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Credit Card Offers in India 2021

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Whether you want to earn rewards or save more with discounts and deals, you will never fall short of Credit Card options. Paisabazaar is the right place to find the card that best fits your needs.

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Updated: 10-03-2021 06:24:04 AM

Credit card providers, in a bid to retain their customers and get new ones, offer discounts, cashback and other deals through their cards. These offers can be site/store specific or be applicable across different platforms. The details of the credit card offers across prominent websites are given below.

Best Credit Card Offers

OfferCredit Card
No Cost EMI – AmazonAll Major Card Providers (SBI, HDFC, Axis, Citi, etc. )
Dining Discount up to 20% offAxis Bank Credit cards, Standard Chartered Credit Cards
Upto 5% cashback on Flipkart, Myntra & 2GUDFlipkart Axis Bank Credit Card
Upto 5% cashback on AmazonAmazon Pay ICICI Bank Credit Card
5% instant discount on purchases made at SnapdealSnapdeal HDFC Bank Credit Card

Let us talk about the best credit card offers by leading card issuers in India:

Credit Card Offers by Top Banks

HDFC Bank OffersCitibank Offers
ICICI Bank OffersAxis Bank Offers
HDFC Bank Credit Card Offers 2021
Citibank Credit Card Offers 2021
ICICI Credit Card Offers 2021
Axis Bank Credit Card Offers 2021

HDFC Bank Credit Card Offers 2021

Credit cards from HDFC Bank have universal acceptance and help the credit card holders carry out cashless transactions with ease across millions of merchant locations around the world. Although, different types of HDFC Bank credit cards provide different type of offers, here is a combined list of almost all of these credit card offers:

HDFC Bank Credit Card Offers – Dining

HDFC credit card provides a discount on many partner restaurants in India. The details of the offer provided at eateries in Delhi & NCR are given below.

RestaurantsOffer DetailsValidity
DineoutUp to 30% off on restaurant bills31-December-2021
SwiggyFlat 15% off on a minimum purchase of Rs. 60031-March-2021
Zomato10% Instant Discount up to Rs.75/- on orders of Rs.499 and above31-March-2021
Walk in the Woods20% off on food bill31-March-2021
The Lounge20% off on the total bill31-March-2021

To know if HDFC credit card offers a discount at your favourite local restaurant click here.

HDFC Bank Credit Card Offers: Travel

The travel offers provided by HDFC credit cards in India are provided below.

Offer NameOffer DetailsValidityPromo Code
Paytm FlightsSave up to Rs. 1,500 on Domestic Flights31st March 2021PAYTMHDFCFLY
IxigoRs. 1,000 discount on domestic flights31st March 2021ixihdfc
Welcome Heritage HotelsFlat 15% off on Hotel Stays31st March 2021HDFC15
GoibiboUp to 15% discount on flights and hotels31st March 2021goHDFC
YatraUp to 15% instant discount on flights and hotels31st March 2021HDFCDOM / HDFCINT

Also Read: HDFC Credit Card Offers

Top HDFC Credit Cards

Citibank Credit Card Offers 2021

With Citibank Credit Cards, you can avail of offers across dining, shopping, fuel, travel and so on. Details of these offers are given below:

Citibank Credit Card Offers on Flight

ProviderOffer DetailsCodeValidity
MakeMyTrip10% discount, up to Rs 1,000, on domestic flight bookingsFLYNOW25 Aug 2021
MakeMyTrip10% off, up to Rs. 7,500 on international flight bookingsCITISUPER29 Aug 2021

For more details on Citibank credit card offers on flight tickets click here.

Citibank Credit Card Offers on Dining

Name of RestaurantOffer DetailsOffer not Applicable onValidity
Bite Bikaner20% off on Food & Soft drinksBuffet & Alcoholic Drinks30th Sept 2021
Mela20% off on Food BillBuffet & Alcoholic Drinks31st Oct 2021
House Of Kebabs20% off on Total BillBuffet30th Sept 2021

For more details on Citibank credit card offers on dining click here

Top Citibank Credit Cards

ICICI Credit Card Offers 2021

ICICI credit cardholders can avail offers on electronics, apparels, jewellery, movie tickets and other purchases. To avail these offers, simply visit the sites that are providing the offers and make the necessary purchases. If required enter the code and then complete the transaction. The instant discount will be applied at checkout, while in case of cashback, the amount will be sent to your account in a few days.

