Indiabulls is a financial institution that deals in various fields of investment. They have their business interests in the real estate, commodity broking, asset reconstruction, housing finance, among other things.
Indiabulls has also been a prominent name in the field of lending and borrowing. It offers loans to general public for various purposes. Housing loan being the most common of all the loans, it also forays into the business of offering personal loans for various purposes. Lately, the company has opened up its gates to offering unsecured personal loans to the applicants for very competitive market prices and reasonable rate of interests.
Given the convenience of getting the loans and little or no documentation hassle on the part of the applicant, has made this particular segment of loan, a very attractive option for personal loan consumers.
Monetary emergencies always come unannounced. While most of these emergencies are taken care of, under medical insurance, home loans, education loans or any other specific loans, sometimes an emergency can be of an uncategorized issue. In such circumstances, one needs to apply for personal loans. Given the nature of these loans, they are normally offered more quickly and with much less hassles than the other kinds.
Indiabulls Dhani Personal Loans
Indiabulls offers Dhani. A personal loan tailor made for today’s fast paced generation. It is an innovative way of getting personal loans. Indiabulls personal loans are designed to make financing of personal loans easier and more accessible to the customers. The ease of the process while applying for Indiabulls Dhani is what makes it a one of its kind loan option.
Some of the key features of this personal loan scheme are as under:
- The loan offers best in industry interest rates which start at 11.99% per annum.
- The loan amount is instantly transferred to your bank account by way of end to end process.
- The loan can be instantly availed using your Aadhar ID card.
- No hard documentation required. Everything can be done online without any hassles.
- With the introduction of their mobile apps, you can also access and manage your personal loan via smart phones remotely.
How to apply for Indiabulls Dhani Personal Loan
Given the convenience of a mobile application, applying for personal loans has become easier. All you have to do is, go to the app store or play store and download the Indiabulls Dhani application. Follow the directions to install the application and then just feed in your personal details, your Aadhar number and your loan amount. Once verified, the money is transferred to your account instantly.
You can follow the same procedures by logging in to the Indiabulls Dhani official website as well and get the loan sanctioned in no time.
Benefits of having Indiabulls Dhani Personal Loan
- No need to worry about feasibility of your finances.
- It is the first personal loan to have been created as a mobile application
- The loans are tailor made to suit your specific personal loan demands
- There is no need for bank visits or calling agents to your home.
- Once your Aadhar card has been successfully verified, the loan disbursement is almost instantaneous.
- The entire process is safe and secure.
Personal Loans Eligibility
For eligibility of loans, Indiabulls takes into account several factors. Some of the key factors that they consider are:
- Work description
- An estimate of your regular expenditures
- Your CIBIL score should be above 700 in order for you to get the loan request passed
- The size of your family or number of members in your family
- Rate of interest offered/asked
- Knowledge of your permanent residence, if any
- The term for which the loan is required
With Indiabulls Dhani, a customer can wade through all these screening processes by simply verifying their Aadhaar number. With the verification of Aadhaar no. all the above criteria are automatically verified. Indiabulls Dhani, shortens this entire process of loan disbursal into a matter of three minutes making loan transfer instantaneous and hassle free.