RBL Bank credit cards come with an exclusive rewards programme to help the users earn as they spend. Each RBL credit card offers rewards across various categories including shopping, fuel, entertainment and movies. Here is all about top RBL Bank credit cards and how one can apply for it.
Best RBL Bank Credit Cards In India
|RBL Credit Cards||Annual Fee (in Rs.)||Renewal Fee (in Rs.)||Welcome Gift|
|RBL Platinum Maxima Credit Card||2,000||2,000||8000 reward points on first transaction within 30 days of card issuance|
|RBL Platinum Delight Credit Card||1,000||1,000 (Waived off on spending Rs.1.5 lakh or more in an year)||4,000 reward points on card swipe within first 60 days of card issuance|
|RBL Titanium Delight Credit Card||750||750 (Waived off on spending Rs.1 lakh or more in an year)||2000 reward points on first transaction within 30 days of card issuance|
Compare Top RBL Bank Credit Cards
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RBL Bank Credit Card - Features and Benefits
RBL Bank credit cards are offered to suit the needs of different customer segments. Users can enjoy multiple benefits across categories like dining, movies, shopping and more. Given below are the features and benefits of some of the best RBL credit cards.
RBL Platinum Maxima Credit Card
Best Suited For: Rewards, Movies and Lounge Access
Welcome Gift – 8,000 Reward Points as welcome gift
Reward Points – 2 Reward Points for every Rs.100 spent on the card
Movie Benefits – One free movie ticket per month or Rs.200 off when booking tickets on BookMyShow
Travel Benefits – 2 complimentary airport lounge visits per quarter
RBL Platinum Delight Credit Card
Best Suited For: Shopping, Fuel and Rewards
Reward Points – 4,000 reward points on card swipe within the first 60 days of card activation
Reward Redemption Program – Redeem points against air travel, hotel stays, shopping vouchers, etc.
Convenience Fee Waiver – Fuel surcharge waiver on transactions between Rs.500 and Rs.4,000
RBL Titanium Delight Credit Card
Best Suited For: Movies, Rewards and Fuel
Welcome Benefits – 2,000 reward points credited to the credit card account within 30 days of card issuance
Reward Points – Additional Bonus Reward Points of 1,000 on spending Rs.10,000 in the first 60 days
Movie Benefits – 1 ticket free or Rs.200 off per month on Wednesday on tickets booked through Bookmyshow
Value Back – 10% value back when you order pizza from Dominos or Pizza Hut on Wednesdays
Convenience Fee Waiver – Fuel surcharge waiver on all transactions between Rs. 500 to Rs. 4,000
Other RBL Bank Credit Cards
For frequent shoppers, it is easy to collect reward points and these credit cards by RBL Bank make reward point collection even better. Some features of Classic Rewards Cards are mentioned below-
- 4 reward points on every Rs. 100 spent on your credit card
- 8 reward points for every Rs. 100 when using the card internationally
- Up to 5 add-on cards on the primary credit card
- Option to set differential limits on different add-on and primary card using the flexi limit facility
- Zero fraud liability cover in case of lost or stolen credit card
Cardholders can shop and earn at the same time with this RBL Credit Card. The card offers reward point balance every time one swipes this card. Given below are a few important features of this card-
- 2 reward points for every Rs. 100 spent
- 2X reward points on using the credit card internationally
- Up to 5 add-on cards on the primary credit card
- Fraud liability cover when the credit card is stolen or misplaced
- Globally accepted
RBL Bank offers shopper cards that let you earn reward points which can be redeemed against a whole range of gift vouchers and merchandise. Some of the features of RBL Bank Classic Shopper Credit Card are-
- 2 reward points on every Rs. 100 spent
- Chip and PIN enabled cards provide more security
- Flexi credit limits for add-on cards
Eligibility Criteria and Documents Required for RBL Bank Credit Card
The basic eligibility criteria to apply for RBL Bank credit card are as follows:
- Age Limit – 21 to 65 years
- The cardholder should be self-employed or salaried
Documents Required for RBL Credit Cards
When applying for RBL credit card, you will have to submit a few important documents- address proof, identity proof and income proof. The following documents are accepted-
For Address Proof
- Aadhaar Card
- Driver’s Licence
- Voter’s ID
- Utility Bill not more than 3 month’s old
- Ration Card
- Other government-approved documents
For Identity Proof
- Aadhaar Card
- PAN Card
- Voter’s ID
- Driver’s Licence
- Overseas Citizen of India Card
- Other government-approved photo ID proof
For Income Proof
- Last 3 month’s salary slips
- Latest Form 16
- Latest bank statements
RBL Bank Credit Card Fees and Charges
While the annual fees on RBL Bank Credit Cards may vary, there are a few other fees and charges on these cards that the users must know about. The table given below shows it-
|Finance charges (Retail purchases and Cash)||APR up to 3.5% p.m. (42.00% p.a.)|
|Cash Advance Transaction fee||2.5% (min Rs. 300) of the cash amount|
|Overdue Penalty / Late Payment Fee||15% of Total|
amount due (Min Rs. 350, Max Rs. 1000) (W.e.f Nov 1st, 2015)
|Over Limit Penalty||Rs. 600|
|Outstation Cheque Fee||Rs. 100|
|Cheque Return / Dishonour Fee Auto debit|
Reversal-Bank Account out of funds
|Foreign Currency Transaction||3.50%|
|Duplicate Statement Fee||Rs. 100|
|Call-a-draft fee||2.5% (min Rs. 300) of the draft amount|
|Fuel Transaction Charges||1% Surcharge on Fuel transaction value or Rs. 10, whichever is higher|
Note: All the above Charges are subject to change under various marketing programs. The cardmember will be informed about these Changes.
