Federal Bank Credit Card

The fees and charges for Federal Bank credit cards may vary from card to card. However, some common fees and charges applicable to all the credit cards are mentioned in the table below:

Certain charges may vary from card to card. Please refer to the terms and conditions for card variants separately. For other fees and charges, terms, and conditions related to Federal Bank Credit Cards, click here.

Federal Bank offers credit cards to people who have maintained a good credit score. However, people who are new to credit may also apply for some of these cards. Below mentioned are the basic eligibility criteria that you must satisfy with the documents required by the bank while applying for any of the credit cards:

• Age: Min.18 years for a secured card and min. 21 years for unsecured Federal credit cards
• Nationality: Indian resident or a Non-resident Indian (NRI)
• Occupation: Both salaried and self-employed individuals can apply for Federal Bank credit cards
• Documents Required: Click here to see the list of documents required to apply for Federal Bank Credit Card

Q. How can I apply for Federal Bank Credit Card?
A. You can apply for any of the Federal Bank credit cards through both online as well as offline modes. To apply online, you can visit the official website of the bank. However, to apply offline, you can visit the nearest branch of the bank and fill out the application form.

Q. What happens if I cross the credit limit of my Federal Bank Credit Card?
A. If you make a transaction that exceeds the available credit limit on your credit card, it is completely at the bank’s discretion to approve or reject the transaction. If the transaction is approved, an over-limit fee will be charged on the amount. However, the bank can also reject your transaction. This is decided by the bank as per your eligibility, income and other factors.

Q. How can I update my mobile number or email address?
A. You can update your registered mobile number or email address by visiting the nearest branch of the bank. However, you can also do the same through the net banking facility provided by the bank. You can login to the net banking portal using your credentials, and submit the request to change your mobile number or email address. However, the bank will ask for confirmation before proceeding with the same.

Q. What is the maximum credit limit for Federal Bank credit cards?
A. The maximum credit limit varies from card to card. The credit limit is decided by the bank after scrutinizing your application. The bank considers your eligibility, income, credit history and other factors while deciding your credit limit. So, you will get to know your credit limit only after applying for the credit card.

Q. Who can apply for Federal Bank credit cards?
A. The eligibility criteria vary from card to card. However, you must meet the basic eligibility criteria, i.e. the applicant’s age must be above 18 years to apply for any of the credit cards. Additionally, the applicant should have a regular source of income and should be able to produce relevant documents as proof of identity, address and income.

Q. How do I contact Federal Bank Credit Card customer care?
A. If you have any query regarding your Federal Bank Credit Card, you can get in touch with the Federal Bank’s customer care by calling on their numbers 18004251199 or 18004201199 for PAN India and 04842360994 for abroad. Apart from this, you can send your queries through online submissions on the official website of Federal Bank.

Q. Can I withdraw cash using Federal Bank Credit Card?
A. Yes, you can withdraw cash using your Federal Bank Credit Card through domestic as well as international ATMs. However, the bank will charge a cash advance fee worth 2.5% of the transaction amount or Rs. 500, whichever is higher. In addition to this, a high interest rate is also applicable on the withdrawn amount from the date of withdrawal itself. Therefore, it is advised not to withdraw cash using a credit card as it can cost you high additional charges. hamper your credit score.