|HDFC Home Loan Details – Nov 2019|
|Interest Rate||8.25% onwards|
|Loan-to-Value Ratio||Up to 90% of property value|
|Loan Tenure||Up to 30 years|
|Processing Charges||0.5% – 1.5% of loan amount + GST|
Note: The figures given in the table are indicative and are subject to change as per changes in HDFC Ltd.’s home loan schemes or RBI policy.
HDFC home loan interest rate starts from 8.25% p.a. over loan tenure stretching up to 30 years. Women borrowers also get home loan interest rate concession of 0.5%. HDFC Bank offers affordable housing loans on behalf of HDFC Ltd to salaried and self-employed individuals. Customers can apply for HDFC home loan for buying a new flat, ready to move-in house, or plot from MHADA, DDA, etc. The loan can also be availed for home construction, home extension and home renovation.