EPF (Employees’ Provident Fund) is a retirement benefits scheme provided by the Employees’ Provident Fund Organization (EPFO). The employee and the employer contribute to the EPF India scheme on a monthly basis in equal proportions of 12% of the basic salary and dearness allowance. EPF is a tax-saving instrument that offers relatively higher interest rates on investments. A part of the employer’s contribution (8.33% out of 12%) is directed towards the Employees’ Pension Scheme (EPS). Read on to know all about the EPF scheme, interest rate, eligibility, contribution, withdrawal and managing your EPF account online.
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