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  • Loan Amount: Upto Rs. 10 lakh
  • Processing Fees: Upto 0.50%

Apply for Personal Loan Starting From 10.50%*

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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :19/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :19/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 19/01/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :19/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 19/01/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :19/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :19/01/2020

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हिंदी में पढ़े
Updated: 17-01-2020 06:33:16 AM

Federal Bank offers personal loan to to meet any of your expenses. From a medical emergency to a long- due vacation to a wedding to home renovation, each and every thing can be taken care of with Federal Bank. The bank offers various loans under the personal loan category like FedPremia, Federal Easy Cash, Federal Shubh Yatra Loan (for travelling) and Federal Bon Voyage Loan (for relocating to abroad for work).

Federal Bank Personal Loan - Features and Benefits
FedPremia Personal Loan
Federal Easy Cash Personal Loan
Federal Shubh Yatra Loan (For Travelling)
Federal Bon Voyage Loan (For Relocating to Abroad For Work)
Federal Bank Personal Loan - EMI Calculator
Compare Federal Bank Personal Loan VS Other Lenders
How to Apply for Federal Bank Personal Loan at Paisabazaar?
Federal Bank - Customer Care
Federal Bank Personal Loan - Features and Benefits
  • Loan amount: The maximum loan amount offered by Federal Bank is Rs. 25 lakh. The loan amount differs as per the types of personal loans offered by the bank
  • Flexible tenure:Going up to 72 months, the tenure for Federal Bank Personal Loan is flexible and allows you to choose the desired one as per your convenience
  • Fast processing:Federal Bank offers fast processing of a personal loan so that funds get disbursed within a few days
  • Minimal paperwork: The minimal paperwork involved in the personal loan process saves a lot of time and processes the loan application further without any inconvenience.
FedPremia Personal Loan

FedPremia personal loan is offered only to the salaried individuals. The loan can be availed for up to Rs. 25 lakh and can be repaid maximum by 48 months. The FedPremia is a perfect option to meet all your personal finance needs with a single loan.

FedPremia Personal Loan Interest Rate:

Interest Rates
Minimum: 11.49%Maximum: 14.49%

FedPremia Personal Loan Eligibility Criteria:

  • You should be a salaried individual
  • Your minimum monthly salary should be Rs. 25,000
  • Your maximum age at the end of loan tenure should be 60 years
  • You should be working in your present job for at least 3 years

FedPremia Personal Loan Documents Required:

  • KYC documents: Proof of Identity (Voter ID Card/Passport/ PAN Card/Driving License), Address Proof (Electricity Bill/Ration Card/Passport/Lease Agreement), Copy of PAN Card, Latest Passport size photo (2 copies)
  • Income documents: Latest salary certificate, Last 3 months salary slip, Form 16/Income Tax Returns(last 2 years), Last 6 months salary account statement, loan application form duly signed
Federal Easy Cash Personal Loan

Federal Easy Cash quenches the need of urgent requirement of money. If you require money urgently for a medical emergency, home renovation, vacation or for any other reason, you can apply for a Federal easy cash to satisfy the purpose. The loan is sanctioned against LIC Insurance policy, bank deposits, KVP, NSC, Govt. & RBI cumulative bonds, etc.

Federal Easy Cash Personal Loan Interest Rates:

Interest Rates
Minimum: 12.75%Maximum: 13.00%

Federal Easy Cash Personal Loan Eligibility Criteria:

Individuals, trusts, firms and companies can apply for Federal Easy Cash Personal Loan.

Federal Easy Cash Personal Loan Documents Required:

  • Proof of Identity (Passport / Voters ID card/ Driving License/PAN Card)
  • Recent Passport size photograph
  • Address Proof (Ration card Tel/ Electricity Bill/ Lease agreement/ Passport/Trade license /Sales Tax certificate)
Federal Shubh Yatra Loan (For Travelling)

Shubh Yatra Loan that can be availed for up to Rs. 3 lakh is for all those times when you are exhausted from your 9 to 6 job and wish to relax and rejuvenate yourself. It is a tailor made loan product offered by Federal Bank and meets all the travel related expenses(including accommodation, vehicle/tickets, shopping, food, etc.) of an individual and his family members.

Federal Shubh Yatra Loan (For Travelling) Interest Rate and Fees:

Interest RateAs offered by the bank (depends on your credit score, age, repayment history, employer, etc.)
Processing fee and admin fee0.50% (subject to a minimum of Rs. 500/-)
Late payment penalty2% of overdue amount per month (if delayed more than 30 days)

Federal Shubh Yatra Loan (For Travelling) Eligibility Criteria:

  • You should be a resident individual with adequate income
  • You should be a salaried person with a minimum basic pay of Rs. 2000/-

Federal Shubh Yatra Loan (For Travelling) Documents Required:

  • Address Proof (Ration card Tel/ Electricity Bill/ Lease agreement/ Passport/Trade license /Sales Tax certificate)
  • Proof of Identity (Passport / Voters ID card/ Driving License/PAN Card)
  • Recent Passport size photograph
Federal Bon Voyage Loan (For Relocating to Abroad For Work)

