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SBI Balance Enquiry Toll Free Number

Home Banking SBI Balance Enquiry Toll Free Number

Customers having a bank account with the State Bank of India (SBI) can check their account balance through numerous methods. SBI Balance Enquiry is offered through its toll-free number, SMS Banking, SBI Quick, Net Banking, Mobile Banking, ATM, etc.

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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :22/01/2022

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :22/01/2022

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 22/01/2022

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :22/01/2022

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 22/01/2022

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :22/01/2022

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :22/01/2022

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हिंदी में पढ़े
Updated: 07-12-2021 08:32:38 AM

SBI customers can use the SMS banking services provided by the bank to check their SBI account balance or receive a mini-statement. All they need to do is give a missed call or send a SMS from their registered mobile number on the SBI balance enquiry toll-free number. In a few seconds, they will receive their balance details on their phone.

To check the account balance, customers can give a missed call on the SBI balance enquiry toll-free number mentioned below:

 09223766666

Or SMS “BAL” to 09223766666

The toll-free (missed call service) SBI number for mini statement is mentioned below:

09223866666

Or SMS “MSTMT” to 09223866666

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Different Options for SBI Balance Enquiry
Significance of Regular SBI Balance Check
Why should one carry out balance enquiry more often?
FAQs (Frequently Asked Questions)

Different Options for SBI Balance Enquiry

Here are a few alternate ways through which customers can do SBI account balance check:

  • ATM
  • Net Banking
  • SMS Banking
  • SBI Card Balance Enquiry
  • Passbook
  • Mobile Banking using the State Bank of India (SBI) Mobile Apps
    • SBI YONO
    • SBI Quick
    • SBI Online
    • SBI Anywhere Saral (SBI mPassbook)
  • Missed Call Banking

These SBI balance enquiry options have been discussed in detail here:

SBI ATM

Customers having an SBI account can also use the ATM-cum-debit card issued to them for SBI account balance. They need to visit a State Bank of India ATM and follow the steps mentioned here:

  • Swipe the SBI ATM-cum-debit card
  • Use the 4-digit ATM PIN
  • Choose the “Balance Enquiry” option
  • Finish the transaction

Customers also have the option to check their last 10 transactions by choosing the “Mini Statement” option at the ATM. The SBI ATM will print a receipt containing the details of the last 10 account transactions. SBI account holders can also visit non-SBI or third-party ATM service to check their account balance.

It is important to note here that RBI has limited the number of free transactions per ATM card. Balance enquiry is also counted as a transaction. Once you exhaust your free transactions, you will have to pay transaction charges for every transaction you carry out in the month. Remember, the number of transactions includes both carried out at SBI and non-SBI ATMs.

This is one of the primary reasons why account holders should opt for SBI Balance Enquiry online. Hence, it is advised that ATMs should be used for cash withdrawals or other services only. SBI Balance enquiry or any other bank account balance check should be done through mobile or online methods, which are convenient and both time and cost-effective.

SBI Net Banking

SBI account holders who have registered for the net banking facility can use their SBI net banking login id and password to log into their net banking account. They can choose a range of banking facilities provided by SBI to its customers including a balance enquiry, home loans, mortgage loans, funds transfer, personal loans, etc.

SBI SMS Service

SBI customers can use their mobile numbers to register for the SMS service and then use it to check their account balance. They can follow the steps mentioned below to register for the same. The format of the SMS is as given below:

“REG<space>Account Number”

to

09223488888

SBI will send a registration confirmation message. Customers can now use this service to check the SBI account balance, mini statement, cheque book request, e-statement, education loan interest certificate and home loan interest certificate.

SBI Card Balance Enquiry

SBI credit card users can check their balance and other details using the SMS service. One can get various details by sending an SMS to the number 5676791 in the format mentioned below:

Service/InformationSMS Format
Balance enquiryBAL XXXX
Available credit and cash limitAVAIL XXXX
Block your lost or stolen cardBLOCK XXXX
Last payment statusPAYMENT XXXX
Reward point summaryREWARD XXXX
Subscribe to e-statementESTMT XXXX
Request for duplicate statementDSTMT XXXX MM
(Statement Month in MM)

SBI Passbook

  • State Bank of India issues passbook to its customers when they open a bank account.
  • Customers need to keep their passbooks updated at all times to make sure that it contains the information about all carried out transactions.
  • Customers can open their updated passbooks to check the current balance and also see the record of both the debit and credit transactions carried out by them.
  • Customers need to visit the bank branch for each passbook update.
  • This method of balance enquiry is still available since a lot of people are still not keen on using net banking or mobile banking services provided by the bank.

