In order to avail a credit card, you are required to meet the specific eligibility criteria set by the credit card issuer. The eligibility criteria vary from one card to another. However, the important point to note here is that if you fail to meet the eligibility criteria, the card issuer might reject your application, which in turn can affect your credit score. Therefore, it is important to check the eligibility criteria before applying for a credit card. Below mentioned is the basic eligibility criteria required to avail a credit card:
|Credit Score||Preferably above 750|
|Minimum Age Requirement||18 years|
|Maximum Age Requirement||60-65 years|
|Income Requirement||Stable monthly/ annual income|
|Employment||Salaried or Self-employed|
Note: This is the basic eligibility criteria, the actual criteria varies as per the credit card issuer and the credit card variant.