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Whether you want to earn rewards or save more with discounts and deals, you will never fall short of Credit Card options. Paisabazaar is the right place to find the card that best fits your needs.

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I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :23/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CIBIL TERMS AND
CONDITIONS

To,
TransUnion CIBIL Limited
[Formerly known as Credit Information Bureau (India) Limited]
One Indiabulls building ,Unit No 1901 – 1905,
19th Floor, Tower 2A-2B, Jupiter Mill compound,
Senapati Bapat Marg, Lower Parel, Mumbai 400 013

Sub: Grant of Consent

Dear Sirs,

In connection with submission of the application for my credit information offered by CIBIL (“Consumer Credit Information”) through Paisabazaar (referred to as the “Company”) and delivery of the Consumer Credit Information to the Company, I hereby acknowledge and agree to the following:

A. The Company is my lawfully appointed agent and he / it has agreed to be my agent for the purposes, including, without limitation, to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, and the Company has granted its consent for being appointed for the aforesaid purpose.

B. I grant my unconditional consent to the Company to receive the Consumer Credit Information from TUCL on my behalf and use it in the manner consistent with the Agreement entered into between the Company and TUCL, as the case may be, and the Company has granted its consent for being appointed for the aforesaid purpose. I hereby represent and acknowledge that: the Terms of Understanding in relation to the use of the Consumer Credit Information has been agreed between me and the Company.

C. I hereby expressly grant unconditional consent to, and direct, TUCL to deliver and / or transfer my Consumer Credit Information to the Company on my behalf.

D. I shall not hold TUCL responsible or liable for any loss, claim, liability, or damage of any kind resulting from, arising out of, or in any way related to: (a) delivery of my Consumer Credit Information to the Company ; (b) any use, modification or disclosure by the Company of the contents, in whole or in part, of my Consumer Credit Information , whether authorized or not; (c) any breach of confidentiality or privacy in relation to delivery of my Consumer Credit Information to the Company ; (d) for any use made by the Company which is contrary to the Agreement entered into between the Company and TUCL

E. I acknowledge and accept that: (a) TUCL has not made any promises or representations to me in order to induce me to provide my Consumer Credit Information or seek any consent or authorization in this regard; and (b) the implementation of the Agreement between TUCL and the Company is solely the responsibility of the Company.

F. I agree that I may be required to record my consent / provide instructions electronically and in all such cases I understand that by clicking on the "I Accept" button below, I am providing "written instructions" to Paisabazaar authorizing Paisabazaar to obtain my Consumer Credit Information from my personal credit profile from TransUnion CIBIL LIMITED, [formerly known as Credit Information Bureau (India) Limited]]. I further authorize Paisabazaar to obtain such information solely to confirm my identity and display my Consumer Credit Information to me. Further in all such cases “By checking this box and clicking on the ‘Authorize button, I agree to the terms and conditions, acknowledge receipt of TUCL privacy policy and agree to its terms, and confirm my authorization for Paisabazaar to obtain my Consumer Credit Information.

G. I understand that in order to deliver the product to me, I hereby authorize Paisabazaar, to obtain my Consumer Credit Information from TUCL.

H. By submitting this registration form, I understand that I am providing an express adhoc one-time written instructions for Paisabazaar to request and receive information about me from third parties, including but not limited to a copy of my consumer credit report and score from consumer reporting agencies, at any time for so long as I have an active Paisabazaar account. I further authorize Paisabazaar to retain a copy of my information for use in accordance with the terms of use of this service, Paisabazaar’s Terms of Use and Privacy Policy.

