Bank of Baroda Mobile Banking

Bank of Baroda provides several mobile banking apps for different purposes, with the intention to provide digital products that make banking hassle-free and smooth and provide rich customer experience.

The BOB MConnect Plus app has to be first registered with the bank before the customer starts using it. The Bank of Baroda mobile banking registration can be done either through online banking or by submitting a form at the base branch or a BOB ATM.

If the mobile number is registered with Bank of Baroda –

Step 1: Download Baroda MConnect Plus app from the Google Play Store or Apple App Store

Step 2: Open the app and click on “Confirm” and select the registered mobile number for the verification process

Step 3: An OTP will be sent on the registered mobile number. Enter OTP and click on “Confirm”

Step 4: Create the application password and start using the app

If mobile number is not registered with the Bank –

Step 1: Download Baroda MConnect Plus app.

Step 2: If the mobile number is not registered with the bank, it will give the option to “Register Now.”

Step 3: Account holder will receive an OTP on the mobile number for verification. Enter OTP and click on “Confirm”

Step 4: After successful verification using OTP, click on “Proceed” to continue registration using Bank of Baroda Debit Card

Step 5: Account holder will be required to enter last 6 digits of the BOB debit card, debit card’s expiry date and the 14 digit Bank of Baroda account number

Step 6: Click on “Proceed” to create application password

Step 7: Create a 4-digit application password and re-enter the same to confirm. Click on “Confirm” to proceed further

Step 8: Click on “Agree” to accept the terms and conditions

Step 9: Account holder will receive the Bank of Baroda MPIN via SMS

Step 10: Enter the mPIN received via SMS and create a new 4-digit mPIN and click on “Confirm”

After this, account holder will receive a pop-up message indicating that BOB mConnect Plus registration is completed successfully. Post this, account holder can login Bank of Baroda mobile banking app using the new mPIN.

One can follow simple steps to use this app, once it is downloaded and activated on the mobile.

Step 1: Log in to Baroda mConnect Plus app using the credentials or touch ID. After a successful login, the welcome screen shows distinct tabs for different operations

Step 2: Click on “My Account” button to check Bank of Baroda account balance, overview, and other account-related details

Step 3: Tap on the “Funds Transfer” to the account or other accounts. It also allows one to manage payee or add a new payee

Step 4: Click on “Recharge and Bill Pay” to make any utility bill payment or credit card bill payment or recharge DTH/mobile/data plan

Step 5: Click on “Request Services” to request a debit card, new chequebook or open or close FD/RD

Step 6: Click on “Transaction History” to view transactions made in last week/month/customised period

Step 7: Click on “Cash on Mobile” to withdraw cash without using a card

Bank of Baroda customer care is also provided on the app under “Contact Us” section.

• BOB Mobile Banking provides several convenient features to make daily banking quick and easy
• One can make fund transfers, pay bills or recharge phones or DTH and can even use the app to make cardless cash withdrawals
• The app is available in regional languages for ease of all kinds of customers
• There is a facility to link and manage different types of accounts of the user, like savings, current, loan, PPF, OD, etc.
• Favourite routine transactions can be saved for future use

BOB Mobile Banking comes with a myriad of benefits to make banking on smartphones easy. Following are the advantages of BOB Mobile Banking:

• BOB has provided an easy-to-use interface with picture buttons to identify all basic banking operations like account overview, funds transfer, transaction lists, management of payees, and debit card hot listing
• BOB has incorporated robust security measures in the form of 2-step authenticated transactions as well as encryption for transactions. This helps in ensuring the account’s safety
• The app provides features to take care of the regular utility bill payments and recharges
• It provides unique ‘app only’ discounts related to transactions in the form of Baroda Rewards, which can be redeemed at any time
• This mobile banking facility also facilitates other banking operations like SMS banking, investment banking guidance, and management, etc.

Q. How can one register for the BOB Mobile Banking service?

Registration for mobile banking can be done by:

• Net banking
• ATM using Debit Card
• Branch
• Self-Registration using Debit Card

Q. What are the limits for funds transfer in a day?

The maximum amount that can be transacted on the mobile banking app is Rs. 1 lakh. However, the maximum amount per transaction in rupees is Rs. 50,000.

Q. What is Cash on Mobile?

This is a unique feature provided by the mobile banking app by which one can withdraw money up to Rs. 5,000 without using the debit card from any BOB ATM. The user needs to generate an OTP on the app and visit any nearby BOB ATM. This facility can only be used at BOB ATMs.

Q. What happens if a fund transfer fails?

If a fund transfer fails or a transfer of an incorrect amount has been made, contact the base branch immediately. In case a transaction fails, the amount deducted from the account will be automatically refunded back into the account within 7 working days.

Q. How can I make payments after working hours or on holidays?

NEFT and RTGS services are not available after working hours or on holidays. In such cases, user can use IMPS service to make payments or transfer funds, which is available 24/7.