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Credit Card

RBL Bank issues various range of Credit Cards under different varieties with unique features and offers. Each card provides the consumers attractive schemes and discounts if the individual meets the eligibility for RBL bank credit cards and submits the documents for RBL Bank credit card. RBL Bank offers Credit cards of the following variety and one can apply for RBL Bank credit cards:

Insignia preferred World Banking Card

    RBL Credit Cards

The card that RBL Bank offers gives unique offers and discounts on luxurious travel, flight and hotel bookings, golf retreats, recreation, movie tickets, dining etc. these are the features and rewards scheme of RBL Bank credit card:

  • The RBL Bank credit card entitles the customer to free standard membership to the Priority Pass Program. This gives the customer access to 700 airport lounges around the globe. Up to six lounge visits in a year are complimentary.The primary customer can access foods and drinks and business center facilities at these lounges.
  • The primary cardholder gets exclusive experiences while staying at iconic hotels such as Four Seasons hotels, Dusit International Hotels and Resorts, Madarin Oriental Hotel Group, Oberoi Hotels and Resorts, and more. The customer receives complimentary room upgrade, early check in or late check out, etc.
  • The card gives travel vouchers worth Rs. 5000 as a complimentary joining gift to new customers. The customer receives 20,000 Reward Points through which he/she can receive a gift of choice from the bank’s reward catalogue.
  • The cardholder gets rewards in the form of everything from electronics, to watches and pens, to personalized gifts and vouchers. Every purchase can be redeemed for exclusive RBL Bank rewards. The cardholder earns 5 Reward Points for every Rs. 100 that is spent by the cardholder.
  • Cardholders may avail of a complimentary dessert or a complimentary glass of wine, or waitlist priority and chef interaction or any other benefits like discounts, etc. at some of the best restaurants around the country.
  • Cardholders receive exclusive invitations to premium global and local events.
  • Cardholders gets access to 11 prime golf courses around the country and additional two complimentary golf rounds and two complimentary golf lessons.
  • 24*7 customer service assistance to provide you with quick, reliable and expert solutions with a dedicated relationship manager and a single helpline number.
  • 24*7 concierge service for entertainment planning, country and major city information, car rental, travel information and limousine service, flower and gift delivery service, etc.

RBL Bank Platinum Maxima Card

The RBL Bank credit card offers a host of benefits like welcome benefits, travel and entertainment benefits and others. The range of benefits include:

  • Cardholders receive benefits worth Rs. 20,000.
  • Cardholders get access to airport lounges across India.
  • Cardholders receive maximum reward points when they use this card. When the cardholder swipes the card within 60 days after receiving it, he/she automatically earns 8000 Reward Points.
  • When cardholders use this card to book movie tickets from BookMyShow, they either get Rs. 200 discount or one movie ticket free.
  • Cardholders earn 2 Reward Points for every Rs.100 spent on shopping made using this RBL Bank credit card.
  • Cardholders can get up to 5 times Reward Points when they use the card for paying utility bills, fuel, dining, entertainment and fuel.
  • When the cardholder spends Rs. 2 lakhs or more in a single year on using this card, they receive 10,000 Reward Points. They also receive an additional 10,000 Reward Points when they spend Rs.3.5 lakhs in a year by using this card.

RBL Platinum Delight Card

The RBL Bank credit card offers a host of benefits like welcome benefits, travel and entertainment benefits and others. The range of benefits of RBL bank credit card include:

  • Cardholders receive maximum reward points when they use this card. When a cardholder swipes the card within 60 days of receiving it, he or she automatically earns 4000 Reward Points.
  • Cardholders receive 2 Reward Points on every Rs. 100 used with this card.
  • When the cardholder spends Rs. 1.5 lakhs in total in a single year, he or she gets the fees waived off in the following year.
  • Cardholders enjoy 0% fuel surcharge at any petrol pump across the country, on the condition that the maximum transaction is Rs. 4000 and the minimum transaction should be Rs. 500 ( Maximum surcharge  waiver of Rs 150 per billing cycle)
  • Double Reward Points are earned when the card is used for, entertainment, travel,, shopping, dining etc, when used over weekends.

