Dhani Personal Loan Highlights | |
Interest Rate | 13.99% p.a. onwards |
Loan Amount | Rs 1,000- Rs 15 lakh |
Loan Tenure | 3 months-2 years |
Processing Fees | 3% onwards |

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Table of Contents
Dhani Loans and Services Personal Loan Interest Rates
The interest rate for Dhani personal loan starts @ 13.99% p.a. onwards. The final interest rates offered to the personal loan applicant depend upon the age, credit score, monthly income, employer’s income, job profile, loan repayment history, etc.
Comparison of Personal Loan Interest Rates offered by Different Lenders
Banks/NBFCs | Interest Rates(p.a.) | |
HDFC Bank | 11.00% onwards | Apply Now |
SBI | 10.00%-13.75% | |
ICICI Bank | 10.50% onwards | Apply Now |
Axis Bank | 10.25% onwards | Apply Now |
Kotak Mahindra Bank | 10.99% onwards | Apply Now |
IndusInd Bank | 10.49% onwards | Apply Now |
IDFC First Bank | 10.49% - 25.00% | Apply Now |
Bajaj Finserv | 13.00% onwards | Apply Now |
Tata Capital | 10.99% onwards | Apply Now |

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Click here to compare personal loan interest rates offered by top Banks/NBFCs
Dhani Personal Loan Processing Fees and Charges
Type of Charges | Fees |
Processing Fees | 3% onwards |
Foreclosure/pre-payment charges | >6 months: 5% |
Bounce Charges | For salaried: Rs 400 per bounce |
For self-employed: Rs 750 per bounce | |
Late payment penalty | 3% per month |
Stamp duty charges | As per laws applicable |
Duplicate NOC | Rs 500 per request |
Repayment mandate/instrument swapping charges | Rs 500 per request |
Loan cancellation charges | Rs 3,000 |
Loan re-booking charges | Rs 1,500 |
Statement of account charges | Rs 500 |
Duplicate repayment schedule | Rs 500 |
Note: All the charges are excluding GST and applicable taxes

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Eligibility Criteria for Dhani Personal Loan
To meet the eligibility criteria defined by the bank, the applicants need to be salaried professional or a self-employed entrepreneur.
Documents Required for Loan Application
The following are the key documents required to apply for a Dhani personal loan:
- PAN card details
- Address proof (Voter ID card, Ration card, utility bills, etc.)

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