Credit Card Documents Required

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Documents for Resident Salaried Individuals

As mentioned above, PAN Card is a must for any loan or credit card application. Apart from that, proof of identity, address and income will be required. Following documents may be accepted by the banks and NBFCs.

Proof of Identity	PAN Card, Aadhaar Card, Passport, Voter’s ID Card, Driving License, Ration Card, Arms License, Freedom Fighter’s ID Card or any other photo ID proof duly signed by a Gazetted Officer and legally accepted in the country
Proof of Address	Passport, Aadhaar, Voter’s ID Card, Ration Card, Driving License, Lease/Rent Agreement, Property Documents, Utility Bills (not more than 3 months old), any other address proof legally accepted in the country
Proof of Income	Salary Slip (last 3 months), Bank Statement (last 6 months), Form-16, ITR, etc.

The list above is only indicative. The bank or NBFC may ask for different documents from different customers.

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Documents for Resident Self-employed Businessmen / Professionals

Proof of Identity	PAN Card, Aadhaar Card, Passport, Voter’s ID Card, Driving License, Ration Card, Arms License, Freedom Fighter’s ID Card or any other photo ID proof duly signed by a Gazetted Officer and legally accepted in the country
Proof of Address	Passport, Aadhaar, Voter’s ID Card, Ration Card, Driving License, Lease/Rent Agreement, Property Documents, Utility Bills (not more than 3 months old), any other address proof legally accepted in the country
Proof of Income	Salary Slip (last 3 months), Bank Statement (last 6 months), Form-16, ITR, Certified financial documents, Proof of business continuity

The list above is only indicative. The bank or NBFC may ask for different documents from different customers.

Documents Required For NRIs (Non-resident Indians)

Proof of Identity	Passport, Driving License
Proof of Address (For Mailing Address In India)	Passport, Voter's ID Card, Driving License, Lease/Rent Agreement, Utility Bills (not more than 3 months old), Original bank account statement, Title deeds of property
Proof of Income (For Mailing Address Overseas)	Passport, Driving License, Lease/Rent Agreement, Utility Bills (not more than 3 months old), Overseas bank statement, Government-issued ID card, credit card statements, Company appointment letter, Company ID Card

Documents Required For Students

Proof of Identity	PAN Card, Aadhaar Card, Passport, Voter's ID Card, Driving License
Proof of Address	Passport, Voter's ID Card, Ration Card, Driving License, Utility Bills (not more than 3 months old)
Proof of Age	10th standard school certificate, Birth certificate, Passport, Voter ID card
Proof of Enrollment	College ID Card, Admission Slip, Study certificate from the respective college or university

Documents Required To Apply For Travel Credit Cards Or Forex Cards

For Salaried / Self-employed Travellers	PAN Card, Passport, Visa, Travel Ticket, Form A2
For Student Travellers	Passport, Form A2, Appointment letter or admission letter or University ID Card, Passport size photograph

These are some of the common documents required by the majority of credit card issuing companies. However the bank may ask for additional documents as per the card variant chosen and applicable terms and conditions.

Credit Card Eligibility Criteria for Different Banks

HDFC Bank Credit Card Eligibility	SBI Credit Card Eligibility
ICICI Bank Credit Card Eligibility	Citi Bank Credit Card Eligibility
Standard Chartered Bank Credit Card Eligibility	American Express Credit Card Eligibility
Axis Bank Credit Card Eligibility	Kotak Mahindra Bank Credit Card Eligibility
YES Bank Credit Card Eligibility	RBL Bank Credit Card Eligibility
IndusInd Bank Credit Card Eligibility	HSBC Credit Card Eligibility

How to Apply for a Credit Card Online?

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the credit card purpose and credit card amount

Step 5: Compare offers and apply for the best-suited credit card

Apply Now

How to Apply for a Credit Card Online?

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the credit card purpose and credit card amount

Step 5: Compare offers and apply for the best-suited credit card

Apply Now

FAQs

If NRI customers for any reason cannot submit their passport then they can submit their driving license, appointment letter, and so on.

Birth certificate, Passport, Voter ID card, and class X mark sheet all are accepted. Customer can submit anyone with the bank.

FATF stands for Financial Action Task Force. If the NRI customer is in a FATF country then they can attest their documents from an Overseas banker licensed to operate in that country. This is the added benefit that customers in FATF country get. In Non-FATF affiliated country, all the customer’s documents (even originals) need to be attested by a Foreign Notary or Indian Consulate.

Yes, these documents are there to establish proof of identity, income and residential address. Bank’s will not conduct with business with people who fail to verify their details by submitting the necessary documents.