I. I UNDERSTAND THAT THE PRODUCT IS PROVIDED ON AN “AS-IS”, “AS AVAILABLE” BASIS AND TUCL EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

J. I shall not sue or otherwise make or present any demand or claim, and I irrevocably, unconditionally and entirely release, waive and forever discharge TUCL , its officers, directors, employees, agents, licensees, affiliates, successors and assigns, jointly and individually (hereinafter “Releasee”), from any and all manner of liabilities, claims, demands, losses, claims, suits, costs and expenses (including court costs and reasonable attorney fees) (“Losses”), whatsoever, in law or equity, whether known or unknown, which I ever had, now have, or in the future may have against the Releasee with respect to the submission of my Consumer Credit Information and / or my decision to provide TUCL L with the authority to deliver my Consumer Credit Information to the Company . I agree to defend, indemnify, and hold harmless the Releasee from and against any and all Losses resulting from claims made against TUCL L by third parties arising from and in connection with this letter.

K. I agree that the terms of this confirmation letter shall be governed by the laws of India and shall be subject to the exclusive jurisdiction of the courts located in Mumbai in regard to any dispute arising hereof. TUCL is entitled to assign its rights hereunder to any third person without taking my prior written consent.

Yours faithfully,
Name :

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :23/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EQUIFAX TERMS AND
CONDITIONS

I Mr./Ms. -------------------- ---------------------residing at ------------------------ ---------------------------------------- do hereby authorise Paisabazaar Team ,to do all acts on my behalf as may be necessary including to execute/sign application(s), make payment of applicable fees* and generally to all other acts as may be necessary to receive, on my behalf and at my request, my Credit Information Report (CIR) from Equifax Credit Information Services Private Limited("Equifax") at the following address/email id:

I hereby confirm that all the powers hereby conferred may be exercised by officer(s) or manager(s) / agent(s) / employees of the Paisabazaar who is duly authorized by the Paisabazaar.

I hereby confirm, agree, undertake and accept that I shall at all times be solely responsible for all the above actions and omissions of the Paisabazaar shall be binding on me as though such actions had been carried out by me directly. I further confirm that my CIR shall be used only for the purpose as mentioned in the attached standard terms and conditions and I shall be solely liable for, and indemnify and hold harmless Equifax for and against, any and all third party claims or damages or proceedings of any kind, arising from or in connection with (a) any misrepresentations, incorrect information or omission of any critical information in my application, or (b) furnishing my CIR based on this authorization letter, and shall not at any time hold Equifax or its affiliates and their respective officers, directors, employees or representatives liable in this respect.

I hereby also confirm that I have only appointed Paisabazaar to be my authorized agent/representative for collection of my CIR.

I undertake to keep Equifax intimated and informed at all times, of any renewals or termination of the authorization to Paisabazaar or any amendments, modifications or changes in the terms governing the obligations or my relationship with Paisabazaar.

I shall at all times co-operate with Equifax and execute and deliver to Equifax such instruments and documents and take such other actions as may be required by Equifax from time to time in connection with this authority letter.

By signing on this authorization letter, I hereby acknowledge and accept the Standard Terms and Conditions mentioned above.

Date : 23/01/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :23/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

EXPERIAN TERMS AND
CONDITIONS

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM EXPERIAN.

YOU HEREBY IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY EXPERIAN TO YOU AND PAISABAZAAR AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU HEREBY ALSO AGREE AND ACKNOWLEDGE THAT FOR PAISABAZAAR TO SERVICE YOU AS A CUSTOMER, THE CREDIT INFORMATION SHALL BE SHARED BY EXPERIAN WITH YOU AND PAISABAZAAR ON A MONTHLY BASIS. YOU FURTHER ALSO AGREE AND CONSENT TO RECEIVE SUCH CREDIT INFORMATION DIRECTLY FROM EXPERIAN AND ALSO THROUGH YOUR PAISABAZAAR ACCOUNT AS PER YOUR INDEPENDENT REGISTRATION WITH PAISABAZAAR.

Please read the Terms and Conditions of this document carefully before accepting. By clicking on the "I ACCEPT" button below, you are expressly agreeing to access the Experian Credit Information Report and Credit Score (as defined in the Important Information Section below) (together referred as "Credit Information") and share a copy of the Credit Information with Paisabazaar in the "as is" format. Please click on the link below to read and understand the Important Information section below.

