Home Loan Offers at Attractive Interest Rates
Apply Now Check Home Loan OffersHSBC ‘The Hongkong and Shanghai Banking Corporation’ is a multinational banking and finance company that operates in the country as HSBC Bank India. HSBC bank offers a wide range of services, such as retail banking, personal banking, wealth management, commercial banking, private banking and global banking services.
HSBC provides home loans to resident Indians and Non-Resident Indians (NRIs) too. It provides home loans for ready properties, under-construction properties approved by the bank, purchase of plot, self-construction and home improvement. HSBC home loan tenure for general customers can be up to 20 years and for salaried customers can be up to 25 years.
You can contact HSBC Home Loan Customer Care team by dialling the below numbers:
| HSBC Home Loan Customer Care |
| 1860-266-2667 or 1860-500-2255 (when calling from India) |
| 040-67173401 or 080-49089631 (when calling from overseas) |
HSBC Home Loan banking representatives are available for inquiries between 06:30 hours to 20:30 hours on the above numbers.
Below is the list of Toll Free numbers for NRIs:
| HSBC Toll Free Numbers for NRIs | |
| Country | Toll Free Number |
| India | 1800 103 4722 |
| USA | 1 800 952 7145 |
| UAE | 8000 177023 |
| UK | 00 800 177 36666 |
| Hong Kong | 001 800 177 36666 |
| Canada | 011 800 177 36666 |
| Singapore | 001 800 177 36666 |
Loan amount offered to Indian resident and NRIs is maximum upto Rs. 10 crore. It is required for an NRI applicant to have a local co-applicant/contact person when applying for a loan with the HSBC bank.
HSBC India offers home loans to its customers at floating interest rates. However occasionally, bank also offers home loans on fixed interests rates. Home loan interest rate offered by HSBC bank is 8.75% onwards.
HSBC charges 1% on amount above 25% of the SCF (Smart Credit Facility including Home Loan and Loan against property) sanctioned amount. HSBC collects processing fees in two parts Rs. 5,000 plus GST is paid upfront and the remaining amount plus applicable taxes is paid before the loan is disbursed. Please note that the Processing Fees for HSBC Home Loans is non-refundable.
HSBC Home Loans and Smart Home Loans which come with a floating rate of interest don’t have prepayment charges. However, HSBC Fixed Rate Home Loan charges Prepayment fees in the below fashion:
Home loans offered by HSBC are available for applicant and properties in and around mentioned cities that include New Delhi, Jaipur, Chandigarh, Pune, Mumbai, Bengaluru, Chennai, Ahmedabad and Hyderabad. These cities may change from time to time as per directions given by HSBC bank.
