Dhani Personal Loan

Note: Rates as of 9 April 2025

Dhani Loans and Services Personal Loan Interest Rates

The interest rate for Dhani personal loan starts @ 13.99% p.a. onwards. While Indiabulls has not disclosed the factors determining the personal loan interest rates offered to its personal loan applicant, lenders usually factor in the age, credit score, monthly income, employer’s profile, job profile, loan repayment history, etc. of their personal loan applicants while setting their personal loan interest rates.

Comparison of Personal Loan Interest Rates offered by Different Lenders

Paisabazaar has tied-up with 30+ banks and NBFCs to offer personal loan . Applicants can compare the interest rates and other features offered by our below-mentioned partner banks and NBFCs and can then apply accordingly as per their preference.

*Applicable for selected customers

Dhani Personal Loan Processing Fees and Charges

Know more about Processing Fee for Personal Loan

Eligibility Criteria for Dhani Personal Loan

Indiabulls offer personal loans to salaried and self-employed individuals. While the NBFC has not clearly stated the minimum cut-offs for credit score and monthly income, Indiabulls like most lenders is likely to factor in the credit score, employer’s profile, EMI/NMI ratio, monthly income, etc. of a personal loan applicant while evaluating their personal loan eligibility.

Documents Required for Loan Application

The following are the key documents required to apply for a Dhani personal loan:

• PAN card details
• Address proof (Voter ID card, Ration card, utility bills, etc.)
• Bank credentials

Dhani Personal Loan EMI Calculator

Apply for Personal Loan with Quick Disbursal Click Here

Why Apply for a Personal Loan at Paisabazaar?

The following are a few key advantages of applying for a personal loan at Paisabazaar.com:

• Check Multiple Offers from Top Lenders: You can compare offers from 40+ lenders on a single platform. This not only saves time and effort but also helps you in making the right decision conveniently and quickly
• Compare & Choose: With Paisabazaar.com you can compare personal loan interest rates and other key features including processing fees,  foreclosure charges, disbursal offered by different lenders and choose the most suitable option for yourself
• Document Pickup: In case physical documentation is required at any step, with Paisabazaar.com you can get your documents picked up right from your doorstep without any extra charges at a mutually agreed date and time
• Chances of Approval & Personalized Loan Offers: Paisabazaar.com, lets you check personal loan offers from several lenders listed as per your Chances of Approval based on your credit score and other eligibility factors. This unique feature lets you select the loan offer that has the highest chances of approval.
• Pre-Approved Offers: If you have a good credit history, you can get personalized pre-approved personal loan offers from different lenders. These pre-approved loan offers also come with minimal or zero processing fees and documentation, low interest rates, etc.
• Completely Online Process: The Paisabazaar website is a digital platform that lets you carry out the entire loan process – from loan application to the approval of your personal loan completely online.
• End-to-end Assistance: The Paisabazaar team offers complete guidance and assistance right from the time you start looking for a personal loan offer till you get the loan amount disbursed to your bank account. Our team works with you and lenders in the background to offer you a seamless experience.

FAQs on Dhani Personal Loan

1. How long does it take for Dhani Personal Loan disbursal?

Ans. Dhani Loans and Services offer instant sanction, and disbursal of the personal loan into the bank account of the applicant in a matter of minutes. The loan processing is completely online and requires minimal documentation. The NBFC also offers pre-approved personal loans to select customers qualifying its income and other eligibility requirements.

2. Can I make prepayments on the personal loan availed from Dhani Loans and Services?

Ans. Yes, you can make prepayments on the personal loan availed from Dhani Loans and Services. No prepayment charges are levied on loan amounts below Rs 20,000. Pre-payments can be made only after 6 months from the date of loan disbursal subject to prepayment charges of 5%.

Also Read: Prepayment Charges on Personal Loan

3. Can I choose between fixed and floating interest rates?

Ans. Dhani Loans and Services offers personal loans at fixed rates only.

4. What is the minimum credit score at which the applicants avail Dhani Personal Loans?

Ans. Dhani Loans and Services has not stated the cut-off credit score for personal loan applicants. However, credit scores of 750 and above usually increases the chances of availing personal loans at lower interest rates.