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

PAISABAZAAR/ We/ Us can only access your Credit Information as your authorized representative and we shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from us on the Website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We shall protect and keep confidential the Credit information both online and offline and use best in class security measures in line with applicable laws. The Credit Information shared by You, or received on your behalf shall be destroyed, purged, erased promptly upon the earlier of: (i) your written request to terminate this relationship with Paisabazaar (ii) the completion of provision of the Services by us to you.

Governing Law and Jurisdiction The relationship between you and the Parties shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of [Mumbai].

Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
"Credit Information Report" means the credit information / scores / aggregates / variables or reports which shall be generated by Experian;
"Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by Experian.
"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
PLEASE READ THE ABOVE MENTIONED IMPORTANT INFORMATION AND CLICK ON "ACCEPT" FOLLOWED BY THE LINK BELOW TO COMPLETE THE AUTHORISATION PROCESS FOR SHARING OF YOUR CREDIT INFORMATION BY EXPERIAN WITH YOU AND PAISABAZAAR, IN ITS CAPACITY AS YOUR AUTHORISED REPRESENTATIVE.
BY CLICKING "ACCEPT" YOU AGREE AND ACCEPT THE DISCLAIMERS AND TERMS AND CONDITIONS SET OUT HEREIN. THE TERMS AND CONDITIONS MENTIONED HEREIN MAY CHANGE IN ORDER TO COMPLY WITH GOVERNING LAWS OF THE COUNTRY AND THE CONSUMER SHALL BE BOUND TO ANY CHANGES TO THIS AGREEMENT

Name :
Date : 23/01/2020

I hereby appoint Paisabazaar as my authorised representative to receive my credit information from the following bureau partners :

I hereby unconditionally consent to and instruct the above bureaus to provide my credit information to me and Paisabazaar on a month to month basis. I understand that I shall have the option to opt out/unsubscribe from the service.

Name :
Date :23/01/2020

CC:
Paisabazaar.com,
Paisabazaar Marketing and Consulting Private Limited

CRIF HIGH MARK TERMS
AND CONDITIONS

This End User Agreement (the "Agreement") is made between you (the "User" or "You") and Paisabazaar Marketing and Consulting Pvt Ltd ("PaisaBazaar"), a private limited company having its registered office at Plot No 119, Sector-44, Gurgaon-122001, Haryana ("PAISABAZAAR", "Us" or "We", which term shall include its successors and permitted assigns). The User and PAISABAZAAR shall be collectively referred to as the "Parties" and individually as a "Party".

YOU HEREBY APPOINT PAISABAZAAR AS YOUR AUTHORISED REPRESENTATIVE TO RECEIVE YOUR CREDIT INFORMATION FROM CRIF HIGH MARK. BY EXECUTING THIS AGREEMENT / CONSENT FORM, YOU ARE EXPRESSLY AGREEING TO ACCESS THE CRIF HIGH MARK CREDIT INFORMATION REPORT AND CREDIT SCORE, AGGREGATE SCORES, INFERENCES, REFERENCES AND DETAILS (AS DEFINED BELOW)(TOGETHER REFERRED AS "CREDIT INFORMATION"). YOU HEREBY ALSO IRREVOCABLY AND UNCONDITIONALLY CONSENT TO SUCH CREDIT INFORMATION BEING PROVIDED BY CRIF HIGH MARK TO YOU AND PAISABAZAAR BY USING CRIF HIGH MARK TOOLS, ALGORITHMS AND DEVICES AND YOU HEREBY AGREE, ACKNOWLEDGE AND ACCEPT THE TERMS AND CONDITIONS SET FORTH HEREIN. YOU ALSO ACKNOWLEDGE THAT YOU SHALL NOT RAISE ANY CLAIM OR HOLD LIABLE CRIF HIGH MARK CREDIT INFORMATION SERVICES PRIVATE LIMITED IN RELATION TO YOUR CREDIT INFORMATION REPORT AND CREDIT SCORE PROVIDED OR TO BE PROVIDED BY CRIF HIGH MARK TO PAISABAZAAR.

