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Credit Card Offers in India 2020

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Whether you want to earn rewards or save more with discounts and deals, you will never fall short of Credit Card options. Paisabazaar is the right place to find the card that best fits your needs.

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Updated: 21-08-2020 10:23:57 AM

Credit card providers, in a bid to retain their customers and get new ones, offer discounts, cashback and other deals through their cards. These offers can be site/store specific or be applicable across different platforms. The details of the credit card offers across prominent websites are given below.

Best Credit Card Offers

OfferCredit Card
No Cost EMI – AmazonAll Major Card Providers (SBI, HDFC, Axis, Citi, etc. )
Dining Discount up to 20% offAxis Bank Credit cards, Standard Chartered Credit Cards
Upto 5% cashback on Flipkart, Myntra & 2GUDFlipkart Axis Bank Credit Card
Upto 5% cashback on AmazonAmazon Pay ICICI Bank Credit Card
5% instant discount on purchases made at SnapdealSnapdeal HDFC Bank Credit Card

Let us talk about the best credit card offers by leading card issuers in India:

Credit Card Offers by Top Banks

HDFC Bank OffersCitibank Offers
ICICI Bank OffersAxis Bank Offers
HDFC Bank Credit Card Offers 2020
Citibank Credit Card Offers 2020
ICICI Credit Card Offers
Axis Bank Credit Card Offers 2020

HDFC Bank Credit Card Offers 2020

Credit cards from HDFC Bank have universal acceptance and help the credit card holders carry out cashless transactions with ease across millions of merchant locations around the world. Although, different types of HDFC Bank credit cards provide different type of offers, here is a combined list of almost all of these credit card offers:

HDFC Bank Credit Card Offers – Dining

 

HDFC credit card provides discount on many partner restaurants in India. The details of the offer provided at eateries in Delhi & NCR are given below.

RestaurantsAreaOffer DetailsValidity
Indian Sizzler Co.Karkardooma, New Delhi20% off on food bill31-Dec-20
3 BrosSec 63, NOIDA20% off on food bill31-Oct-20
Route 04Connaught Place, New Delhi20% off on food & beverages bill30-Nov-20
Walk in the WoodsVaishali, Ghaziabad20% off on food bill31-Jan-21
The LoungeSahibabad, Ghaziabad20% off on the total bill31-Mar-21

To know if HDFC credit card offers discount at your favourite local restaurant click here.

HDFC Bank Credit Card Offers: Travel

The travel offers provided by HDFC credit cards in India are provided below.

Offer NameOffer DetailsMinimum Transaction ValueValidityPromo Code
ZoomcarDiscount up to 20%Nil31-Dec-19ALHDFC
YatraFlat â‚č 1000 Instant DiscountRs. 4,00010-September-2019 YTPZ19
MakeMyTripGet Min. Rs. 1,000 Instant DiscountRs. 10,00030-September 2019 HDFCDOM
MakeMyTripGet Min. Rs. 2,500 Instant DiscountRs. 30,00030-September 2019 HDFCINT

Also Read: HDFC Credit Card Offers

Top HDFC Credit Cards

Citibank Credit Card Offers 2020

With Citibank Credit Cards, you can avail offers across dining, shopping, fuel, travel and so on. Details of these offers are given below:

Citibank Credit Card Offers on Flight

ProviderOffer DetailsCodeValidity
MakeMyTrip10% discount, up to Rs 1,000, on domestic flight bookingsFLYNOW25 Aug 2020
MakeMyTrip10% off, up to Rs. 7,500 on international flight bookingsCITISUPER29 Aug 2020

For more details on Citibank credit card offers on flight tickets click here.

Citibank Credit Card Offers on Dining

Name of RestaurantOffer DetailsOffer not Applicable onValidity
Bite Bikaner20% off on Food & Soft drinksBuffet & Alcoholic Drinks30th Sept 2020
Mela20% off on Food BillBuffet & Alcoholic Drinks31st Oct 2020
House Of Kebabs20% off on Total BillBuffet30th Sept 2020

For more details on Citibank credit card offers on dining click here

Top Citibank Credit Cards

ICICI Credit Card Offers

ICICI credit cardholders can avail offers on electronics, apparels, jewellery, movie tickets and other purchases. To avail these offers, simply visit the sites that are providing the offers and make the necessary purchases. If required enter the code and then complete the transaction. The instant discount will be applied at checkout, while in case of cashback, the amount will be sent to your account in a few days.

ICICI Credit Card Offers on Flight

You can avail the below given domestic flight offers using an ICICI Bank credit card on MakeMyTrip Website.

