Bank of Baroda provides various banking channels to its customers. With digital banking taking the leap today, Bank of Baroda offers net banking as well as mobile banking facilities to its customers. With Bank of Baroda Mobile banking, account holders can avail all the banking facilities from the convenience of their home. Account holders can download and use the BOB Mobile Banking app – bob World and avail host of banking services on-the-go.
What are the services offered by Bank of Baroda Mobile Banking Apps
Financial Services offered by bob World – Bank of Baroda | ||
Fund Transfer within Self-linked Accounts | Fund Transfer with Third-party Accounts | Fund Transfer to other Banks via IMPS, NEFT, RTGS, UPI |
Mobile Recharge | Quick Bill Payment | Bharat Bill Payment System |
Registered Bill Payment | Pre-approved Personal Loan | Cash on Mobile |
Opening of Term Deposit | FASTag Purchase/Recharge | BOB Card Bill Payment |
Non-Financial Services by bob World – Bank of Baroda | ||
Account Balance | Cheque Status Enquiry | Positive Pay Confirmation |
Change mPIN | Set Transactions Limit | De-link Accounts |
Unlock/Forgot Application Password | Language Selection | 360 Degree View of Account |
Other Services by bob World – Bank of Baroda | ||
Aadhaar Update | Transaction History | Branch/ATM Locator |
Account Statement | TDS Certificate | Debit Card Hotlisting |
Submission of Form 15G/15H | Request for new Debit Card | Add/Modify/Delete Nomination Details |
Transfer of Savings Account from One Branch to Another | Set Debit Card PIN | Apply for Locker |
Apply for Demat, Insurance, Life Certificate, NPS Account Opening, Loans, BOB Credit Card | Pay Direct Taxes | Account Opening for Non-Customers Using Aadhaar Card + OTP |
New Added Features by bob World – Bank of Baroda | ||
Flight & Hotel Booking | Debit Card Controls | Invite & Earn |
UPI | Apply IPO | Bob World Benefits |
Bus Booking | Compare & Shop | Credit Score |
Bank of Baroda Mobile Banking Apps
Bank of Baroda provides several mobile banking apps for different purposes, with the intention to provide digital products that make banking hassle-free and smooth and provide rich customer experience.
BOB Mobile Banking app | Primary Features |
bob World | Check Account Balance, outstanding credit card payment, account statements Transfer funds using IMPS, RTGS & NEFT |
BHIM Baroda Pay | A UPI (Unified Payment Interface) application that allows instant bank transfers from any account using a Virtual Payment Address system |
Baroda mPassbook | This is the traditional bank passbook on mobile that provides all information related to a customer bank account in 8 languages |
Baroda mInvest | Online wealth manager with paperless KYC and investment portfolio tracking and management |
Baroda E-Trade | Seamless online trading platform with equity advisors from BOBCAPS |

