50+ Credit Cards from Top Banks
Compare Best Offers
Completely Digital Process
Exclusive Pre-Approved Cards waiting for you
Error: Please enter a valid number
Which bank’s credit card are you using?
×Top Banks
All Banks
ICICI Bank credit cards come with attractive offers and reward point programmes. This means that you can earn rewards and cashbacks when you use your ICICI Bank credit card for making various purchases. The rate of reward earnings and redemption differs from one credit card to another. Read more to know how to redeem ICICI Bank credit card reward points:
| On this page |
Below are some ICICI Bank credit cards with which you can earn & redeem ICICI Payback reward points on using your credit card.
| Credit Card | Reward Points | Accelerated Rewards |
| ICICI Bank Coral Contactless Card | 2 PAYBACK points on every Rs. 100 spent on your card (except fuel) | N/A |
| ICICI Platinum Chip Card – Visa | 2 PAYBACK points on every Rs. 100 spent on your card (except fuel) | N/A |
| Ferrari Platinum Credit Card | 2 PAYBACK points on every Rs. 100 spent on your card (except fuel) | N/A |
| ICICI Bank Sapphiro Mastercard Credit Card | 2 PAYBACK on every Rs.100 on domestic spends | 4 PAYBACK on every Rs.100 on international spends |
| ICICI Bank Sapphiro Platinum American Express® Credit Card | 3 PAYBACK on every Rs.100 on domestic spends | 6 PAYBACK on every Rs.100 on international spends |
| ICICI Bank Rubyx Mastercard Credit Card | 2 PAYBACK on every Rs.100 on domestic spends | 4 PAYBACK on every Rs.100 on international spends |
| ICICI Bank Rubyx Platinum American Express® Credit Card | 3 PAYBACK on every Rs.100 on domestic spends | 6 PAYBACK on every Rs.100 on international spends |
| ICICI Bank Unifare Mumbai Metro Credit Card | 2 PAYBACK points on every Rs. 100 spent on your card (except fuel) | 4 PAYBACK Points on every Rs.100 spent on Auto Recharge transactions |
| ICICI Bank Expressions Credit Card | 3 PAYBACK points on every Rs. 100 spent on your card (except fuel) | N/A |
| ICICI Bank Carbon | 2 PAYBACK points on every Rs. 100 spent on your card (except fuel) | N/A |
ICICI Bank allows you to get reward points through a variety of ways. Simply follow the steps and earn ICICI credit card reward points as quickly as possible. These include:
Through Regular Shopping
High-Value Purchase
International Travel
Automatic Bill Payment
Supplementary Cards
Suggested Read: Best Credit Cards in India
Below are the steps to know how to use ICICI Bank credit card reward points. Follow the steps given below-
Do not forget to note down the unique order number for future reference.
You can also redeem the rewards by calling ICICI Bank Customer Care Number- 1800 200 3344
Follow the below-mentioned steps in order to redeem the ICICI Credit Card PAYBACK Reward Points:
ICICI credit cardholders can use their PAYBACK points to be transformed into Air Miles.
Here is a quick overview of ICICI Credit card reward points and programmes so that you can make an informed decision when you want to choose an ICICI Bank credit card for your shopping and accordingly redeem ICICI Payback or Reward Points
| Eligible Cards for ICICI Credit Card Rewards Programme | |
| Handpicked Rewards Programme | Payback Reward Points Programme |
| ICICI Bank Sapphiro Visa Credit Card | ICICI Bank Sapphiro Visa Credit Card |
| ICICI Bank RubyX Visa Credit Card | ICICI Bank RubyX Visa Credit Card |
| ICICI Bank Visa Signature Credit Card | ICICI Bank Visa Signature Credit Card |
| ICICI Bank Platinum Identity Credit Card | ICICI Bank Instant Platinum Credit Card |
| ICICI Bank Ascent American Express Credit Card | ICICI Bank Gold Credit Card |
| ICICI Bank Platinum Credit Card | ICICI Bank HPCL Platinum Credit Card |
| ICICI Bank Limited Edition Credit Card | ICICI Bank HPCL Titanium Credit Card |
| ICICI Bank Corporate Platinum Credit Card | ICICI Bank Coral Credit Card |
How do I earn reward points on my ICICI Bank credit card?
The reward points can be earned on all ICICI Bank credit cards. You simply have to use the card. The rate of earning the rewards will vary depending on the type of credit card you have.
How to use ICICI Bank credit card reward points?
You can redeem ICICI Bank credt card reward points with online steps. Click here to know more.
When do the points reflect in the Customers Rewards Account?
It usually takes 24-48 hours after you have made a purchase transaction using your ICICI Bank Credit Card for your reward points to reflect in your rewards points balance. You can also view the rewards earned for all transactions in the previous billing cycle in your monthly credit card statement.
How to check my reward points summary?
You can check your ICICI credit card rewards summary in the following ways:
Do the reward points on ICICI credit card expire?
No, they do not, provided you remain a customer. Customers can collect their points as long as they remain ICICI Bank cardholders. Moreover, their bank account should be in good standing without any overdraft. However, certain types of reward points do expire. For instance, the PAYBACK reward points expire after 3 years.
How does “Reward at Glance” help?
This section helps ICICI Bank credit card holders to view their redemption options and points in one glance if they are short on time or if they know specifically what they are looking for. The section displays the full listing of all available rewards, the reward codes and number of points that are required for each reward.
