Bank of Baroda Mobile Banking

Bank of Baroda provides several mobile banking apps for different purposes, with the intention to provide digital products that make banking hassle-free and smooth and provide rich customer experience.

Bob World app erstwhile Bob MConnect+ gives accountholders access to their account on their mobile phones. One can register for mobile banking either through online banking or by submitting a form at the base branch or a BOB ATM. Here’s how to register for mobile banking online:

Step 1: Download Bob World app from the Google Play store or Apple App store

Step 2: Open the app and select the language you want to continue in

Step 3: Click on ‘Confirm’ and select the registered mobile number for verification process

Step 4: An OTP will be sent on the registered mobile number. Enter the OTP and click on ‘Confirm’

Step 5: Add your 14-digit account number, last 6 digits of your Debit Card and validity date and click ‘Submit’

Step 6: Enter the 4-digit verification key and click ‘Proceed’

Step 7: Set a 4-digit transaction PIN and then re-enter the transaction PIN again which you will need at the time of doing transactions. Click on ‘Next’.

Step 8: Set a 4-digit login PIN which you will need at the time of logging in the app. Re-enter the PIN and click ‘Submit’.

Step 9: The registration is successful. Log in to your account with the set credentials.

Step 1: Log in to Bob World using login PIN or Biometric

Step 2: To check your account balance, click on view all accounts. You can check balance of the account you want to know.

Step 3: Click on mini statement to check the transactions done

Step 4: Click on the credit score option to check your CIBIL score

Step 5: By clicking on My bob transfer section, you can transfer money within bank or other any other bank

• BOB Mobile Banking provides several convenient features to make daily banking quick and easy
• One can make fund transfers, pay bills or recharge phones or DTH and can even use the app to make cardless cash withdrawals
• The app is available in regional languages for ease of all kinds of customers
• There is a facility to link and manage different types of accounts of the user, like savings, current, loan, PPF, OD, etc.
• Favourite routine transactions can be saved for future use

BOB Mobile Banking comes with a myriad of benefits to make banking on smartphones easy. Following are the advantages of BOB Mobile Banking:

• BOB has provided an easy-to-use interface with picture buttons to identify all basic banking operations like account overview, funds transfer, transaction lists, management of payees, and debit card hot listing
• BOB has incorporated robust security measures in the form of 2-step authenticated transactions as well as encryption for transactions. This helps in ensuring the account’s safety
• The app provides features to take care of the regular utility bill payments and recharges
• It provides unique ‘app only’ discounts related to transactions in the form of Baroda Rewards, which can be redeemed at any time
• This mobile banking facility also facilitates other banking operations like SMS banking, investment banking guidance, and management, etc.

Q. How can one register for the BOB Mobile Banking service?

Registration for mobile banking can be done by:

• Net banking
• ATM using Debit Card
• Branch
• Self-Registration using Debit Card

Q. What are the limits for funds transfer in a day?

The maximum amount that can be transacted on the mobile banking app is Rs. 1 lakh. However, the maximum amount per transaction in rupees is Rs. 50,000.

Q. What is Cash on Mobile?

This is a unique feature provided by the mobile banking app by which one can withdraw money up to Rs. 5,000 without using the debit card from any BOB ATM. The user needs to generate an OTP on the app and visit any nearby BOB ATM. This facility can only be used at BOB ATMs.

Q. What happens if a fund transfer fails?

If a fund transfer fails or a transfer of an incorrect amount has been made, contact the base branch immediately. In case a transaction fails, the amount deducted from the account will be automatically refunded back into the account within 7 working days.

Q. How can I make payments after working hours or on holidays?

NEFT and RTGS services are not available after working hours or on holidays. In such cases, user can use IMPS service to make payments or transfer funds, which is available 24/7.