Dhani Personal Loan

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Dhani Loans and Services Personal Loan Interest Rates

The interest rate for Dhani personal loan starts @ 13.99% p.a. onwards.  The final interest rates offered to the personal loan applicant depend upon the age, credit score, monthly income, employer’s income, job profile, loan repayment history, etc.

Comparison of Personal Loan Interest Rates offered by Different Lenders

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Dhani Personal Loan Processing Fees and Charges

Note: All the charges are excluding GST and applicable taxes

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Eligibility Criteria for Dhani Personal Loan

To meet the eligibility criteria defined by the bank, the applicants need to be salaried professional or a self-employed entrepreneur.

Documents Required for Loan Application

The following are the key documents required to apply for a Dhani personal loan:

• PAN card details
• Address proof (Voter ID card, Ration card, utility bills, etc.)

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Dhani Personal Loan EMI Calculator

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Why Apply for a Personal Loan at Paisabazaar?

The following are a few key advantages of applying for a personal loan at Paisabazaar.com:

• Check Multiple Offers from Top Lenders: You can compare offers from 40+ lenders on a single platform. This not only saves time and effort but also helps you in making the right decision conveniently and quickly
• Compare & Choose: With Paisabazaar.com you can compare personal loan interest rates and other key features including processing fees,  foreclosure charges, disbursal offered by different lenders and choose the most suitable option for yourself
• Document Pickup: In case physical documentation is required at any step, with Paisabazaar.com you can get your documents picked up right from your doorstep without any extra charges at a mutually agreed date and time
• Chances of Approval & Personalized Loan Offers: Paisabazaar.com, lets you check personal loan offers from several lenders listed as per your Chances of Approval based on your credit score and other eligibility factors. This unique feature lets you select the loan offer that has the highest chances of approval.
• Pre-Approved Offers: If you have a good credit history, you can get personalized pre-approved personal loan offers from different lenders. These pre-approved loan offers also come with minimal or zero processing fees and documentation, low interest rates, etc.
• Completely Online Process: The Paisabazaar website is a digital platform that lets you carry out the entire loan process – from loan application to the approval of your personal loan completely online.
• End-to-end Assistance: The Paisabazaar team offers complete guidance and assistance right from the time you start looking for a personal loan offer till you get the loan amount disbursed to your bank account. Our team works with you and lenders in the background to offer you a seamless experience.

FAQs

Q. How long does it take for Dhani Personal Loan disbursal?

A. Dhani Loans and Services offer instant sanction, and disbursal of the personal loan into the bank account of the applicant in a matter of minutes. The loan processing is completely online and requires minimal documentation. The NBFC also offers pre-approved personal loans to select customers qualifying its income and other eligibility requirements.

Q. Can I make prepayments on the personal loan availed from Dhani Loans and Services?

A. Yes, you can make prepayments on the personal loan availed from Dhani Loans and Services. No prepayment charges are levied on loan amounts below Rs 20,000. Pre-payments can be made only after 6 months from the date of loan disbursal subject to prepayment charges of 5%.

Q. Can I choose between fixed and floating interest rates?

A. Dhani Loans and Services offers personal loans at fixed rates only.

Q. What is the minimum credit score at which the applicants avail Dhani Personal Loans?

A. Dhani Loans and Services has not stated the cut-off credit score for personal loan applicants. However, credit scores of 750 and above usually increases the chances of availing personal loans at lower interest rates.