Terms and Conditions: Information Collection, Use, Confidentiality, No-Disclosure and Data Purging PAISABAZAAR shall access your Credit Information as your authorized representative and PAISABAZAAR shall use the Credit Information for limited end use purpose consisting of and in relation to the services proposed to be availed by you from PAISABAZAAR. PAISABAZAAR shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

The Parties agree to protect and keep confidential the Credit Information both online and offline. The Credit Information shared by you, or received on by us on your behalf shall be destroyed, purged, erased promptly upon request from the consumer or the consumer withdrawing the consent to retain such credit information / reports by deleting/deactivating the consumers account with Paisabazaar.

Governing Law and Jurisdiction Definitions: Capitalised terms used herein but not defined above shall have the following meanings:
" Business Day" means a day (other than a public holiday) on which banks are open for general business in Gurgaon and Mumbai.
" Credit Information Report" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by CRIF High Mark;
" Credit Score" means the score which shall be mentioned on the Credit Information Report which shall be computed by CRIF High Mark.
" CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with the Credit Information Companies Rules, 2006 and the Credit Information Companies Regulations, 2006, and shall include any other rules and regulations prescribed thereunder.
IN CASE THERE IS ANY DISCREPANCY OR INABILITY IN COMPLETION OF ONLINE AUTHENTICATION, PLEASE SUBMIT YOUR SELF ATTESTED KYC DOCUMENTATION IN SCANNED COPIES FOR SHARING OF YOUR CREDIT INFORMATION BY CRIF HIGH MARK WITH YOU AND PAISABAZAAR (YOUR AUTHORISED REPRESENTATIVE).
ONLINE SUBMISSION - DOES NOT REQUIRE SIGNATURE AND EXECUTION"

Name :
Date :23/01/2020

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Updated: 10-01-2020 11:26:54 AM

RBL Bank credit cards come with an exclusive rewards programme to help the users earn as they spend. Each RBL credit card offers rewards across various categories including shopping, fuel, entertainment and movies. Here is all about top RBL Bank credit cards and how one can apply for it.

Best RBL Bank Credit Cards In India
Compare Top RBL Bank Credit Cards
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RBL Bank Credit Card - Features and Benefits

Best RBL Bank Credit Cards In India

RBL Credit CardsAnnual Fee (in Rs.)Renewal Fee (in Rs.)Welcome Gift
RBL Platinum Maxima Credit Card2,0002,0008000 reward points on  first transaction within 30 days of card issuance
RBL Platinum Delight Credit Card1,0001,000 (Waived off on spending Rs.1.5 lakh or more in an year)4,000 reward points on card swipe within first 60 days of card issuance
RBL Titanium Delight Credit Card750750 (Waived off on spending Rs.1 lakh or more in an year)2000 reward points on  first transaction within 30 days of card issuance
RBL Bank Icon Credit Card 5,0005,000 VIP Entertainment Access to Formula 1 race, award shows and exclusive events
RBL Bank World Safari Credit Card 3,0003,000 Zero foreign exchange markup fee
RBL Bank Popcorn Credit Card 1,000 1,000 Weekly Cashback of up to Rs. 250

RBL Bank Credit Card - Features and Benefits

RBL Bank credit cards are offered to suit the needs of different customer segments. Users can enjoy multiple benefits across  categories like dining, movies, shopping and more. Given below are the features and benefits of some of the best RBL credit cards.

RBL Platinum Maxima Credit Card
RBL Platinum Delight Credit Card
RBL Titanium Delight Credit Card
RBL Bank Icon Credit Card
RBL Bank World Safari Credit Card
RBL Bank Popcorn Credit Card

RBL Platinum Maxima Credit Card

Best Suited For: Rewards, Movies and Lounge Access

RBL Platinum Maxima Card

Key Highlights

Welcome Gift – 8,000 Reward Points as welcome gift

Reward Points – 2 Reward Points for every Rs.100 spent on the card

Movie Benefits – One free movie ticket per month or Rs.200 off when booking tickets on BookMyShow

Travel Benefits – 2 complimentary airport lounge visits per quarter

Read More

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RBL Platinum Delight Credit Card

Best Suited For:  Shopping, Fuel and Rewards

RBL Bank Platinum Delight Credit Card

Key Highlights

Reward Points – 4,000 reward points on card swipe within the first 60 days of card activation

Reward Redemption Program – Redeem points against air travel, hotel stays, shopping vouchers, etc.