SBI Mobile Banking

SBI offers mobile banking services to its customers through a range of mobile apps including SBI Anywhere, SBI Online, and SBI Anywhere Saral. Here are the ways in which account holders can check SBI account balance using smartphones:

1. SBI YONO

  • SBI customers can download the SBI YONO app on their Android or iOS devices to avail the mobile banking facilities
  • One can log in using the mobile banking credentials
  • Customers can avail plenty of banking services such as balance enquiry, account statement check, funds transfer, etc.

2. SBI Online

  • State Bank of India account-holders can use the SBI online portal easily on their smartphones for SBI banking services such as funds transfer, balance check, account statement, NEFT, IMPS, etc.
  • This app provides an interface similar to that of the SBI desktop website
  • Just by entering the net banking credentials, customers get access to all these banking services instantly

3. SBI Anywhere Saral

  • SBI corporate internet banking customers can use this app to carry out banking transactions
  • They can do a funds transfer, mobile recharge, balance enquiry, check last 10 transactions, get a mini account statement, etc.
  • Retail SBI customers cannot use this app for a balance enquiry

The process of balance enquiry for SBI credit cards is however different as the services for credit cards is managed by SBI Card. The mobile app is also different for SBI credit cards.

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SBI Account Balance through Missed Call Banking

Missed call banking allows one to perform a number of banking operations just by giving a missed call or sending an SMS to the bank. The service is also provided by SBI and includes SBI Balance Check, mini-statement, E-statement (last 6 months), and education loan certificate statement, home loan certificate statement, ATM configuration, generate ATM PIN, home and car loan details, social security schemes’ details, etc. This service is facilitated by RBI and provided by most banks in the country.

There may be specific but minimal charges associated with the service particularly for sending and receiving SMS. The charges are subject to the bank’s policy. However, most banks do not charge anything for balance enquiry on their toll-free number. The biggest advantage of this facility is for the people who have multiple accounts in the same bank. The bank will send a message containing the balance information of all the accounts with the account number and account type.

In case, this facility does not work due to a technical glitch, customers are advised to wait and try again after some time.

Missed Call Banking Registration

  • Customers are required to index their registered mobile number for the service
  • This is a one-time process in which one has to send an SMS mentioning ‘REG<SPACE>Account Number’ to 09223488888. A confirmation message from the bank will be sent mentioning that the service has been activated for the account.

SBI Balance Enquiry using USSD

Unstructured Supplementary Service Data abbreviated as USSD is a GSM communication technology used for the transmission of information between a mobile phone and an application program in the network. The SBI users holding Current/ Savings bank account are eligible to use the service.

Features:

  • One can enquire about the account balance
  • Get the mini statement (last 5 transactions)
  • Money transfer to accounts 
  • Mobile Recharge

How to start the USSD Session?

This is important to note that the customers already using Application based or WAP based Mobile Banking Service will not be given access to use the service over USSD. Hence in case, the existing user wishes to avail the service, he/she needs to de-register from the App based or WAP-based service before registering for the USSD service.

To register for SBI Balance Enquiry using USSD, dial

*595#

The user will get a response ‘’Welcome to State Bank Mobile Application”. Upon providing the correct User ID, the customer will get the following response. Choose from the set of options given for the required service:

  1. Enquiry
  2. Fund Transfer
  3. Mobile Top-up
  4. Change MPIN
  5. Forgot MPIN
  6. De-Register

The user needs to reply with the correct option number. Select ‘Answer’ and choose the serial number from the set of options given above and select ‘Send’.

How to use SBI USSD service?

