Federal Bank Credit Card

You can apply for any of the Federal Bank credit cards through both online as well as offline modes. To apply online, you can visit the official website of the bank. However, to apply offline, you can visit the nearest branch of the bank and fill out the application form.

If you make a transaction that exceeds the available credit limit on your credit card, it is completely at the bank’s discretion to approve or reject the transaction. If the transaction is approved, an over-limit fee will be charged on the amount. However, the bank can also reject your transaction. This is decided by the bank as per your eligibility, income and other factors.

You can update your registered mobile number or email address by visiting the nearest branch of the bank. However, you can also do the same through the net banking facility provided by the bank. You can login to the net banking portal using your credentials, and submit the request to change your mobile number or email address. However, the bank will ask for confirmation before proceeding with the same.

The maximum credit limit varies from card to card. The credit limit is decided by the bank after scrutinizing your application. The bank considers your eligibility, income, credit history and other factors while deciding your credit limit. So, you will get to know your credit limit only after applying for the credit card.

The eligibility criteria vary from card to card. However, you must meet the basic eligibility criteria, i.e. the applicant’s age must be above 18 years to apply for any of the credit cards. Additionally, the applicant should have a regular source of income and should be able to produce relevant documents as proof of identity, address and income.

Federal RuPay Wave Credit Card is a floater card linked to a user’s primary Federal Bank Credit Card. Offered with a shared credit limit, the card is only for the existing cardholders.  With RuPay integration, it offers up to 10% cashback on UPI transactions and bonus reward points as milestone benefits.

If you have any query regarding your Federal Bank Credit Card, you can get in touch with the Federal Bank’s credit card customer care by calling on their helpline numbers 18004251199 or 18004201199 for PAN India and 04842360994 for abroad. Apart from this, you can send your queries through online submissions on the official website of Federal Bank.

Yes, Federal Bank Credit Cards can be used to make international transactions as they come with global assistance.

Yes, Federal Bank has collaborated with Scapia, a travel platform, to offer Scapia Federal Bank Credit Card. Other co-branded cards, like AmpliFi  and MagniFi Fi-Federal credit cards, primarily come with shopping focused benefits in the form of vouchers, rewards and discounts.

In case your Federal Bank credit card is lost or stolen, you must report it and block your card as soon as possible. This can be done through various methods, including calling a contact centre, visiting your nearest Federal bank branch or through FedMobile (mobile banking), FedNet (internet banking) or an SMS.