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Bank of India Account Balance Check

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Bank of India (BOI) accountholders can check Bank of India account balance using Mobile, Net-banking and SMS. Read ahead to know the steps to check BOI account balance through various methods such as SMS, Netbanking, Mobile Banking, Phone Banking, ATM and Passbook.

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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :23/10/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :23/10/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 23/10/2021

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :23/10/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 23/10/2021

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :23/10/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :23/10/2021

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हिंदी में पढ़े
Updated: 06-07-2021 06:23:44 AM

Bank of India (BOI) is an Indian commercial bank headquartered in Mumbai. To facilitate its users, Bank of India has devised multiple options to access banking services. From account balance check to account opening and making payments, BOI allows its users to enjoy banking services using its mobile banking and SMS services. Let us learn how to check Bank of India account balance using Mobile, Net-banking and SMS.

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Bank of India Account Balance Check

For banking transactions such as balance check, funds transfer, bill payment, etc., Bank of India customers have multiple options to choose from. Here are a few different ways in which BOI customers can perform an account balance check:

Bank Passbook: Customers who keep their bank account passbooks updated can see their Bank of India (BOI) passbook to check their account balance. Since the passbook keeps a record of both the debit and credit transactions, an account holder can see his complete account statement right from the day of account opening using a passbook. For each passbook update, the customer needs to visit the bank branch. This method of balance enquiry has fallen out of favour since the internet-savvy customers now want to check their account balance using more convenient options.

ATM: BOI account holders can do a Bank of India Account Balance Check by visiting a Bank of India ATM. It is a fairly simple process. Here are the steps to follow:

  • Swipe the ATM card in the machine
  • Use the 4-digit ATM PIN
  • Choose the “Balance Enquiry” option
  • Complete the transaction

To check their last few transactions in the account, they can carry out the same steps and use the Mini Statement option. The ATM will print a receipt containing the details of the last 10 account transactions.

BOI account holders can also visit non-BOI ATM or third party ATM service to check their account balance. Since the Reserve Bank of India (RBI) has limited the number of free transactions per ATM card, use this service wisely if you do not want to pay the transaction charges. If you choose this option from a non-BOI ATM, the charges might be higher.

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How to check Bank of India Account Balance Online?

Given below are some ways following which you can check your bank account balance online-

Bank of India Net Banking

Bank of India Account holders that have registered for net banking can use their net banking login id and password to log into the BOI website. Net banking and mobile banking credentials are the same. The bank’s website offers a range of banking facilities to its customers including Bank of India account balance check, account statement, funds transfer, etc.

Bank of India mPassbook

BOI has brought forward its electronic passbook which can be used for generating your account statements. It allows the account holders to download the statement in PDF format in mobile. One can also send the account statement in the form of an email to the registered email-id.

Bank of India Mobile Banking

BOI offers StarConnect mobile banking services to both its national as well as international customers.

  • Customers can use their mobile phones to receive account balance via SMS
  • The three main BOI apps are BOI BTM, BOI StarToken, and BOI StarGlobal
  • One of the reasons why customers must check their account balance online is because it is convenient and free of cost
  • The ATM transactions are chargeable after a certain limit and it is better to use those transactions to carry out the cash withdrawal

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How to check Bank of India Account Balance on Mobile phone?

Here are the ways in which BOI account holders can check their account balance using their mobile phones:

Mobile Banking on SMS

Bank of India gives the customers an option to check their account balance via SMS. The customers need to avail the Star Connect Mobile Banking on SMS facility to get their account balance via SMS. Here are the steps they need to follow:

  • Visit the Bank of India website
  • Click on the mobile banking link
  • Choose the Star Connect Mobile Banking Link
  • Log in using the net banking/mobile banking credentials
  • Enter the registered mobile number
  • Click on “Set/Change SMS Password”
  • Set/Change the 4-digit SMS password

Sending the SMS

  • SMS to +919810558585 in the format “BAL XXXX” where XXXX is the 4-digit SMS password. The customer will receive the account balance of the primary account
  • For non-primary accounts, SMS “BAL XXXX <Account Number>” to +919810558585 where XXXX is the 4-digit SMS password
  • For the mini statement of the primary account, SMS “TRANS XXXX” >” to +919810558585. The customer will receive details of the last 5 transactions carried out from the primary account
  • For other accounts, SMS “TRANS XXXX <Account Number>” to +919810558585
AccountRequestSMS Format
Primary AccountBalance EnquiryBAL XXXX
Mini StatementTRANS XXXX
Other AccountBalance EnquiryBAL XXXX <Account Number>
Mini StatementTRANS XXXX <Account Number>

*XXXX is the 4-digit SMS Password set through the Star Connect Mobile banking Link.

BOI BTM

The bank offers mobile banking facility to its customers through an amazing mobile app, BOI BTM.

  • Customers can download this app on their android, iOS, and start using it to avail the mobile banking facilities
  • After logging in using their mobile banking credentials, the customers can avail plenty of banking services such as balance enquiry, account statement check, funds transfer, etc.
  • Bank of India customers that hold accounts in overseas branches can use the BOI StarGlobal App for account balance check, money transfer, etc.

BOI StarToken

Bank of India account holders can also download the android app BOI StarToken to carry out banking transactions.

  • They can do funds transfer, mobile recharge, balance enquiry, check last 5 transactions, get a mini account statement, etc.
  • Facilities such as NEFT, IMPS, etc. are also available through the BOI StarToken app
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Frequently Asked Questions
About Bank of India
Frequently Asked Questions

Q. How can I check my last 5 transactions in BOI?

You can use Star Mobile application to view your last 5 transactions in Bank of India account. Open the application, click on view balance, select your account and enter the password to proceed. Also, you can view your transaction by sending TRANS <SMS Password><Account Number> to +919810558585.

Q. How can I check my BOI account balance through phone?

You can check your account balance via Mobile by sending an SMS- BAL<4-digit SMS password> and send it to +919810558585.

Q. How to get Bank of India mini statement by missed call and SMS?

To get BOI mini statement by missed call, you can dial 09015135135/09266135135 or you can type ‘TRANS<4-digit SMS password’ and send it to +919810558585 from your registered mobile number.

Q. What are the charges of BOI SMS service?

BOI SMS service is absolutely free of cost for the customers.

Q. How can I change my mobile number for Bank of India SMS service?

To register or change your mobile number with the bank, you will have to fill a form at your branch and deposit to the concerned officer. This service uses the mobile number which is associated with your bank account. So, if you wish to make respective changes, the same will be applied to your bank account as well.

About Bank of India

Bank of India (BOI) now has overseas presence in the UK (1946), Japan (1950), Singapore (1951), Kenya (1953), Uganda (1953) sold to Bank of Baroda in 1972, Republic of Tanganyika (1955), Hong Kong (1960), Nigeria (1962), Tanzania (1967), Yemen (1969), France (1974), China (2003), Vietnam (2005), Indonesia (2007), New Zealand (2011), Botswana (2013) amongst others. BOI has over 60 branches, 5 subsidiaries, and 1 joint-venture in over 22 foreign countries.

It is also the founding member of the Society for Worldwide Inter Bank Financial Telecommunication (SWIFT) that facilitates the provision of cost-effective financial processing and communication services. If you hold an account with Bank of India (BOI), you can avail some of the world-class banking facilities available in India. BOI is committed to providing the best services to its customers.

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