Below mentioned is a detailed explanation of the mobile banking services one can avail of over USSD:

Service via USSDUSSD Code
Balance Enquiry & Mini Statement
  • Enter *595# and Enter the User ID
  • Press ‘Answer’ and Choose ‘Option 1’
  • Choose from ‘balance enquiry’ or ‘mini statement’ 
  • Enter the MPIN and Send
Fund Transfer
  • Enter *595# and Enter the User ID
  • Press ‘Answer’ and Choose ‘Option 2’
  • Register Payee by entering the Payee account no.
  • Enter MPIN & Send
Prepaid Mobile Top-up
  • Enter *595# and Enter the User ID
  • Press ‘Answer’ and Choose ‘Option 3’ & Send
  • Enter the name of the service provider
  • Press ‘Answer’ & Enter the Mobile Number
  • Enter the Top-up amount & Press ‘Send’
  • Enter the MPIN and Send
De-Register
  • Enter *595# and Enter the User ID
  • Press ‘Answer’ and Choose ‘Option 6’ & Send
  • Enter the MPIN and Send

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How to Register for SBI Balance Enquiry using USSD?

The account holders who wish to register for SBI Balance Enquiry using USSD service are required to SMS in the following format:

<MBSREG>

to

9223440000 or 567676

SBI account holder will receive a “User ID” and default “MPIN” via SMS.

It is to be noted that to register for SBI Balance Enquiry using USSD, it is mandatory for the user to change the MPIN and complete the registration process from the nearest ATM or branch. Follow the below-mentioned steps:

  1. Dial *595#
  2. Enter ‘4’ and Send
  3. Accept the terms & conditions displayed
  4. Press ‘Answer’ & Enter ‘1’ 
  5. Enter old MPIN and Press ‘Send’
  6. Enter new MPIN and Press ‘Send’

The MPIN will be changed and the user will receive the validation message via SMS. For further activation, the user needs to visit the nearest ATM or Bank Branch. 

For activation at ATM, follow the given steps:

  1. Swipe the debit card & Choose ‘Mobile Registration’ option
  2. Enter the ATM PIN and Choose ‘Mobile Banking’
  3. Select ‘Registration and Enter the Mobile Number
  4. Choose ‘Yes’ and then select ‘Confirm’
  5. Collect the transaction slip displaying ‘Mobile Registration Successful’ message

Significance of Regular SBI Balance Check

Most public and private sector banks offer convenient and easy methods to help their account balance from anywhere, anytime. To stay on top of your financial life, one should keep a regular check of their bank balance.

Usually, balance enquiry is one of the most popular services, as it is used for frequent reasons –

  • To ensure that the account has sufficient funds for money transfer, cheque payment, etc.
  • To check if the money sent by the receiver has been credited to the account
  • To make sure that the amount debited for a transaction that failed has been credited back
  • To see if the interest (in a savings account) has been deposited by the bank on time

Why should one carry out balance enquiry more often?

It is advisable to keep a check on the account balance from time to time and ensure that there are no unauthorised transactions. Also, check your monthly statement to see your unnecessary expenses and cut them to save more money. Keeping an eye on the account balance and transactions can also help one make a sustainable monthly budget.

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FAQs (Frequently Asked Questions)

Q. Is SBI Balance Enquiry facility available using USSD?

A. Yes, SBI provides balance enquiry service using USSD as well. Account-holders can check SBI account balance, mini statement, fund transfer and more. To check USSD Code to avail SBI Balance Enquiry and other services, click here.

Q. What is SBI Balance Enquiry Number?

A. For SBI Balance Check, account holders can give a call to the SBI balance enquiry toll free number 09223766666. Account holders can also call SBI customer care number 1800112211 and 18004253800 for instant balance enquiry.

Q. How can an account holder check SBI Account Balance through SMS Banking?

A. Account-holders can SMS “BAL” to 09223766666 from their registered mobile number for instant SBI Balance Enquiry. For SBI Mini Statement, account holders can SMS “MSTMT” to 09223866666.

Q. Will SBI Quick send a message about multiple bank accounts in the same branch?

A. No, SBI Quick only sends messages about the account registered with the service. To avail this service in another SBI account, the customer has to deregister the first account and register with another SBI account.

Q. Is SBI Quick available for all types of bank accounts?

A. SBI Quick is available for specific accounts only. This includes a savings account, current account, overdraft account, and cash credit account

Q. How is SBI Quick different from State Bank Anywhere and State Bank Freedom app?

A. SBI Quick is entirely different from State Bank Anywhere and State Bank Freedom as it differs on two major grounds. The first difference is that SBI quick is not a money transfer service meaning that one cannot facilitate a financial transaction with it. The second big difference is that one does not need a login ID and password to use the service. The user only needs the registered mobile number in an activated state.

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