Convenience Fee Waiver – Fuel surcharge waiver on transactions between Rs.500 and Rs.4,000

Read More

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RBL Titanium Delight Credit Card

Best Suited For: Movies, Rewards and Fuel

RBL Titanium Delight Card

Key Highlights

Welcome Benefits – 2,000 reward points credited to the credit card account within 30 days of card issuance

Reward Points – Additional Bonus Reward Points of 1,000 on spending Rs.10,000 in the first 60 days

Movie Benefits – 1 ticket free or Rs.200 off per month on Wednesday on tickets booked through Bookmyshow

Value Back – 10% value back when you order pizza from Dominos or Pizza Hut on Wednesdays

Convenience Fee Waiver – Fuel surcharge waiver on all transactions between Rs. 500 to Rs. 4,000

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RBL Bank Icon Credit Card

Best Suited For: Travel, Movies & Golf

RBL Icon Credit Card

Key Highlights

Welcome Benefit – Get 20,000 Bonus Reward Points under the welcome offer.

Movie Offer- Buy 1 movie ticket on BookMyShow and get another free (up to Rs. 200). This offer can be availed twice a month.

Rewards- Earn rewards at all purchases as given below:

  • 2 Reward Points per Rs. 100
  • 20 Reward Points per Rs. 100 on dining and international spends on weekends

Lounge Access– Get complimentary Priority Pass Membership and 2 free domestic lounge access per quarter.

Golf Benefit- Get access to select golf courses in India. Also, avail free golf rounds at discounted green fee and free golf lessons.

Entertainment Benefits- Enjoy exclusive access to sports events, Formula 1 races and award nights.

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RBL Bank World Safari Credit Card

Best Suited For: International Travel & Lounge Access
Key Highlights

Welcome Benefit- Get MakeMyTrip travel voucher worth Rs. 3,000 on paying the joining fee and using the credit card within 30 days of card activation.

Zero Forex Markup Charge– Avail 0% foreign exchange markup fee and save on international expenses.

Lounge Access– Enjoy 2 complimentary lounge access in India per quarter and 2 international lounge visits under the Priority Pass Program.

Golf Benefit- Enjoy free rounds of golf at select golf courses of India along with free lessons and discounted green fee. This offer is given by Mastercard.

Travel Points- Earn 2 travel points per Rs. 100 and 5 travel points per Rs. 100 for travel transactions.

Fuel Surcharge Waiver- Avail fuel surcharge waiver for fuel transactions worth Rs. 500 to Rs. 4,000, up to a maximum waiver of Rs. 250 per month.

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RBL Bank Popcorn Credit Card

Best Suited For:  Movies & Cashback
Key Highlights

Welcome Benefit- Get BookMyShow voucher worth Rs. 1,000 which can be used in 2 transactions with maximum discount of Rs. 500 each.

Milestone Movie Benefit- Spend Rs. 5,000 in a month and get 2 free movie tickets or a discount olf Rs. 500 discount on movie tickets, whichever is lower.

Cashback– Spend Rs. 2,500 or more in a week and get Rs. 250 cashback.

Fuel Benefit- Get fuel surcharge waiver on transactions ranging from Rs. 500 to Rs. 4,000. Maximum waiver per month is capped at Rs. 100.

