The bank offers numerous options, such as net banking, mobile app, UPI, BillDesk and more for IndusInd credit card payment online. Apart from this, you can also make the IndusInd credit card bill payment offline either by cash or cheque. Here are all the details regarding the credit card payment options:
IndusInd Bank Credit Card Payment Online
Below mentioned are the online methods for your IndusInd credit card bill payment:
|For IndusInd Bank Account Holders
||For Non-IndusInd Account Holders|
|Net Banking||Funds Transfer|
|Mobile App||Visa Money Transfer|
Online Payment for IndusInd Bank Account Holders
You can make the IndusInd credit card bill payment online through net banking, mobile banking, AutoPay and ATM if you have an account with the bank. Below mentioned are the details regarding these options:
IndusInd Bank Credit Card Bill Payment Online through Net Banking
Follow the below-mentioned steps to pay the credit card bill through net banking if you have a savings or current account with the bank:
Step 1: Log in to the IndusNet net banking account using the username and password.
Step 2: Click on “Funds Transfer” and select the “Add a Beneficiary for Visa Credit Card Bill Payment” option.
Step 3: Provide card details, such as the name and the VISA credit card number.
Step 4: Now go to the “To any Visa Card” option under “Transfer Funds” section.
Step 5: Choose the IndusInd savings/ current account through which the fund has to be transferred.
Step 6: Select the credit card for which the payment has to be done.
Step 7: Enter the bill amount and confirm the transaction date.
Step 8: Confirm the transaction by entering the transaction password/ OTP.
IndusInd Bank Credit Card Payment Online through Mobile Banking
You can use the IndusInd mobile banking app to make the payment online by following these steps:
Step 1: Login to the IndusInd mobile banking app and select the “Credit Cards” option.
Step 2: Select the “Pay Now” option at the bottom of the screen and choose the option to make the payment through bank account or Swift Pay.
Step 3: Enter the amount to be paid or select the amount mentioned beforehand.
Step 4: Enter the MPIN to authorise the transaction.
Step 5: Your payment will be processed instantly and a confirmation will be sent to your mobile number and email ID.
IndusInd Credit Card Bill Payment Online through AutoPay
You can give IndusInd Bank a standing instruction for an auto debit from your bank account. You can also set the instruction to pay the total outstanding amount or even the minimum payment due from the account. This option avoids the chance of defaulting on IndusInd credit card payment. All you need to do is download, fill and submit the auto-debit form and mail it to the bank to activate this facility. Also, to avail this facility, your IndusInd Bank account should be held either singly or jointly with signing mandate of ‘either’ or ‘any’ of the account holders.
IndusInd Bank Credit Card Bill Payment through ATM
You are required to follow the below-mentioned steps to make your IndusInd credit card bill payment through ATM:
Step 1: Visit any of the nearest ATMs of the bank.
Step 2: Select the “Visa Credit Card Bill Payment” option at the ATM.
Step 3: Select the IndusInd Bank account from which you want to make the payment.
Step 4: Enter the Beneficiary Visa Credit Card number to confirm the transaction.
Step 5: A confirmation message will be sent on the successful transaction to the registered mobile number and email ID.
Online Payment for Non-IndusInd Account Holders
It is not necessary to have an account with the bank for IndusInd Bank credit card payment. You can also pay your bill through any other bank’s savings account. Here are the details rearding the same:
IndusInd Credit Card Payment through NEFT, RTGS or IMPS using IFSC Code
IndusInd credit card payment can be done via the following methods of fund transfer:
- NEFT – National Electronic Funds Transfer
- RTGS – Real Time Gross Settlement
- IMPS – Immediate Payment Service
Before paying your credit card bill via other bank account you are required to add it to the list of beneficiaries. To do this follow the below given steps:
Step 1: Login to your bank’s net banking portal.
Step 2: Go to funds transfer section and click on the ‘Add Beneficiary’.
Step 3: Provide the following information:
- IndusInd Bank IFSC code: INDB0000018
- Account Number: Credit card number
- Beneficiary Name: Credit card holder name
- Bank Name: IndusInd Bank
Once you submit the details the bank will take up to an hour to add the IndusInd Bank as a beneficiary. After that, you can easily make the payments by following the below-given steps. Do note that all the three modes of payment require IndusInd Bank IFSC Code.
Step 1: Login to your bank’s net banking portal.
