RBL Credit Card

Key Features:

Welcome Gift – 8,000 Reward Points upon payment of annual fee and using the card in the first 30 days.

Reward Points – Earn Reward Points in the following manner:

• 2 Reward Points for every Rs.100 spent on the card
• 5x reward points on dining, entertainment, utility bill payments, fuel, and international purchases. Capped at 1,000 points per transaction

Movie Benefits – One free movie ticket, up to Rs.200, per month on purchasing 2 or more tickets from BookMyShow

Travel Benefits – 2 Free domestic airport lounge visits per quarter in India

Spend Milestone Benefits – Get the following benefits:

Should you get this card?

RBL Platinum Maxima Credit Card will be a great option for you if:

• You want to earn reward points on dining, fuel, utility bill payments & international transactions
• You are looking for movies and travel-related benefits

If you are not satisfied with this credit card then you may consider these alternatives.

Key Features:

Welcome Benefit – MakeMyTrip voucher worth Rs. 3,000 on payment of joining fee and making a transaction within the first 30 days.

0 Forex Markup Charge – 0% foreign mark-up fee on international spending.

Lounge Access – Get the following lounge accesses:

• 2 free domestic lounge visits per quarter
• 2 free international lounge visits via Priority Pass Program
• Additional free Priority Pass lounge visits can be earned upon spending Rs. 0.5 lakh in a quarter

Golf Benefit – Avail of the following benefits:

• Free golf rounds at select Indian golf courses
• Free golfing lessons
• Discount on green fees at golf courses

Rewards Program – Earn points in the following manner:

• 2 travel points per Rs. 100 spent
• 5 travel points per Rs. 100 spent on travel-related expenses

Spend Milestone Benefit – Spend the below-given amount to earn bonus reward points.

Travel Insurance – Avail of the following coverage:

Fuel Surcharge Waiver – Fuel surcharge waiver on transactions between Rs. 500 & Rs. 4,000. The maximum waiver amount is Rs. 250 per month.

Should you get this card?

RBL Bank World Safari Credit Card’s benefits challenges those offered by premium cards and you get this at a fraction of the price. You may apply for this credit card if:

• You often go on international trips
• You want to earn rewards redeemable against various categories
• You use your credit card to make big-ticket purchases (this will help you get the spend milestone benefit)

Read Full Review of RBL World Safari Credit Card

If you are not satisfied with this credit card, consider the following options.

Key Features:

Welcome Benefit – 20,000 Bonus Reward Points

Movie Offer – Buy 1 Get 1 free movie ticket, up to Rs. 200 off, via BookMyShow. Offer can be availed twice a month

Rewards – 2 Reward Points per Rs. 100 spent

Accelerated Rewards – 20 Reward Points per Rs. 100 spent internationally or on weekend dining.

Milestone Benefits – Spend the below-given amount to earn the associated reward points.

Lounge Access – Free Priority Pass Membership and 2 free domestic lounge visits per quarter

Golf Benefit – Get free golf rounds, discounted green fees, and access golf courses in India

Entertainment Benefits – Get access to exclusive events like Formula 1 races award nights

Concierge Service – Get golf course referral, reservation assistance, business services, flower and gift delivery assistance and much more

Should you get this card?

RBL Bank Icon Credit Card will prove to be a good fit for you if:

• You are looking for entertainment benefits
• You want to get access to exclusive events like a Formula 1 race and so on
• You want concierge services that can assist you in your travels

If you are not satisfied with RBL Bank Icon credit card privileges, you can explore the following alternatives.

Key Features:

Welcome Benefit – 2 BookMyShow voucher worth Rs. 500 each. Voucher can be used when booking at least 2 tickets per transaction.

Milestone Movie Benefit – 2 free movie tickets upon spending Rs. 5,000 in a month.

Cashback – Rs. 25 cashback on spending Rs. 2,500 in a week.

Fuel Surcharge Waiver – Spend between Rs. 500 and Rs. 4,000 to get a waiver of up to Rs. 100 every month.

Should you get this card?

RBL Bank Popcorn Credit Card provides cashback, free movie tickets and much more. We suggest that you get this card if:

• You easily spend Rs. 5,000 or more in a month
• Regularly go to cinemas to watch movies
• Want to earn cashback on spends

If you are not satisfied with the movie and cashback offers provided by RBL Bank Popcorn credit card, you can consider the following alternatives.

Key Features:

Welcome Benefit – 2,000 reward points

Reward Points – 1 reward point per Rs.100 spent excluding fuel expenses

Accelerated Reward Points – Earn points in the following manner:

• 20 Reward Points per Rs.100 spent on groceries. Max. 1,000 points per month
• 10 Reward Points per Rs.100 spent on fuel. Max. 1,000 points per month

Movie Discount – 10% off, up to Rs.100, on movie tickets booked via BookMyShow.

