Credit Card Offers in India 2020

Credit cards from HDFC Bank have universal acceptance and help the credit card holders carry out cashless transactions with ease across millions of merchant locations around the world. Although, different types of HDFC Bank credit cards provide different type of offers, here is a combined list of almost all of these credit card offers:

HDFC Bank Credit Card Offers – Dining

With HDFC credit cards, one can also enjoy attractive discounts across various restaurants in different parts of the country. Given below is a list of restaurants in Delhi/NCR and how the discount offered on HDFC Bank credit cards:

HDFC Bank Credit Card Offers: Travel

Also Read: HDFC Credit Card Offers

Citibank offers a lot of benefits to its customers including joining gifts, bonus reward points, discounts on travel bookings, dining, entertainment and much more.  Most welcome offers remain in effect within a stipulated time from the activation date of the card or for a period of one year from the date of joining. Citibank credit card offers vary from standard offers that other banks provide. The bank’s offers include holiday vouchers and fine dining experiences in addition to various other discounts and deals. Each Citibank card comes with specific offers including the ones listed here.

Citibank Credit Card Offers: Travel

MakeMyTrip Offer

The official partner of Citibank under this category is MakeMyTrip. Citibank credit cardholders can avail exciting offers and discounts as mentioned below:

 MakeMyTrip Flight Bookings:

MakeMyTrip is offering flat Rs. 1200 cashback and additional 50% cashback up to Rs. 500 on ancillaries (seats, meals) on domestic flight bookings for Citibank credit and debit cards issued in India.

 Offer Details:

 Promo Code: FLYNOW

Offer Period: Valid till 24 September 2019

 Minimum Booking Amount: Rs. 5,000

 Terms and Conditions:

• One can avail this offer on booking done between 16:00 hours to 21:59 hours on every Tuesdays during the offer period
• This offer is only valid on MakeMyTrip Android and IOS App
• This offer is not applicable to Citi Corporate credit cards
• This offer is valid on domestic flights only on the first eligible transaction per card per Tuesday

 MakeMyTrip International Flight Bookings:

 MakeMyTrip is offering up to 25% cashback on international flights for Citibank credit and debit cardholders.

Offer Details:

 Promo Code: CITISUPER

 Offer Period: Valid till 28 September 2019

 Minimum Booking Amount: Nil

 Terms and Conditions:

• One can avail this offer on booking done 00:00 hours to 23:59 hours on every Saturday during the offer period
• This offer is only valid on MakeMyTrip Android and IOS App
• This offer can be availed only once per card
• This offer is only applicable to one way and return flights starting from India only

Booking.com Offer

Citibank cardholders can avail up to 10% discount on bookings made through Booking.com/citiin.

Offer Details:

Promo Code: Not Required

Offer Period: 30th September 2019

 Terms and Conditions:

• Offer can be availed only when the booking is made through www.booking.com/citiin
• Add on cards will be treated as separate cards
• Cashback will be credited to the credit card account within 65 days post completion of the hotel stay

Read in Detail: Citi Bank Credit Card Offers

Customers of ICICI Bank can avail offers on the purchase of electronics, watches, apparels, jewelry, etc. as well as on payments for movie ticket booking, dining, and flights with these online credit card offers. To avail credit card offers online, simply put in the required credentials while you shop on your favourite e-stores and get your cashback/discounts right away.

Travelyaari Offer

One can plan an affordable weekend and book bus tickets with Travelyaari as ICICI Bank credit cards offer a discount of flat Rs. 150.

Offer Details:

• Offer Period: March 10 to December 31, 2019

Terms and Conditions:

• This offer is only valid once per user
• This offer cannot be clubbed with Travelyaari offers on the same product
• This offer is not applicable to Government RTC buses

Travelxp Offer

 ICICI Bank credit cardholders can get up to Rs. 700 off on return domestic flights for maximum 4 passengers at Travelxp.

Offer Details:

• Rs. 150 off on one way and Rs. 200 off on Return Domestic Flights for 1 Passenger
• Rs. 225 off on one way and Rs.400 off on Return Domestic Flights for 2 Passengers
• Rs. 300 off on one way and Rs.525 off on Return Domestic Flights for 3 Passengers
• Rs. 375 off on one way and Rs.700 off on Return Domestic Flights for 4 Passengers
• Promo Code: TXPICICI
• Offer Period: From April 08, 2019 to October 31, 2019

Terms and Conditions:

• This offer cannot be clubbed with any other Travelxp offers on the same product
• A service fee of Rs. 250 along with the discounted amount will be deducted from the total refund due, in case of cancellation of any domestic flight
• Passengers included are adults and children, not infants

Goomo Flights Offer

Customers of ICICI Bank can get up to Rs. 31,000 on flight booking.

Offer Details:

Coupon Code  GMICICIF

Offer Period  Valid till 30 September 2019

Terms and Conditions:

• ICICI Bank corporate cards are not applicable for this offer
• Only Indian Citizens can avail this offer
• Offer is valid on one way and round fare tickets

Also Read: ICICI Credit Card Offers

Axis Bank offers different types of credit and debit cards to its customers. The bank also gives several offers and discounts to the Axis Bank debit and credit cardholders. It has over 50 offers for its credit cardholders. Some of these offers are also for the Axis Bank debit cardholders and customers who are using the net banking facility.

Some of the main Axis Bank credit card offers are categorised here:

Axis Credit Card Offers: Lifestyle

Axis Bank credit cardholders can get exciting offers and discounts on shopping to make it a memorable experience. Details are mentioned below:

Most banks allow credit cardholders to convert their purchases into easy EMIs for a period of 3, 6, 9, 12, 18, or 24 months. This is known as the EMI facility and the banks charge a nominal interest rate that varies slightly with each bank. The interest rate is lower for a shorter duration of EMI such as 3 and 6 months as compared to that of 18 and 24 months.

Banks allow customers to convert a purchase into EMI only if the amount exceeds the minimum limit set by the bank (usually Rs. 3,000). They have tie-ups with select merchants, brands, and companies and offer the EMI facility for any purchases made from the retail outlets or online stores of their partners. This is an ongoing offer. The usual interest rate for EMI facility is 12% for 3 and 6 months, 13% for 9 and 12 months, and 15% for 18 and 24 months. Customers can pay back the EMI from their credit card every month since the EMI amount is billed to the credit card.

Usually, the banks do not charge processing fees for the EMI offer. The EMI is calculated on a monthly reducing balance and the service tax levied on the EMIs is borne by the customer. Most banks do not offer the EMI facility on the purchases of gold, jewelry, etc. Corporate credit cards are also not eligible for theses credit card offers. The terms and conditions vary depending on the bank.

This credit card offer is only for the credit card holders of a bank and its biggest advantage is that the customer does not have to pay for a product at once while paying their credit card bill. They can repay for a purchase using the credit card in small installments over the course of a few months. Using this credit card offer, customers can buy products that are otherwise out of their budget.