HDFC Bank UPI – Register, Login, Send Money, Limit

The below-mentioned are the features offered by HDFC Bank UPI:

• No beneficiary needs to be added before making payments
• No charges to be paid for availing UPI services
• Option to make payments to merchant in just two clicks by using the QR code
• The service can be availed at any time of the day
• 20 transactions are allowed in a day

It is to be noted that the limit to transact through UPI is set by NPCI.

• The UPI limit per day for HDFC Bank UPI is Rs. 1,00,000 and
• Per transaction limit for every UPI transaction is also Rs. 1,00,000.
• For first time UPI users, the transaction limit is Rs. 5,000 within 24 hours of registering for the service.
• For few categories of transactions like Capital Markets, Collections, Insurance, Foreign Inward Remittances, the per transaction limit is Rs. 2,00,000
• For Initial Public Offering and Retail Direct Scheme, the limit is up to Rs. 5,00,000 per transaction.

Given below are the steps following which you can set-up UPI in the HDFC Bank mobile banking app:

Step 1: Download HDFC mobile banking app from the play store

Step 2: Login using your customer ID and password

Step 3: Tap on UPI payment from your registered mobile number and click on ‘Accept & Continue’ on the next page

Step 4: Enter the UPI ID of your choice and add your bank account to start making payments

Step 5: An OTP request will be placed for authenticating the request

Step 6: Once the request is authenticated, your account will be added for UPI transactions and you can start your transactions immediately.

Step 1: Open your HDFC Bank’s mobile banking and click on ‘BHIM UPI Payment’ option on the home screen

Step 2: Tap on ‘Send Money’ and choose from the given options to send money

Step 3: You can either pay via UPI ID of the beneficiary, Account No. & IFSC, or Mobile No. & MMID

Step 4: Enter the amount and other details as asked

Step 5: Enter the 4-digit UPI PIN and proceed to pay

Step 1: Login to your HDFC Bank’s mobile banking app

Step 2: Tap on ‘BHIM UPI payment’ option on the home screen

Step 3: On the next page, click on ‘Request Money’ option

Step 4: Enter the details of the payer such as payer’s UPI ID, amount and description

Step 5: Add the expiry duration of the initiated transaction and initiate the request

HDFC Bank’s PayZapp allows customers to make transactions via UPI, linked debit and credit card of any bank. Customers can enjoy doing transactions conveniently. The app offers fast and secure way of making payments. The app offers services mentioned below:

• Shopping on mobile at partner apps
• Buying movie tickets and groceries
• Booking flight and hotel tickets
• Paying bills, recharge mobile, DTH, etc.
• Making rent payment

• For any issues related to UPI, customers can call on 1800 202 6161
• If the customer does not initiate any UPI transaction, he/she can call on 18002586161. The customer needs to keep the mentioned details handy to report an unauthorized transaction. Details such as mobile number, customer ID, account number, date of transaction and time, transaction time may be required to be provided
• For issues related to PayZapp app, customers can call on 1800 102 9426 or can drop an email at cybercell@payzapp.in
• For partner customer care, customers can reach out to the bank on:
• Google Pay: 1-800-419-0157
• WhatsApp: 1-800-212-8552
• MobiKwik: 011-61266390

Also Read: HDFC Bank Customer Care

Customers of HDFC Bank can link their HDFC RuPay credit cards to BHIM UPI app and make UPI transactions. The facility has made it convenient for users to make UPI transactions from their RuPay credit card.

Following HDFC Bank RuPay credit cards can be linked to UPI apps:

• HDFC MoneyBack+ Credit Card
• IRCTC HDFC Bank Credit Card
• HDFC Bank UPI RuPay Credit Card
• Indian Oil HDFC Bank Credit Card
• HDFC Bharat Credit Card

Click here to know more.

Q. Is it possible to registerfor UPI without registering my mobile number in HDFC Bank?

Ans. No. UPI ID is linked to your mobile number. You will have to register your mobile number with the bank to register for UPI.

Q. Where can I see my UPI transactions?

Ans. You can view your UPI transactions under ‘Transaction History’ tab under ‘UPI Payments’. You can also view the same in Net Banking and HDFC Bank statement.

Q. What is the process to raise a dispute for a particular UPI transaction?

Ans. To raise a dispute for a particular UPI transaction, you can go to ‘Transaction History’ and click on ‘Raise Dispute’ option and select the dispute type.

Q. What if I exceed the maximum number of incorrect PIN tries?

Ans. You get 3 attempts to input the correct UPI PIN while doing UPI transactions. If you enter the wrong PIN for three consecutive times, your account will get blocked for 24 hours for any debit UPI transactions. However, credit transactions will still remain active. Alternatively, you can reset your UPI PIN immediately to continue doing debit UPI transactions.

Q. Is it possible to deactivate or de-register from UPI?

Ans. Yes. It is possible to deactivate from UPI. However, once the UPI ID is de-registered the same UPI ID cannot be retrieved or re-used.