RBL Bank credit cards come with an exclusive rewards programme to help you earn more than you spend. Each RBL credit card offers rewards across various categories including shopping, fuel, entertainment and movies. We have listed some of the top RBL Bank credit cards so you can understand in detail about each card’s features and the benefits they offer.
Best RBL Bank Credit Cards In India
Below is a list of top RBL Bank credit card that are best suited for individuals who are looking for benefits on cashback, reward points, travel, movies and much more. If you like a card in particular, click on the Apply button under each card and we would be happy to assist you.
| RBL Credit Cards | Key Feature | Annual Fee (in Rs.) |
| RBL Platinum Maxima Credit Card | 8000 reward points on first transaction within 30 days of card issuance | 2,000 |
| RBL Platinum Delight Credit Card | 4,000 reward points on card swipe within first 60 days of card issuance | 1,000 |
| RBL Titanium Delight Credit Card | 2000 reward points on first transaction within 30 days of card issuance | 750 |
| RBL Bank Icon Credit Card | VIP Entertainment Access to Formula 1 race, award shows and exclusive events | 5,000 |
| RBL Bank World Safari Credit Card | Zero foreign exchange markup fee | 3,000 |
| RBL Bank Popcorn Credit Card | Weekly Cashback of up to Rs. 250 | 1,000 |
| RBL Monthly Treats Credit Card | 10% cashback on groceries, BookMyShow and utility payments | Rs.50 (Monthly Fee) |
| RBL Shoprite Credit Card | 5% value back on grocery shopping | 500 |
| RBL Insignia Preferred World Credit Card | Priority services including early check-in/checkout, complimentary room upgrade and additional room nights free of charge. | Communicated at the time of sourcing |
RBL Bank Credit Card - Features and Benefits
RBL Bank credit cards are offered to suit the needs of different customer segments. Users can enjoy multiple benefits across categories like dining, movies, shopping and more. Given below are the features and benefits of some of the best RBL credit cards.
RBL Platinum Maxima Credit Card
Best Suited For: Entertainment
Key Highlights
Welcome Gift – 8,000 Reward Points as welcome gift
Reward Points – 2 Reward Points for every Rs.100 spent on the card
Movie Benefits – One free movie ticket per month or Rs.200 off when booking tickets on BookMyShow
Travel Benefits – 2 complimentary airport lounge visits per quarter
Read more about RBL Platinum Maxima
Similar Cards: ICICI Bank Platinum | HSBC Platinum
RBL Platinum Delight Credit Card
Best Suited For: Shopping
Key Highlights
Reward Points – 4,000 reward points on card swipe within the first 60 days of card activation
Reward Redemption Program – Redeem points against air travel, hotel stays, shopping vouchers, etc.
Convenience Fee Waiver – Fuel surcharge waiver on transactions between Rs.500 and Rs.4,000
Read more about RBL Platinum Delight Credit Card
Similar Cards: HDFC Diners Club Rewardz | Standard Chartered Manhattan Platinum
RBL Titanium Delight Credit Card
Best Suited For: Movies
Key Highlights
Welcome Benefits – 2,000 reward points credited to the credit card account within 30 days of card issuance
Reward Points – Additional Bonus Reward Points of 1,000 on spending Rs.10,000 in the first 60 days
Movie Benefits – 1 ticket free or Rs.200 off per month on Wednesday on tickets booked through Bookmyshow
Value Back – 10% value back when you order pizza from Dominos or Pizza Hut on Wednesdays
Convenience Fee Waiver – Fuel surcharge waiver on all transactions between Rs. 500 to Rs. 4,000
Want to know more about RBL Titanium Delight credit card? Click here
Similar Cards: Kotak PVR Gold | Kotak PVR Platinum
RBL Titanium Delight is not available on Paisabazaar’s platform. To apply for this card, kindly contact the bank officials.
RBL Bank Icon Credit Card
Best suited for: Travel
Key Highlights
Welcome Benefit – Get 20,000 Bonus Reward Points under the welcome offer
Movie Offer- Buy 1 movie ticket on BookMyShow and get another free (up to Rs. 200). This offer can be availed twice a month
Rewards- Earn rewards at all purchases as given below:
- 2 Reward Points per Rs. 100
- 20 Reward Points per Rs. 100 on dining and international spends on weekends
Lounge Access– Get complimentary Priority Pass Membership and 2 free domestic lounge access per quarter.
Golf Benefit- Get access to select golf courses in India. Also, avail free golf rounds at discounted green fee and free golf lessons.
Entertainment Benefits- Enjoy exclusive access to sports events, Formula 1 races and award nights.
