ICICI Bank Credit Card Reward Points

Credit Card	Reward Points	Accelerated Rewards
ICICI Bank Coral Contactless Card	2 PAYBACK points on every Rs. 100 spent on your card (except fuel)	N/A
ICICI Platinum Chip Card – Visa	2 PAYBACK points on every Rs. 100 spent on your card (except fuel)	N/A
Ferrari Platinum Credit Card	2 PAYBACK points on every Rs. 100 spent on your card (except fuel)	N/A
ICICI Bank Sapphiro Mastercard Credit Card	2 PAYBACK on every ₹ 100 on domestic spends	4 PAYBACK on every ₹ 100 on international spends
ICICI Bank Sapphiro Platinum American Express® Credit Card	3 PAYBACK on every ₹ 100 on domestic spends	6 PAYBACK on every ₹ 100 on international spends
ICICI Bank Rubyx Mastercard Credit Cards	2 PAYBACK on every ₹ 100 on domestic spends	4 PAYBACK on every ₹ 100 on international spends
ICICI Bank Rubyx Platinum American Express® Credit Card	3 PAYBACK on every ₹ 100 on domestic spends	6 PAYBACK on every ₹ 100 on international spends
ICICI Bank Unifare Mumbai Metro Credit Card	2 PAYBACK points on every Rs. 100 spent on your card (except fuel)	4 PAYBACK Points on every ₹100 spent on Auto Recharge transactions
ICICI Bank Expressions Credit Card	3 PAYBACK points on every Rs. 100 spent on your card (except fuel)	N/A
ICICI Bank Carbon	2 PAYBACK points on every Rs. 100 spent on your card (except fuel)	N/A

Simply follow the steps and earn ICICI credit card reward points as quickly as possible. ICICI allows you to get reward points through a variety of ways. These include:

Through Regular Shopping: You can purchase products for your everyday needs from a retail or online store and make the payment using your ICICI Bank credit card to get reward points. This will also allow you to earn handpicked as well as PAYBACK reward points.

High-Value Purchase: You can use your ICICI Bank credit card for purchasing jewellery or making your travel and holiday bookings. These high-value transactions help you to increase your ICICI Bank credit card reward points earning more quickly than what was possible only with regular everyday purchases.

International Travel: When you travel abroad and use your ICICI Bank credit cards, the reward points will accumulate faster. This will allow you to get ICICI credit card reward points that you can use on other travels or regular purchases.

Automatic Bill Payment: Pay your recurring bills like utility payments through your ICICI Bank credit card to earn more reward points.

Supplementary Cards: ICICI also allows you to benefit from rewards accrued on supplementary cards that extend the features and advantages of your card to your family members. ICICI Bank allows you to gift up to two Supplementary Cards to your family members. The only condition is that the person must be above 18 years of age. You can manage all the repayments from a single account, which allows you to track usage of supplementary cards quite easily. These cards are also great for inculcating financial discipline in the younger generation as usually they do not have any idea on how to manage finances.

Steps to Redeem ICICI Bank Reward Points Online

You can redeem ICICI Bank reward points online through internet banking. Follow the steps given below-

• Login on the ICICI Bank internet banking portal using your ID and Password.
• Go to the Credit Cards section.
• Click on ‘Reward Points’ and then ‘Redeem Online’.
• Select an item or voucher from the drop-down menu and place the order.

Do not forget to note down the unique order number for future reference.

You can also redeem the rewards by calling ICICI Bank Customer Care Number- 1800 200 3344.

Steps to Redeem PAYBACK Reward Points

• Visit the official PAYBACK website- payback.in
• Select from over 500 products and vouchers from the PAYBACK Catalogue.
• Login using your registered mobile number and place the order.
• The order will be delivered within 2 weeks from the date of placing the order.

You can also redeem PAYBACK points to earn air miles of Jet Airways. For this, you will have to call PAYBACK Customer Care on 1860-258-5000.

Here is a quick overview of ICICI Credit card reward points and programmes so that you can make an informed decision when you want to choose an ICICI Bank credit card for your shopping and other payment needs.

Handpicked Rewards Programme

The bank offers you select redemption options through its handpicked rewards programme. These ICICI credit card reward points enrich your ICICI Bank premium credit card membership experience. Users can earn points on every spending they make. There is no limit to the number of handpicked rewards you can earn by choosing the correct ICICI Bank credit card. The points have no expiry date and as such, users can redeem them according to their requirements. The card users can choose from exclusive redemption options ranging from fashion to fragrance, dining experience to holidays, home entertainment to hi-tech gadgets and a lot more other options. Even frequent travellers can avail attractive ICICI credit card reward points on their travel deals and packages.

Payback Reward Points Programme

Users can avail India’s largest multi-brand reward points (also known as loyalty point’s programmes) by using their ICICI Bank credit cards. Cardholders can use a single card to make all their purchases and earn points across all the bank’s partner brands. Users can shop from a variety of options available including BigBazaar, Brand Factory, Central Ezone, Food Bazaar, etc. The payback loyalty programme from ICICI has tie-ups with leading partners across online and retail categories. In addition, the cardholders get endless possibilities while redeeming their reward points.

Eligible Cards for ICICI Credit Card Rewards Programme
Handpicked Rewards Programme	Payback Reward Points Programme
ICICI Bank Sapphiro Visa Credit Card	ICICI Bank Sapphiro Visa Credit Card
ICICI Bank RubyX Visa Credit Card	ICICI Bank RubyX Visa Credit Card
ICICI Bank Visa Signature Credit Card	ICICI Bank Visa Signature Credit Card
ICICI Bank Platinum Identity Credit Card	ICICI Bank Instant Platinum Credit Card
ICICI Bank Ascent American Express Credit Card	ICICI Bank Gold Credit Card
ICICI Bank Platinum Credit Card	ICICI Bank HPCL Platinum Credit Card
ICICI Bank Limited Edition Credit Card	ICICI Bank HPCL Titanium Credit Card
ICICI Bank Corporate Platinum Credit Card	ICICI Bank Coral Credit Card
	ICICI Bank Diamond Credit Card
	ICICI Bank Platinum Credit Card

Q. How do I earn reward points on my ICICI Bank credit card?
A. The reward points can be earned on all ICICI Bank credit cards. You simply have to use the card. The rate of earning the rewards will vary depending on the type of credit card you have.

Q. When do the points reflect in the Customers Rewards Account?
A. It usually takes 24-48 hours after you have made a purchase transaction using your ICICI Bank Credit Card for your reward points to reflect in your rewards points balance. You can also view the rewards earned for all transactions in the previous billing cycle in your monthly credit card statement.

Q. How to check my reward points summary?
A. You can check your ICICI credit card rewards summary in the following ways:

• Your latest credit card statement will provide the total points you have as well as other details like points redeemed and so on.
• By sending an SMS from your registered mobile number and getting the relevant information. You need to type in “IRPCC (space) last 6 digits of your credit card” and send it to 92 222 0 8888.
• Log in to your ICICI Bank account and check the reward points you have accumulated.
• By login into ICICI Bank card mobile map.

Q. Do the reward points on ICICI credit card expire?
A. No, they do not, provided you remain a customer. Customers can collect their points as long as they remain ICICI Bank cardholders. Moreover, their bank account should be in good standing without any overdraft. However, certain types of reward points do expire. For instance, the PAYBACK reward points expire after 3 years.

Q. How does “Reward at Glance” help?
A. This section helps ICICI Bank credit card holders to view their redemption options and points in one glance if they are short on time or if they know specifically what they are looking for. The section displays the full listing of all available rewards, the reward codes and number of points that are required for each reward.