Step 2: Go to ‘Funds Transfer’ section and select the mode of payment; RTGS, NEFT, IMPS.
Step 3: Review the details, especially IndusInd Bank IFSC Code.
Step 4: Enter the amount and make the payment
IndusInd Bank Credit Card Payment through Visa Money Transfer
Step 1: Login to your net banking account.
Step 2: Select “Visa Payment” under the “Third Party Fund Transfer”.
Step 3: Enter the sender and receiver’s details to complete the payment.
Step 4: Enter details as per the following:
- Account number: Your 16 digit credit card number
- Beneficiary name: Credit cardholder’s name
- IndusInd Bank Credit Card IFSC Code: INDB0000018
IndusInd Credit Card Payment through BillDesk
Step 1: Visit the IndusInd BillDesk portal by clicking here.
Step 2: Enter the details, such as card type, credit card number, email ID, mobile number, amount and bank account from which the payment has to be done.
Step 3: Click on the “Submit” button to initiate the payment process.
Step 4: Make the payment using the net banking facility of the selected bank.
Step 5: A transaction confirmation and transaction reference number will be sent after successful transaction.
IndusInd Credit Card Payment through Swift Pay
Swift Pay uses the BillDesk portal to make the IndusInd credit card payment online. You are required to enter the credit card details along with additional information, such as email ID, mobile number and amount to be paid. After this, you can make the payment online using the net banking portal. You will instantly receive a confirmation message on your registered mobile number.
IndusInd Bank Credit Card Bill Payment through UPI
Unified Payments Interface (UPI) is a method of funds transfer which can be used to pay credit card bills. It requires a VPA (Virtual Payment Address), or account number and IFSC Code to make the funds transfer. Below mentioned are the details regarding how to pay IndusInd credit card bill:
To use the facility you must first register yourself by following the below-mentioned steps:
Step 1: Download an app that supports UPI payments.
Step 2: Register by sharing your mobile number.
Step 3: Provide the required details of the bank account, like IFSC Code, bank name, etc.
Step 4: Set UPI ID and PIN to make online payment.
Step 1: Login to the app using username and password.
Step 2: Go to ‘UPI Payments’ section and click on the ‘Send Money’ option.
Step 3: Enter the account number and IndusInd Bank credit card IFSC code.
Step 4: Click on ‘Pay’ to complete the transaction. After this, you will receive a confirmation message on your registered mobile number.
IndusInd Bank Credit Card Payment Offline
You can also make IndusInd Bank credit card bill payment offline through cash or cheque. Here are all the details:
IndusInd Credit Card Bill Payment through Cash
To pay your credit card bill offline, you can visit any of the neaest branches of the bank. You can fill the deposit form and make the payment by submitting it at the counter. Remember, a fee of Rs. 100 is charged by the bank in case of cash payment. Also, if your credit card bill is over Rs. 50,000, the bank may ask for the PAN card of the depositor.
IndusInd Credit Card Payment through Cheque
This is an alternative way of paying credit card bills. Instead of cash, you can go to IndusInd Bank and deposit the cheque for your credit card bill payment. You can drop the cheque in the dropbox of any branch of IndusInd Bank. The credit card number and other details should be mentioned on the cheque before dropping it in the dropbox. Also, in case of payment through cheque, you should ensure that the cheque is released before the due date ends otherwise you may might end up paying the late payment fee.
Q. How can I pay my IndusInd credit card bill through HDFC credit card?
A. It is advisable not to pay a credit card’s bill using an another credit card. However, you can make the IndusInd credit card bill payment online through HDFC bank account. Apart from this, you can also opt for HDFC credit card balance transfer if you are getting a better deal with the bank.
Q. Can I pay IndusInd Bank credit card bill through IMPS?
A. Yes, you can make the IndusInd credit card bill payment through IMPS by using the IndusInd Bank mobile banking app.
Q. Can I pay IndusInd Bank credit card bill offline?
A. Yes, you can make the IndusInd credit card bill payment offline through cash or cheque. To do so, you can visit any of the nearest branches of the bank and submit a duly filled form at the counter.
Q. I forgot to pay my IndusInd credit card bill on time. What should I do?
A. You can use the AutoPay option to pay your credit card bill if you have an account with the bank. You can also set the instruction to pay the total outstanding amount or even the minimum payment due from the account. To avail this facility, you are required to submit an auto-debit form to the bank.