Credit card has made shopping easier, convenient, and safer. Customers earn reward points, discounts and lounge access at airports or railway stations. Banks give credit cards to users who meet certain eligibility criteria. Also the eligibility for credit card varies from one card variant to another. Credit card eligibility criteria for major banks are given below:
Credit Card Provider | Age Requirement | Min. Income Requirements |
American Express | 18 and over | Rs. 33,333 per month |
Axis Bank | 21 – 60 years | Rs. 25,000 per month |
Citibank | 23 – 60 years | Rs. 25,000 per month |
HDFC Bank | 21 – 60 years | Rs. 13,500 per month |
HSBC Bank | 21 – 60 years | Rs. 3.00 lakh per annum |
ICICI Bank | 21 – 60 years | Rs. 15,001 per month |
IndusInd Bank | 21 – 70 years | Rs. 30,000 per month |
RBL Bank | 23 – 60 years | Rs. 25,000 per month |
Standard Chartered Bank | 21 – 60 years | Rs. 32,500 per month |
SBI Card | 21 – 70 years | Rs. 20,000 per month |
YES Bank | 21 – 60 years | Rs. 25,000 per month |
*The criteria of minimum salary for credit card also differs from one card variant to another.