Federal Bank offers a variety of credit cards under multiple categories, such as travel, lifestyle, shopping and more. With the right Federal Bank Credit Card, you can avail maximum benefits, be it earning reward points or cashback. You can apply for a credit card that suits your needs the best as per your spending pattern and repayment capacity. Check some of the top credit cards offered by Federal Bank and apply for the one after analyzing all the features and benefits.
Check Pre-Approved Credit Card Offers
Check Now Check Pre-Approved OffersWhich bank’s credit card are you using?
×Top Banks
All Banks
Please Note: Federal Bank is not a Paisabazaar's partner. The content on this page is for information only.
Federal Bank offers credit cards for anyone who is looking for a credit card with regular benefits and a simple rewards program. These credit cards let their users shop and save at the same time through cashback or rewards. You can apply for any of the credit cards based on your eligibility, spending pattern and repayment capacity. Here are some of the top Federal Bank credit cards that you can refer to find your perfect match:
Best suited for : Rewards
Joining Fee: ₹ 499/-
Annual Fee: ₹ 499/-
(Waived off on spending Rs. 1 lakh in a year)
Best suited for : Rewards & Travel
Joining Fee: ₹ 2,999/-
Annual Fee: ₹ 2,999/-
(Waived off on spending Rs. 2 lakh in a year)
Best suited for : Lifestyle & Entertainment
Joining Fee: Nil
Annual Fee: ₹ 1,500/-
(Waived off on spending Rs. 1.5 lakh in a year)Apart from the above-mentioned credit cards, the bank also offers several other credit cards under different categories. You can choose your perfect card as per your spending pattern and the benefits provided by the credit card. Here are some of the other credit cards offered by the Federal Bank:
| Credit Card | Annual Fee | Best Suited for |
|---|---|---|
| Federal Bank Visa Celesta Credit Card | ₹ 3,000 | Travel & Lifestyle |
| Federal Bank Visa Signet Credit Card | ₹ 750 | Lifestyle & Entertainment |
| Federal Bank Rupay Signet Credit Card | ₹ 750 | Lifestyle & Entertainment |
The fees and charges for Federal Bank credit cards vary from card to card. However, some common fees and charges applicable to all the credit cards are mentioned in the table below:
| Fee Type | Amount | ||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Joining/ Annual Fee | Varies from one card to another | ||||||||||||||||
| Interest on Revolving Credit | 0.49% - 3.49% p.m. (5.88% - 41.88% p.a.) | ||||||||||||||||
| Late Payment Fee |
|
Certain charges may vary from card to card. Please refer to the terms and conditions for card variants separately. For other fees and charges, terms, and conditions related to Federal Bank Credit Cards, click here.
Federal Bank offers credit cards to people with a good credit score (preferably above 750). However, people who are new to credit can also apply for some of the cards. Below mentioned is the eligibility criteria set by the bank to apply for any of the credit cards:
Both salaried and self-employed individuals can apply for Federal Bank credit cards
Click here to see the list of documents required to apply for Federal Bank Credit Card
Currently, Federal Bank is not a Paisabazaar’s partner. So, you cannot apply for any of the Federal Bank credit cards through Paisabazaar. However, if you are planning to apply for any other credit card through Paisabazaar, you can follow the below-mentioned steps:
Provide your mobile number in the form to start the application process
You can find pre-approved offers on the screen once you provide the OTP
Compare available options and select the credit card that suits your requirements the best
Apply for the card and provide documents for smooth processing of the application
Here are some of the important links that will help you manage your Federal Bank credit cards:
You can apply for any of the Federal Bank credit cards through both online as well as offline modes. To apply online, you can visit the official website of the bank. However, to apply offline, you can visit the nearest branch of the bank and fill out the application form.
If you make a transaction that exceeds the available credit limit on your credit card, it is completely at the bank’s discretion to approve or reject the transaction. If the transaction is approved, an over-limit fee will be charged on the amount. However, the bank can also reject your transaction. This is decided by the bank as per your eligibility, income and other factors.
You can update your mobile number or email address by visiting the nearest branch of the bank. However, you can also do the same through the net banking facility provided by the bank. You can login to the net banking portal using your credentials, and change your mobile number or email address. However, the bank will ask for confirmation before proceeding with the same.
The maximum credit limit varies from card to card. The credit limit is decided by the bank after scrutinizing your application. The bank considers your eligibility, income and other factors while deciding your credit limit. So, you will get to know your credit limit only after applying for the credit card.
The eligibility criteria vary from card to card. However, you must meet the basic eligibility criteria, i.e. the applicant’s age must be between 18-70 years to apply for any of the credit cards. Additionally, the applicant should have a regular source of income and should be able to produce relevant documents as proof of identity, address and income.
If you have any query regarding your Federal Bank Credit Card, you can get in touch with the Federal Bank’s customer care by calling on their number -18004251199 or 18004201199 for PAN India and 08061991199 for abroad. Apart from this, you can send your queries through online submissions on the official website of Federal Bank.
The bank allows you to pay your credit card bills through online and offline modes. You can use online services like Billdesk, net banking, mobile app, NEFT, ACS and more to pay your credit card bill. Additionally, you can also pay your credit card bill through cash, cheque or debit card.
Yes, you can withdraw cash using your Federal Bank Credit Card through domestic as well as international ATMs. However, the bank will charge a cash advance fee ranging between 2.5% to 3% of the transaction amount, based on your transaction. Therefore, it is advisable not to withdraw cash using a credit card as it can hamper your credit score.