RBL Titanium Delight Card

The RBL Bank credit card offers a host of benefits like welcome benefits, entertainment benefits and others. The range of benefits include:

  • Cardholders receive Reward Points for all domestic and international purchases; these Reward Points may be redeemed later on products and gifts mentioned in RBLs’ reward catalogue.
  • There is 1 Reward Point earned on every Rs. 100 which is spent using the card. These purchases may include travel, dining, payment of utility bills, groceries, etc.
  • When the cardholder uses this card to make purchases of up to Rs. 1.2 lakhs or more in a single year, he or she will receive a gift voucher of Rs. 1000.
  • Cardholders can enjoy a waiver on fuel surcharge at petrol pumps across the country, when the transactions between Rs.500 to Rs. 4000 is done.
  • If the cardholder’s spends on the card exceeds Rs. 1 lakhs, the next years’ fee of Rs. 750 is waived off.
  • In the first year if the cardholder swipes his or her card in 60 days then he or she will get awarded with 2000 Reward Points.
  • If the cardholder spends Rs.10,000 in the first 60 days of receiving the RBL Credit card he or she will receive an additional 1000 Reward Points.
  • Cardholders get an exclusive deal of 1 plus 1 movie ticket when you book you tickets through BookMyShow, every Wednesday.
  • Every Wednesday the cardholder will get 5% value back when buying groceries at Big Bazaar.
  • The cardholder gets 10% value back when ordering a pizza online from Pizza Hut or Dominos.

RBL IGU NHS Golf World Card

This is India’s first exclusive golf related card which RBL Bank offers. The range of benefits include:

  • This card enrolls the cardholder for an exclusive membership of the Golf Union National Handicap Service (IGU NHS).
  • Cardholders get access to 11 premier golf courses across the country.
  • They receive two complimentary golf rounds as well as two complimentary golf lessons in a year.
  • Quarterly they are offered minimum two free visits at domestic lounges in all primer airports.
  • They get access to premium lounges at over 700 airports across the world with complimentary Priority Pass Membership.
  • The cardholder does not have to pay any annual fees at any point of time.
  • Cardholders get access to a world-class concierge service to help with car rentals, hotel reservations, golf course referral and reservation, gift and flower delivery, etc.
  • Cardholders receive two Reward Points on every Rs. 100 spent.
  • When the cardholder uses the card on purchases from select partners, 10 Reward Points are earned on the RBL Credit cards.
  • The cardholder can redeem the Reward Points earned on this card to redeem gifts or vouchers such as, golf equipment, lifestyle brands, gold holidays, designer products, electronics.
  • When the cardholder achieves a Hole-in-one, they may receive Rs.15000 celebration bonus, up to a maximum of three such events in a single year.

RBL Delhi Daredevils Cricket Credit Card

This is India’s first exclusive card that gives cardholders a chance to enjoy cricket with the Delhi Daredevils cricket team. The range of benefits include:

  • Cardholders receive a fan kit, which they can choose to receive any of the following – DD merchandise voucher, Sports apparel voucher or 4000 runs. Here runs should be understood to mean points.
  • Cardholders receive two Reward Points for every Rs.100 swiped.
  • They receive 4 Reward Points for using the card for dining, air travel and hotels.Cardholders receive exclusive invites to fan matches, meet the players events, cricket quizzes, DD Fan Nights, DD Young Fan League, Coach with the DD team, IPL matches and sport events.
  • Cardholders can get exclusive discounts and deals at partner stores, such as sport bars, restaurant chains, hotels, BookMyShow, etc.
  • Complimentary pass to domestic airport lounges can be possibly availed twice every quarter.

