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Credit Card Offers in India 2023

Home Credit Card Credit Card Offers in India 2023

Most credit cards are designed to offer benefits across one or more spending categories like shopping, travel, dining, entertainment, fuel, etc. However, in addition to these category-specific features, credit cards also launch certain offers from time to time. These offers are usually provider-specific which means that they will be applicable to all cards from the said issuer. Such offers may come in the form of a direct discount, cashback or EMIs. Here is all you need to know about best credit card offers in India.

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हिंदी में पढ़े
Updated: 25-01-2023 11:38:28 AM

Best Credit Card Offers in India for 2023

Card IssuerBrandOffer Details*Validity
SBI CardPostcard Hotels25% instant discount on making a reservation at Postcard Hotels and Resorts31st Mar 2023
HDFC  BankLifestyleUp to 50% off + additional 15% off on min. purchase of Rs. 1,999

Code: LIFEIN15

31st Mar 2023
Axis BankQatar AirwaysUp to 10% off on Business Class Comfort & Economy Class Convenience fares;

Up to 7% off on Business Class Classic & Economy Class Classic fares

Code: APVISA22

31st Mar 2023
CitibankLGUp to 22.50% extra savings on EMI purchases at LG Products28th Feb 2023
HSBC BankEazyDiner30% off up to INR 600;

20% off up to INR 500

31st Mar 2023

*Terms and conditions apply

Credit Card Offers from Top Providers
SBI Credit Card Offers
HDFC Credit Card Offers
ICICI Credit Card Offers
Axis Bank Credit Card Offers
Citibank Credit Card Offers
Kotak Credit Card Offers

SBI Credit Card Offers

Here are some of the top offers on SBI Credit Cards across different categories:

CategoryBrandOffer DetailsValidity
Mobiles and ElectronicsBoschUp to 12% Cashback on select products on EMIs of minimum 6 months tenure31st Mar 2023
Mobiles and ElectronicsSamsungUp to Rs. 10,000 cashback on select smartphones & tabs on choosing EMIs of minimum 6 months31st Mar 2023
TravelPostcard Hotels25% instant discount on making a reservation at Postcard Hotels and Resorts31st Mar 2023
Fashion and LifestyleV Mart5% Instant Discount at V Mart & Unlimited retail outlets up to Rs. 1,000 per card1st Feb 2023
Explore More Offers on SBI Credit Cards
Top Citibank Credit Cards

HDFC Credit Card Offers

Following are some of the best HDFC credit card offers across different categories of spends:

CategoryBrandOffer DetailsValidity
TravelQatar AirwaysFlights from India to USA/ Australia/ Europe/ Africa-

Up to 12% off on Business class;

Up to 10% off on Economy class

31st Mar 2023
Food and DiningOven Story50% off up to Rs. 125 on orders above Rs. 24931st Mar 2023
Health and WellnessHealthkart10% off up to  Rs. 300 on min. orders of Rs. 999 on website & app31st Mar 2023
LifestyleMyntraAdditional 10% off up to Rs. 1,000 on a min. buy of Rs. 3,999;

Additional Rs. 200 off on min. spend of Rs. 1,499

31st Mar 2023
Explore More HDFC Credit Card Offers

ICICI Credit Card Offers

The best offers on ICICI credit cards are listed below:

CategoryBrandOffer DetailsValidity
TravelWelcome Heritage15% instant discount on the best available room rates

10% instant discount on all F&B transactions

31st Mar 2023
JewellerySurat Diamond JewelleryFlat 20% discount on transactions worth Rs. 2,000 or more31st Mar 2023
ShoppingSpykarFree Spykar merchandise30th Sept 2023
LuxuryHypeUp to 30% off on luxury cars, luxury yachts & jet rentals at Hype14th Apr 2023
Explore More ICICI Credit Card Offers

Axis Bank Credit Card Offers

The top offers on Axis Bank credit cards are shown in the table below:

CategoryBrandOffer DetailsValidity
TravelWelcome Heritage15% instant discount on the best available room rates

10% instant discount on all F&B transactions

31st Mar 2023
JewellerySurat Diamond JewelleryFlat 20% discount on transactions worth Rs. 2,000 or more31st Mar 2023
ShoppingSpykarFree Spykar merchandise30th Sept 2023
LuxuryHypeUp to 30% off on luxury cars, luxury yachts & jet rentals at Hype14th Apr 2023
Explore More Axis Bank Credit Card Offers

Citibank Credit Card Offers

Given below are the best Citibank Credit Card Offers across different spending categories:

CategoryBrandOffer DetailsValidity
TravelCleartripOn every Thursday:

15% off on domestic flights;

10% off on international flights;

25% off on hotel bookings

28th Feb 2023
JewelleryKalyan Jewellers30% off on making charges of Gold Jewellery on a minimum purchase of Rs. 1,00,00028th Feb 2023
HomeIKEA10% cashback up to Rs. 2,00028th Feb 2023
FoodZomato20% savings up to Rs.300 on minimum order of Rs. 99928th Feb 2023
Explore More Citibank Credit Card Offers

Kotak Credit Card Offers

The following Kotak Credit Card Offers are currently active:

CategoryBrandOffer DetailsValidity
LifestyleMyntra10% off up to Rs. 1,000 on min. purchase of Rs. 3,00031st Mar 2023
JewellerySurat DiamondRs. 3,000 off on min. purchase of Rs. 10,00031st Mar 2023
Mobiles and ElectronicsOppo10% Cashback up to Rs. 4,000 on select models31st Mar 2023
TravelMakeMyTripDomestic Flights: 12% off up to Rs. 1,500 on min. transaction of Rs. 3,000

Domestic Hotels: 15% off up to Rs. 5,000 on min. transaction of Rs. 3,000

31st Mar 2023
FoodLicious10% off up to Rs. 175 on min. transaction Rs. 75031st Mar 2023
Explore More Kotak Credit Card Offers
EMI Offers on Credit Cards
EMI Offers on Credit Cards

Besides offering discounts, cashback and other deals credit card providers also offer EMI options on purchases. They can be in the form of- Merchant EMI, No-cost EMI and Post Purchase EMI Conversion.

No-cost EMI– This option allows you to purchase an item and then pay for it over a period of months without incurring additional interest. Typically you can get no-cost EMI of up to 9 months at certain e-retailer websites.

Merchant EMI– Unlike No-cost EMI, Instant EMI incurs interest rate. You can get tenure of up to 24 months. However, the incurred interest amount can be quite significant. Typically, Merchant EMI rates are lower than Post Purchase EMI Conversion rates.

Post Purchase EMI Conversion- If you find yourself unable to clear your dues by the due date because of a big-ticket purchase, then you may convert that purchase into an EMI even after making the purchase.

Wondering if you should convert your dues into EMI?

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