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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :17/01/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :17/01/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 17/01/2021

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :17/01/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 17/01/2021

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :17/01/2021

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :17/01/2021

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Updated: 20-10-2020 12:29:12 PM

ICICI Bank credit cards come with attractive offers and reward point programmes. This means that you can earn rewards and cashbacks when you use your ICICI Bank credit card for making various purchases. The rate of reward earnings and redemption differs from one credit card to another. Read more to know how to redeem ICICI Bank credit card reward points:

On this page

ICICI Bank Credit Card Reward Points
How to Earn ICICI Bank Credit Card Reward Points?
How to Redeem ICICI Bank Credit Card Reward Points?
How to Redeem ICICI Bank Payback Points?
How to convert ICICI Bank Reward Points into Airmiles/Loyalty Points?
ICICI Bank Credit Card Reward Programme
ICICI Bank Credit Card Reward Points FAQs

ICICI Bank Credit Card Reward Points

Below are some ICICI Bank credit cards with which you can earn & redeem ICICI Payback reward points on using your credit card.

Credit CardReward PointsAccelerated Rewards
ICICI Bank Coral Contactless Card2 PAYBACK points on every Rs. 100 spent on your card (except fuel)N/A
ICICI Platinum Chip Card – Visa2 PAYBACK points on every Rs. 100 spent on your card (except fuel)N/A
Ferrari Platinum Credit Card2 PAYBACK points on every Rs. 100 spent on your card (except fuel)N/A
ICICI Bank Sapphiro Mastercard Credit Card2 PAYBACK on every Rs.100 on domestic spends4 PAYBACK on every Rs.100 on international spends
ICICI Bank Sapphiro Platinum American Express® Credit Card3 PAYBACK on every Rs.100 on domestic spends6 PAYBACK on every Rs.100 on international spends
ICICI Bank Rubyx Mastercard Credit Card2 PAYBACK on every Rs.100 on domestic spends4 PAYBACK on every Rs.100 on international spends
ICICI Bank Rubyx Platinum American Express® Credit Card3 PAYBACK on every Rs.100 on domestic spends6 PAYBACK on every Rs.100 on international spends
ICICI Bank Unifare Mumbai Metro Credit Card2 PAYBACK points on every Rs. 100 spent on your card (except fuel)4 PAYBACK Points on every Rs.100 spent on Auto Recharge transactions
ICICI Bank Expressions Credit Card3 PAYBACK points on every Rs. 100 spent on your card (except fuel)N/A
ICICI Bank Carbon2 PAYBACK points on every Rs. 100 spent on your card (except fuel)N/A

How to Earn ICICI Bank Credit Card Reward Points?

ICICI Bank allows you to get reward points through a variety of ways. Simply follow the steps and earn ICICI credit card reward points as quickly as possible. These include:

Through Regular Shopping

  • You can purchase products for your everyday needs from a retail or online store and make the payment using your ICICI Bank credit card to get reward points
  • This will also allow you to earn handpicked as well as PAYBACK reward points

High-Value Purchase

  • You can use your ICICI Bank credit card for purchasing jewellery or making your travel and holiday bookings
  • These high-value transactions help you to increase your ICICI Bank credit card reward points earning more quickly than what was possible only with regular everyday purchases

International Travel

  • When you travel abroad and use your ICICI Bank credit cards, the reward points will accumulate faster
  • This will allow you to get ICICI credit card reward points that you can use on other travels or regular purchases

Automatic Bill Payment

  • Pay your recurring bills like utility payments through your ICICI Bank credit card to earn more reward points

Supplementary Cards

  • ICICI also allows you to benefit from rewards accrued on supplementary cards that extend the features and advantages of your card to your family members
  • ICICI Bank allows you to gift up to two Supplementary Cards to your family members
  • The only condition is that the person must be above 18 years of age
  • You can manage all the repayments from a single account, which allows you to track usage of supplementary cards quite easily
  • These cards are also great for inculcating financial discipline in the younger generation as usually they do not have any idea on how to manage finances

Suggested Read: Best Credit Cards in India

How to Redeem ICICI Bank Credit Card Reward Points?

Steps to Redeem ICICI Bank Reward Points Online

Below are the steps to know how to use ICICI Bank credit card reward points. Follow the steps given below-

Internet Banking

  • Login on the ICICI Bank internet banking portal using your ID and Password
  • Go to the Credit Cards section
  • Click on ‘Reward Points’ and then ‘Redeem Online’
  • Select an item or voucher from the drop-down menu and place the order

Do not forget to note down the unique order number for future reference.

Offline

You can also redeem the rewards by calling ICICI Bank Customer Care Number- 1800 200 3344

How to Redeem ICICI Bank Payback Points?

Follow the below-mentioned steps in order to redeem the ICICI Credit Card PAYBACK Reward Points:

  • The cardholder can visit the PAYBACK website by clicking here
  • Choose the product of your choice
  • Log in using the registered mobile number
  • Vouchers are delivered instantly on the registered mobile number and e-mail id. In the case of product, delivery will take 10 to 30 days
  • Customer may also choose to redeem their PAYBACK points at any online or retail partner stores

How to convert ICICI Bank Reward Points into Airmiles/Loyalty Points?

