To ensure that your credit card application is approved, you are required to meet the specific eligibility criteria set by the issuer company. The criteria, however, vary from one card to another. The important point to note here is that if you fail to meet the eligibility criteria, the issuer company might reject your application, which in turn might affect your credit score. Hence here we have listed the credit card eligibility criteria for top banks in India.
|Credit Card Issuer||Age (in years)||Minimum Income Requirements (p.m)*|
|SBI Card||18-60||Rs. 20,000|
|HDFC Bank||21-65||Rs. 10,000|
|ICICI Bank||21-60||Rs. 15,000|
|Standard Chartered Bank||21-65||Rs. 32,500|
|YES Bank||21-60||Rs. 25,000|
|Axis Bank||21-60||Rs. 25,000|
|HSBC Bank||18-65||Rs. 33,500|
|RBL Bank||23-60||Rs. 25,000|
|IndusInd Bank||21-65||Rs. 25,000|
*Please note that the above-mentioned is the starting income requirement of the specific provider. The income eligibility varies depending on the card variant.