Want to know more about RBL Icon credit card? Click here
RBL Bank World Safari Credit Card
Best Suited For: International Travel
Key Highlights
Welcome Benefit- Get MakeMyTrip travel voucher worth Rs. 3,000 on paying the joining fee and using the credit card within 30 days of card activation.
Zero Forex Markup Charge– Avail 0% foreign exchange markup fee and save on international expenses.
Lounge Access– Enjoy 2 complimentary lounge access in India per quarter and 2 international lounge visits under the Priority Pass Program.
Golf Benefit- Enjoy free rounds of golf at select golf courses of India along with free lessons and discounted green fee. This offer is given by Mastercard.
Travel Points- Earn 2 travel points per Rs. 100 and 5 travel points per Rs. 100 for travel transactions.
Fuel Surcharge Waiver- Avail fuel surcharge waiver for fuel transactions worth Rs. 500 to Rs. 4,000, up to a maximum waiver of Rs. 250 per month.
Want to know more about RBL World Safari Credit Card? Click here
Similar Cards: HDFC Regalia | Axis Vistara Signature
RBL Bank Popcorn Credit Card
Best Suited For: Movies
Key Highlights
Welcome Benefit- Get BookMyShow voucher worth Rs. 1,000 which can be used in 2 transactions with maximum discount of Rs. 500 each.
Milestone Movie Benefit- Spend Rs. 5,000 in a month and get 2 free movie tickets or a discount of Rs. 500 discount on movie tickets, whichever is lower.
Cashback– Spend Rs. 2,500 or more in a week and get Rs. 250 cashback.
Fuel Benefit- Get fuel surcharge waiver on transactions ranging from Rs. 500 to Rs. 4,000. Maximum waiver per month is capped at Rs. 100.
Want to know more about RBL Popcorn credit card? Click here
Similar Cards: ICICI Platinum | Standard Chartered Manhattan Platinum
RBL Monthly Treats Credit Card
Best Suited For: Cashback
Key Highlights
Cashback Benefits – Enjoycashback benefits on spending Rs.5,000 in a month
Reward Points – 2 reward points on every Rs.100 spent
Convenience Fee Waiver – Fuel surcharge waiver on all transactions between Rs. 500 to Rs. 4,000
Want to know more about RBL Monthly Treats credit card? Click here
Similar Cards: HDFC Moneyback | HSBC Cashback
RBL Monthly Treats credit card is not available on Paisabazaar’s platform. To apply for this card, kindly contact the bank officials.
RBL Shoprite Credit Card
Best Suited For: Cashback
Key Highlights
Welcome Benefit – Earn 2,000 reward points as welcome gift
Reward Points – You will earn 1 reward point for every Rs.100 spent except on fuel transactions
Convenience Fee Waiver – Fuel surcharge waiver on all transactions between Rs. 500 to Rs. 4,000
Movie Discount – Get discount up to Rs.100 on movie tickets booked via BookMyShow
Want to know more about RBL Shoprite credit card? Click here
Similar Cards: HDFC Freedom | SBI SimplyClick
RBL Insignia Preferred World Credit Card
Best Suited For: Travel
Key Highlights
Reward Points – You will earn 5 reward point for every Rs.100 spent except on fuel transactions
Travel Privileges– You can enjoy staying at iconic hotel chains globally along with room degradation and priority check-in
Convenience Fee Waiver – Fuel surcharge waiver on all transactions between Rs. 500 to Rs. 4,000
Golf Benefits– You can enjoy complimentary golf round every month along with discounted green fee
Want to know more about RBL Insignia Preferred Banking World credit card? Click here
Similar Cards: HDFC Regalia | American Express Platinum Travel
RBL Insignia Preferred Banking World credit card is not available on Paisabazaar’s platform. To apply for this card, kindly contact the bank officials.
RBL Bank Credit Card Fees and Charges
While the annual fees on RBL Bank Credit Cards may vary, there are a few other fees and charges on these cards that the users must know about. The table given below shows it-
| Finance charges (Retail purchases and Cash) | APR up to 3.5% p.m. (42.00% p.a.) |
| Cash Advance Transaction fee | 2.5% (min Rs. 300) of the cash amount |
| Overdue Penalty / Late Payment Fee | 15% of Total amount due (Min Rs. 350, Max Rs. 1000) (W.e.f Nov 1st, 2015) |
| Over Limit Penalty | Rs. 600 |
| Outstation Cheque Fee | Rs. 100 |
| Cheque Return / Dishonour Fee Auto debit Reversal-Bank Account out of funds | Rs. 100 |
| Foreign Currency Transaction | 3.50% |
| Duplicate Statement Fee | Rs. 100 |
| Call-a-draft fee | 2.5% (min Rs. 300) of the draft amount |
| Fuel Transaction Charges | 1% Surcharge on Fuel transaction value or Rs. 10, whichever is higher |
Note: All the above Charges are subject to change under various marketing programs. The cardmember will be informed about these Changes.