Should you get this card?

RBL Shoprite Credit Card is primarily a rewards credit card. You should get this card if:

• You want to earn reward points on your purchases
• You want discounts on movie tickets

If you are not satisfied with RBL Shoprite Credit Card then consider these alternatives.

Key Features:

Reward Points – 4,000 reward points upon payment of joining fee and using the card within the first 30 days.

Reward Points – 2 Reward Points for every Rs. 100 spent on any purchase.

Accelerated Reward Points – 4 Reward Points for every Rs.100 spent during the weekends.

Bonus Reward Points – Make 5 transactions of at least Rs. 1,000 each to earn 1,000 Bonus Points every month.

Should you get this card?

RBL Platinum Delight Credit Card is a rewards credit card consider applying for the credit card if:

• You want a card that rewards all your spends
• You want a waiver on fuel surcharges
• You mostly spend on weekends

If you are not satisfied with the benefits provided by the RBL Bank credit card then consider these alternatives.

Key Features:

Welcome Benefits – Get the following benefits:

• 2,000 reward points upon payment of joining fee and using the card within the first 30 days
• Additional, 1,000 points on spending Rs. 10,000 within 60 days of card issuance

Reward Points – 1 reward point per Rs. 100 spent on travel, groceries, dining and electricity bill payment.

Annual Spend Benefit – Spend Rs. 1.2 lakh or more in a year to get 4,000 bonus points.

Movie Benefit – Buy 1 Get 1 free ticket on Wednesday’s of each month. The maximum discount is Rs. 200, the ticket must be booked through BookMyShow.

Accelerated Reward Points – Get accelerated points in the following manner:

• 40 Reward Points per Rs. 100 spent on pizzas ordered on Wednesdays from Dominos/Pizza Hut. Maximum Reward points that can be earned in a month are 1,000
• 20 Reward points for every Rs. 100 spent on groceries on Wednesdays. Maximum Reward points that can be earned in a month are 1,000

Convenience Fee Waiver – Fuel surcharge waiver of up to Rs. 100 p.m. on spends between Rs. 500 & Rs. 4,000.

Should you get this card?

RBL Titanium Delight Credit Card is a great all round credit card that offers benefits on a wide range of categories. Consider applying for the card if:

• You frequently go to the movies
• You pay for your groceries via the card
• You can easily spend Rs. 1 lakh in a year (to get the annual fee waiver)

If you are not satisfied with the benefits offered on this credit card then you may look at the below-given alternatives.

Key Features:

Monthly Spend Milestone Benefit – Get the following benefits:

Reward Points – Earn points in the following manner:

• 2 reward points per Rs. 100 spent online
• 1 Reward Point per Rs. 100 spent on retail excluding fuel

Convenience Fee Waiver – Fuel surcharge waiver of up to Rs. 100 p.m. on spends between Rs. 500 to Rs. 4,000.

Should you get this card?

RBL Monthly Treats Credit Card charges a monthly fee unlike other cards that charge annual fee. The milestone benefits too are linked to your monthly spending. We suggest you opt for this card if:

• You are looking for a card that offers cashback as well as reward points
• You regularly use BookMyShow or Swiggy
• You want a credit card that charges a low fee

If you are not satisfied with this card then you may look into these alternatives:

Read more on this page

Given below are some common features and benefits of RBL Credit Cards:

• Generous Rewards: Any credit card purchase earns you reward points. On various RBL Bank credit cards, you may earn welcome points, extra points, and accelerated rewards.
• Secure Transactions: RBL Bank offers credit cards with an EMV Microchip integrated into them, which improves security against fraud and duplication.
• Active Alerts: With SMS and email notifications received on a regular basis, stay on top of all your transactions, missed payment dates, bill payment receipts, monthly card statements, and more.
• Adjustable Credit Limit: RBL Bank’s credit cards come with a feature that allows you to set spending limitations on your credit card.
• Online Banking: You may access your credit card account online at any time and from any location.
• Cash Advance Facility: With your RBL credit card, you may get cash whenever you need it. From the date of the transaction forward, cash transactions will be subject to a fee and financing charges.
• Add-on cards: RBL provides supplementary cards for your family members. For your spouse, parents, and children, you can get up to 5 cards.

Check your Free Credit Report before applying for a credit card. Check Now

If you are confused whether you should go for an RBL Bank Credit Card or not, have a look at the best credit cards from other popular banks in the market.

