7 Best Fuel Credit Cards in India for 2022

Joining Fee: Rs. 1,499
Annual Fee: Rs. 1,499 (waived off on spending Rs. 2 lakh in the previous year)

BPCL SBI Card Octane  is a premium version of BPCL SBI Card and comes with additional advantages. With this card, you can get 7.25% value back on Bharatgas online payments through the website and mobile app. This card also give you a good start with a welcome bonus of 6,000 reward points. Some of the key features are as follows:

• 25 reward points per Rs. 100 spent on BPCL Fuel, Lubricants & Bharat Gas (website & app only)
• 10 reward points on every Rs. 100 spent at dining, departmental stores, grocery & movies
• 1 reward point per Rs. 100 spent on other retail purchases (except mobile wallet upload & non-BPCL fuel spends)
• Welcome benefit of 6,000 bonus reward points equivalent to Rs. 1,500 on the payment of annual fee
• 6.25% + 1% fuel surcharge waiver on every transaction up to Rs. 4,000 (applicable across all BPCL petrol pumps in India)
•  4 complimentary visits per calendar year to domestic VISA lounges in India
•  Gift vouchers worth Rs. 2,000 from partner brands on annual spends of Rs. 3 lakh
• Complimentary fraud liability cover of Rs. 1 lakh

Check other Rewards Credit Cards in India

Joining Fee: Communicated at the time of sourcing
Annual Fee: Rs. 1,000 (waived off on spending Rs. 30,000 annually)

IndianOil Citi Platinum Credit Card lets you earn reward points and save on your fuel purchases. Also, you have the privilege to earn turbo points on all your expenses using this card. This card also provides welcome gift on the successful activation. Be it fuel, grocery or any other spend, the card offers decent rewards to you. Below mentioned are some of the major benefits provided by this Citibank credit card:

• 4 Turbo points for every Rs. 150 spent on IOC fuel stations
• 2 Turbo points per Rs. 150 spent at groceries and supermarkets
• 1 Turbo point on every Rs. 150 spent on all other categories
• Up to 15% discount at partner restaurants across the country
• Up to 71 litres of free fuel annually (terms and conditions apply)
• 250 Turbo points on your first purchase within 30 days

Read our detailed review of IndianOil Citi Platinum Credit Card

Joining Fee: Rs. 500
Annual Fee: Rs. 500 (waived off on spending Rs. 50,000 in the previous year)

IndianOil Axis Bank Credit Card gives you decent returns on fuel spends as well as other online spends. It’s truly a good card that rewards you with 4% return on fuel expenses as Edge rewards. The card is designed in such a way that it makes sense to get it if you have fuel spends in the range of Rs. 4,000 to Rs. 5,000 per month, with which you will also get an annual fee waiver. Details regarding the same are mentioned below:

• 100% cashback (max. Rs 250) on all fuel transactions within 30 days of card issuance
• Accelerated reward points at IOCL fuel outlets on fuel transactions between Rs. 100 to Rs. 5,000 per month
• 4% value back on fuel transactions by earning 20 reward points per Rs. 100 at any IOCL fuel outlet in India
• 1% value back on online shopping by earning 5 reward points on every Rs. 100 spent
• 1 Edge reward point for every Rs. 100 spent via this card
• 1% fuel surcharge waiver on fuel transactions between Rs. 200 to Rs. 5,000
• Up to 20% discount at partner restaurants under Axis Bank Dining Delights
• 10% discount on booking movie tickets from BookMyShow

Check other Best Credit Cards for Beginners

Joining Fee: Rs. 500
Annual Fee: Rs. 500 (waived off on spending Rs. 20,000 in a year)

HDFC Bharat Cashback Credit Card is a beginner-level credit card that is best suited for users seeking cashback on fuel. The card offers 5% cashback on fuel expenses, railway ticket bookings, groceries, bill payment, mobile recharge and spends on PayZapp/EasyEMI/ SmartBUY. You can save up to Rs. 3,600 every year through this credit card. Some of the key features and benefits of this credit card are mentioned below:

• 5% cashback on fuel expenses, IRCTC tickets, groceries, bill payments and mobile recharges
• 5% cashback on spends via PayZapp/ EasyEMI/ SmartBUY
  
• 1% fuel surcharge waiver on a minimum transaction of Rs. 400
• Annual savings of up to Rs. 3,600 via this credit card
• Up to 50 interest-free days from the date of purchase

Read our detailed HDFC Bharat Cashback Credit Card review

Joining Fee: Rs. 500
Annual Fee: Rs. 500 (waived off on spending Rs. 50,000 in a year)

IndianOil HDFC Bank Credit Card is focused majorly on users from non-metro cities and towns of India and is offered in Visa and Rupay variants. Using this card, you can earn ‘fuel points’ across all spending categories and use the same against fuel purchases at IndianOil fuel stations. You can earn up to 50 litres of free fuel every year via this credit card. Here are some of the major benefits provided by this credit card:

• Complimentary IndianOil XTRAREWARDS^TM Program (IXRP) membership
• 5% of your spends as fuel points at IndianOil outlets
• 5% of your spends as fuel points on groceries and bill payments
• 1 fuel point for every Rs. 150 spent on all other purchases
• 1% fuel surcharge waiver on a minimum transaction of Rs. 400
• Up to 50 litres of free fuel in a year using fuel points

Read our detailed review of IndianOil HDFC Bank Credit Card

Joining Fee: Rs. 199
Annual Fee: Rs. 199 (waived off on spending Rs. 50,000 in a year)

ICICI Bank HPCL Coral Credit Card lets you save up to 3.5% on fuel expenses and also rewards you with PAYBACK points on other eligible spends. Moreover, you can redeem the PAYBACK points for fuel at any HPCL petrol pump. With this card, you can get 2.5% cashback on your fuel purchases at HPCL pumps. You should apply for this card if you are a loyal customer of HPCL and want a fuel credit card with low annual fee. Here are some of the other details regarding this credit card:

• 2.5% cashback on fuel purchases at HPCL pumps
• 1% fuel sucharge waiver on fuel purchases at HPCL pumps
• 25% off (up to Rs. 100) on movie tickets booked via BookMyShow
  
• 2 PAYBACK points for every Rs. 100 spent on retail purchases, excluding fuel
• 2,000 PAYBACK points can be redeemed for fuel worth Rs. 500
• 15% off on dining at over 800 restaurants via Culinary Treats program

Also read: Best Cashback Credit Cards in India

Joining Fee: Rs. 499
Annual Fee: Rs. 499 (waived off on spending Rs. 50,000 in the previous year)
Minimum Income: Rs. 20,000 per month

BPCL SBI Card offers a 4.25% value back on your fuel purchases at BPCL petrol pumps. Apart from this, you can also earn 5X points on your spends at selected categories, which is an added advantage of this card. This is a  good option if you are looking for a card to save more on your fuel expenses. Below mentioned are the detailed key features and benefits of this credit card:

• Welcome gift of 2,000 activation bonus reward points worth Rs. 500
• 13X reward points equivalent to 4.25% value back on fuel purchases at BPCL petrol pumps
• 3.25% value back on every BPCL transaction of up to Rs. 4,000
• 5X reward points on every Rs. 100 spent on groceries, departmental stores, movies or dining
• 1 reward point for every Rs. 100 spent on non-fuel purchases
• 1% fuel surcharge waiver on transactions of up to Rs. 4,000 at any BPCL petrol pump

Read our detailed BPCL SBI Card review

So, these were some of the best fuel credit cards in India for 2022. You can go for a co-branded credit card if you are loyal to a specific brand. Remember, before choosing a right credit card, you must analyze your fuel expenses so that you can make the most of that card.
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