RBL Bank Classic Platinum Card

The card offers a host of benefits like welcome benefits, entertainment and travel benefits and others. The range of benefits include:

  • Cardholders get two Rewards Points on every Rs.100 spent using the card.
  • Four Reward Points are earned on every Rs. 100 when the card is used internationally.
  • The points earned on this card may be redeemed on the following – flight tickets, hotels stays, purchase of gadgets and other shopping products, mobile recharge, curated personalized gifts, etc.
  • A One-Time Password is generated every time you make an online transaction by using the card.
  • The card has a flexi credit limits above the eligible credit limit
  • SMS alerts are sent to the cardholder whenever the card is used.

RBL Bank Classic Rewards Card

The card offers the fastest reward points earnings on all purchases. The range of benefits include:

  • Cardholders get four Rewards Points on every Rs.100 spent using the card.
  • Eight Reward Points are earned on every Rs. 100 when the card is used internationally.
  • Eight Reward Points are earned by the cardholder on every Rs. 100, when he or she uses this card for purchase of electrical items, travel, supermarkets, grocery items etc.
  • The points earned on this card may be redeemed on the following – flight tickets, hotels stays, purchase of gadgets and other shopping products, mobile recharge, curated personalized gifts, etc.
  • A One-Time Password is generated every time an online transaction takes place using the card.
  • RBL offers supplementary cards up to a maximum of 5.
  • Cardholder is covered by Zero Fraud Liability if the card is ever lost or stolen, after having informed the 24/7 customer service.

RBL Bank Classic Shoppers Card

The card offers reward points on all the shopping you do. The range of benefits include:

  • Cardholders get two Rewards Points on every Rs.100 spent using the card.
  • Eight Reward Points are earned on every Rs. 100 when the card is used internationally.
  • Two Reward Points are earned by the cardholder on every Rs. 100, when he or she used this card for purchase of grocery items, electrical items, travel, supermarkets, etc.
  • The points earned on this card may be redeemed on the following – flight tickets, hotels stays, purchase of gadgets and other shopping products, mobile recharge, curated personalized gifts, etc.
  • The card has flexi credit limits.
  • A One-Time Password is generated every time an online transaction takes place using the card.
  • Cardholders can get up to 5 Add-On cards for relatives.

Cardholder is covered by Zero Fraud Liability if the card is ever lost or stolen, after having informed the 24/7 customer service.

RBL Bank Fun + Credit Card

An entertainment based credit card offered by RBL Bank which offers great benefits on entertainment. The features and rewards benefit of the card are as follows:

  • The card is issued in association with Pizza Hut, KFC and BookMyShow.
  • The card promises Welcome Benefits worth Rs.1000 in the form of voucers worth Rs.500 of Pizza Hut or KFC. Alternatively, the cardholder can avail BookMyShow movie vouchers worth Rs.1000. These vouchers will be delivered to the customer’s doorstep within 65 days of availing the card and paying the joining fee applicable. However, to qualify for the benefit, the cardholder must use the card once after joining to avail the benefit
  • If the cardholder makes a minimum monthly transactions of Rs.5000 using the card, he would get BookMyShow vouchers worth Rs.500 and Pizza Hut or KFC vouchers of Rs.300 as monthly rewards
  • As annual rewards, the cardholder gets to enjoy complimentary KFC or Pizza Hut food vouchers worth Rs.1500. This benefit is available only if the cardholder spends Rs.4 lakhs or more on the credit card in a year
  • In the rewards structure, the card promises 10 reward points for every Rs.100 spent at merchant outlets which are Pizza Hut, KFC and BookMyShow
  • 1 reward point is awarded for every Rs.100 spent elsewhere except on fuel
  • The earned reward points can be redeemed for gift vouchers on dining, flights, movie tickets, hotels bookings, etc.
  • With effect from august 2016, 10% discounts will be offered on tickets booked through bookmyshow.
  • The card gives waiver of fuel expenses on petrol refilling across all petrol pumps in India. A maximum of Rs.100 is allowed as the fuel surcharge waiver every month. This waiver is applicable on transactions between Rs.500 to Rs.4000
  • If there has been an annual spend of at least Rs.1.5 lakhs using the credit card and the credit card bill is paid, the annual fee payable under the card for the next year which is Rs.499 would be waived by the bank
  • The card comes with an EMV chip which provides enhanced security for making transactions using the card
  • This is a contactless credit card which does not require PIN at merchant outlets if the transaction is below Rs.2000.
  • The card comes with a free Zero Lost Card Liability protection which protects your liability against loss or theft of your card.

