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Credit Card Offers in India 2022

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हिंदी में पढ़े
Updated: 10-05-2022 07:38:03 AM

Credit card providers offer discounts, cashback and other deals through their cards. These offers can be site/store specific or be applicable across different platforms. The details of some of the credit card offers have been mentioned below:

Best Credit Card Offers

OfferCredit Card
No Cost EMI – Amazon*All Major Card Providers (SBI, HDFC, Axis, ICICI, Kotak Mahindra, etc. )
Dining Discount up to 20% offAxis Bank Credit cards, Standard Chartered Credit Cards
Up to 5% cashback on Flipkart, Myntra & 2GUDFlipkart Axis Bank Credit Card
Up to 5% cashback on AmazonAmazon Pay ICICI Bank Credit Card

*Credit card providers may vary from product to product.

Let us talk about the best credit card offers by leading card issuers in India:

Credit Card Offers by Top Banks

SBI OffersCitibank Offers
ICICI Bank OffersAxis Bank Offers
SBI Credit Card Offers 2022
Citibank Credit Card Offers 2022
ICICI Credit Card Offers 2022
Axis Bank Credit Card Offers 2022

SBI Credit Card Offers 2022

Credit cards from SBI have universal acceptance and help the credit card holders carry out cashless transactions with ease across millions of merchant locations around the world. Although, different types of SBI credit cards provide different types of offers, mentioned below are some of the best SBI credit card offers:

SBI Credit Card Offers – Lifestyle

Offer OnOffer DetailsCoupon code Validity Applicable On
Samsung Mobiles and TabsUp to Rs. 10,000 Cashback NA30th June 2022SBI Credit Cards (excluding SBI Corporate Credit Cards and Paytm Cobrand Card)
Blue Star Products*Up to 7.5% Cashback on select Blue Star products NA30th June 2022All SBI Credit Cards (excluding SBI Corporate Credit Cards and Paytm Cobrand Card)
Flipkart Grocery10% instant discount on groceries at Flipkart.NA4th – 7th May 2022
4th – 7th June 2022		All SBI Credit Cards excluding Corporate Cards & Paytm SBI Credit Card
10% cashback on select Lenovo Laptops*10% cashback on select Lenovo LaptopsNA30th June 2022All SBI Credit Cards excluding Corporate Cards and Paytm SBI Credit Cards
BOSCH Products*Up to 15% cashback on select BOSCH productsNA30th June 2022All SBI Credit Cards excluding Corporate Cards and Paytm SBI Credit Cards
Sony Products*Up to 10% Cashback on select Sony productsNA30th June 2022All SBI Credit Cards excluding Corporate Cards and Paytm SBI Credit Cards and on minimum EMI transaction amount of Rs. 22,000

*Offer is applicable only on EMI Transactions

SBI Credit Card Offers: Travel

Offers OnOffer DetailsCoupon codeValidityApplicable On
GoIbibo10% off on Domestic FlightsGOSBI27th June 2022, Every MondayAll SBI Credit Cards, except corporate and Paytm SBI Credit Cards
6% off on International FlightsGOSBIINT27th June 2022, Every MondayAll SBI Credit Cards, except corporate and Paytm SBI Credit Cards
Offers OnOffer Details Coupon codeValidity Applicable on
MakeMyTrip*Buy any package and payback in 3,6,9 and 12 EMIsNAAs notified by the bankAll SBI credit cards except SBI corporate cards
Yatra.com*Buy any package and payback in 3,6,9 and 12 EMIsNAAs notified by the bankAll SBI credit cards except SBI corporate cards

*An interest of 14% p.a. will be charged on all EMIs

Top SBI Credit Cards

Citibank Credit Card Offers 2022

With Citibank Credit Cards, you can avail of offers across dining, shopping, fuel, travel and so on. Details of these offers are given below:

Citibank Credit Card Offers –  Shopping

Offer OnOffer DetailsCoupon code Validity Applicable On
Forest Essentials (Website)

10 % off up to Rs. 500

CITIFE15th May 2022Citi Credit & Debit Cards except for Citi Corporate Cards.
Amazon10% instant discountNA 14th May 2022Citi Credit & Debit Cards except for Citi Corporate Cards.
Puma Online 10% instant discount

CITI10

30th June 2022Citi Credit & Debit Cards except for Citi Corporate Cards.
John Jacobs15% instant discountCITI1530th June 2022Citi Credit & Debit Cards except for Citi Corporate Cards.
mCaffeine10% instant savings to mCaffeine walletMCCITI2030th June 2022Citi Credit & Debit Cards except for Citi Corporate Cards.
METRO ShoesRs. 250 instant discount on minimum transaction of Rs. 1000METROCITI30th June 2022Citi Credit & Debit Cards except for Citi Corporate Cards.
lifestylestores.com Up to 50% + Additional 15% instant off on minimum transaction of Rs. 1,999LIFEIN1530th June 2022Citi Credit & Debit Cards except for Citi Corporate Cards.
Wonderchef20% off making purchases via the Wonderchef websiteWCCITI2030th June 2022Citi Credit & Debit Cards except for Citi Corporate Cards.
Morphy Richards10% instant discountCITIMR1030th June 2022Citi Credit & Debit Cards except for Citi Corporate Cards.
Ajio.comRs. 500 instant off on a minimum transaction of Rs. 2,000AJIOCITI50030th June 2022Citi Credit & Debit Cards except for Citi Corporate Cards.
Satya Paul (website)10% instant offSPCITI1030th June 2022Citi Credit & Debit Cards except for Citi Corporate Cards
Mothercare Website10% instant discount up to Rs 500 on a minimum purchase of Rs 2,000MCCITI1030th June 2022Citi Credit & Debit Cards except for Citi Corporate Cards

