HDFC home loan interest rate starts from 8.00% p.a. with loan tenure stretching up to 30 years. Customers can apply for HDFC housing loans for buying a new flat, ready to move-in house, or plot from MHADA, DDA, etc. The loan can also be availed for home construction, home extension and home renovation. HDFC Bank offers affordable housing loans on behalf of HDFC Ltd. (Housing Finance Company of HDFC Group) to salaried and self-employed individuals. The financial institution also offers interest rate concession of 0.05% to all eligible women home loan borrowers.
|HDFC Home Loan Details|
|Interest Rate||8.00% onwards|
|Loan-to-Value Ratio||Up to 90% of property value|
|Loan Tenure||Up to 30 years|
|Processing Charges||0.5% – 1.5% of loan amount + GST|
Note: The figures given in the table are indicative and are subject to change as per changes in HDFC Ltd.’s home loan schemes or RBI policy.
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