|HDFC Home Loan Interest Rate 2020 & Other Details|
|Interest Rate||6.95% onwards|
|Loan-to-Value Ratio||Up to 90% of property value|
|Loan Tenure||Up to 30 years|
|Processing Charges||Up to 0.5% of loan amount + GST|
Note: The figures given in the table are indicative and are subject to change as per changes in HDFC Ltd.’s home loan schemes or RBI policy.
Apply for HDFC home loan at an interest rate starting from 6.95% p.a. Customers can avail HDFC Ltd. housing loans for buying a new flat, ready to move-in house, or plot from MHADA, DDA, etc. The HDFC housing loan can also be availed for home construction, home extension and home renovation. HDFC Bank offers home loans on behalf of HDFC Ltd. (Housing Finance Company of HDFC Group) to salaried and self-employed individuals. The financial institution also offers interest rate concession of 0.05% to all eligible women home loan borrowers.
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