OneCard Credit Card

For any queries related to OneCard, you can contact customer service viathe toll-free number at 1800 210 9111, or you can drop an email at help@getonecard.app. Additionally, you can reach out to the respective bank that issued your OneCard regarding any query.

OneCard is a metallic credit card that is offered in collaboration with several banks including SBM Bank, South Indian Bank, Federal Bank, BOB Financial and others. This is an entry-level credit card that provides basic benefits to its users such as reward points, EMI conversion and more.

You can apply for One Card online by visiting the official website of OneCard. Applicants can also download its mobile app and apply through it.

No, OneCard does not charge any reward redemption fee from its users. You can earn reward points and redeem them without any charges.

The maximum credit limit offered by the bank differs from applicant to applicant. The bank decides the maximum credit limit based on your income, eligibility, credit profile and other factors. So, the applicant will get to know about the credit limit only after getting approved for the credit card. Suggested Read: Best Lifetime Free Credit Cards

At the time of application, the applicant has to submit valid identity proof, address proof and income proof (if any). These are the basic documents that an applicant has to submit while applying for any of the OneCard credit cards. However, the partner bank can also ask for any other document, if required.

Yes, people without any job can also apply for OneCard. In such a case, you can apply for a secured OneCard that is offered in collaboration with SBM Bank. A secured credit card is offered against a fixed deposit, and its credit limit is a little bit lesser than the fixed deposit amount. Quick Check: Best credit cards in India 2026

Yes, OneCard offers the facility of withdrawing money to its users. You can withdraw money from any ATM within or outside the country. However, the OneCard will charge a cash advance fee of 2.5% of the withdrawn amount. Moreover, high interest charges also apply on the withdrawn amount from the date of withdrawal. Therefore, it is advisable not to withdraw cash using your credit card.

OneCard comes with a lower forex markup fee as compared to the other credit cards available in the market. The forex markup fee charged by OneCard is just 1%, which makes it easier for you to make transactions in foreign currency.

Yes, OneCard Credit Card is suitable for people who are new to credit. You can apply for this credit card and start building your credit score by using it efficiently. In order to build your credit score, make sure you make your payments timely and in full.

Yes, in comparison to other cards, OneCard comes with comparatively relaxed eligibility requirements, making it a suitable choice for people who are new to credit. However, the other eligibility requirements may vary as per the partner bank.

To increase the credit limit on your OneCard you can contact your partner bank. Credit limit is decided based on factors like your monthly income and credit profile.