ICICI Credit Card Offers on Flight

You can avail the below given flight offers using an ICICI Bank credit card:

CodeOffer DetailsAmount in Rs.Validity
FLYMONRs. 500 Cashback on Domestic Flight bookings5,000- 7,500Monday bookings till 31st March 2021
Rs. 1,000 Cashback | Additional Rs. 200 cashback on EMI conversion of 6 months or more7,501 to 15,000
Rs. 1,250 Cashback | Additional Rs. 200 cashback on EMI conversion of 6 months or more15,001 and above
ICICIEMIDomestic Flights – 5% Instant Discount + No Cost EMI on 3&6 monthRs. 5,00031st March 2021
International Flights – 5% Instant Discount + No Cost EMI on 3&6 monthRs. 20,000

You can also avail of up to 20% discount on SeleQtions Hotels:

CodeOffer DetailsOffer valid onValidity
No promo code requiredUp to 20% offBooking made for a maximum of 5 rooms with not more than 10 guests31st March 2021

ICICI Credit Card Offers on Apparel

You can get the discounts on apparels at various e-retailer sites. The details are:

WebsiteOfferMin. Cart ValueValidity
Tata Cliq15% off on weekend shopping | Use code – ICICIWEEKENDRs. 150031st March 2021
Sennheiser10% off on select products | Use Code – SENICICI10NA31st March 2021

ICICI Credit Card Offers on Dining

ICICI Bank credit cardholders get the following offers on dining transactions.

ProviderOfferCodeValidity
Zomato20% off on orders above Rs 400ICICITREATS31 March 2021
Swiggy20% off on orders over Rs 400ICICIT10031 March 2021
EazyDinerRs. 150 off on first online orderCHAMPIONS31 March 2021

For more details on ICICI Bank Credit Card offers click here

Top ICICI Bank Credit Cards

Axis Bank Credit Card Offers 2021

Axis Bank credit cards also provide lots of offers to its cardholders. The top offers on Axis Bank credit cards are given below.

Axis Bank Credit Card Offers – Travel

Top offers on travel on Axis Bank credit cards are:

ProviderOfferCodeValidity
MakeMyTripRs.1,250 Cashback on Domestic Flight bookingsMMTWEDCREDIT31st March 2021
Goibibo15% off on International Hotels

 

GOAXIS31st March 2021
MyChoizeRs. 1,000 cashback on Subscription Car RentalsNA27th September 2021

Axis Bank Credit Card Offers – Online Shopping

Top Axis Bank Credit Card offers on Online Shopping are:

ProviderOfferCodeValidity
Flipkart10% instant discount on Flipkart Payday SaleNA3rd April 2021
Tata-CliQFlat 5% discount every WednesdayAXISLUX1031st March 2021
Tata Sky20% Off on HD connectionHD20PC30th September 2021
Dunzo300 Dunzo pointsMASTER30030th September 2021

Axis Bank Credit Card Offers – Lifestyle

Besides, offering travel and online shopping offers, Axis Bank credit cards also provide the following lifestyle offers.

ProviderOfferCodeValidity
TalismanFlat 28% discount on Fine Sterling JewelleryAXIS2831st March 2021
Angie HomesExtra 5% discount on luxury interior home decorANHOAXIS514th August 2021

For more details on Axis Bank credit card offers click here.

Top Axis Bank Credit Cards

Checkout Co-branded Credit Cards with your favourite retailers

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EMI Offers
EMI Offers

Besides offering discounts, cashback and other deals credit card providers also offer EMI options on purchases. They can be in the form of:

No-cost EMI | Post Purchase EMI Conversion | Instant EMI

No Cost EMI – No-cost EMI option allow you to purchase an item and then pay for it over a period of months without incurring interest. Typically you can get no-cost EMI of up to 9 months at certain e-retailer websites. They are usually offered on electronic items, white goods, and other expensive items.

Instant EMI – Unlike No-cost EMI, Instant EMI incurs interest rate. You can get tenure of up to 24 months. However, the incurred interest amount can be quite significant. Typically instant EMI rates are lower than Post Purchase EMI Conversion rates.

Post Purchase EMI Conversion – If you find yourself unable to clear your dues by the due date because of a big-ticket purchase, then you may convert that purchase into an EMI.

Wondering if you should convert your dues into EMI?

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American ExpressŸŸ Credit Card
(4.1/5 ) 29460 Reviews
Write a review
Mar 9, 2020
5/5
EXCELLENT

Membership rewards card is the best card compared to any card of any other bank. I mean which bank gives you 1000 points by just making 4 transactions in 1 calender month ...? none amex roxx and the cx care is next level no other bank is even 10% of amex cx care ......without thinking twice just go for it

Jan 13, 2020
2/5
Very Basic Card

No extra rewards or benefits. Only basic features. Could have been better.

Jan 13, 2020
4/5
Liked it

SBI Simply Click is a good card for online shopping. I get a lot of rewards. Recommended!

Jan 3, 2020
4/5
Low Annual Fee

The only credit card from American Express that comes with low Annual fee of Rs. 495 but offers amazing list of cashbacks and rewards that make it worth having

Jan 3, 2020
5/5
A perfect travel card

My job keeps me on my toes with frequent travels, thanks for American Express Platinum Travel Credit Card I get to enjoy lounge access on the days when my flights are painfully delayed

Jan 3, 2020
4/5
Good for rewards

Ever since i have got this card my spending have become rewarding with amazing rewards program that Amex membership rewards card offers.

View All Reviews
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