Suryoday Small Finance Bank Credit Card

Suryoday Small Finance Bank provides secured credit cards against fixed deposits on RuPay network. These cards are also available through a partnership with Stable Money. Suryoday SFB credit cards offer value-back as cashback across spending categories, including UPI transactions, while earning interest on the linked FD amount. Read on to explore the features, fees, and charges of Suryoday Bank Credit Cards, along with the steps to apply online.

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Currently, Suryaday Small Finance Bank only offers RuPay credit cards against an FD (fixed deposit), as listed below:

Credit Card	Annual Fee	Minimum FD Amount
Suryoday SFB RuPay Credit Card (Select/Platinum)	Nil	For RuPay Select: Rs. 1.15 lakh For RuPay Platinum: Less than Rs. 1.15 lakh
Suryoday SFB Stable Money RuPay Credit Card (Select/Platinum)	Nil	For RuPay Select: Rs. 1.15 lakh For RuPay Platinum: Less than Rs. 1.15 lakh

Suryoday Bank Credit Card: Features & Benefits

Suryoday Small Finance Bank offers the following features and benefits through its credit card offerings:

Lifetime Free: All cards, irrespective of the variant, are offered lifetime free without any annual charges, thus minimising their cost.
FD-backed: Suryoday SFB offers secured FD-backed credit cards against a certain minimum FD (fixed deposit) amount. This should be an un-liened individual FD on which you can earn interest.
RuPay on UPI: All the cards offered by Suryoday Bank are RuPay credit cards – either RuPay Select or Platinum, and hence allow the cardholders to carry out UPI payments.
Cashback Benefit: All Suryoday SFB RuPay credit cards offer 0.5% cashback on the eligible card spends, including UPI transactions, capped at Rs. 3,000 per month.

Suryoday Bank Credit Card: Fees & Charges

Fee Type	Amount
Joining/Annual Fee	Nil
Finance Charges	2.95% p.m. (35.40% p.a.) + GST
Late Payment Fee	1% of the amount payable or Rs. 250, whichever is lower + GST

Click here to know the detailed fees and charges and other terms and conditions applicable on Suryoday SFB Credit Cards.

Suryoday Bank Credit Card: Eligibility & Documents Required

Given below is the eligibility criteria of Suryoday Small Finance Bank Credit Cards, along with the documents required:

Age: Above 18 years and below 80 years
Fixed Deposit: Un-liened, non-tax saver and non-corporate individual fixed deposit (FD) with Suryoday Small Finance Bank
Nationality: Resident Indian
Documents Required: Proofs of FD and identity.

How to Apply Online for Suryoday Bank Credit Card?

In order to get and apply for Suryoday Small Finance Bank Credit Cards online, follow the steps given below:

Step 1: Enter your name and mobile number in the form on the top of this page to begin the application process.
Step 2: Provide the OTP sent to the mobile number for verification.
Step 3: Check and compare the credit cards you are eligible for from the list of pre-qualified card offers.
Step 4: Select and apply for the best credit card.
Step 5: Provide the required documents for smooth processing of the application and submit the completed application.

You may apply for Suryoday Small Finance Bank Credit Cards by logging into the bank’s mobile app and completing the application by selecting the suitable FD option under the credit card section.