Home Loan Benefits for Women in India
Benefits for Women Home Loan Borrowers in India
3 Tips to Help You Close Your Home Loan Early
Want to Close Your Home Loan Early? Here 3 Smart Ways That Can Help You in Closing Your Home Loan Faster and Early.
Home Loan Processing Fees and Charges 2022
What are the Costs Involved in Taking a Home Loan? application fee, processing fee, pre-payment charges, legal fee, CERSAI Charges, documentation fee etc.
10 Best Banks in India Offering Low Interest Home Loans
हिंदी में पढ़ें Scheduled banks offer home loans at 6.50% p.a. onwards for tenures up to 30 years and loan amounts of up to 90% of property’s cost. To cater to the housing finance requirements of a wide customer base, the banks offer various home loan schemes offering benefits such as higher eligibility, reducing EMIs,…
Loan-to-Value (LTV) Ratio: Definition, Importance and Calculation
Home loan is a secured loan that requires you pledge the property to be purchased/ constructed/ renovated/ extended as collateral with your lender. But you do not get the entire value of the asset pledged as a loan and this is where the LTV ratio comes in the picture. What is Loan-to-Value (LTV) Ratio in…
Home Loans: Floating vs Fixed Interest Rates
Floating vs Fixed Interest Rates – Difference between floating and fixed home loan interest rates. Compare Floating and Fixed Interest Rates.
Tips to Enhance your Home Loan Eligibility
How much amount of home loan you are eligible for? How to increase your home loan eligibility? Here are the tips to enhance home loan eligibility.
Co-borrower Vs Co-owner Vs Co-applicant
Co-borrower, co-owner and co-applicant are the terms that some people use interchangeably. However, each of these terms has its associated legalities and financial obligations related to home loans. Therefore, you must know what these terms mean and how they are different. Co-applicant is a person who applies for a home loan along with the principal…
Is it essential to file an ITR to avail a home loan?
To purchase your dream home, you will need to make a substantial financial investment. If you do not have the funds available, getting a home loan is the best option. A home loan provides you with the necessary funds and gives you a longer tenure to repay the amount. However, getting a home loan has…
Home Loan Closure Checklist
Closing your Home Loan? Ensure below Checklist: Collection of all original documents Obtaining The “No Dues” Certificate Removal of Lien on the Property Obtaining the Updated Non-Encumbrance Certificate Credit Score Updation Obtaining Bank Statements Related to Loan Repayment Collecting all the post-dated cheques There is nothing more overwhelming than paying your entire home loan and…