*Fees and charges may vary for certain credit card variants. Refer to the card-specific charges before applying. Click Here for the most important terms and conditions related to fees and charges.

RBL Credit Card gives reward points to users on eligible purchases. These points can be redeemed against vouchers, merchandise, air miles and so on. The reward points offered on different RBL Credit cards are given below:

To be eligible for RBL Bank credit cards, you must have a good credit score (over 750) and meet the basic eligibility criteria set by the bank, the details of which are given below.

You can apply online for RBL Bank credit cards via Paisabazaar.com. You can fill-up the form on top of this page after which you will be able to see all the credit cards that you are eligible for. You can filter the results for RBL credit cards by selecting RBL Bank from the list of providers. Select your preferred card and continue with the application.

Note: If you cannot see any RBL credit card in the list, you might not be eligible for RBL Cards. In such cases, you may explore credit cards from other providers or try applying for RBL credit cards through RBL Bank’s website or by visiting their nearest branch.

Quick Links on How to Manage Your RBL Credit Card

If you already own an RBL Bank Credit Card, you may want to know various ways to manage your card. All such questions have been answered in our all-inclusive how-to guides. Find the links below:

If you are facing any issues with your credit card application process, tracking, bill payment etc. then you may call their customer care number. The number is

+91 22 6232 7777

How to redeem RBL credit card points?

Your earned RBL Credit Card reward points can be redeemed for preferred flights, hotel stays, mobile recharge options, lifestyle products such as high-end gadgets, accessories and lots more. For that, you need to log in to www.rblrewards.com with your username and password. After that, you can select the category/service for which you wish to redeem your points. Click on Redeem Points and select the number of points you would want to redeem. You will receive an OTP on your registered mobile number. Enter the OTP to complete your transaction.

What should I do if my RBL credit card is stolen or lost?

You should immediately get in touch with the RBL Bank credit card customer care centre and have the card blocked. The customer care number is +91 22 6232 7777. The representative will first verify your identity and then block your credit card.

How to close an RBL Credit Card?

You can close your RBL Credit Card by sending an email to supercardservice@rblbank.com (for super cards) or cardservices@rblbank.com (for other cards). This can also be done by calling the customer care number 022-71190900. You can also visit the branch to close your RBL credit card. To initiate card cancellation through branch visit customers must write and submit a letter requesting credit card cancellation.

How to block/unblock RBL credit card?

You can block your RBL Credit Card online and/or offline. Cardholders can call the toll-free number 1800 121 9050, Supercard holders can call on 022-71190900 to get their RBL credit cards blocked. You can also log in to the RBL MyCard app and head over to the credit card section where they get the option to block their credit card. This can also be done by visiting the nearest RBL Bank branch and submitting a written application and a self-attested photocopy of identity proof.

Which is the best RBL credit card?

It depends on your spending pattern and requirements. If you want to earn rewards on travel, you can get RBL Bank World Safari Credit Card. If you want to earn rewards on shopping, you can get RBL Shoprite Credit Card.

Can we convert RBL reward points into cash?

No, RBL reward points cannot be converted into cash.

Can I transfer money from an RBL credit card to a bank account?

Yes, you can transfer money from an RBL Credit Card to a bank account. Balance Transfer allows cardholders to consolidate outstanding amount on other credit cards into one account. RBL Bank calls this facility Transfer ‘n’ Pay. To apply for an RBL Bank credit card balance transfer via missed call; simply call on 7045906912. Your call will automatically be disconnected after 2 rings. Afterwards, a representative will call you to discuss the details of the balance transfer. You can also apply for an RBL Bank credit card balance transfer via SMS; send the SMS – BTEMI to 5607011. Click Here to read more on RBL Bank Transfer Facility.

Can I withdraw cash from my RBL credit card?

Yes, you may withdraw cash using your RBL credit card. However, cash withdrawal using a credit card is one of the most expensive forms of credit. Therefore, use this only as a last resort.

Can an RBL credit card be used internationally?

Yes, the RBL Bank credit card can be used overseas or on international websites. However, customers might have to pay a foreign exchange mark-up fee when making a payment in foreign currency.

What is an add-on credit card?

Add-on credit cards are supplementary credit card issued against a primary credit card. These cards can be used by the immediate family members of the primary cardholder only. The add-on cardholder can get most of the privileges that are given to the primary cardholder. The primary credit cardholder shares his/her credit limit with the add-on cardholders.

How can I know the status of my RBL Bank credit card application?

To know the status of your credit card application status, visit the RBL Bank credit card application status page. Enter the reference number and registered mobile number. Now, click submit to view your credit card application status. More details on RBL Bank credit card application status page can be found here.