All charges mentioned above incur Goods and Services Tax @ 18%.
RBL Bank Credit Card Rewards Programme
RBL Bank rewards also known as, exclusive loyalty program is initiated by the bank where the cardholders can use the credit cards, collect reward points on every transaction and redeem for different purposes. Given below are some of the cards that offer reward points:
| Credit Card | Reward Points |
| RBL Bank Classic Rewards Card | · Avail 4 reward points on every Rs.100 spent in India · Avail 8 Reward Points for every Rs.100 spent internationally |
| RBL Bank Classic Platinum Card | · Avail 2 Reward Points for every Rs.100 spent in India · Avail 4 Reward Points for every Rs.100 spent internationally |
| RBL Bank Classic Shoppers Card | · Avail 2 Reward< Points for on every Rs.100 spent in India and Internationally (The earned points can be redeemed for Hotel bookings, flights, gadget shopping, mobile recharge etc.) |
Eligibility Criteria and Documents Required for RBL Bank Credit Card
There are certain criteria that the bank looks into before accepting your credit card application. Your credit score, age, monthly income, location etc. are some of the parameters that you should keep in mind before you apply for RBL Bank credit card.
To apply for RBL Bank credit cards, you should be in the age bracket of 21-65 years with a minimum monthly income of Rs.25,000.
Along with that, you will also need to submit a few documents which become the basis for the bank to decide whether you will be eligible for the card applied and also to determine the credit limit on your card.
Documents Required for RBL Credit Cards
| Proof of Identity | PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI |
| Proof of Address | Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement |
| Proof of Income | Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement |
How to Apply for RBL Bank Credit Card
RBL Bank understands the diversity of needs when it comes to the usage of credit cards. The bank offers a variety of credit card that accommodates all the financial essentials. Here is stepwise step guide of applying for RBL Bank credit card:
Step 1- Click here to start with your credit card application.
Step 2- Youhave to fill the basic information like address, date of birth, name etc.
Step 3- According to your eligibility, there will be a list of financial institutions offering credit card best suited for you.
Step 4- You can select the bank according to your financial situation and accordingly apply with the same. The bank will do a background check and then once your application is approved from their end, the card will be dispatched and delivered to you within 7-10 working days.
Already Applied for RBL Credit Card? Know how to Check Your Application Status
RBL Bank Credit Card Customer Care
RBL Bank credit card holders can contact RBL Bank credit card customer care through call and email.
Here are the details:
RBL Bank credit card customer care toll free number: 1800 121 9050
RBL Bank credit card customer care Email ID: cardservices@rblbank.com
RBL Bank credit card customer care contact for communications through mails and couriers:
RBL Bank Ltd.
Mahavir, Shri Shahu Market Yard,
Kolhapur – 416005
Maharashtra State, India
RBL Bank credit card customer care Fax: 0231 2657386
RBL Bank Credit Card FAQs
What should be done in case the credit card is stolen or lost?
In such a case, you can contact the customer care executives of RBL Bank at 1800 121 9050. The bank executives will help you with an immediate solution.
Can RBL credit cards be used to withdraw cash from ATMs?
Yes, cash can be withdrawn from ATMs depending on the cash limit. The cash limit is mentioned on the billing statement of the credit card.
Can RBL credit card be used internationally?
Yes, the credit card can be used globally for all the transactions and purchases that one makes abroad.
What is meant by add-on credit card?
Add-on credit cards are those cards that can be used by the family members of the primary cardholder. The family members can avail the same privileges and benefits of the credit card unless specified by the bank.
News: RBL Credit Cards
RBL Partners with Practo to Launch the First Healthcare Credit Card
13-08-2019: RBL Bank has partnered with Practo, a digital healthcare platform, to launch the RBL Bank Practo Plus credit card. This co-branded credit card is will be available on both platforms (mobile and website) of RBL Bank and Practo. Cardholders will get unlimited online consultation with doctors 24×7 free for 1 year. Also, cardholders get the option of one free full body check-up.
On spend of every Rs. 100, the cardholder gets 1 HealthCash (1 HealthCash= 1 Rupee) which can be used to avail discounts when ordering medicines, tests or consultations through Practo. The annual fee of this card is Rs. 2000. Cardholders will also get 2 complimentary Domestic airport lounge access every quarter.
