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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :29/11/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :29/11/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 29/11/2021

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :29/11/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 29/11/2021

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :29/11/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :29/11/2021

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Updated: 05-07-2021 10:02:33 AM

Bank of Baroda provides various banking channels to its customers. With digital banking taking the leap today, Bank of Baroda offers net banking as well as mobile banking facilities to its customers. With Bank of Baroda Mobile banking, account holders can avail all the banking facilities from the convenience of their home. Account holders can download and use the BOB Mobile Banking app – Baroda M-Connect Plus and avail host of banking services on-the-go.

What are the services offered by Bank of Baroda Mobile Banking Apps?
What are the different Types of Bank of Baroda Mobile Banking Apps?

What are the services offered by Bank of Baroda Mobile Banking Apps?

Services offered by Baroda M-Connect Plus – Bank of Baroda Mobile Banking App

Bank of Baroda Balance EnquiryIMPS/NEFT TransfersAADHAR Update
Mini StatementMobile RechargeInterest Certificate
Account StatementDTH RechargeFD/RD Opening
Cheque Book RequestCredit Card PaymentClosure of FD/RD
Debit Card RequestBharat Bill PaymentComplaints and Feedback
Debit Card HotlistingCash on MobileBranch ATM Locator

What are the different Types of Bank of Baroda Mobile Banking Apps?

Bank of Baroda provides several mobile banking apps for different purposes, with the intention to provide digital products that make banking hassle-free and smooth and provide rich customer experience.

BOB Mobile Banking appPrimary Features
Baroda MConnect PlusCheck Account Balance, outstanding credit card payment, account statements

Transfer funds using IMPS, RTGS & NEFT

BHIM Baroda PayA UPI (Unified Payment Interface) application that allows instant bank transfers from any account using a Virtual Payment Address system
Baroda mPassbookThis is the traditional bank passbook on mobile that provides all information related to a customer bank account in 8 languages
Baroda mInvestOnline wealth manager with paperless KYC and investment portfolio tracking and management
Baroda E-TradeSeamless online trading platform with equity advisors from BOBCAPS

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BOB MConnect+ – BOB Mobile Banking app
BHIM Baroda Pay
Baroda mPassBook
Baroda mInvest
Baroda E-Trade
Section

BOB MConnect+ – BOB Mobile Banking app

The mobile banking app from Bank of Baroda is known by the name of Baroda M-Connect Plus. It provides a wide range of banking services mentioned below:

BOB MConnect PlusFeatures
InterfaceThe app is available in various regional languages for Indian as well as NRI customers
Funds transfer within the bank or to other banksPossible to self-linked accounts as well as third party accounts through IMPS/NEFT/RTGS
Premium Services
  • FD/RD Opening
  • Scan to Pay
  • Cheque status inquiry
Recharge & Bill Pay
Account-Related
  • Account Balance and Overview
  • Mini Statement
  • 360-degree view of bank account
Additional Services
  • Aadhaar card update
  • TDS Certificate
  • Savings Account Transfer
  • Debit card request
Inquiry
  • Branch /ATM Locator
  • Cardless Cash withdrawal
  • Linking of Savings/Current/CC/OD/Loan and PPF accounts

BHIM Baroda Pay

This application provides instant and secure banking using UPI or Unified Payment Interface that allows the transfer of money between any two parties, including any two banks, two companies or one company and one bank. It is powered by NPCI, i.e. National Payment Corporation of India.

BHIM Baroda PayFeatures
Fund TransferTransfer funds to any mobile number or e-mail ID, within own accounts or other bank accounts
UPI enabled
  • Transfer funds using Virtual Payment Address (VPA)
  • Scan to Pay feature (QR Code at merchant outlet)
Security
  • Both Static and Dynamic QR Code
  • Virtual ID and Aadhar number for account security

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Baroda mPassBook

This app serves the purpose of a regular passbook but on the mobile. It provides all information related to the customer’s account, just like a regular bank passbook.

Baroda MPassBookFeatures
Multiple Languages SupportIt supports 8 languages
InquiryCheck account balance, view and email detailed statement
InterfaceMultiple accounts, like savings account, current account, loan, FD, and PPF, can be viewed
Expense ManagerAllows one to track expenses and tag transactions

Baroda mInvest

Baroda mInvest is another mobile app that helps customers with the management of their investment products. It is a type of online wealth manager.

Baroda mInvestFeatures
InterfaceSimple and hassle-free
AdviceOnline advice for the investment portfolio after thorough research
Services
  • Online investment guidance
  • Paperless KYC
  • Paperless Money withdrawal

Baroda E-Trade

With Baroda E-Trade the stock markets can now be accessed anytime and even “on the go”.

Baroda E-TradeFeatures
MonitorMonitor and manage order book, trade book, net position, funds view and stock portfolio.
Stock Market UpdatesGet live quotes, messages and track live markets of NSE and BSE.

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How to Register for BOB MConnect+ App?
How to use Baroda mConnect Plus?
What are the features of BOB Mobile Banking?
What are the advantages of BOB Mobile Banking?
Frequently Asked Questions (FAQs)

How to Register for BOB MConnect+ App?

