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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :17/04/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :17/04/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 17/04/2021

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :17/04/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 17/04/2021

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :17/04/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :17/04/2021

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हिंदी में पढ़े
Updated: 18-03-2021 09:22:46 AM

There are two main methods of credit card bill payment available to HDFC credit card holders – online and offline. Online modes of HDFC credit card bill payment include Bill Desk, NEFT, mobile banking, internet banking, etc. whereas the offline modes include cheque, ATM payment and over the counter cash payment. Here you can find how to do HDFC Credit Card payment online and the steps involved.

Online Bill Payment Options for HDFC Account HoldersOnline Bill Payment Options for Non-HDFC Account Holders
Internet BankingNEFT/RTGS
Mobile BankingHDFC Bill Desk
Mobile AppNon-HDFC Bank’s Website
Visa CardPayUPI

Know about the processing times of various payment methods. Click Here.

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HDFC Credit Card Payment Online
HDFC Credit Card Bill Payment Offline
HDFC Credit Card Bill Payment FAQs

HDFC Credit Card Payment Online

HDFC online payment is quite simple as there are multiple options to make the payment. The biggest advantage of making your HDFC credit card payment online is that you can do it at any time and from any part of the world.

HDFC Credit Card Online Payment

If you want to make your HDFC credit card payment online with your HDFC Bank account, you have four main options to choose from. These methods are briefly discussed here.

HDFC Credit Card Payment through Net Banking

If you have opted for online banking with your HDFC Bank account, you can login to your account, view your credit card bill and make the payment easily. You can check your credit card statement, see the bills from previous months or check out other details. It does not matter if you have a savings account or a current account, you can login using your User ID and password and make the payment.

How to make HDFC Credit Card payment using Internet Banking?

Follow the steps given below-

  • Login to your HDFC Bank netbanking portal using your customer ID and Password
  • Go to the ‘Cards’ section where you can find details of all your credit cards
    HDFC Credit Card Bill Netbanking 1
  • Select the credit card and click on ‘Pay’
  • Select the amount you wish to pay- total outstanding or minimum amount due, else enter a preferred amount
    HDFC Credit Card Bill Netbanking 2

Once you pay, the amount will be deducted from your HDFC Bank Savings/Current account and credited into your HDFC Credit Card Account.

HDFC Credit Card Bill Payment through Mobile Banking

You can visit the HDFC mobile website at m.hdfcbank.com in a mobile browser to access your HDFC account from any mobile device with an internet connection. You can make HDFC online payment instantly by signing in to your HDFC Bank netbanking account using your net banking ID and password. You must have internet banking enabled to avail this service.

How to pay HDFC Credit Card bill through Mobile Banking?
  • Visit m.hdfcbank.com on your mobile phone
  • Login using your customer ID and Password
  • Go to the ‘Cards’ section where you can find details of all your credit cards
  • Select the credit card and click on ‘Pay’
  • Select the amount you wish to pay – total outstanding or minimum amount due, else enter a preferred amount

Once you pay, the amount will be deducted from your HDFC Bank savings/current account and credited into your HDFC credit card account.

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HDFC Credit Card Bill Payment through HDFC Bank Mobile App

Another convenient way for HDFC credit card payment is by using the HDFC mobile banking app. Just download the app and make the payment instantly by signing in to your HDFC Bank netbanking account using your customer ID and password. You need to go to the credit card tab and choose “Credit Card Payment” to make the bill payment.

How to pay HDFC credit card bill through HDFC mobile app?
  • Login using your customer ID and Password
  • Select ‘Credit Card’ from the bottom menu. Here you can find details of all your credit cards
  • Click on ‘Credit Card Payment’
  • Select the account through which you want to make the payment and the right credit card
  • Choose the amount to be paid– total outstanding or minimum amount due, else enter a preferred amount
  • Click on ‘Pay Bill’

The amount will be instantly deducted from your HDFC Bank Savings/Current account and credited into your HDFC Credit Card Account.

