bill payment
• 1 reward point per Rs. 150 spent
• 5X rewards on International POS transactions
• Contactless feature ensures quick and safe transactions
• Balance transfer and loan facility

Annual Fee: Rs. 500 (waived off on spending Rs. 50,000 in a year)
Minimum Income: Rs. 10,000 per month

Indian Oil HDFC Credit Card is a comparatively new credit card in India and rewards you in the form of Fuel Points, which are valid for 2 years. Read more details on this card below:

• 5% Fuel Points for fuel purchase at Indian Oil Petrol Pumps
• 5% Fuel Points for Groceries and Bill Payment (up to 100 FP each in a month)
• 1 Fuel Point per Rs. 150 for all other spends
• 1% fuel surcharge waiver* up to Rs. 250 in a billing cycle
• Redeem Fuel Points for IndianOil XTRAREWARDSTM Points (XRP)
• 1 FP = 3 XRP and 1 XRP = Rs. 0.32

Annual Fee: Rs. 500 (waived off on spending Rs. 20,000 in a year)
Minimum Income: Communicated at the time of application

HDFC Bharat Cashback Credit Card is a low annual fee cashback credit card that is suited for your fuel, groceries and bill payment needs. Read on to know more about this credit card.

• 5% cashback on fuel expenses
• 1% fuel surcharge waiver* up to Rs. 250 in a billing cycle
• 5% cashback on bill payment and mobile recharge
• 5% cashback on groceries
• 5% cashback on HDFC PayZapp, SmartBUY or EasyEMI transactions

Annual Fee: Rs. 500 (waived off on spending Rs. 20,000 in a year)
Minimum Income: Communicated at the time of application

Another card in collaboration with Indian Oil, this Axis bank card is also a good addition to your wallet if you would like to save on your fuel expenses. The card also offers reward points on other purchases. More details are given below.

• 4% value back (in the form of 20 RP per Rs. 100) on fuel transactions at IOCL Fuel Stations
• 100% cashback up to Rs. 250 on fuel transactions made within 30 days
• 1% value back on online shopping
• 1% fuel surcharge waiver for transactions between Rs. 200 and Rs. 5,000
• Up to 10% off on movie tickets booked through BookMyShow
• 1 EDGE Reward Point per Rs. 100 on all other spends
• Up to 20% discount at partner restaurants