HSBC VISA Platinum credit card is best suited for shopping, dining and fuel purchases. The cardholder can also earn reward points and get access to a host of other premium services from the bank including concierge services, zero lost card liability and emergency card replacement.
Features and Benefits
Introductory Benefits: The customers can avail of the following benefits on joining.
- 10% cashback up to Rs. 2,000 on making a minimum of 5 transactions that add up to Rs. 10,000 or more within the first 60 days of card issuance
- Get Amazon Voucher worth Rs. 250 on making a single spend of Rs. 500 or more within 30 days of card issuance
- 3 complimentary airport lounge access at domestic and international lounges or 3 meal-vouchers (For the use at airport restaurants in India)
- Introductory offers are valid on this credit card from 1st January 2021 to 30th June 2021
Rewards Program: Get 2 reward points on every Rs.150 spent. 5X Reward Points on subsequent purchases made after spending Rs. 4 lakh or more in a year. A maximum of 15,000 accelerated reward points can be earned in an anniversary year.
BookMyShow Offer: Book 2 movie tickets and get 1 of them free on the BookMyShow mobile app using your HSBC Credit Card. The maximum price of the free ticket is Rs.250. This Offer is applicable on tickets for a show on any day of the week, however needs to be booked on a Saturday only.
Shopping Benefit: Get up to 10% discount on Tata Cliq with HSBC Credit Cards across apparel, electronics and more. 10% instant discount on Thursdays (once a month).
Saving on Fuel: Get a fuel surcharge waiver at any fuel pump across India for transactions between Rs. 400 and Rs. 4,000 with the maximum amount capped at Rs. 250 per calendar month.
Similar Credit Cards from Other Banks
|Credit Card||Annual Fee||Reward Points||Net Savings|
|HSBC VISA Platinum Credit Card||NIL||Earn 2 Reward Points for every Rs. 150 spent||Rs. 14,167*|
|HDFC Moneyback Credit Card||Rs.500||Earn 2X Rewards on online spends||Rs.484*|
|Standard Chartered Platinum Rewards Credit Card||Rs.250||Earn 5 Reward Points for every Rs.150 spent at partner dining restaurants||Rs.8,510*|
|ICICI Bank Coral Contactless Credit Card||Rs.500||Earn 2 Payback Points on every Rs.100 spent||Rs.10,636*|
|Standard Chartered Manhattan Platinum Credit Card||Rs.999||Earn 3X Reward Points on Hotel Reservations, Dining, Utility Bills etc.||Rs.8,697*|
Fee and Charges
|Finance Charges||3.3% p.m. (39.6% p.a.) computed from the date of transaction|
|Over Limit Fee||Rs. 500 per month|
|Late Payment Charges||Minimum Payment Due amount up to Rs. 500 – Fine of Rs. 400|
Between Rs. 500 & Rs. 1,000 – Fine of Rs. 500
Above Rs. 1,000 – Fine of Rs. 750
Eligibility and Documentation
How to Apply for HSBC Visa Platinum
STEP 1- Click Here to start with your HSBC credit card application online.
STEP 2- Fill the basic requirements like your name, address, date of birth, monthly income etc.
STEP 3- A list of banks offering the suitable credit card options for you will be shown. Filter the results for HSBC Bank credit cards. If you are eligible for the HSBC Visa Platinum Credit Card, it will be shown on the list.
STEP 4- Select the option that suits your financial profile and then you can apply for that credit card. The bank will review your credit card application and then accordingly the application will proceed. Once your application is accepted, you will receive the credit card within a few working days.
For those who wish to apply offline can visit the nearest HSBC Bank branch. Click here to find the nearest HSBC branch.
What is zero liability for lost card?
Zero liability lost card means that the cardholder will not held responsible for unauthorized transactions made with cardholder’s account.
Will I be charged if I use my card overseas?
You will be charged a transaction fee for cash withdrawal of Rs. 100 at overseas ATMs.
Can I opt for emergency cash?
Yes, you can opt to receive emergency cash at over 22,000 outlets globally.
What are the identity proofs required to apply for HSBC VISA Platinum credit card?
The identity proofs required to apply for HSBC VISA Platinum credit card are :
- Aadhaar Card
- Any one of the following photo cards:
- PAN Card
- Voter ID Card
- Government ID
Other Credit Cards with Rewards Benefit
|Credit Card||Annual Fee||Key Feature||Paisabazaar Rating|
|SBI Card Prime||Rs. 2,999||Earn 20 reward points per Rs. 100 spent on utility bill payments through standing instructions||4.2/5|
|HDFC Regalia Credit Card||Rs. 2,500 plus taxes||Earn 15,000 reward points on spending Rs.8 lakh or more in every anniversary year||4.5/5|
|ICICI Bank Manchester United Signature Credit Card||Rs. 2,499||Earn 5 PAYBACK points per Rs. 100 spent at retail purchases||3.2/5|
|American Express Platinum Travel Credit Card||Rs. 5,000||Earn Welcome Gift of 5000 milestone bonus membership reward points||4.4/5|