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ICICI Bank HPCL Coral Credit Card

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ICICI Bank in association with Hindustan Petroleum has launched the ICICI Bank HPCL Coral Credit Card. The card lets you save up to 2.5% on fuel expenses and also rewards you with reward points on other eligible spends. Moreover, you can redeem the reward points for free fuel at any HPCL petrol pump. More details of ICICI Bank HPCL Coral Credit Card are given below.

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Updated: 21-07-2022 09:53:30 AM

Key Highlights of ICICI Bank HPCL Coral Credit Card

Card TypeMid-level
Best Suited for Fuel Purchases
Joining FeeRs. 199
Annual FeeRs. 199 (Reversed on an annual spend of Rs. 50,000)
Best Feature2.5% cashback on fuel purchases at HPCL pumps
Paisabazaar’s Rating★★★ (3/5)

Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the ICICI Bank website.

Also read: Best ICICI Bank Credit Cards

On this page

ICICI Bank HPCL Coral Credit Card: Features & Benefits
ICICI Bank HPCL Coral Credit Card: Fees & Charges
ICICI Bank HPCL Coral Credit Card: Eligibility & Documentation
Should you get this credit card?
Other Fuel Credit Cards
FAQs
ICICI Bank HPCL Coral Credit Card: Features & Benefits

ICICI Bank HPCL Coral Credit Card lets you save on multiple categories, including fuel, entertainment, dining, and more. However, being a fuel credit card, you can avail the maximum benefits only on your fuel expenses. Below mentioned are some of the major ICICI Bank HPCL Coral Credit Card benefits:

Cashback: 2.5% cashback on fuel purchases at HPCL pumps on a minimum transaction value of Rs. 500.

Reward Points: 2 reward points for every Rs. 100 spent on retail purchases, excluding fuel.

Annual Fee Reversal: Spend Rs. 50,000 in a year to avail annual fee reversal.

Fuel Surcharge Waiver: 1% fuel surcharge waiver on fuel transactions of up to Rs. 4,000 at HPCL pumps.

Discount on Movie Tickets: 25% off (Up to Rs. 100) on movie tickets, booked via BookMyShow. This offer can be availed twice a month.

Dining Discount: 15% off on dining at over 800 restaurants via the Culinary Treats program.

Also read:  Best Fuel Credit Cards in India

ICICI Bank HPCL Coral Credit Card: Fees & Charges

The fees and charges associated with ICICI Bank HPCL Coral Credit Card are mentioned in the table below:

Type of Fee/ ChargeAmount
Joining FeeRs. 199
Annual/ Renewal FeeRs. 199 (Reversed on an annual spend of Rs. 50,000)
Finance Charges3.4% p.m. (40.8% p.a.)
Late Payment ChargesFor Statement Balance:

  • Below Rs. 100: Nil
  • Between Rs. 100 to Rs. 500: Rs. 100
  • Between Rs. 501 to Rs. 5,000: Rs. 500
  • Between Rs. 5,001 to Rs. 10,000: Rs. 750
  • Between Rs. 10,001 to Rs. 25,000: Rs. 900
  • Between Rs. 25,001 to Rs. 50,000: Rs. 1,000
  • Above Rs. 50,000: Rs. 1,200

Click here to check other associated fees and charges.

ICICI Bank HPCL Coral Credit Card: Eligibility & Documentation

Applicants must have a good credit score (preferably above 750) and meet the below-given eligibility criteria in order to successfully apply for ICICI Bank HPCL Coral Credit Card:

CriteriaDetails
Age Requirement18-60 years
OccupationSalaried or Self-employed
Documents RequiredClick here for the list of acceptable documents
Serviceable CitiesClick here for the list of eligible cities
Should you get this credit card?

ICICI Bank HPCL Coral Credit Card is a co-branded credit card that lets you save on your fuel expenses. With this card, you can get up to 2.5% cashback on your fuel spends along with a fuel surcharge waiver. However, being a co-branded card, most of the fuel benefits are restricted only to HPCL pumps. This is an ideal option if you frequently make fuel purchases at HPCL pumps. With a nominal joining fee of Rs. 199, this card offers decent benefits on fuel as well as other categories, such as movie tickets and dining.

You can avail this credit card for free by spending Rs. 50,000 in a year which is feasible if you are a loyal customer of HPCL. Overall, considering the fees and benefits, this card is a great option if you are looking for a low annual fee credit card that offers fuel benefits.

Other Fuel Credit Cards

If you are looking for other credit cards that offer benefits on your fuel expenses, then you can refer to the cards mentioned in the table below:

Credit CardAnnual FeeComparative Feature
IndianOil HDFC Bank Credit CardRs. 5005% of your spends as Fuel Points at IndianOil outlets
HDFC Bharat Cashback Credit CardRs. 5005% monthly cashback on fuel spends
BPCL SBI CardRs. 499Up to 4.25% value back on fuel expenses
IndianOil Axis Bank Credit CardRs. 5004% value back on fuel purchases at IOCL outlets
IndianOil Citibank Platinum Credit CardRs. 1,0004 turbo points for every Rs. 150 spent on fuel purchases
FAQs

Q. How can I apply for ICICI Bank HPCL Coral Credit Card?

A. ICICI Bank allows you to apply for a credit card through both online and offline modes. To apply online, you can visit the official website of the bank and fill out an application form. However, if you want to apply offline, then you have to visit the nearest branch of the bank and contact an executive.

Q. Can I avail fuel surcharge waiver on every transaction via ICICI Bank HPCL Coral Credit Card?

A. No, you can avail a fuel surcharge waiver of 1% on your fuel transactions of up to Rs. 4,000. Also, this waiver is offered only on your fuel spends at HPCL pumps.

Q. How can I check my ICICI Bank HPCL Coral Credit Card application status?

A. The bank keeps you updated regarding your application status via text on your registered mobile number. Additionally, you can also track your application status online by visiting the official website of the bank. All you need to do is enter your application number and the status will be shown on your screen. You can also contact the ICICI Bank Credit Card customer care regarding this query.

Q. Why does my application for ICICI Bank HPCL Coral Credit Card got rejected?

A. The bank rejects your application if you don’t meet the required eligibility criteria. In order to apply for ICICI Bank HPCL Coral Credit Card, your age must be between 18 to 60 years. Also, the bank prefers to give credit cards to people who have a good credit score, preferably above 750. Therefore, you must read the eligibility criteria in detail before applying for a credit card.

Q. What is the cash advance fee charged on ICICI Bank HPCL Coral Credit Card?

A. The cash advance fee charged on ICICI Bank HPCL Coral Credit Card is 2.5% on advanced amount or a minimum of Rs. 500. Hence, it is advisable not to withdraw cash using a credit card as it incur high charges.

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