Online Payment Using a non-HDFC Account

You do not need to open an HDFC Bank account to have an HDFC credit card as you can also pay your credit card bill using a non-HDFC Bank account. There are plenty of online modes of HDFC Bank credit card bill payment to clear your credit card dues using a non-HDFC Bank account. Some of them are mentioned here:

HDFC Credit Card NEFT Payment (National Electronic Funds Transfer) 

Pay your HDFC Bank credit card bill from any other bank account through NEFT using Credit Card IFSC code. The instructions may vary slightly in different banks. However, in most cases you need to follow a similar procedure as mentioned below:

How to pay HDFC credit card bill through NEFT?
  • Login to your bank’s net banking portal using your ID and password
  • From the Funds Transfer, select NEFT
  • Go to the ‘Add Beneficiary’ section. Enter your credit card number in place of Beneficiary Account Number, Name on Card in place of Beneficiary Name and HDFC credit card IFSC Code which is HDFC0000128
  • Once the beneficiary is added successfully, enter the amount to be paid
  • Review the details, accept the terms and conditions, and pay

HDFC Credit Card Payment through RTGS (Real-Time Gross Settlement) Using IFSC Code

  • Login to your preferred bank’s net banking portal
  • Select RTGS under ‘Funds Transfer’
  • You will have to add the HDFC Bank’s credit card as beneficiary. The steps are given below. Jump to the next step if you have already added the card as a beneficiary
    • Beneficiary Account Number will be HDFC Bank’s credit card number
    • Beneficiary Name will be your name as printed on the HDFC Bank credit card
    • Enter HDFC credit card payment IFSC Code – HDFC0000128
  • Select the HDFC credit card from the list of beneficiaries and enter the amount to be paid
  • Review the details and then pay the amount

HDFC Credit Card Bill Payment through Bill Desk

Non-HDFC Bank account holders can go to the HDFC Credit Card Bill Desk and pay their bills.

How to pay HDFC credit card bill through BillDesk?

HDFC Credit Card BillDesk

  • Visit the HDFC Credit Card Bill Desk
  • Enter your 16-digit credit card number, email ID and the amount to be paid
  • Choose the bank through which you want to make payment. You will be redirected to the respective bank’s net banking portal
  • Login using your ID and Password
  • Authorised the payment by entering the OTP received on your registered mobile number

The payment will be credited into your HDFC Bank credit card account within 3 working days. If it does not, you can contact HDFC credit card customer care for status.

Non-HDFC Bank’s Website

If you do not hold an HDFC Bank account, you can make the credit card bill payment by logging in to your bank’s website using your net banking ID and password and transfer the due amount. The bill payment is credited to your HDFC Bank account within 2 working days.

Here is a list of banks that allow the HDFC Bank credit card payment facility.

Allahabad BankRoyal Bank of Scotland Netbanking
Andhra BankShamrao Vithal Co-operative Bank
Axis BankSouth Indian Bank
Bank of Bahrain and KuwaitKarnataka Bank
Bank of Baroda (Corporate)Karur Vysya Bank Limited
Bank of Baroda (Retail)Kotak Bank
Bank of IndiaLakshmi Vilas Bank (Corporate)
Bank of MaharashtraLakshmi Vilas Bank (Retail)
Canara BankOriental Bank of Commerce
Central Bank of IndiaPunjab & Sind Bank
Citi Debit CardPunjab National Bank
City Union BankState Bank of Bikaner and Jaipur
Corporate Punjab National BankState Bank of Hyderabad
Corporation BankState Bank of India
Deutsche BankState Bank of Mysore
Development Credit BankState Bank of Patiala
Dhanlakshmi BankState Bank of Travancore
Federal BankSyndicate Bank
ICICI BankTamilnad Mercantile Bank Ltd.
IDBI BankUCO Bank
Indian BankUnion Bank of India
Indian Overseas BankUnited Bank of India
IndusInd BankVijaya Bank
ING Vysya BankYES Bank
Jammu and Kashmir Bank

HDFC Credit Card Bill Payment through UPI Using HDFC Credit Card Payment IFSC Code

HDFC allows users to pay their credit card bills via UPI. UPI payments require UPI ID or Account number and IFSC Code First time users need to register themselves for funds transfer via UPI.

Registration

  • Login to your Bank’s mobile banking App
  • Under Account click on UPI
  • You will be asked to send an SMS that will bind your mobile. Send it
  • Create a UPI ID. You may use your mobile number 9876******@bankname
  • Select an account number to link the UPI ID with

Payment

  • Login to your Mobile Banking app
  • Click on Pay
  • Click on UPI Payment
  • Select ‘Send Money’
  • Pay via UPI ID or Account number and HDFC credit card payment IFSC Code
  • Enter the amount, Remarks, and pay the amount

HDFC Credit Card Bill Payment through VISA CardPay

If you hold an HDFC Bank account and have registered for net banking, you can pay your HDFC Bank credit card bill through VISA CardPay.