The BOB MConnect Plus app has to be first registered with the bank before the customer starts using it. The Bank of Baroda mobile banking registration can be done either through online banking or by submitting a form at the base branch or a BOB ATM.

If the mobile number is registered with Bank of Baroda –

Step 1: Download Baroda MConnect Plus app from the Google Play Store or Apple App Store

Step 2: Open the app and click on “Confirm” and select the registered mobile number for the verification process

Step 3: An OTP will be sent on the registered mobile number. Enter OTP and click on “Confirm”

Step 4: Create the application password and start using the app

If mobile number is not registered with the Bank –

Step 1: Download Baroda MConnect Plus app.

Step 2: If the mobile number is not registered with the bank, it will give the option to “Register Now.”

Step 3: Account holder will receive an OTP on the mobile number for verification. Enter OTP and click on “Confirm”

Step 4: After successful verification using OTP, click on “Proceed” to continue registration using Bank of Baroda Debit Card

Step 5: Account holder will be required to enter last 6 digits of the BOB debit card, debit card’s expiry date and the 14 digit Bank of Baroda account number

Step 6: Click on “Proceed” to create application password

Step 7: Create a 4-digit application password and re-enter the same to confirm. Click on “Confirm” to proceed further

Step 8: Click on “Agree” to accept the terms and conditions

Step 9: Account holder will receive the Bank of Baroda MPIN via SMS

Step 10: Enter the mPIN received via SMS and create a new 4-digit mPIN and click on “Confirm”

After this, account holder will receive a pop-up message indicating that BOB mConnect Plus registration is completed successfully. Post this, account holder can login Bank of Baroda mobile banking app using the new mPIN.

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How to use Baroda mConnect Plus?

One can follow simple steps to use this app, once it is downloaded and activated on the mobile.

Step 1: Log in to Baroda mConnect Plus app using the credentials or touch ID. After a successful login, the welcome screen shows distinct tabs for different operations

Step 2: Click on “My Account” button to check Bank of Baroda account balance, overview, and other account-related details

Step 3: Tap on the “Funds Transfer” to the account or other accounts. It also allows one to manage payee or add a new payee

Step 4: Click on “Recharge and Bill Pay” to make any utility bill payment or credit card bill payment or recharge DTH/mobile/data plan

Step 5: Click on “Request Services” to request a debit card, new chequebook or open or close FD/RD

Step 6: Click on “Transaction History” to view transactions made in last week/month/customised period

Step 7: Click on “Cash on Mobile” to withdraw cash without using a card

Bank of Baroda customer care is also provided on the app under “Contact Us” section.

What are the features of BOB Mobile Banking?

  • BOB Mobile Banking provides several convenient features to make daily banking quick and easy
  • One can make fund transfers, pay bills or recharge phones or DTH and can even use the app to make cardless cash withdrawals
  • The app is available in regional languages for ease of all kinds of customers
  • There is a facility to link and manage different types of accounts of the user, like savings, current, loan, PPF, OD, etc.
  • Favourite routine transactions can be saved for future use

What are the advantages of BOB Mobile Banking?

BOB Mobile Banking comes with a myriad of benefits to make banking on smartphones easy. Following are the advantages of BOB Mobile Banking:

  • BOB has provided an easy-to-use interface with picture buttons to identify all basic banking operations like account overview, funds transfer, transaction lists, management of payees, and debit card hot listing
  • BOB has incorporated robust security measures in the form of 2-step authenticated transactions as well as encryption for transactions. This helps in ensuring the account’s safety
  • The app provides features to take care of the regular utility bill payments and recharges
  • It provides unique ‘app only’ discounts related to transactions in the form of Baroda Rewards, which can be redeemed at any time
  • This mobile banking facility also facilitates other banking operations like SMS banking, investment banking guidance, and management, etc.

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Frequently Asked Questions (FAQs)

Q. How can one register for the BOB Mobile Banking service?

Registration for mobile banking can be done by:

  • Net banking
  • ATM using Debit Card
  • Branch
  • Self-Registration using Debit Card

Q. What are the limits for funds transfer in a day?

The maximum amount that can be transacted on the mobile banking app is Rs. 1 lakh. However, the maximum amount per transaction in rupees is Rs. 50,000.

Q. What is Cash on Mobile?

This is a unique feature provided by the mobile banking app by which one can withdraw money up to Rs. 5,000 without using the debit card from any BOB ATM. The user needs to generate an OTP on the app and visit any nearby BOB ATM. This facility can only be used at BOB ATMs.

Q. What happens if a fund transfer fails?

If a fund transfer fails or a transfer of an incorrect amount has been made, contact the base branch immediately. In case a transaction fails, the amount deducted from the account will be automatically refunded back into the account within 7 working days.

Q. How can I make payments after working hours or on holidays?

NEFT and RTGS services are not available after working hours or on holidays. In such cases, user can use IMPS service to make payments or transfer funds, which is available 24/7.

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