How to Apply for RBL Bank Credit Card
RBL Bank understands the diversity of needs when it comes to the usage of credit cards. The bank offers a variety of credit card that accommodates all the financial essentials. Here is step wise step guide of applying for RBL Bank credit card:
Step 1- Click here to start with your credit card application.
Step 2- You have to fill the basic information like address, date of birth, name etc.
Step 3- According to your eligibility, there will be a list of financial institutions offering credit card best suited for you.
Step 4- You can select the bank according to your financial situation and accordingly apply with the same. The bank will do a background check and then once your application is approved from their end, the card will be dispatched and delivered to you within 7-10 working days.
Already Applied for RBL Credit Card? Know how to Check Your Application Status
RBL Bank Credit Card Rewards Programme
RBL Bank rewards also known as, exclusive loyalty program is initiated by the bank where the cardholders can use the credit cards, collect reward points on every transaction and redeem for different purposes. Given below are some of the cards that offer reward points:
|Credit Card||Reward Points|
|RBL Bank Classic Rewards Card||· Avail 4 reward points on every Rs.100 spent in India|
· Avail 8 Reward Points for every Rs.100 spent internationally
|RBL Bank Classic Platinum Card||· Avail 2 Reward Points for every Rs.100 spent in India|
· Avail 4 Reward Points for every Rs.100 spent internationally
|RBL Bank Classic Shoppers Card||· Avail 2 Reward Points for on every Rs.100 spent in India and Internationally|
(The earned points can be redeemed for Hotel bookings, flights, gadget shopping, mobile recharge etc.)
RBL Bank Credit Card Customer Care
RBL Bank credit card holders can contact RBL Bank credit card customer care through call and email.
Here are the details:
RBL Bank credit card customer care toll free number: 1800 121 9050
RBL Bank credit card customer care Email ID: email@example.com
RBL Bank credit card customer care contact for communications through mails and couriers:
RBL Bank Ltd.
Mahavir, Shri Shahu Market Yard,
Kolhapur – 416005
Maharashtra State, India
RBL Bank credit card customer care Fax: 0231 2657386
RBL Bank Credit Card FAQs
What should be done in case the credit card is stolen or lost?
In such a case, you can contact the customer care executives of RBL Bank at 1800 121 9050. The bank executives will help you with an immediate solution.
Can RBL credit cards be used to withdraw cash from ATMs?
Yes, cash can be withdrawn from ATMs depending on the cash limit. The cash limit is mentioned on the billing statement of the credit card.
Can RBL credit card be used internationally?
Yes, the credit card can be used globally for all the transactions and purchases that one makes abroad.
What is meant by add-on credit card?
Add-on credit cards are those cards that can be used by the family members of the primary cardholder. The family members can avail the same privileges and benefits of the credit card unless specified by the bank.
News: RBL Credit Cards
RBL Partners with Practo to Launch the First Healthcare Credit Card
13-08-2019: RBL Bank has partnered with Practo, a digital healthcare platform, to launch the RBL Bank Practo Plus credit card. This co-branded credit card is will be available on both platforms (mobile and website) of RBL Bank and Practo. Cardholders will get unlimited online consultation with doctors 24×7 free for 1 year. Also, cardholders get the option of one free full body check-up.
On spend of every Rs. 100, the cardholder gets 1 HealthCash (1 HealthCash= 1 Rupee) which can be used to avail discounts when ordering medicines, tests or consultations through Practo. The annual fee of this card is Rs. 2000. Cardholders will also get 2 complimentary Domestic airport lounge access every quarter.