A lifetime free credit card comes with zero joining or annual fee. These free credit cards are best suited for beginners or first-time card users, who have just begun their professional journey or have never taken any form of credit in the past. Lifetime free cards are also suited for those who do not want to pay any fee for the card. While most of the credit cards in this category provide only basic benefits and usually a low rewards rate, there are a few that offer good value.
Here, we have listed the best lifetime free credit cards in India. With each card, we have also mentioned who should get this card to help you decide and choose the best credit card that suits your needs.
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Best Lifetime Free Credit Cards in India for 2023
|Credit Card||Best Suited For||Best Feature|
|Amazon Pay ICICI Credit Card||Online Shopping at Amazon||5% cashback on Amazon for Prime users|
|IDFC First Select Credit Card||Rewards and Travel||10-times more reward points on incremental spends above Rs. 25,000 per month|
|HSBC Visa Platinum Credit Card||Reward Points||Amazon and Swiggy voucher, airport lounge access and cashback under introductory offer*|
|IDFC First Millennia Credit Card||Rewards and Travel||6X reward points on online spends up to Rs. 20,000 per month|
|ICICI Platinum Chip Credit Card||Reward Points||2 reward points on every Rs. 100 spent|
|Dhanaxmi Bank Platinum Credit Card||Cashback||5% cashback on departmental store and supermarket spends|
Also read: Best Credit Cards in India 2023