Citibank Credit Card Offers –  Travel

Offers OnOffer DetailsCoupon code ValidityApplicable On
MakeMyTrip15% Instant Savings on Domestic Flights & Hotels*Flights: FLYNOW
Hotels : CITILUXURY		28th June 2022Citi Credit & Debit Cards except for Citi Corporate Cards
 20% Instant discount on international flights and hotel bookings**  Flights: CITISUPER
Hotels: CITILUXURYINT		25th June 2022Citi Credit & Debit Cards except for Citi Corporate Cards
 Booking.com10% cashback on hotel bookings NA31st December 2022Citi Credit and Debit Cards
 Paytm Flights*** 12% off (up to Rs. 5,000) on domestic and international flight bookings NA 30th June 2022Citi Credit and Debit Cards

* The offer is valid for domestic flights and hotel bookings done between 00:00 hrs to 23:59 hrs every Tuesday.
** The offer is valid for international flight bookings done between 00:00 hrs to 23:59 hrs every Saturday.
*** The offer is valid for flight bookings done between 00:00 hrs to 23:59 hrs every Thursday.

Citibank Credit Card Offers –  Dining

Offers OnOffer DetailsCoupon code ValidityApplicable On
SwiggyOffer 1* – 15% off up to Rs 300 (min transaction – Rs. 1,200)

Offer 2** – 30% of up to Rs. 600 (min transaction – Rs. 1,000)

CITIFOODIE

 

CITIWORLD

30th June 2022

 

30th June 2022

Citi Credit & Debit Cards except for Citi Corporate Cards

 

CG/CPC World Debit Cards

Licious20% offNA30th June 2022Citi Credit & Debit Cards except for Citi Corporate Cards

Offer 1 – 

  • The offer is valid only for one transaction per card per week and total 2 times during the offer period   
  • The offer is valid only on Friday, Saturday and Sunday

Offer 2 – 

  • The offer is valid only for one transaction per card per week  
  • The offer is valid only on Friday, Saturday and Sunday
Top Citibank Credit Cards

ICICI Credit Card Offers 2022

ICICI credit cardholders can avail of offers on electronics, apparel, jewellery, movie tickets and more.  Mentioned below are some of the ongoing ICICI credit card offers:

ICICI Credit Card Offers – Shopping

Offer OnOffer DetailsCoupon code Validity Applicable On/at
Tata CLiQ (mobile and website)15% off on weekend shopping on a minimum purchase of Rs. 1,500ICICIWEEKEND30th September 2022Offer applicable on ICICI credit cards except for Amazon Pay Credit Card

ICICI Credit Card Offers – Travel

Offer On                    Offer DetailsCoupon code     Validity     Applicable On
MakeMyTrip*Up to Rs. 1,650 Cashback on domestic flight bookings every MondayMMTFLYMON27th June 2022MakeMyTrip ICICI Bank Credit Cards only

*Offer not valid on Business, Commercial & Corporate Credit Cards.

ICICI Credit Card Offers – Health & Wellness

Offer OnOffer DetailsCoupon code Validity Applicable On
Apollo PharmacyDiscounts on medicines and other products*NA15th Feb 2023ICICI Bank debit and credit cards

*

  • 5% discount on all FMCG products
  • 15% discount on all Apollo private label products
  • 10% discount on all prescription medicines (except DPCO/ Lifesaving drugs)
Top ICICI Bank Credit Cards

Axis Bank Credit Card Offers 2022

Axis Bank Credit Card Offers – Lifestyle

Offer OnOffer DetailsCoupon code Validity Applicable On
ANGIE Homes5% Discount on total Cart ValueANHOAXIS5 14th August 2022 Axis Bank Credit and Debit cards
FanCodeAdditional 10% Off on Sports MerchandiseNA24th June 2022Axis Bank Credit and Debit cards

Axis Bank Credit Card Offers –  Healthcare

Offer OnOffer DetailsCoupon code Validity Applicable On
Healthians flat 15% discount on all the health tests AXIS15 18th June 2022 Axis Bank Credit and Debit cards
Dr. Mohan’s Diabetes Specialities Centre Pvt Ltd 10% instant discount on treatment of Out-patients & In-patients  NA30th November, 2023Axis Bank Credit and Debit cards
Top Axis Bank Credit Cards

Checkout Co-branded Credit Cards with your favourite retailers

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EMI Offers
EMI Offers

Besides offering discounts, cashback and other deals credit card providers also offer EMI options on purchases. They can be in the form of No-cost EMI | Post Purchase EMI Conversion | Instant EMINo Cost EMI – No-cost EMI option allows you to purchase an item and then pay for it over a period of months without incurring additional interest. Typically you can get no-cost EMI of up to 9 months at certain e-retailer websites. They are usually offered on electronic items, white goods, and other expensive items. Instant EMI – Unlike No-cost EMI, Instant EMI incurs interest rate. You can get tenure of up to 24 months. However, the incurred interest amount can be quite significant. Typically instant EMI rates are lower than Post Purchase EMI Conversion rates. Post Purchase EMI Conversion – If you find yourself unable to clear your dues by the due date because of a big-ticket purchase, then you may convert that purchase into an EMI.

Wondering if you should convert your dues into EMI?

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