If you are planning to travel overseas for work, Federal Bon Voyage Loan is an ideal choice to make as it is a tailor made loan scheme that helps in meeting the initial expenditure for going abroad. The loan would be sanctioned as per the expenditure involved in going abroad and maximum loan amount would be Rs. 5 lakh. The expenses covered under this loan are:

  • One way air fare for journey abroad (if it is to be met by the borrower)
  • Incidental charges for obtaining passportCost of travel in India
  • Endorsement of Visa
  • Permissible basic travel quota
  • Expenses incurred for obtaining medical fitness certificate and other related expenses
  • Emigration deposit with government
  • Amount payable to sponsoring agency
  • Expenses for dress
  • Other miscellaneous local expenses

Federal Bon Voyage Loan (For Relocating to Abroad For Work) Interest Rate and Fees

Interest RateAs offered by the bank (depends on your credit score, age, repayment history, employer, etc.)
Processing fee and admin fee0.50% (subject to a minimum of Rs. 500/-)
Late payment penalty2% of overdue amount per month (if delayed more than 30 days)

Federal Bon Voyage Loan (For Relocating to Abroad For Work) Eligibility Criteria:

  • Any individual (Indian) who has a letter of appointment or a letter from a renowned overseas institution or recruitment agent establishing that a firm offer of employment abroad has been secured
  • Foreign nationals (Persons of Indian origin or other holding foreign passports) are not eligible for the loan

Federal Bon Voyage Loan (For Relocating to Abroad For Work) Documents Required:

  • Proof of Identity (Passport / Voters ID card/ Driving License/PAN Card)
  • Recent Passport size photograph
  • Address Proof (Ration card Tel/ Electricity Bill/ Lease agreement/ Passport/Trade license /Sales Tax certificate)
  • Proof of Educational Qualifications – Marksheets/Certificates, etc.
  • Copy of Passport
  • Copy of Visa
  • Copy of Appointment Letter / Offer Letter from Employer
Federal Bank Personal Loan - EMI Calculator

One can check the EMI of Federal Bank Personal Loan at Paisabazaar.com and plan his future expense. Not only this, the EMI calculator also allows you borrow a loan amount as per your repayment ability. All you need to do is select the desired loan amount, tenure and interest rate of your personal loan and your EMI will be calculated accordingly. Paisabazaar allows anyone to compare different interest rates of the Personal Loan and other products, giving detailed information about the fees and charges and features of the Product and the Bank.

Compare Federal Bank Personal Loan VS Other Lenders
ParticularsFederal BankHDFC BankCiti BankAxis BankICICI BankBajaj Finserv
Interest RateStarting from 11.49%11.25% to 21.50%Starting from 10.99%11.49% to 17.49%11.50% to 19.25%Starting from 12.99%
TenureUpto 72 months12 to 60 months12 to 60 months12 to 60 months12 to 60 months12 to 60 months
Loan amountUpto Rs. 25 lakhUpto Rs. 40 lakhUpto Rs. 30 lakhRs. 50,000 to Rs. 15 lakhUpto Rs. 20 lakhUpto Rs. 25 lakh
Processing Fee0.50% (subject to a minimum of Rs. 500/-)Upto 2.50% of the loan amountUpto 3% of the loan amount2% of loan amount plus GSTUpto 2.25% of loan amount plus GSTUp to 3.99% of the loan amount
Federal Bank - Customer Care
  • You can call on PAN India toll free number 1800 – 425 – 1199 or 1800 – 420 – 1199
  • Individuals from abroad can call on 080-61991199
  • You can send an email on contact@federalbank.co.in
FAQs
What is the maximum loan amount that I can borrow from Federal Bank?
Is there any processing fee for Federal Bank personal loan?
Are there any prepayment charges on Federal Bank personal loan?
What is the maximum loan amount that I can borrow from Federal Bank?

The maximum loan amount that can be borrowed from Federal Bank is Rs. 25 lakh.

Is there any processing fee for Federal Bank personal loan?

Yes, Federal Bank charges a processing fee of 0.50% (subject to a minimum of Rs. 500/-)

Are there any prepayment charges on Federal Bank personal loan?

No, there are no prepayment charges on Federal Bank personal loan.

Did you find this article helpful? Rate it.

Federal Bank Personal Loan
(4.8/5 ) 126 Reviews
Write a review
Jun 24 , 2019
5/5
Amazing offers

I got 50% off on the processing fee because I applied online. This collaboration between Standard Chartered Bank and Paisabazaar is really amazing.

May 28 , 2019
5/5
Know your EMI

I knew my EMI amount even before applying for a Federal personal loan, thanks to EMI calculator.

May 28 , 2019
5/5
Check Emi before applying

I checked the EMI to be charged before I applied for a Federal personal loan amount.

May 28 , 2019
5/5
Personal loan calculator

I calculated the amount of loan required based on the EMI with Federal.

May 28 , 2019
4/5
Minimum salary

I earn 18000 a month and that is minimum or apply for a Federal personal loan.

May 28 , 2019
5/5
Address proof

I applied for a Federal personal loan even with a rented agreement in my name.

May 27 , 2019
5/5
Quick customer services

Federal Bank customer service was prompt to get me all the resolutions on time.

May 27 , 2019
5/5
Great customer service

I got all my queries resolved using the Federal Bank customer care numbers.

View All Reviews
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