The IDFC FIRST Millenia Credit Card variant is best suited for customers wanting to earn rewards on every purchase as for those seeking a zero fee credit card with low- interest rates and decent benefits. The card is free for lifetime i.e. there is no joining or annual fee associated with it. With IDFC FIRST Millennia, you can earn up to 10X reward points on purchases greater than Rs. 20,000, 6X on all online and 3X on all offline spends. Here we have talked about the detailed features, benefits, fees, charges and eligibility of IDFC FIRST Millennia Credit Card.
Key Highlights of IDFC FIRST Millennia Credit Card
|Annual / Joining Fee||Nil (Lifetime Free Credit Card)|
|Best Suited For||Rewards and Online Shopping|
|Key Feature||Up to 10X Reward Points that never expire|
|Paisabazaar Rating||★★★ (3/5)|
|Welcome Benefits||Gift vouchers worth Rs. 500 and 5% cashback on first EMI transaction|