Fees and Charges

Credit cards offered by RBL Bank are broadly categorized under two categories of Titanium Cards and Platinum Cards. The type of card which is availed by you would be classified in the Welcome Letter the cardholder receives when customers apply for a RBL Bank credit card. The following fee structure would then be applicable for the respective cards:

 

Description of Fee

Titanium Card

Platinum Card

Annual or Renewal Fee

Up to Rs.2000

Up to Rs.4000

Add-on card fee

Up to Rs.500

Up to Rs.1000

Finance Charges on retail purchases and cash or Interest rate of RBL Bank credit cards

APR would be up to 3.4% per month or 40.80% per annum

Cash advance and Transaction fee

2.5% of the cash amount subject to a minimum of Rs.300

Call – a – draft fee

2.5% of the draft amount subject to a minimum of Rs.300

Card replacement fee for a card which is lost or stolen or for reissuing a card for any other reason

Rs.200

Duplicate Statement Fee

Rs.100

Late credit card Payment fee on RBL Bank credit card bill

15% of the total amount due subject to a minimum of Rs.350 and a maximum of Rs.1000

Over credit limits penalty

Rs.600

Charge Slip Retrieval or Copy Fee

Rs.100

Outstation cheque fee

Rs.100

Cheque return or dishonor fee

Rs.500

Cash payment at RBL Bank branch

Rs.100 per cash deposit transaction at the RBL Bank branch

Surcharge on purchase or cancellation of railway tickets

IRCTC service charges + payment gateway. Transaction charge is up to 1.8% of the ticket amount + IRCTC service charges

Foreign Currency Transaction

3.50% + MasterCard charges

Fuel transaction charges at petrol pumps

Higher of 2.5% surcharge on fuel transactions or Rs.10

Applying for a credit card

One can apply for a RBL Bank credit card online through Paisabazar.com and they can also compare credit cards online and maintain their credit card account online, even credit card bill can be paid online

RBL Bank Credit Card Customer Care Number

RBL Bank credit card holders can contact RBL Bank credit card customer care through call and email.

Here are the details:

RBL Bank credit card customer care toll free number: 1800 121 9050

RBL Bank credit card customer care Email ID: cardservices@rblbank.com

RBL Bank credit card customer care contact for communications through mails and couriers:

RBL Bank Ltd. 
Mahavir, 
Shri Shahu Market Yard, 
Kolhapur - 416005. Maharashtra State, India

RBL Bank credit card customer care Fax: 0231 2657386 

RBL Bank Credit Card
(3.5/5 ) 2 Reviews
Credit CardCredit Card
4/5

Excellent services

I have RBL Platinum Maxima Card, this is my 3rd card which I took for my minor transactions. But I got really amazed with the offers and benefits I receive through this card. I get free movie tickets, shopping vouchers, fuel surcharge and much more. ..Read more...

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Posted on: Aug 25 , 2017
Credit CardCredit Card
3/5

Unacceptable

RBL credit card is the worst card one can get. RBL gives poor customer services, misleading information, false promises and almost useless customer care. I got charged 33% late fees for my last bill payment. I did receive any bill payment related rem..Read more...

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Posted on: Aug 24 , 2017
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