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Other RBL Bank Credit Cards
Eligibility Criteria and Documents Required for RBL Bank Credit Card
RBL Bank Credit Card Fees and Charges
How to Apply for RBL Bank Credit Card
RBL Bank Credit Card Rewards Programme
RBL Bank Credit Card Customer Care
RBL Bank Credit Card FAQs
News: RBL Credit Cards

Other RBL Bank Credit Cards

RBL Classic Rewards Credit Card

For frequent shoppers, it is easy to collect reward points and these credit cards by RBL Bank make reward point collection even better. Some features of Classic Rewards Cards are mentioned below-

  • 4 reward points on every Rs. 100 spent on your credit card
  • 8 reward points for every Rs. 100 when using the card internationally
  • Up to 5 add-on cards on the primary credit card
  • Option to set differential limits on different add-on and primary card using the flexi limit facility
  • Zero fraud liability cover in case of lost or stolen credit card

RBL Bank Classic Platinum Card

Cardholders can shop and earn at the same time with this RBL Credit Card. The card offers reward point balance every time one swipes this card. Given below are a few important features of this card-

  • 2 reward points for every Rs. 100 spent
  • 2X reward points on using the credit card internationally
  • Up to 5 add-on cards on the primary credit card
  • Fraud liability cover when the credit card is stolen or misplaced
  • Globally accepted

RBL Bank Classic Shopper Card

RBL Bank offers shopper cards that let you earn reward points which can be redeemed against a whole range of gift vouchers and merchandise. Some of the features of RBL Bank Classic Shopper Credit Card are-

  • 2 reward points on every Rs. 100 spent
  • Chip and PIN enabled cards provide more security
  • Flexi credit limits for add-on cards

Eligibility Criteria and Documents Required for RBL Bank Credit Card

The basic eligibility criteria to apply for RBL Bank credit card are as follows:

  • Age Limit – 21 to 65 years
  • The cardholder should be self-employed or salaried

Documents Required for RBL Credit Cards

When applying for RBL credit card, you will have to submit a few important documents- address proof, identity proof and income proof. The following documents are accepted-

For Address Proof

  • Aadhaar Card
  • Driver’s Licence
  • Passport
  • Voter’s ID
  • Utility Bill not more than 3 month’s old
  • Ration Card
  • Other government-approved documents

For Identity Proof

  • Aadhaar Card
  • PAN Card
  • Voter’s ID
  • Passport
  • Driver’s Licence
  • Overseas Citizen of India Card
  • Other government-approved photo ID proof

For Income Proof

  • Last 3 month’s salary slips
  • Latest Form 16
  • Latest bank statements

RBL Bank Credit Card Fees and Charges

While the annual fees on RBL Bank Credit Cards may vary, there are a few other fees and charges on these cards that the users must know about. The table given below shows it-

Finance charges (Retail purchases and Cash)APR up to 3.5% p.m. (42.00% p.a.)
Cash Advance Transaction fee2.5% (min Rs. 300) of the cash amount
Overdue Penalty / Late Payment Fee15% of Total
amount due (Min Rs. 350, Max Rs. 1000) (W.e.f Nov 1st, 2015)
Over Limit PenaltyRs. 600
Outstation Cheque FeeRs. 100
Cheque Return / Dishonour Fee Auto debit
Reversal-Bank Account out of funds		Rs. 100
Foreign Currency Transaction3.50%
Duplicate Statement FeeRs. 100
Call-a-draft fee2.5% (min Rs. 300) of the draft amount
Fuel Transaction Charges1% Surcharge on Fuel transaction value or Rs. 10, whichever is higher

Note: All the above Charges are subject to change under various marketing programs. The cardmember will be informed about these Changes.

All charges mentioned above incur Goods and Services Tax @ 18%.

How to Apply for RBL Bank Credit Card

RBL Bank understands the diversity of needs when it comes to the usage of credit cards. The bank offers a variety of credit card that accommodates all the financial essentials. Here is step wise step guide of applying for RBL Bank credit card:

Step 1- Click here to start with your credit card application.
Step 2-  You have to fill the basic information like address, date of birth, name etc.
Step 3- According to your eligibility, there will be a list of financial institutions offering credit card best suited for you.
Step 4- You can select the bank according to your financial situation and accordingly apply with the same. The bank will do a background check and then once your application is approved from their end, the card will be dispatched and delivered to you within 7-10 working days.