How to pay HDFC credit card bill using VISA CardPay?
  • Login using your customer ID and Password on your preferred bank’s net banking portal
  • Go to Third Party Funds Transfer tab and select Visa CardPay
  • Enter the sender and receiver details
  • Select the account through which you want to make the payment
  • Enter your 16-digit credit card number and confirm the same
  • Enter the amount and pay

The amount will be credited within 2 working days. A nominal transaction fee of Rs. 5 is charged when you use this method for HDFC credit card bill payment.

Payment Processing Time for the Various Methods

MethodProcessing Time
Internet BankingSame Day
HDFC Mobile BankingSame Day
HDFC Mobile AppSame Day
Visa CardPay2 to 3 working days
NEFT/RTGS1 working day as per RBI guidelines
HDFC Bill Desk2 to 3 days
Non-HDFC Bank’s WebsiteDependent on the chosen bank
UPIInstantaneous

HDFC Credit Card Bill Payment Offline

People who are not comfortable using HDFC credit card online payment modes can use offline modes such as Demand Draft (DD), cheque or cash. HDFC Bank has provided multiple options for them to choose from and pay their bills without facing any issues. Here are the HDFC Bank credit card bill payment options that are available offline:

HDFC Credit Card Bill Payment by Cash

  • You can pay your credit card dues by paying cash at any of the HDFC Bank branches in your city
  • The bank levies processing fee of Rs. 100 per payment when you pay your credit card bill in cash

HDFC Credit Card Bill Payment through ATM

  • You can pay the credit card bill by depositing money at any of the HDFC Bank ATM
  • If you hold a Savings or Current Account in HDFC Bank, then you can transfer your HDFC Bank credit card bill payment amount to your credit card account to clear your credit card dues through the ATM

HDFC Credit Card Bill Payment through Cheque

  • You can also make HDFC credit card payment in a similar manner as you did for cash payments
  • You can drop your cheque mentioning the credit card number and other required details in the drop boxes at their ATMs across India
  • The payment gets cleared within 3 working days

HDFC Credit Card Bill Payment through Standing Instructions

  • You can register for autopay from your HDFC Bank account to set up standing instructions
  • The bank will deduct either the minimum amount due or the total monthly outstanding amount on your credit card based on the instruction you set up
  • You will never have to worry about getting late to make credit card bill payment since the bank will do it for you on the specified date during the billing cycle
  • Customers should note that it is essential to maintain the right balance in your account to avail this facility

HDFC Credit Card Bill Payment FAQs

How to opt for the EMI Moratorium on HDFC Credit Card?
You can simply choose to defer the payment due after 01-Mar-2020 by making no payment towards it. If you have set auto-pay instructions for credit card bill payment, you can turn it off and reactivate after 31-August-2020.

By when should I make the payment to avoid fine?
You have to make the payment by the due date to prevent paying any fine.

How can I do HDFC credit card payment through SBI debit card?
At present, you can visit an HDFC Bank ATM and pay credit card bill using HDFC debit card. In case you want to use any other bank’s credit card, you will have to do it online through BillDesk. For example, you can make HDFC credit card payment through SBI debit card by BillDesk online.

How can I pay HDFC credit card bill online if I have an HDFC account?

You can pay HDFC credit card bill online by following methods:

How can I pay HDFC credit card bill online if I do not have an HDFC account?

You can pay HDFC credit card bill online by following methods:

How can I make the HDFC credit card bill payment offline?
You can make the payment offline through any of the methods mentioned below:

Can I make my credit card bill payment in parts and avoid penalty?
Yes, you can make the bill payment in any number of parts before the due date to avoid any penalty.

HDFC Bank Credit Card
(3.9/5 ) 7945 Reviews
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Dec 23, 2019
4/5
Decent

It is a good credit card that gave benefits on entertainment. I am satisfied with this.

Nov 23, 2019
5/5
Just A click and all Done

Hi! i am very satisfied with the service because I got The Card in Just a single click with good limit. Really thanks to Paisabazaar and Ankit Pandey(EW04877).

Aug 28, 2019
5/5
Incredible card

It is truly addictive as the advantages are plenty. In fact, what you pay for the card is negligible if you compare it with the offerings. Now it appears I can't live without this card

Aug 28, 2019
5/5
Incredible credit card

This card has no parallel. I have used plenty of credit cards but this offers innumerable benefits. Now it appears, I can't live without this card and it is truly addictive

Aug 11, 2019
5/5
Glad

Glad that the agents come right at my door for the documentation of this card.

Aug 8, 2019
4/5
Mix of benefits

I simply cherish the vast mix of benefits and savings coming my way with this card.

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