CodeOffer DetailsAmount in Rs.Validity
FLYMONRs. 500 Cashback5,000- 7,500 

Monday bookings between 01 June & 30 Sep 2020

Rs. 1,000 Cashback | Additional Rs. 200 cashback on EMI conversion of 6 months or more7,501 to 15,000
Rs. 1,250 Cashback | Additional Rs. 200 cashback on EMI conversion of 6 months or more15,001 and above

If you have a MakeMyTrip ICICI Bank credit Card then you can avail the following offers on domestic flight bookings:

CodeOffer DetailsAmount in Rs.Validity
 

 

MMTFLYMON

 

Rs. 650 Cashback5,000- 7,500 

Monday bookings between 01 June & 30 Sep 2020

Rs. 1,150 Cashback | Additional Rs. 200 cashback on EMI conversion of 6 Months & more7,501 to 15,000
Rs. 1,400 Cashback | Additional Rs. 200 cashback on EMI conversion of 6 Months or more15,001 and above

ICICI Credit Card Offers on Apparel

You can get the discounts on apparels at various e-retailer sites. The details are:

WebsiteOfferMin. Cart ValueValidity
Flipkart10% off, up to Rs. 500, on products in fashion categoryRs. 2,00026 August 2020
Tata Cliq5% off on EMI transactionsRs. 10,00030 Sept 2020
Central10%, up to Rs. 1,000 instant discountRs. 5,00006 Sept 2020

ICICI Credit Card Offers on Dining

ICICI Bank credit cardholders get the following offers on dining transactions.

ProviderOfferCodeValidity
Zomato15% off, up to Rs.75, on orders above Rs 399ICICITREATS31 Aug 2020
Swiggy20% off on orders over Rs 500125ICICI30 Sep 2020
BiryaniByKILODiscount of 15%BBKICICI1531 Jan 2021

For more details on ICICI Bank Credit Card offers click here

Top ICICI Bank Credit Cards

Axis Bank Credit Card Offers 2020

Axis Bank credit cards also provide lots of offers to its cardholders. The top offers on Axis Bank credit cards are given below.

Axis Bank Credit Card Offers – Travel

Top offers on travel on Axis Bank credit cards are:

ProviderOfferCodeValidity
Vista Rooms10% off on Vista RoomsAXIS1031st Dec 2020
Avis India30% off, Self-drive domestic bookings

35% off, Chauffeured domestic bookings

15% off, Chauffeured International bookings

10% off, Self-drive International bookings

SD Dom- AXISD30 CD DOM- AXISCD35 CD int- AXISCDI153rd Dec 2020
Paytm10X Reward Points on domestic flight bookingsFLIGHTAXIS30th Sep 2020
EaseMyTrip10X Reward Points on bookings up to Rs. 10,000–30th Sep 2020
Yatra10X Reward Points on domestic & international flights & hotel bookings–30th Sep 2020

Axis Bank Credit Card Offers – Online Shopping

Top Axis Bank Credit Card offers on Online Shopping are:

ProviderOfferCodeValidity
Talisman28% off on Fine Sterling JewelleryAXIS2831st March 2021
Tata-CliQ10X EDGE REWARD Points on shopping–30th Sep 2020
Tata Sky20% Off on HD connectionHD20PC30th Sep 2020
Dunzo300 Dunzo pointsMASTER30030th Sep 2020
Oxxy Healthcare20% off on membership plansMCOXXY14th Dec 2020

Axis Bank Credit Card Offers – Lifestyle

Besides, offering travel and online shopping offers, Axis Bank credit cards also provide the following lifestyle offers.

ProviderOfferCodeValidity
Crossloop70% off on Pro Series EarphonesAXISCL7024th Nov 2020
O2spa Salon Pvt Ltd20% discount on services at O2 SpaProvided upon booking31st Dec 2020

For more details on Axis Bank credit card offers click here.

Top Axis Bank Credit Cards

Checkout Co-branded Credit Cards with your favourite retailers

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EMI Offers
EMI Offers

Besides offering discounts, cashback and other deals credit card providers also offer EMI options on purchases. They can be in the form of:

No-cost EMI | Post Purchase EMI Conversion | Instant EMI

No Cost EMI – No-cost EMI option allow you to purchase an item and then pay for it over a period of months without incurring interest. Typically you can get no-cost EMI of up to 9 months at certain e-retailer websites. They are usually offered on electronic items, white goods, and other expensive items.

Instant EMI – Unlike No-cost EMI, Instant EMI incurs interest rate. You can get tenure of up to 24 months. However, the incurred interest amount can be quite significant. Typically instant EMI rates are lower than Post Purchase EMI Conversion rates.

Post Purchase EMI Conversion – If you find yourself unable to clear your dues by the due date because of a big-ticket purchase, then you may convert that purchase into an EMI.

Wondering if you should convert your dues into EMI?

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