हिंदी में पढ़े
Documents Required for Loan Against Property
Common Documents for Salaried and Self-employed Applicants
Mentioned below is the list of loan against property documents required which is common for both salaried and self-employed applicants:
Identity Proof (any one of the following):
- PAN card
- Passport
- Driving License
- Voter’s ID
- Employee ID
- Bank passbook
- Ration card
Address Proof (any one of the following):
- Ration card
- Telephone bill
- Electricity bill
- Rent agreement
- Passport
- Driving License
- Bank passbook or statement
Residence Ownership Proof (any one of the following):
- Property documents
- Maintenance bill
- Electricity bill
Copies of all Property Documents:
- Sales deed/copy of Agreement
- Share certificate (if society formed)
- Latest maintenance bill
Apply for Loan Against Property at Attractive Interest Rates Click Here
List of Loan Against Property Documents for Salaried Applicants
The LAP documents required for salaried applicants are as follows:
Income Proof (any one of the following):
- Form 16
- Bank statements (bank statements or passbook for last 6 months) or last 6 months salary slips
- Income tax returns for last 3 years
Proof of Job Continuity (any one of the following):
- Current job appointment letter (if more than 2 years have been spent in the same job)
- Current employment certificate
- Experience certificate (including previous job certificate or appointment and relieving letter)
Other Important Documents:
- Sanction letter, payment track record of existing loans (if any)
- Investment proof: Shares, fixed deposits, fixed assets (if any)
- Processing fee cheque
Apply for Loan Against Property at Attractive Interest Rates Click Here
List of Documents for Loan Against Property for Self-employed Applicants:
The LAP documents required for self-employed applicants are as follows:
Office Address and Ownership Proof (any one of the following):
- Property documents
- Electricity bill
- Maintenance bill
Business Existence Proof (any one of the following):
- Sales deed/ agreement (executed)
- Saral copy (3 years old)
- Copy of tax registration
- Company registration license
Income Proof (any one of the following):
- Last 3 years Income tax returns of the applicant along with computation of income duly attested by a Chartered Accountant
- Audited balance sheet and Profit & Loss accounts, including tax audit report, if applicable
- Latest 1 year bank statement (both savings and current)
Other Important Documents:
- Application form with photograph
- Professional degree certificate (in case of professionals)
- Sanction letter, payment track record of existing loans (if any)
- Investment proof: Shares, fixed deposits, fixed assets (if any)
- Processing fee cheque
Note: Documents for loan against property may vary from one lender to another. Along with the above mentioned list of documents, lenders may ask for additional documents as per their discretion.
Apply for Loan Against Property at Attractive Interest Rates Click Here