| Festive Sale | Offer Details |
|---|---|
| Amazon Great Indian Festival | 10% discount on SBI Credit Cards & Credit Card EMI |
| Flipkart Big Billion Days | 10% discount on Axis & ICICI Bank Credit Cards |
| Myntra Big Fashion Festival | 10% discount on HDFC Credit Cards & EASYEMI |
Credit Card Offers in India 2026
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Festive Credit Card Offers
HDFC Bank Credit Card Offers
| Category | Brand | Offer Details | Validity |
|---|---|---|---|
| Health | Apollo Pharmacy | Up to 15% discount on medicines | 30 September 2025 |
| Shopping | Aldo | Additional 5% discount | 28 February 2026 |
| Dining | Swiggy Dineout | 40% off up to Rs. 110 on orders above Rs. 199 | 30 September 2025 |
Axis Bank Credit Card Offers
| Category | Brand | Offer Details | Validity |
|---|---|---|---|
| Travel | Ixigo | Flat 8% off, up to Rs. 1,000 | 30 September 2025 |
| Shopping | Myntra | 10% instant discount, up to Rs. 1,000 on a minimum spend of Rs. 3,500 | 30 September 2025 |
| Shopping | Apple | Instant discount of up to Rs. 8,000 on in-store & online spends | 30 September 2025 |
| Food & Grocery | Swiggy Instamart | 10% discount, up to Rs.150 on orders above Rs. 999 | 30 September 2025 |
| Electronics | Lenovo | Additional Rs. 2,000 off on laptops & PCs at online Lenovo store on a minimum transaction of Rs. 60,000 | 30 September 2025 |
ICICI Bank Credit Card Offers
| Category | Brand | Offer Details | Validity |
|---|---|---|---|
| Travel | MakeMyTrip | Up to 10% instant discount on domestic flights (Max. Rs. 1,800), on a minimum transaction value of Rs. 10,000 and only on Mondays | 30 September 2025 |
| Travel | EaseMyTrip | Up to 15% discount on travel bookings made on Saturdays | 30 September 2025 |
| Shopping | Apple | Up to Rs. 5,000 cashback on apple products | 31 October 2025 |
| Dining | Biryani by Kilo | 10% discount, up to Rs. 1,000 on a minimum order value of Rs. 999 | 30 September 2025 |
| Apollo | Up to 15% discount | 20% discount, up to Rs. 500 on a minimum transaction of Rs. 1,200 | 19 February 2026 |
SBI Credit Card Offers
| Category | Brand | Offer Details | Validity |
|---|---|---|---|
| Travel | MakeMyTrip | Up to 25% off on travel bookings | 30 September 2025 |
| Travel | Yatra.com | Up to 15% off on travel bookings | 30 September 2025 |
| Electronics | Godrej | Up to 15% off on EMI transactions, up to Rs. 6,000 | 30 September 2025 |
| Electronics | Hitachi | 10% off on EMI transactions, up to Rs. 4,500 | 31 October 2025 |
| Pharmacy | mCHEMIST | 18% discount on medicines and flat 8% discount on OTC products | 30 September 2025 |
Standard Chartered Bank Credit Card Offers
| Category | Brand | Offer Details | Validity |
|---|---|---|---|
| Travel | EaseMyTrip | Up to Rs. 1,000 off on travel bookings | 30 September 2025 |
| Shopping | Myntra | Extra 10% off on a minimum order of Rs. 999 | 30 September 2025 |
| Food | Faasos | 40% off up to Rs. 110 | 30 September 2025 |
| Shopping | Mokobara | 10% off | 31 October 2025 |
| Travel | ITC Hotels | Free night stay | 15 May 2026 |
Kotak Mahindra Bank Credit Card Offers
| Category | Brand | Offer Details | Validity |
|---|---|---|---|
| Electronics | Apple | Up to Rs. 10,000 instant cashback on latest Apple devices | 28 October 2025 |
| Grocery | Zepto | 10% instant discount up to Rs. 150 | 30 September 2025 |
| Health | Cult.fit | No Cost EMI offers | 31 December 2025 |
American Express® Credit Card Offers
| Category | Brand | Offer Details | Validity |
|---|---|---|---|
| Travel | Belair | 12% off up to Rs. 2,000 on domestic flights | 30 September 2025 |
| Shopping | Joyalukkas | 25% off on gold Jewellery making charges | 1 October 2025 |
| Shopping | United Colors of Benetton | 10% off on select items at select stores | 30 September 2025 |
| Dining | Olive Bar & Kitchen | Up to 15% off | 1 November 2025 |
| Travel | Taj | 25% off on suites at select Taj Hotels, Resorts, Palaces, & Safaris | 31 December 2025 |
| Health | Fortis | Up to 25% off on Apollo ProHealth program | 31 January 2026 |
EMI Offers on Credit Cards
In addition to offering discounts, cashback, and other deals, credit card providers also offer EMI options on purchases. These can be in the form of Merchant EMI, No-cost EMI, and Post Purchase EMI Conversion.
No-cost EMI: This option allows you to purchase an item and pay for it over a period of months without incurring any additional interest. Typically, you can get no-cost EMI for up to 9 months on certain e-retailer websites.
Merchant EMI: Unlike no-cost EMI, this option comes with an interest rate. You can choose a tenure of up to 24 months, but keep in mind that the interest incurred can be quite significant. Generally, merchant EMI rates are lower than post-purchase EMI conversion rates.
Post Purchase EMI Conversion: If you're unable to pay off a large purchase by the due date, you can convert it into an EMI even after the purchase. This option helps break down your payment into manageable installments.
Also Read: HSBC Credit Card Offers | Canara Bank Credit Card Offers
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