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RBL Personal Loan

RBL Bank Personal Loan is offered @ 18% p.a. for loan amounts of up to Rs 5 lakh and for tenures of up to 3 years. It offers pre-approved personal loans to select RBL customers and instant personal loan approval to other applicants meeting the eligibility criteria of the bank. Read on to know more about RBL Bank Personal Loan.

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%

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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

RBL Bank Personal Loan Highlights

Interest rate
18% p.a.
Loan Amount Rs 30,000-Rs 5 lakh
Tenure 1-3 years
Processing Fees Up to 2% of the loan amount
Minimum Monthly Salary Rs 40,000

RBL Bank Personal Loan Interest Rate

RBL Bank offers personal loan at an interest rate of 18% p.a. The lender has not mentioned its differential interest rates. However, the lender may consider factors such as credit score, employer’s profile, repayment capacity, job profile and minimum monthly income of its applicants while setting its personal loan interest rates.

RBL Bank Personal Loan Processing Fees and Charges

Processing Fee Up to 2% of loan amount
Prepayment/Foreclosure Charges Between 13 to 18 months: 5% of outstanding principalAfter 18 months: 3% of outstanding principal

After 12 regular EMIs: NIL
Overdue Interest 2% per month of overdue amount
Issue of Duplicate Interest and Principal Certificate Rs 250
Cheque Bounce Charges Rs 250
Cheque swap charges Rs 250
CIBIL Charges Rs 50
Convenience Charges Rs 999

Know more about personal loan processing fees charged by other lenders

Eligibility Criteria for RBL Bank Personal Loan

  • Age: 25-60 years or retirement age
  • Minimum Net Monthly Income: Rs 40,000
  • Work Experience: Total 3 years of experience, 1 year in current employment

RBL Bank may also check credit score, job profile and employer’s profile of its applicants, just like other lenders do while evaluating their personal loan eligibility.

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Documents Required for RBL Bank Personal Loan

  • Duly filled application form with a coloured photograph
  • KYC Documents: PAN Card/Age Proof/ID Proof (Aadhar card, passport, driving license, voter ID)
  • Address Proof: Aadhaar card, voter ID, driving license, passport, utility bill (electricity bill, telephone/mobile bill- not more than 2 months old)
  • Bank statement with salary credited for last 3 months
  • Salary slips: 1 recent salary slip for loan amount less than Rs 7.5 lakh and 2 recent salary slips for loan amount more than Rs 7.5 lakh

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Rbl Bank Lenders

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What our customers say

Best marketplace to shop for loans

I highly recommend Paisabazaar app to everyone looking out for personal loans. The customer support is so supportive and follows up with you throughout the loan process.

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Shweta SinghNov 13, 2025

Highly recommended platform

I applied for a personal loan for medical emergency through Paisabazaar and got amazing service like nowhere else. The team was extremely cooperative and followed up with me until I had my loan amount in my account. My loan was disbursed within 24 hours. It is indeed an excellent platform for taking loans.

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Sunil YadavOct 29, 2025

Instant loan disbursal

I applied for a personal loan through Paisabazaar and got my loan disbursed in no less than 24 hours. The team was extremely cooperative, guided me through the entire process and followed up with me until I had my loan amount in my account. I highly recommend this platform to everyone looking for an urgent loan.

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Neha JainOct 29, 2025

Excellent platform

Excellent platform for personal loan comparison! Their EMI calculator helped me pick the best tenure & my monthly emi.

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Manish KumarOct 23, 2025

Got personal loan instant

I was a medical emergency &amp; need funds instantly I applied for loan at Paisabazaar &amp; see I have a pre approved offers &amp; apply to it &amp; amount disbursed in 48 hours thanks to paisabazaar teams

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Mansi SharmaOct 17, 2025

Got loan yesterday

I got a loan of 2 lakh from Paisabazaar. Until now, I didn&#x27;t know that it was so easy to get loan through Paisabazaar. They helped me with all documents and process and my loan was sanctioned yesterday itself.

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Priyanka SharmaOct 15, 2025

Pre-approved offers

I logged in to Paisabazaar app and saw pre-approved offers as per my credit profile from different lenders. I could avail the offer easily and got quick disbursal in as less as 24 hours without any hassle.

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Sunanda MishraSep 28, 2025

Got personal loan in a few minutes

I had pre-approved offers. When I applied through Paisabazaar, I got my personal loan approved within a few minutes. The process was very hassle-free and the team was extremely cooperative.

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Preeti SinghSep 26, 2025

Cibil kam tha fir bhi loan dila diya

Mera cibil kam tha fir bhi paisabazaar walo ne loan dila diya mujhe jo bohot jaruri tha.

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Pawan SehrawatSep 25, 2025

Personal loan quick approved

My personal loan was quick approved on Paisabazaar. Everything was online and I was not required to submit any more documents.

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Vivaan ShahSep 24, 2025
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