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bob World – BOB Mobile Banking App
The mobile banking app from Bank of Baroda is known by the name of bob World. It provides a wide range of banking services mentioned below:
bob World | Features |
Interface | The app is available in various regional languages for Indian as well as NRI customers |
Funds transfer within the bank or to other banks | Possible to self-linked accounts as well as third party accounts through IMPS/NEFT/RTGS |
Premium Services |
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Recharge & Bill Pay |
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Account-Related |
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Additional Services |
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Inquiry |
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BHIM Baroda Pay
This application provides instant and secure banking using UPI or Unified Payment Interface that allows the transfer of money between any two parties, including any two banks, two companies or one company and one bank. It is powered by NPCI, i.e. National Payment Corporation of India.
BHIM Baroda Pay | Features |
Fund Transfer | Transfer funds to any mobile number or e-mail ID, within own accounts or other bank accounts |
UPI enabled |
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Security |
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Baroda mPassBook
This app serves the purpose of a regular passbook but on the mobile. It provides all information related to the customer’s account, just like a regular bank passbook.
Baroda MPassBook | Features |
Multiple Languages Support | It supports 8 languages |
Inquiry | Check account balance, view and email detailed statement |
Interface | Multiple accounts, like savings account, current account, loan, FD, and PPF, can be viewed |
Expense Manager | Allows one to track expenses and tag transactions |
Baroda mInvest
Baroda mInvest is another mobile app that helps customers with the management of their investment products. It is a type of online wealth manager.
Baroda mInvest | Features |
Interface | Simple and hassle-free |
Advice | Online advice for the investment portfolio after thorough research |
Services |
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Baroda E-Trade
With Baroda E-Trade the stock markets can now be accessed anytime and even “on the go”.
Baroda E-Trade | Features |
Monitor | Monitor and manage order book, trade book, net position, funds view and stock portfolio. |
Stock Market Updates | Get live quotes, messages and track live markets of NSE and BSE. |
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How to Register for bob World App
Bob World app erstwhile Bob MConnect+ gives accountholders access to their account on their mobile phones. One can register for mobile banking either through online banking or by submitting a form at the base branch or a BOB ATM. Here’s how to register for mobile banking online:
Step 1: Download Bob World app from the Google Play store or Apple App store
Step 2: Open the app and select the language you want to continue in
Step 3: Click on ‘Confirm’ and select the registered mobile number for verification process
Step 4: An OTP will be sent on the registered mobile number. Enter the OTP and click on ‘Confirm’
Step 5: Add your 14-digit account number, last 6 digits of your Debit Card and validity date and click ‘Submit’
Step 6: Enter the 4-digit verification key and click ‘Proceed’
Step 7: Set a 4-digit transaction PIN and then re-enter the transaction PIN again which you will need at the time of doing transactions. Click on ‘Next’.
Step 8: Set a 4-digit login PIN which you will need at the time of logging in the app. Re-enter the PIN and click ‘Submit’.
Step 9: The registration is successful. Log in to your account with the set credentials.

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How to use bob World App
Step 1: Log in to Bob World using login PIN or Biometric
Step 2: To check your account balance, click on view all accounts. You can check balance of the account you want to know.
Step 3: Click on mini statement to check the transactions done
Step 4: Click on the credit score option to check your CIBIL score
Step 5: By clicking on My bob transfer section, you can transfer money within bank or other any other bank
What are the features of BOB Mobile Banking
- BOB Mobile Banking provides several convenient features to make daily banking quick and easy
- One can make fund transfers, pay bills or recharge phones or DTH and can even use the app to make cardless cash withdrawals
- The app is available in regional languages for ease of all kinds of customers
- There is a facility to link and manage different types of accounts of the user, like savings, current, loan, PPF, OD, etc.
- Favourite routine transactions can be saved for future use
What are the Advantages of BOB Mobile Banking
BOB Mobile Banking comes with a myriad of benefits to make banking on smartphones easy. Following are the advantages of BOB Mobile Banking:
- BOB has provided an easy-to-use interface with picture buttons to identify all basic banking operations like account overview, funds transfer, transaction lists, management of payees, and debit card hot listing
- BOB has incorporated robust security measures in the form of 2-step authenticated transactions as well as encryption for transactions. This helps in ensuring the account’s safety
- The app provides features to take care of the regular utility bill payments and recharges
- It provides unique ‘app only’ discounts related to transactions in the form of Baroda Rewards, which can be redeemed at any time
- This mobile banking facility also facilitates other banking operations like SMS banking, investment banking guidance, and management, etc.

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Frequently Asked Questions (FAQs)
Q. How can one register for the BOB Mobile Banking service?
Registration for mobile banking can be done by:
- Net banking
- ATM using Debit Card
- Branch
- Self-Registration using Debit Card
Q. What are the limits for funds transfer in a day?
The maximum amount that can be transacted on the mobile banking app is Rs. 1 lakh. However, the maximum amount per transaction in rupees is Rs. 50,000.
Q. What is Cash on Mobile?
This is a unique feature provided by the mobile banking app by which one can withdraw money up to Rs. 5,000 without using the debit card from any BOB ATM. The user needs to generate an OTP on the app and visit any nearby BOB ATM. This facility can only be used at BOB ATMs.
Q. What happens if a fund transfer fails?
If a fund transfer fails or a transfer of an incorrect amount has been made, contact the base branch immediately. In case a transaction fails, the amount deducted from the account will be automatically refunded back into the account within 7 working days.
Q. How can I make payments after working hours or on holidays?
NEFT and RTGS services are not available after working hours or on holidays. In such cases, user can use IMPS service to make payments or transfer funds, which is available 24/7.

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