Already Applied for RBL Credit Card? Know how to Check Your Application Status

Click Here

RBL Bank Credit Card Rewards Programme

RBL Bank rewards also known as, exclusive loyalty program is initiated by the bank where the cardholders can use the credit cards, collect reward points on every transaction and redeem for different purposes. Given below are some of the cards that offer reward points:

Credit CardReward Points
RBL Bank Classic Rewards Card·         Avail 4 reward points on every Rs.100 spent in India

·         Avail 8 Reward Points for every Rs.100 spent internationally

RBL Bank Classic Platinum Card·         Avail 2 Reward Points for every Rs.100 spent in India

·         Avail 4 Reward Points for every Rs.100 spent internationally

RBL Bank Classic Shoppers Card·         Avail 2 Reward Points for on every Rs.100 spent in India and Internationally

(The earned points can be redeemed for Hotel bookings, flights, gadget shopping, mobile recharge etc.)

RBL Bank Credit Card Customer Care

RBL Bank credit card holders can contact RBL Bank credit card customer care through call and email.

Here are the details:

RBL Bank credit card customer care toll free number: 1800 121 9050

RBL Bank credit card customer care Email ID: cardservices@rblbank.com

RBL Bank credit card customer care contact for communications through mails and couriers:

RBL Bank Ltd.
Mahavir, Shri Shahu Market Yard,
Kolhapur – 416005
Maharashtra State, India

RBL Bank credit card customer care Fax: 0231 2657386

RBL Bank Credit Card FAQs

What should be done in case the credit card is stolen or lost?
In such a case, you can contact the customer care executives of RBL Bank at 1800 121 9050. The bank executives will help you with an immediate solution.

Can RBL credit cards be used to withdraw cash from ATMs?
Yes, cash can be withdrawn from ATMs depending on the cash limit. The cash limit is mentioned on the billing statement of the credit card.

Can RBL credit card be used internationally?
Yes, the credit card can be used globally for all the transactions and purchases that one makes abroad.

What is meant by add-on credit card?
Add-on credit cards are those cards that can be used by the family members of the primary cardholder. The family members can avail the same privileges and benefits of the credit card unless specified by the bank.

News: RBL Credit Cards

RBL Partners with Practo to Launch the First Healthcare Credit Card

13-08-2019: RBL Bank has partnered with Practo, a digital healthcare platform, to launch the RBL Bank Practo Plus credit card. This co-branded credit card is will be available on both platforms (mobile and website) of RBL Bank and Practo. Cardholders will get unlimited online consultation with doctors 24×7 free for 1 year. Also, cardholders get the option of one free full body check-up.

On spend of every Rs. 100, the cardholder gets 1 HealthCash (1 HealthCash= 1 Rupee) which can be used to avail discounts when ordering medicines, tests or consultations through Practo. The annual fee of this card is Rs. 2000. Cardholders will also get 2 complimentary Domestic airport lounge access every quarter.

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RBL Bank Credit Card
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Jul 5 , 2019
4/5
Travel benefits

I get so many travel benefits on my RBL Bank credit card.

Jul 5 , 2019
4/5
This credit card is the best

This credit card is the best. I am so happy I chose this one.

Jul 5 , 2019
4/5
Thank you RBL bank

Thank you RBL bank. I am glad I opted for getting a credit card via you.

Jul 5 , 2019
4/5
Good with the offers

RBL is very good with the offers on their credit card.

Jul 5 , 2019
4/5
Love you RBL bank

Love you RBL bank for having schemes and offers for all income groups.

Jul 5 , 2019
4/5
Benefits and offers

This is a great credit card with an array of benefits and offers.

Jul 5 , 2019
4/5
Accrued  reward points

I used the accrued  reward points to get a statement credit,

Jul 5 , 2019
5/5
Rewards and offers

This credit card fetches me a lot of rewards and offers.

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