ICICI credit cardholders can use their PAYBACK points to be transformed into Air Miles.

  • To convert PAYBACK points into Air miles, visit PAYBACK official website and Rewards Catalogue
  • You can also call PAYBACK Contact Centre 1860-258-5000 for redemption
  • To convert Hand-picked Reward Points into Airmiles customers should call at the customer care centre of ICICI Bank, 1800-200-3344

ICICI Bank Credit Card Reward Programme

Here is a quick overview of ICICI Credit card reward points and programmes so that you can make an informed decision when you want to choose an ICICI Bank credit card for your shopping and accordingly redeem ICICI Payback or Reward Points

Handpicked Rewards Programme

  • The bank offers you select redemption options through its handpicked rewards programme
  • These ICICI credit card reward points enrich your ICICI Bank premium credit card membership experience
  • Users can earn points on all spends
  • There is no limit to the number of handpicked rewards you can earn by choosing the correct ICICI Bank credit card
  • The points have no expiry date and as such, users can redeem them according to their requirements
  • The card users can choose from exclusive redemption options ranging from fashion to fragrance, dining experience to holidays, home entertainment to hi-tech gadgets and a lot more other options
  • Even frequent travellers can avail attractive ICICI credit card reward points on their travel deals and packages

Payback Reward Points Programme

  • Users can avail India’s largest multi-brand reward points (also known as loyalty point’s programmes) by using their ICICI Bank credit cards
  • Cardholders can use a single card to make all their purchases and earn points across all the bank’s partner brands
  • Users can shop from a variety of options available including BigBazaar, Brand Factory, Central Ezone, Food Bazaar, etc.
  • The payback loyalty programme from ICICI has tie-ups with leading partners across online and retail categories
  • Cardholders also get endless possibilities while redeeming their reward points
Eligible Cards for ICICI Credit Card Rewards Programme
Handpicked Rewards ProgrammePayback Reward Points Programme
ICICI Bank Sapphiro Visa Credit CardICICI Bank Sapphiro Visa Credit Card
ICICI Bank RubyX Visa Credit CardICICI Bank RubyX Visa Credit Card
ICICI Bank Visa Signature Credit CardICICI Bank Visa Signature Credit Card
ICICI Bank Platinum Identity Credit CardICICI Bank Instant Platinum Credit Card
ICICI Bank Ascent American Express Credit CardICICI Bank Gold Credit Card
ICICI Bank Platinum Credit CardICICI Bank HPCL Platinum Credit Card
ICICI Bank Limited Edition Credit CardICICI Bank HPCL Titanium Credit Card
ICICI Bank Corporate Platinum Credit CardICICI Bank Coral Credit Card

ICICI Bank Credit Card Reward Points FAQs

How do I earn reward points on my ICICI Bank credit card?
The reward points can be earned on all ICICI Bank credit cards. You simply have to use the card. The rate of earning the rewards will vary depending on the type of credit card you have.

How to use ICICI Bank credit card reward points?

You can redeem ICICI Bank credt card reward points with online steps. Click here to know more.

When do the points reflect in the Customers Rewards Account?
It usually takes 24-48 hours after you have made a purchase transaction using your ICICI Bank Credit Card for your reward points to reflect in your rewards points balance. You can also view the rewards earned for all transactions in the previous billing cycle in your monthly credit card statement.

How to check my reward points summary?
You can check your ICICI credit card rewards summary in the following ways:

  • Your latest credit card statement will provide the total points you have as well as other details like points redeemed and so on
  • By sending an SMS from your registered mobile number and getting the relevant information. You need to type in “IRPCC (space) last 6 digits of your credit card” and send it to 92 222 0 8888
  • Log in to your ICICI Bank account and check the reward points you have accumulated
  • By logging in to ICICI Bank card mobile map

Do the reward points on ICICI credit card expire?
No, they do not, provided you remain a customer. Customers can collect their points as long as they remain ICICI Bank cardholders. Moreover, their bank account should be in good standing without any overdraft. However, certain types of reward points do expire. For instance, the PAYBACK reward points expire after 3 years.

How does “Reward at Glance” help?
This section helps ICICI Bank credit card holders to view their redemption options and points in one glance if they are short on time or if they know specifically what they are looking for. The section displays the full listing of all available rewards, the reward codes and number of points that are required for each reward.

ICICI Bank Credit Card
(4.3/5 ) 2958 Reviews
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Aug 1, 2019
5/5
Higher value items

It is now so easy for me to convert the higher value items to EMIs with my ICICI card.

Aug 1, 2019
5/5
I totally recommend

I totally recommend this credit card to everyone. It has a host of benefits.

Aug 1, 2019
4/5
ICICI Rubyx card

I just love the ICICI Rubyx card. It brings me an amazing variety of benefits.

Aug 1, 2019
5/5
I am so happy

I am so happy that I found out about this card. It is great!

Aug 1, 2019
5/5
No surcharge cost

I am glad that no surcharge cost was levied on fuel payments done with my ICICI card.

Aug 1, 2019
4/5
Best benefit

The best benefit of my ICICI Rubyx card is the fascinating travel benefits that I am getting with it!

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