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IndusInd Bank Credit Card Bill Payment

IndusInd Bank Credit Card Bill Payment

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Pay IndusInd Credit Card Bill Via Paisabazaar

Given below are the steps to pay your IndusInd Bank credit card bills via Paisabazaar:

Step 1 - Enter your card details
Log in to Paisabazaar App or website using your registered mobile number and OTP. While adding the card for the first time, you will have to enter the last four digits of your credit card. So, keep the card handy.

Step 2 - Check the payable amount
Once your IndusInd credit card is added, your total amount due and minimum amount due will be shown on the screen. Review the bill before proceeding.

Step 3 - Choose the amount to pay
Now, you can either choose to pay the total due or minimum due or you can also enter any custom amount between the total and minimum due.

Step 4 - Choose your payment mode and proceed
Select your preferred payment method, verify the payment details and complete the transaction securely by entering the PIN received on your registered mobile number.

Once the payment is completed, the amount will be credited to your IndusInd Bank Credit Card as per the applicable timeline.

Why should you pay IndusInd Credit Card Bills via Paisabazaar?

Paisabazaar offers a hassle-free bill payment experience to the consumers. But, along with that, you get the following benefits on Paisabazaar:

  • No Hidden Charges: Paisabzaar does not charge any additional convenience fee or platform fee. You pay only what is due on your credit card.
  • Cashback on Bill Payments: On every eligible bill payment, cardholders will get cashback.
  • Chance to Win Free Lounge Access: Consumers who pay their credit card bills via Paisbazaar get a chance to win PB Pass, which offers one complimentary domestic or international lounge visit at participating LoungeKey airport lounges.
  • Manage Multiple Cards: No need to visit multiple bank websites and apps to pay different card bills. On Paisabazaar, you can add multiple cards from leading issuers and manage them on a single platform.

Other Ways to Pay IndusInd Credit Card Bill Online

IndusInd Credit Card Bill Payment via IndusNet

If you have a savings account in IndusInd Bank, you can easily pay your credit card bills online using their net banking facility - IndusNet. Follow the steps given below:

  • Login to internet banking using your credentials
  • Go to ‘Credit Cards’ and click on ‘IndusInd Credit Card Payment’
  • Choose from Total Due or Minimum Due
  • Proceed to pay and authorize with PIN or OTP
IndusInd Credit Card Bill Payment via INDEE App

IndusInd Bank account holders can also pay their credit card bills through the INDEE App. Given below are the steps to make bill payment:

  • Login to INDEE App using your credentials
  • Go to ‘Credit Card Dashboard’ section and click on ‘Pay Bill’
  • Choose the amount you wish to pay - Total Due or Minimum Due or a Custom Amount
  • Proceed with the payment and authorize the transaction using PIN or OTP
IndusInd Credit Card Bill Payment using SWIFTPAY Facility

IndusInd Bank also offers SWIFTPAY facility to pay your credit card bills. Follow the steps given below:

  • Go to SWIFTPAY
  • Enter and re-enter your 16-digit IndusInd Bank Credit Card Number
  • Enter your email address and mobile number and proceed
  • Enter the amount to pay
  • Choose the payment method
  • Proceed to pay and verify the transaction
IndusInd Credit Card Bill Payment through NEFT

If you do not have a savings account with IndusInd Bank, you can use NEFT facility on any other bank account to pay your IndusInd credit card bill. Here is the process:

  • Login to your preferred bank’s internet banking facility
  • Add your IndusInd Bank credit card as beneficiary by entering the below details
    • Choose IndusInd Bank in the list of banks
    • Select the city/branch and then enter the IFSC Code - INDB0000018
    • Enter the 16-digit IndusInd Bank Credit Card number without spaces
    • Beneficiary Name: Cardholder’s Name
  • Initiate online funds transfer
  • Enter the amount to be paid and proceed to pay
Set Auto Debit for IndusInd Bank Credit Card Bill Payment

To ensure that you never miss your IndusInd credit card bill due date, you can set up auto debit on your IndusInd Bank savings account. For this, you will have to download and fill the Auto Debit Mandate Form and mail it to IndusInd Bank.

In the form, you will also have to mention a percentage of the monthly outstanding dues that you wish to be debited from your account every month.

You can also set up auto debit on any other bank’s savings account using the NACH facility. Download the NACH form, duly fill it and mail it to IndusInd Bank. Ideally, you should authorise the bank to make the payment at least 3 working days prior to the due date so that no late payment charges apply.

IndusInd Credit Card Bill Payment through QuickPay

IndusInd Bank credit cardholders can also pay their credit card bills using the QuickPay facility.

  • Enter the credit card number and captcha and proceed
  • Enter the amount to be paid
  • Choose the payment method - net banking or debit card
  • Proceed to pay and authorize the transaction by entering OTP
IndusInd Credit Card Bill Payment through Visa Money Transfer

IndusInd Bank credit card bill payment can also be made using the Visa Money Transfer facility on any other bank’s Visa Card. The process is given below:

  • Visit your preferred bank’s net banking facility
  • Under Debit Cards, go to Visa Money Transfer
  • Enter the required details and proceed

Pay IndusInd Credit Card Bill Offline through Cheque/Draft

IndusInd Bank credit cardholders can also pay their bills offline by writing a cheque or a draft and dropping them at any of the IndusInd Bank ATMs in India.

The cheque or draft should be made payable to “IndusInd Bank Credit Card No XXXX XXXX XXXX XXXX” and mention your name and mobile number at the back of the cheque.

You should attach the tear away payment slip along with your cheque or draft.

Ensure that you drop your cheques at least 4 working days before due date to avoid any late payment charges and interest charges.

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FAQs

How can I pay my IndusInd Bank credit card bill online?

You can pay your IndusInd Bank credit card bill online through Paisabazaar, IndusNet internet banking, the INDEE App, SWIFTPAY, NEFT, QuickPay, or Visa Money Transfer. 

Can I pay my IndusInd Bank credit card bill without an IndusInd Bank savings account?

Yes. You can pay your IndusInd Bank credit card bill even if you do not have an IndusInd Bank savings account. You can use Paisabazaar, NEFT from another bank account, QuickPay, SWIFTPAY, or Visa Money Transfer to make the payment.

Is there any convenience fee for paying IndusInd Bank credit card bills through Paisabazaar?

No. Paisabazaar does not charge any convenience fee or platform fee for credit card bill payments. You only pay the bill amount selected by you.

Can I make a partial payment towards my IndusInd Bank credit card bill?

Yes. You can choose to pay the total amount due, the minimum amount due, or any custom amount, depending on the payment option available. However, paying only the minimum due may result in finance charges on the remaining outstanding balance.

Can I schedule automatic payment for my IndusInd Bank credit card bill?

Yes. You can set up an auto-debit mandate from your IndusInd Bank savings account or use the NACH facility from another bank account to ensure your credit card bills are paid automatically every month.

What happens if I miss my IndusInd Bank credit card bill due date?

If you miss the due date, the bank will levy late payment charges and finance charges on the outstanding amount. Delayed payments will also negatively impact your credit score.

Can I earn rewards for paying my IndusInd Bank credit card bill through Paisabazaar?

Yes. Eligible users can receive assured rewards on bill payments made through Paisabazaar. Additionally, they also get a chance to win PB Pass, which offers one complimentary domestic or international airport lounge visit at participating LoungeKey lounges.

Vandana Punj profile
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Vandana Punj
Shamik Ghosh profile
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Shamik Ghosh
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